Arizona · GEOID 04005

Coconino County

2024 ACS 5-year estimates · population 144,508 · 70,645 housing units

Median household income

$72,966

State $80,891

Median home value

$448,000

State $393,758

Median gross rent

$1,473

State $1,528

Homeownership rate

59.7%

State 67.4%

Renter cost-burden rate

51.6%

≥30% of income

Owner cost-burden rate

19.9%

≥30% of income

Homeowner vacancy

0.6%

Of owner-occupied + for-sale units

Rental vacancy

5.6%

Of renter-occupied + for-rent units

Overall vacancy

22.0%

All housing units

Price-to-income ratio

6.14

Affordable: 2.0–3.0

Section 1

Community Profile

Population, demographics, household composition, and income.

Community Data Summary

	Coconino County	Arizona
Population	144,508	7,378,838
Population density (per sq. mi.)	7.76	—
Median household income	$72,966	$80,891
HUD Area Median Income (4-person, 100%)	$106,000	—
Households	55,118	—
Average household size	2.38 people	—
Owner-occupied	59.7%	67.4%
Renter-occupied	40.3%	32.6%
Race	56.0% White · 1.4% Black	0.0% White · 0.0% Black

Source: ACS 5-year 2024 (Tables DP05, S1101, DP04, S1901) and Census Gazetteer (land area); HUD FY2026 Income Limits.

Racial composition

Coconino County compared with Arizona.

Source: ACS 5-year 2024, Table DP05.

Educational attainment (population 25+)

40.3% hold a bachelor's degree or higher (state: 33.3%).

Source: ACS 5-year 2024, Table S1501.

Median Household Income by Tenure

Owner-occupied vs. renter-occupied household income, county and state.

Source: ACS 5-year 2024, Table B25119.

Median Household Income by Age of Householder

Median household income by age group of householder.

Source: ACS 5-year 2024, Table B19049.

Median Household Income by Number of Earners

Median household income for families with each earner count.

Source: ACS 5-year 2024, Table S1903.

Household Size

Distribution of households by number of people.

Source: ACS 5-year 2024, Table S2501.

Income by Number of Earners

Earners	Share	Median income	Attainable monthly housing cost	Attainable home
0 earners	16.0%	$53,319	$1,333	$167,452
1 earner	30.7%	$61,125	$1,528	$196,508
2 earners	43.1%	$124,855	$3,121	$433,733
3+ earners	10.3%	$155,476	$3,887	$547,715

Attainable monthly housing cost = 30% of gross income ÷ 12. Attainable home price assumes 30% housing budget, 30-yr mortgage at 7%, 5% down.

Source: ACS 5-year 2024, Table S1903; affordability formula derived.

Households

55,118

Average size: 2.38 people

Households with children

12,128

22.0% of households

Per-capita income

$38,920

Poverty rate: 17.4%

Section 2

Residential Market Analysis

Housing stock characteristics — tenure, type, age, size, vacancy, rents.

Tenure

59.7% owner-occupied vs. state average 67.4%.

Source: ACS 5-year 2024, Table DP04.

Structure type

Single-family share 64.4% · Missing middle (2–19 units) 16.5%.

Source: ACS 5-year 2024, Table B25024.

Housing stock by decade

28.4% built before 1980 · Median structure age 1,991.00 yrs.

Source: ACS 5-year 2024, Table S2504.

Housing size mismatch

Compares the share of housing units by bedroom count against the share of households by size — a common diagnostic of housing supply/demand alignment.

Source: ACS 5-year 2024, Tables B25041 (bedrooms) and S2501 (household size).

Home value distribution

Owner-occupied homes by value bracket. Median: $448,000.

Source: ACS 5-year 2024, Table DP04.

Monthly Housing Costs

Distribution of monthly housing costs across all occupied units.

Source: ACS 5-year 2024, Table B25104.

Number of Bedrooms

Housing units by number of bedrooms.

Source: ACS 5-year 2024, Table B25041.

Median rent by bedroom

Overall median gross rent: $1,473.

Source: ACS 5-year 2024, Table B25031.

Renters by age

Number of renter householders by age bracket.

Source: ACS 5-year 2024, Table S2502.

Owners by age

Number of owner householders by age bracket.

Source: ACS 5-year 2024, Table S2502.

Vacancy composition

All 15,527 vacant units split into Census's seven categories. Frictional vacancy (units actively on the market) reflects healthy churn. Structural vacancy (seasonal, migrant, other) sits outside the market for year-round residents — high values change how the headline vacancy rate should be read.

Vacant units by type

For sale 1.2% · For rent 8.7% · Seasonal 76.0% · Other 10.5%.

Source: ACS 5-year 2024, Table B25004.

Frictional vs structural

13.4% of vacancy is frictional (for sale + for rent + rented/sold not yet occupied); 86.6% is structural (seasonal + migrant + other).

Source: ACS 5-year 2024, Table B25004.

Seasonal / recreational share of all housing

16.7%

11,808 units of 70,645 total

⚑ Above the 10% threshold — meaningful pressure on year-round residents from second-home / short-term-rental demand.

"Other vacant" share of all housing

2.3%

1,629 units of 70,645 total

Census "Other vacant" — units off the market for reasons other than seasonal, migrant, sale, or rental.

Section 3

Workforce Housing Needs Assessment

Affordability, cost burden, and the housing options for households in the workforce income range.

Workforce range — ACS median household income

80% MHI$58,373

100% MHI$72,966

120% MHI$87,559

County-wide median from ACS 5-year estimates. A household at 100% MHI in Coconino County should be able to afford a home up to roughly — (30% housing budget, default mortgage terms).

Workforce range — HUD Area Median Income

	1-person	2-person	4-person
80% AMI	$62,750	$71,700	$89,600
100% AMI	$74,200	$84,800	$106,000
120% AMI	$89,050	$101,750	$127,200

HUD FMR Area: Flagstaff, AZ MSA. 80% AMI uses HUD's published Section 8 Low Income Limits; 100% is HUD MFI; 120% is the standard workforce convention.

Affordability calculator

Follows the standard 30%-of-gross-income affordability rule.

Income basis Household income Interest rate % Down payment % Taxes & insurance / yr

Affordable monthly—

Affordable home price—

Renter cost burden

51.6% of renter households spend ≥30% of income on rent (27.6% spend ≥50%).

Source: ACS 5-year 2024, Table B25070.

Owner cost burden by income

19.9% of homeowners spend ≥30% of income on housing. Bars show counts of cost-burdened owners by income bracket.

Source: ACS 5-year 2024, Table B25106.

Household income — owners vs renters

Distribution of household income for owner-occupied (navy) and renter-occupied (gold) households.

Source: ACS 5-year 2024, Table B25118.

Section 4

Industry & Workforce Wages

Employment, average wages, and the housing each industry's typical earner can afford in Coconino County.

Covered employment

56,194

Across 21 sectors

Establishments

4,122

QCEW 2024

Avg annual pay (workforce)

$52,655

Employment-weighted across sectors

Top 10 sectors by employment

Annual average employment by NAICS 2-digit sector. Counties with fewer than five covered establishments in a sector may show suppressed totals.

Source: BLS QCEW Annual Averages, 2024.

Attainable housing by industry

Industry	Employment	Avg annual wage	Affordable home price	vs. median value	Affordable monthly rent
NAICS 72 Accommodation and food services NAICS 72	14,788	$32,650	$90,515	−$357,485	$816
NAICS 62 Health care and social assistance NAICS 62	9,162	$69,568	$227,936	−$220,064	$1,739
NAICS 44-45 Retail trade NAICS 44-45	7,061	$38,686	$112,983	−$335,017	$967
NAICS 31-33 Manufacturing NAICS 31-33	3,892	$77,961	$259,178	−$188,822	$1,949
NAICS 92 Public administration NAICS 92	3,673	$73,839	$243,834	−$204,166	$1,846
NAICS 23 Construction NAICS 23	3,122	$58,659	$187,329	−$260,671	$1,466
NAICS 71 Arts, entertainment, and recreation NAICS 71	2,755	$47,730	$146,648	−$301,352	$1,193
NAICS 56 Administrative and support and waste management and remediation services NAICS 56	1,982	$42,495	$127,161	−$320,839	$1,062
NAICS 81 Other services (except public administration) NAICS 81	1,951	$51,443	$160,469	−$287,531	$1,286
NAICS 54 Professional, scientific, and technical services NAICS 54	1,750	$62,561	$201,854	−$246,146	$1,564
NAICS 48-49 Transportation and warehousing NAICS 48-49	1,352	$62,394	$201,232	−$246,768	$1,560
NAICS 42 Wholesale trade NAICS 42	1,098	$69,240	$226,715	−$221,285	$1,731
NAICS 53 Real estate and rental and leasing NAICS 53	893	$54,340	$171,252	−$276,748	$1,359
NAICS 61 Educational services NAICS 61	730	$40,608	$120,137	−$327,863	$1,015
NAICS 52 Finance and insurance NAICS 52	711	$88,652	$298,973	−$149,027	$2,216
NAICS 55 Management of companies and enterprises NAICS 55	455	$59,485	$190,404	−$257,596	$1,487
NAICS 51 Information NAICS 51	390	$60,992	$196,013	−$251,987	$1,525
NAICS 22 Utilities NAICS 22	205	$80,311	$267,925	−$180,075	$2,008
NAICS 11 Agriculture, forestry, fishing and hunting NAICS 11	151	$47,181	$144,604	−$303,396	$1,180
NAICS 21 Mining, quarrying, and oil and gas extraction NAICS 21	52	$96,175	$326,976	−$121,024	$2,404
NAICS 99 Unclassified NAICS 99	21	$55,716	$176,374	−$271,626	$1,393

Subsector	Employment	Avg annual wage	Affordable home price	vs. median value	Affordable monthly rent
NAICS 722 Food services and drinking places NAICS 722	9,417	$30,159	$81,243	−$366,757	$754
NAICS 721 Accommodation NAICS 721	5,371	$37,017	$106,770	−$341,230	$925
NAICS 621 Ambulatory health care services NAICS 621	2,798	$66,472	$216,412	−$231,588	$1,662
NAICS 238 Specialty trade contractors NAICS 238	2,016	$55,583	$175,879	−$272,121	$1,390
NAICS 561 Administrative and support services NAICS 561	1,925	$41,881	$124,876	−$323,124	$1,047
NAICS 541 Professional, scientific, and technical services NAICS 541	1,750	$62,561	$201,854	−$246,146	$1,564
NAICS 713 Amusement, gambling, and recreation industries NAICS 713	1,561	$34,506	$97,424	−$350,576	$863
NAICS 455 General merchandise retailers NAICS 455	1,514	$32,970	$91,706	−$356,294	$824
NAICS 445 Food and beverage retailers NAICS 445	1,392	$33,241	$92,715	−$355,285	$831
NAICS 624 Social assistance NAICS 624	1,298	$32,545	$90,124	−$357,876	$814
NAICS 921 Executive, legislative, and other general government support NAICS 921	1,293	$59,332	$189,834	−$258,166	$1,483
NAICS 922 Justice, public order, and safety activities NAICS 922	1,270	$75,158	$248,744	−$199,256	$1,879
NAICS 712 Museums, historical sites, and similar institutions NAICS 712	1,035	$67,293	$219,468	−$228,532	$1,682
NAICS 236 Construction of buildings NAICS 236	1,020	$63,143	$204,020	−$243,980	$1,579
NAICS 459 Sporting goods, hobby, musical instrument, book, and miscellaneous retailers NAICS 459	956	$36,337	$104,239	−$343,761	$908
NAICS 924 Administration of environmental quality programs NAICS 924	947	$90,688	$306,552	−$141,448	$2,267
NAICS 813 Religious, grantmaking, civic, professional, and similar organizations NAICS 813	857	$60,052	$192,514	−$255,486	$1,501
NAICS 441 Motor vehicle and parts dealers NAICS 441	852	$61,563	$198,139	−$249,861	$1,539
NAICS 457 Gasoline stations and fuel dealers NAICS 457	778	$39,610	$116,422	−$331,578	$990
NAICS 611 Educational services NAICS 611	730	$40,608	$120,137	−$327,863	$1,015
NAICS 444 Building material and garden equipment and supplies dealers NAICS 444	722	$40,158	$118,462	−$329,538	$1,004
NAICS 531 Real estate NAICS 531	634	$57,499	$183,011	−$264,989	$1,437
NAICS 311 Food manufacturing NAICS 311	629	$78,845	$262,468	−$185,532	$1,971
NAICS 424 Merchant wholesalers, nondurable goods NAICS 424	614	$56,503	$179,304	−$268,696	$1,413
NAICS 811 Repair and maintenance NAICS 811	565	$51,160	$159,415	−$288,585	$1,279
NAICS 812 Personal and laundry services NAICS 812	496	$38,548	$112,469	−$335,531	$964
NAICS 551 Management of companies and enterprises NAICS 551	455	$59,485	$190,404	−$257,596	$1,487
NAICS 423 Merchant wholesalers, durable goods NAICS 423	452	$81,637	$272,861	−$175,139	$2,041
NAICS 458 Clothing, clothing accessories, shoe, and jewelry retailers NAICS 458	377	$31,763	$87,213	−$360,787	$794
NAICS 484 Truck transportation NAICS 484	334	$76,710	$254,521	−$193,479	$1,918
NAICS 522 Credit intermediation and related activities NAICS 522	312	$84,005	$281,676	−$166,324	$2,100
NAICS 449 Furniture, home furnishings, electronics, and appliance retailers NAICS 449	262	$41,422	$123,167	−$324,833	$1,036
NAICS 524 Insurance carriers and related activities NAICS 524	259	$94,715	$321,542	−$126,458	$2,368
NAICS 487 Scenic and sightseeing transportation NAICS 487	239	$42,057	$125,531	−$322,469	$1,051
NAICS 237 Heavy and civil engineering construction NAICS 237	229	$64,173	$207,854	−$240,146	$1,604
NAICS 456 Health and personal care retailers NAICS 456	208	$34,371	$96,921	−$351,079	$859
NAICS 221 Utilities NAICS 221	205	$80,311	$267,925	−$180,075	$2,008
NAICS 492 Couriers and messengers NAICS 492	205	$53,025	$166,358	−$281,642	$1,326
NAICS 336 Transportation equipment manufacturing NAICS 336	198	$57,265	$182,140	−$265,860	$1,432
NAICS 711 Performing arts, spectator sports, and related industries NAICS 711	158	$50,535	$157,089	−$290,911	$1,263
NAICS 491 Postal service NAICS 491	153	$77,047	$255,776	−$192,224	$1,926
NAICS 517 Telecommunications NAICS 517	149	$73,471	$242,464	−$205,536	$1,837
NAICS 923 Administration of human resource programs NAICS 923	135	$78,490	$261,147	−$186,853	$1,962
NAICS 488 Support activities for transportation NAICS 488	132	$72,827	$240,067	−$207,933	$1,821
NAICS 512 Motion picture and sound recording industries NAICS 512	122	$27,179	$70,150	−$377,850	$679
NAICS 485 Transit and ground passenger transportation NAICS 485	101	$49,923	$154,811	−$293,189	$1,248
NAICS 312 Beverage and tobacco product manufacturing NAICS 312	86	$49,371	$152,756	−$295,244	$1,234
NAICS 321 Wood product manufacturing NAICS 321	76	$49,045	$151,543	−$296,457	$1,226
NAICS 327 Nonmetallic mineral product manufacturing NAICS 327	75	$76,315	$253,051	−$194,949	$1,908
NAICS 513 Publishing industries NAICS 513	74	$86,532	$291,082	−$156,918	$2,163
NAICS 112 Animal production and aquaculture NAICS 112	68	$41,571	$123,722	−$324,278	$1,039
NAICS 115 Support activities for agriculture and forestry NAICS 115	58	$52,261	$163,514	−$284,486	$1,307
NAICS 562 Waste management and remediation services NAICS 562	57	$63,243	$204,392	−$243,608	$1,581
NAICS 332 Fabricated metal product manufacturing NAICS 332	44	$61,429	$197,640	−$250,360	$1,536
NAICS 928 National security and international affairs NAICS 928	43	$102,560	$350,744	−$97,256	$2,564
NAICS 926 Administration of economic programs NAICS 926	34	$76,806	$254,878	−$193,122	$1,920
NAICS 814 Private households NAICS 814	33	$26,548	$67,801	−$380,199	$664
NAICS 516 Broadcasting and content providers NAICS 516	32	$53,473	$168,025	−$279,975	$1,337
NAICS 323 Printing and related support activities NAICS 323	31	$36,645	$105,386	−$342,614	$916
NAICS 425 Wholesale trade agents and brokers NAICS 425	31	$142,991	$501,241	+$53,241	$3,575
NAICS 999 Unclassified NAICS 999	21	$55,716	$176,374	−$271,626	$1,393
NAICS 925 Administration of housing programs, urban planning, and community development NAICS 925	14	$112,624	$388,205	−$59,795	$2,816
NAICS 325 Chemical manufacturing NAICS 325	7	$68,208	$222,874	−$225,126	$1,705

Affordable home price assumes the industry's average earner uses 30% of gross income for housing, with a 30-year mortgage at 7%, 5% down, $2,500/yr taxes & insurance, and 0.5% PMI. Adjust the Section 3 calculator for other terms. Affordable rent is 30% of monthly gross pay.

Source: BLS QCEW Annual Averages, 2024; ACS 5-year 2024 (median home value).

Section 5

Wages by Occupation

Selected essential-worker occupations for the MSA or nonmetropolitan area containing this county — jobs, the 10-year change, wages, and the housing each typical earner can afford. Both jobs counts and wages are reported at the MSA / nonmetropolitan-area level (BLS does not publish OEWS at the county level), so every county inside the same area shows the same numbers. For county-accurate employment totals, see Section 4 above.

Occupational wages and affordable housing

Occupation	2025 jobs	2015–2025 change	% change	Hourly wage	Annual wage	Affordable home price	Affordable monthly rent
Fast Food and Counter Workers SOC 35-3023 · prior-year code differs	2,790	1,010	57%	$17.08	$35,520	$101,198	$888
Cashiers SOC 41-2011	2,120	90	4%	$17.45	$36,300	$104,101	$908
Retail Salespersons SOC 41-2031	2,150	0	0%	$18.69	$38,880	$113,705	$972
Childcare Workers SOC 39-9011	150	70	88%	$18.75	$39,010	$114,189	$975
Janitors and Cleaners SOC 37-2011	820	180	28%	$19.25	$40,040	$118,023	$1,001
Tellers SOC 43-3071	70	(60)	(46%)	$20.93	$43,540	$131,051	$1,089
Home Health and Personal Care Aides SOC 31-1131 · prior-year code differs	500	170	52%	$22.21	$46,200	$140,953	$1,155
Construction Laborers SOC 47-2061	470	300	176%	$22.72	$47,260	$144,898	$1,182
Office Clerks, General SOC 43-9061	900	(640)	(42%)	$23.21	$48,270	$148,658	$1,207
Waiters and Waitresses SOC 35-3031	2,210	(110)	(5%)	$23.55	$48,990	$151,338	$1,225
Maintenance and Repair Workers, General SOC 49-9071	1,090	70	7%	$23.71	$49,320	$152,566	$1,233
Elementary School Teachers, Except Special Education SOC 25-2021	430	(120)	(22%)	—	$54,880	$173,262	$1,372
Firefighters SOC 33-2011	360	100	38%	$26.61	$55,350	$175,012	$1,384
Carpenters SOC 47-2031	280	160	133%	$27.79	$57,790	$184,094	$1,445
Heavy and Tractor-Trailer Truck Drivers SOC 53-3032	480	100	26%	$28.18	$58,610	$187,147	$1,465
Paramedics SOC 29-2043 · prior-year code differs	90	(170)	(65%)	$28.26	$58,780	$187,780	$1,470
Plumbers, Pipefitters, and Steamfitters SOC 47-2152	90	(100)	(53%)	$28.67	$59,640	$190,981	$1,491
Electricians SOC 47-2111	250	30	14%	$30.63	$63,710	$206,131	$1,593
Police and Sheriff's Patrol Officers SOC 33-3051	260	(60)	(19%)	$36.64	$76,220	$252,697	$1,906
Registered Nurses SOC 29-1141	1,570	—	—	$47.04	$97,840	$333,174	$2,446

Affordable home price uses the same Section 3 formula (30% housing budget, 30-year mortgage at 7%, 5% down, $2,500/yr T&I, 0.5% PMI). Affordable rent is 30% of monthly wages. Negative job-change values are shown in red parentheses. A "prior-year code differs" note flags occupations whose SOC code changed between the two vintages (2010 SOC → 2018 SOC) — the change estimate is best-effort.

Source: BLS OEWS May 2025 (10-year change vs. May 2015). Jobs counts and wages reflect the MSA or nonmetropolitan area containing this county, not the county alone — OEWS is not published at the county level.

Methodology & sources

All figures derive from the 2024 American Community Survey 5-year estimates. State and national comparisons are population-weighted aggregates of county-level estimates (an approximation; ACS publishes its own state and national medians which can differ slightly).

The affordability calculator uses a 30% housing-budget rule with a 30-year mortgage. Defaults are 7% interest, 5% down, $2,500/year taxes and insurance, and 0.5% PMI — adjustable above.

Variables: 04005 · pulled from Full Housing Data Table.xlsx.