Arkansas · GEOID 05049

Fulton County

2024 ACS 5-year estimates · population 12,302 · 6,225 housing units

Median household income

$42,241

State $61,888

Median home value

$113,800

State $192,777

Median gross rent

$626

State $955

Homeownership rate

84.7%

State 66.4%

Renter cost-burden rate

51.5%

≥30% of income

Owner cost-burden rate

24.3%

≥30% of income

Homeowner vacancy

3.0%

Of owner-occupied + for-sale units

Rental vacancy

2.2%

Of renter-occupied + for-rent units

Overall vacancy

23.6%

All housing units

Price-to-income ratio

2.69

Affordable: 2.0–3.0

Section 1

Community Profile

Population, demographics, household composition, and income.

Community Data Summary

	Fulton County	Arkansas
Population	12,302	3,049,391
Population density (per sq. mi.)	19.91	—
Median household income	$42,241	$61,888
HUD Area Median Income (4-person, 100%)	$57,900	—
Households	4,757	—
Average household size	2.55 people	—
Owner-occupied	84.7%	66.4%
Renter-occupied	15.3%	33.6%
Race	92.4% White · 0.3% Black	0.0% White · 0.0% Black

Source: ACS 5-year 2024 (Tables DP05, S1101, DP04, S1901) and Census Gazetteer (land area); HUD FY2026 Income Limits.

Racial composition

Fulton County compared with Arkansas.

Source: ACS 5-year 2024, Table DP05.

Educational attainment (population 25+)

16.0% hold a bachelor's degree or higher (state: 25.7%).

Source: ACS 5-year 2024, Table S1501.

Median Household Income by Tenure

Owner-occupied vs. renter-occupied household income, county and state.

Source: ACS 5-year 2024, Table B25119.

Median Household Income by Age of Householder

Median household income by age group of householder.

Source: ACS 5-year 2024, Table B19049.

Median Household Income by Number of Earners

Median household income for families with each earner count.

Source: ACS 5-year 2024, Table S1903.

Household Size

Distribution of households by number of people.

Source: ACS 5-year 2024, Table S2501.

Income by Number of Earners

Earners	Share	Median income	Attainable monthly housing cost	Attainable home
0 earners	30.0%	$42,006	$1,050	$125,341
1 earner	28.6%	$41,196	$1,030	$122,326
2 earners	33.3%	$84,356	$2,109	$282,982
3+ earners	8.1%	$128,906	$3,223	$448,812

Attainable monthly housing cost = 30% of gross income ÷ 12. Attainable home price assumes 30% housing budget, 30-yr mortgage at 7%, 5% down.

Source: ACS 5-year 2024, Table S1903; affordability formula derived.

Households

4,757

Average size: 2.55 people

Households with children

892

18.8% of households

Per-capita income

$23,947

Poverty rate: 19.2%

Section 2

Residential Market Analysis

Housing stock characteristics — tenure, type, age, size, vacancy, rents.

Tenure

84.7% owner-occupied vs. state average 66.4%.

Source: ACS 5-year 2024, Table DP04.

Structure type

Single-family share 72.8% · Missing middle (2–19 units) 2.6%.

Source: ACS 5-year 2024, Table B25024.

Housing stock by decade

38.8% built before 1980 · Median structure age 1,986.00 yrs.

Source: ACS 5-year 2024, Table S2504.

Housing size mismatch

Compares the share of housing units by bedroom count against the share of households by size — a common diagnostic of housing supply/demand alignment.

Source: ACS 5-year 2024, Tables B25041 (bedrooms) and S2501 (household size).

Home value distribution

Owner-occupied homes by value bracket. Median: $113,800.

Source: ACS 5-year 2024, Table DP04.

Monthly Housing Costs

Distribution of monthly housing costs across all occupied units.

Source: ACS 5-year 2024, Table B25104.

Number of Bedrooms

Housing units by number of bedrooms.

Source: ACS 5-year 2024, Table B25041.

Median rent by bedroom

Overall median gross rent: $626.

Source: ACS 5-year 2024, Table B25031.

Renters by age

Number of renter householders by age bracket.

Source: ACS 5-year 2024, Table S2502.

Owners by age

Number of owner householders by age bracket.

Source: ACS 5-year 2024, Table S2502.

Vacancy composition

All 1,468 vacant units split into Census's seven categories. Frictional vacancy (units actively on the market) reflects healthy churn. Structural vacancy (seasonal, migrant, other) sits outside the market for year-round residents — high values change how the headline vacancy rate should be read.

Vacant units by type

For sale 8.4% · For rent 1.1% · Seasonal 37.9% · Other 32.2%.

Source: ACS 5-year 2024, Table B25004.

Frictional vs structural

29.9% of vacancy is frictional (for sale + for rent + rented/sold not yet occupied); 70.1% is structural (seasonal + migrant + other).

Source: ACS 5-year 2024, Table B25004.

Seasonal / recreational share of all housing

8.9%

556 units of 6,225 total

Housing units held for seasonal or recreational use.

"Other vacant" share of all housing

7.6%

473 units of 6,225 total

⚑ Above the 5% threshold — possible indicator of disinvestment, abandonment, or condemned stock.

Section 3

Workforce Housing Needs Assessment

Affordability, cost burden, and the housing options for households in the workforce income range.

Workforce range — ACS median household income

80% MHI$33,793

100% MHI$42,241

120% MHI$50,689

County-wide median from ACS 5-year estimates. A household at 100% MHI in Fulton County should be able to afford a home up to roughly — (30% housing budget, default mortgage terms).

Workforce range — HUD Area Median Income

	1-person	2-person	4-person
80% AMI	$39,850	$45,550	$56,900
100% AMI	$40,530	$46,320	$57,900
120% AMI	$48,650	$55,600	$69,500

HUD FMR Area: Fulton County, AR. 80% AMI uses HUD's published Section 8 Low Income Limits; 100% is HUD MFI; 120% is the standard workforce convention.

Affordability calculator

Follows the standard 30%-of-gross-income affordability rule.

Income basis Household income Interest rate % Down payment % Taxes & insurance / yr

Affordable monthly—

Affordable home price—

Renter cost burden

51.5% of renter households spend ≥30% of income on rent (25.8% spend ≥50%).

Source: ACS 5-year 2024, Table B25070.

Owner cost burden by income

24.3% of homeowners spend ≥30% of income on housing. Bars show counts of cost-burdened owners by income bracket.

Source: ACS 5-year 2024, Table B25106.

Household income — owners vs renters

Distribution of household income for owner-occupied (navy) and renter-occupied (gold) households.

Source: ACS 5-year 2024, Table B25118.

Section 4

Industry & Workforce Wages

Employment, average wages, and the housing each industry's typical earner can afford in Fulton County.

Covered employment

1,184

Across 13 sectors

Establishments

169

QCEW 2024

Avg annual pay (workforce)

$36,777

Employment-weighted across sectors

Top 10 sectors by employment

Annual average employment by NAICS 2-digit sector. Counties with fewer than five covered establishments in a sector may show suppressed totals.

Source: BLS QCEW Annual Averages, 2024.

Attainable housing by industry

Industry	Employment	Avg annual wage	Affordable home price	vs. median value	Affordable monthly rent
NAICS 61 Educational services NAICS 61	288	$40,321	$119,069	+$5,269	$1,008
NAICS 62 Health care and social assistance NAICS 62	160	$36,347	$104,276	−$9,524	$909
NAICS 44-45 Retail trade NAICS 44-45	160	$28,168	$73,831	−$39,969	$704
NAICS 92 Public administration NAICS 92	150	$36,062	$103,215	−$10,585	$902
NAICS 31-33 Manufacturing NAICS 31-33	120	$41,855	$124,779	+$10,979	$1,046
NAICS 72 Accommodation and food services NAICS 72	120	$16,465	$30,269	−$83,531	$412
NAICS 52 Finance and insurance NAICS 52	71	$69,144	$226,358	+$112,558	$1,729
NAICS 42 Wholesale trade NAICS 42	33	$42,386	$126,756	+$12,956	$1,060
NAICS 53 Real estate and rental and leasing NAICS 53	30	$32,082	$88,401	−$25,399	$802
NAICS 56 Administrative and support and waste management and remediation services NAICS 56	19	$31,290	$85,452	−$28,348	$782
NAICS 48-49 Transportation and warehousing NAICS 48-49	17	$52,712	$165,192	+$51,392	$1,318
NAICS 71 Arts, entertainment, and recreation NAICS 71	11	$32,278	$89,130	−$24,670	$807
NAICS 51 Information NAICS 51	5	$17,037	$32,398	−$81,402	$426

Subsector	Employment	Avg annual wage	Affordable home price	vs. median value	Affordable monthly rent
NAICS 611 Educational services NAICS 611	288	$40,321	$119,069	+$5,269	$1,008
NAICS 624 Social assistance NAICS 624	203	$34,782	$98,451	−$15,349	$870
NAICS 622 Hospitals NAICS 622	140	$34,695	$98,127	−$15,673	$867
NAICS 921 Executive, legislative, and other general government support NAICS 921	108	$29,772	$79,802	−$33,998	$744
NAICS 722 Food services and drinking places NAICS 722	108	$16,494	$30,377	−$83,423	$412
NAICS 621 Ambulatory health care services NAICS 621	87	$60,155	$192,898	+$79,098	$1,504
NAICS 522 Credit intermediation and related activities NAICS 522	52	$61,011	$196,084	+$82,284	$1,525
NAICS 456 Health and personal care retailers NAICS 456	34	$39,912	$117,547	+$3,747	$998
NAICS 238 Specialty trade contractors NAICS 238	32	$36,619	$105,289	−$8,511	$915
NAICS 424 Merchant wholesalers, nondurable goods NAICS 424	27	$34,870	$98,778	−$15,022	$872
NAICS 924 Administration of environmental quality programs NAICS 924	26	$55,454	$175,399	+$61,599	$1,386
NAICS 491 Postal service NAICS 491	17	$52,712	$165,192	+$51,392	$1,318
NAICS 562 Waste management and remediation services NAICS 562	16	$23,822	$57,654	−$56,146	$596
NAICS 811 Repair and maintenance NAICS 811	16	$53,439	$167,899	+$54,099	$1,336
NAICS 441 Motor vehicle and parts dealers NAICS 441	14	$43,460	$130,753	+$16,953	$1,087
NAICS 444 Building material and garden equipment and supplies dealers NAICS 444	14	$26,726	$68,464	−$45,336	$668
NAICS 712 Museums, historical sites, and similar institutions NAICS 712	11	$32,278	$89,130	−$24,670	$807
NAICS 721 Accommodation NAICS 721	11	$17,679	$34,788	−$79,012	$442
NAICS 923 Administration of human resource programs NAICS 923	7	$42,944	$128,833	+$15,033	$1,074
NAICS 926 Administration of economic programs NAICS 926	5	$31,887	$87,675	−$26,125	$797
NAICS 519 Web search portals, libraries, archives, and other information services NAICS 519	5	$17,037	$32,398	−$81,402	$426
NAICS 922 Justice, public order, and safety activities NAICS 922	4	$73,002	$240,719	+$126,919	$1,825
NAICS 484 Truck transportation NAICS 484	4	$28,680	$75,737	−$38,063	$717
NAICS 561 Administrative and support services NAICS 561	4	$53,338	$167,523	+$53,723	$1,333

Affordable home price assumes the industry's average earner uses 30% of gross income for housing, with a 30-year mortgage at 7%, 5% down, $2,500/yr taxes & insurance, and 0.5% PMI. Adjust the Section 3 calculator for other terms. Affordable rent is 30% of monthly gross pay.

Source: BLS QCEW Annual Averages, 2024; ACS 5-year 2024 (median home value).

Section 5

Wages by Occupation

Selected essential-worker occupations for the MSA or nonmetropolitan area containing this county — jobs, the 10-year change, wages, and the housing each typical earner can afford. Both jobs counts and wages are reported at the MSA / nonmetropolitan-area level (BLS does not publish OEWS at the county level), so every county inside the same area shows the same numbers. For county-accurate employment totals, see Section 4 above.

Occupational wages and affordable housing

Occupation	2025 jobs	2015–2025 change	% change	Hourly wage	Annual wage	Affordable home price	Affordable monthly rent
Fast Food and Counter Workers SOC 35-3023 · prior-year code differs	3,740	390	12%	$12.21	$25,390	$63,491	$635
Childcare Workers SOC 39-9011	430	(210)	(33%)	$13.02	$27,090	$69,819	$677
Cashiers SOC 41-2011	3,410	(290)	(8%)	$13.18	$27,420	$71,047	$686
Waiters and Waitresses SOC 35-3031	1,950	310	19%	$13.47	$28,020	$73,280	$701
Janitors and Cleaners SOC 37-2011	1,840	490	36%	$14.98	$31,170	$85,006	$779
Retail Salespersons SOC 41-2031	3,600	(480)	(12%)	$15.45	$32,140	$88,616	$804
Home Health and Personal Care Aides SOC 31-1131 · prior-year code differs	1,980	(1,580)	(44%)	$15.55	$32,350	$89,398	$809
Tellers SOC 43-3071	560	(340)	(38%)	$16.94	$35,240	$100,156	$881
Office Clerks, General SOC 43-9061	2,620	(160)	(6%)	$18.10	$37,640	$109,089	$941
Construction Laborers SOC 47-2061	1,060	290	38%	$18.43	$38,330	$111,658	$958
Maintenance and Repair Workers, General SOC 49-9071	1,370	(160)	(10%)	$19.92	$41,440	$123,234	$1,036
Firefighters SOC 33-2011	220	90	69%	$20.15	$41,910	$124,984	$1,048
Police and Sheriff's Patrol Officers SOC 33-3051	750	150	25%	$20.95	$43,570	$131,163	$1,089
Plumbers, Pipefitters, and Steamfitters SOC 47-2152	220	(80)	(27%)	$22.00	$45,750	$139,278	$1,144
Carpenters SOC 47-2031	320	(150)	(32%)	$23.61	$49,100	$151,747	$1,228
Elementary School Teachers, Except Special Education SOC 25-2021	1,420	(250)	(15%)	—	$52,640	$164,924	$1,316
Electricians SOC 47-2111	440	160	57%	$25.41	$52,850	$165,706	$1,321
Paramedics SOC 29-2043 · prior-year code differs	200	(200)	(50%)	$25.96	$53,990	$169,950	$1,350
Heavy and Tractor-Trailer Truck Drivers SOC 53-3032	2,820	(810)	(22%)	$27.73	$57,670	$183,648	$1,442
Registered Nurses SOC 29-1141	2,760	580	27%	$35.60	$74,050	$244,620	$1,851

Affordable home price uses the same Section 3 formula (30% housing budget, 30-year mortgage at 7%, 5% down, $2,500/yr T&I, 0.5% PMI). Affordable rent is 30% of monthly wages. Negative job-change values are shown in red parentheses. A "prior-year code differs" note flags occupations whose SOC code changed between the two vintages (2010 SOC → 2018 SOC) — the change estimate is best-effort.

Source: BLS OEWS May 2025 (10-year change vs. May 2015). Jobs counts and wages reflect the MSA or nonmetropolitan area containing this county, not the county alone — OEWS is not published at the county level.

Methodology & sources

All figures derive from the 2024 American Community Survey 5-year estimates. State and national comparisons are population-weighted aggregates of county-level estimates (an approximation; ACS publishes its own state and national medians which can differ slightly).

The affordability calculator uses a 30% housing-budget rule with a 30-year mortgage. Defaults are 7% interest, 5% down, $2,500/year taxes and insurance, and 0.5% PMI — adjustable above.

Variables: 05049 · pulled from Full Housing Data Table.xlsx.