Florida · GEOID 12077

Liberty County

2024 ACS 5-year estimates · population 7,687 · 3,238 housing units

Median household income

$58,671

State $75,325

Median home value

$127,300

State $365,373

Median gross rent

$943

State $1,665

Homeownership rate

80.1%

State 67.6%

Renter cost-burden rate

43.0%

≥30% of income

Owner cost-burden rate

18.0%

≥30% of income

Homeowner vacancy

0.4%

Of owner-occupied + for-sale units

Rental vacancy

0.0%

Of renter-occupied + for-rent units

Overall vacancy

20.8%

All housing units

Price-to-income ratio

2.17

Affordable: 2.0–3.0

Section 1

Community Profile

Population, demographics, household composition, and income.

Community Data Summary

	Liberty County	Florida
Population	7,687	22,416,077
Population density (per sq. mi.)	9.20	—
Median household income	$58,671	$75,325
HUD Area Median Income (4-person, 100%)	$75,500	—
Households	2,563	—
Average household size	2.39 people	—
Owner-occupied	80.1%	67.6%
Renter-occupied	19.9%	32.4%
Race	78.4% White · 11.8% Black	0.0% White · 0.0% Black

Source: ACS 5-year 2024 (Tables DP05, S1101, DP04, S1901) and Census Gazetteer (land area); HUD FY2026 Income Limits.

Racial composition

Liberty County compared with Florida.

Source: ACS 5-year 2024, Table DP05.

Educational attainment (population 25+)

16.5% hold a bachelor's degree or higher (state: 34.1%).

Source: ACS 5-year 2024, Table S1501.

Median Household Income by Tenure

Owner-occupied vs. renter-occupied household income, county and state.

Source: ACS 5-year 2024, Table B25119.

Median Household Income by Age of Householder

Median household income by age group of householder.

Source: ACS 5-year 2024, Table B19049.

Median Household Income by Number of Earners

Median household income for families with each earner count.

Source: ACS 5-year 2024, Table S1903.

Household Size

Distribution of households by number of people.

Source: ACS 5-year 2024, Table S2501.

Income by Number of Earners

Earners	Share	Median income	Attainable monthly housing cost	Attainable home
0 earners	19.5%	$49,735	$1,243	$154,111
1 earner	30.9%	$54,450	$1,361	$171,662
2 earners	41.7%	$96,944	$2,424	$329,839
3+ earners	7.9%	$132,143	$3,304	$460,862

Attainable monthly housing cost = 30% of gross income ÷ 12. Attainable home price assumes 30% housing budget, 30-yr mortgage at 7%, 5% down.

Source: ACS 5-year 2024, Table S1903; affordability formula derived.

Households

2,563

Average size: 2.39 people

Households with children

864

33.7% of households

Per-capita income

$26,302

Poverty rate: 17.9%

Section 2

Residential Market Analysis

Housing stock characteristics — tenure, type, age, size, vacancy, rents.

Tenure

80.1% owner-occupied vs. state average 67.6%.

Source: ACS 5-year 2024, Table DP04.

Structure type

Single-family share 61.3% · Missing middle (2–19 units) 0.1%.

Source: ACS 5-year 2024, Table B25024.

Housing stock by decade

26.8% built before 1980 · Median structure age 1,991.00 yrs.

Source: ACS 5-year 2024, Table S2504.

Housing size mismatch

Compares the share of housing units by bedroom count against the share of households by size — a common diagnostic of housing supply/demand alignment.

Source: ACS 5-year 2024, Tables B25041 (bedrooms) and S2501 (household size).

Home value distribution

Owner-occupied homes by value bracket. Median: $127,300.

Source: ACS 5-year 2024, Table DP04.

Monthly Housing Costs

Distribution of monthly housing costs across all occupied units.

Source: ACS 5-year 2024, Table B25104.

Number of Bedrooms

Housing units by number of bedrooms.

Source: ACS 5-year 2024, Table B25041.

Median rent by bedroom

Overall median gross rent: $943.

Source: ACS 5-year 2024, Table B25031.

Renters by age

Number of renter householders by age bracket.

Source: ACS 5-year 2024, Table S2502.

Owners by age

Number of owner householders by age bracket.

Source: ACS 5-year 2024, Table S2502.

Vacancy composition

All 675 vacant units split into Census's seven categories. Frictional vacancy (units actively on the market) reflects healthy churn. Structural vacancy (seasonal, migrant, other) sits outside the market for year-round residents — high values change how the headline vacancy rate should be read.

Vacant units by type

For sale 1.2% · For rent 0.0% · Seasonal 50.2% · Other 48.6%.

Source: ACS 5-year 2024, Table B25004.

Frictional vs structural

1.2% of vacancy is frictional (for sale + for rent + rented/sold not yet occupied); 98.8% is structural (seasonal + migrant + other).

Source: ACS 5-year 2024, Table B25004.

Seasonal / recreational share of all housing

10.5%

339 units of 3,238 total

⚑ Above the 10% threshold — meaningful pressure on year-round residents from second-home / short-term-rental demand.

"Other vacant" share of all housing

10.1%

328 units of 3,238 total

⚑ Above the 5% threshold — possible indicator of disinvestment, abandonment, or condemned stock.

Section 3

Workforce Housing Needs Assessment

Affordability, cost burden, and the housing options for households in the workforce income range.

Workforce range — ACS median household income

80% MHI$46,937

100% MHI$58,671

120% MHI$70,405

County-wide median from ACS 5-year estimates. A household at 100% MHI in Liberty County should be able to afford a home up to roughly — (30% housing budget, default mortgage terms).

Workforce range — HUD Area Median Income

	1-person	2-person	4-person
80% AMI	$43,850	$50,100	$62,600
100% AMI	$52,850	$60,400	$75,500
120% AMI	$63,400	$72,500	$90,600

HUD FMR Area: Liberty County, FL. 80% AMI uses HUD's published Section 8 Low Income Limits; 100% is HUD MFI; 120% is the standard workforce convention.

Affordability calculator

Follows the standard 30%-of-gross-income affordability rule.

Income basis Household income Interest rate % Down payment % Taxes & insurance / yr

Affordable monthly—

Affordable home price—

Renter cost burden

43.0% of renter households spend ≥30% of income on rent (27.6% spend ≥50%).

Source: ACS 5-year 2024, Table B25070.

Owner cost burden by income

18.0% of homeowners spend ≥30% of income on housing. Bars show counts of cost-burdened owners by income bracket.

Source: ACS 5-year 2024, Table B25106.

Household income — owners vs renters

Distribution of household income for owner-occupied (navy) and renter-occupied (gold) households.

Source: ACS 5-year 2024, Table B25118.

Section 4

Industry & Workforce Wages

Employment, average wages, and the housing each industry's typical earner can afford in Liberty County.

Covered employment

1,462

Across 10 sectors

Establishments

101

QCEW 2024

Avg annual pay (workforce)

$52,076

Employment-weighted across sectors

Top 10 sectors by employment

Annual average employment by NAICS 2-digit sector. Counties with fewer than five covered establishments in a sector may show suppressed totals.

Source: BLS QCEW Annual Averages, 2024.

Attainable housing by industry

Industry	Employment	Avg annual wage	Affordable home price	vs. median value	Affordable monthly rent
NAICS 92 Public administration NAICS 92	484	$53,655	$168,703	+$41,403	$1,341
NAICS 31-33 Manufacturing NAICS 31-33	253	$66,522	$216,598	+$89,298	$1,663
NAICS 61 Educational services NAICS 61	222	$43,168	$129,666	+$2,366	$1,079
NAICS 23 Construction NAICS 23	170	$61,702	$198,656	+$71,356	$1,543
NAICS 44-45 Retail trade NAICS 44-45	134	$23,126	$55,063	−$72,237	$578
NAICS 11 Agriculture, forestry, fishing and hunting NAICS 11	92	$60,411	$193,851	+$66,551	$1,510
NAICS 48-49 Transportation and warehousing NAICS 48-49	54	$49,344	$152,656	+$25,356	$1,234
NAICS 72 Accommodation and food services NAICS 72	30	$22,292	$51,959	−$75,341	$557
NAICS 54 Professional, scientific, and technical services NAICS 54	18	$60,098	$192,686	+$65,386	$1,502
NAICS 71 Arts, entertainment, and recreation NAICS 71	5	$38,462	$112,149	−$15,151	$962

Subsector	Employment	Avg annual wage	Affordable home price	vs. median value	Affordable monthly rent
NAICS 922 Justice, public order, and safety activities NAICS 922	365	$53,993	$169,961	+$42,661	$1,350
NAICS 611 Educational services NAICS 611	222	$43,168	$129,666	+$2,366	$1,079
NAICS 921 Executive, legislative, and other general government support NAICS 921	74	$38,102	$110,809	−$16,491	$953
NAICS 113 Forestry and logging NAICS 113	54	$50,629	$157,439	+$30,139	$1,266
NAICS 238 Specialty trade contractors NAICS 238	35	$36,834	$106,089	−$21,211	$921
NAICS 624 Social assistance NAICS 624	30	$38,757	$113,247	−$14,053	$969
NAICS 722 Food services and drinking places NAICS 722	30	$22,292	$51,959	−$75,341	$557
NAICS 924 Administration of environmental quality programs NAICS 924	23	$105,660	$362,283	+$234,983	$2,642
NAICS 621 Ambulatory health care services NAICS 621	23	$48,890	$150,966	+$23,666	$1,222
NAICS 923 Administration of human resource programs NAICS 923	19	$38,942	$113,936	−$13,364	$974
NAICS 541 Professional, scientific, and technical services NAICS 541	18	$60,098	$192,686	+$65,386	$1,502
NAICS 491 Postal service NAICS 491	13	$52,127	$163,015	+$35,715	$1,303
NAICS 712 Museums, historical sites, and similar institutions NAICS 712	5	$38,462	$112,149	−$15,151	$962
NAICS 926 Administration of economic programs NAICS 926	4	$67,930	$221,839	+$94,539	$1,698
NAICS 115 Support activities for agriculture and forestry NAICS 115	4	$53,458	$167,969	+$40,669	$1,336

Affordable home price assumes the industry's average earner uses 30% of gross income for housing, with a 30-year mortgage at 7%, 5% down, $2,500/yr taxes & insurance, and 0.5% PMI. Adjust the Section 3 calculator for other terms. Affordable rent is 30% of monthly gross pay.

Source: BLS QCEW Annual Averages, 2024; ACS 5-year 2024 (median home value).

Section 5

Wages by Occupation

Selected essential-worker occupations for the MSA or nonmetropolitan area containing this county — jobs, the 10-year change, wages, and the housing each typical earner can afford. Both jobs counts and wages are reported at the MSA / nonmetropolitan-area level (BLS does not publish OEWS at the county level), so every county inside the same area shows the same numbers. For county-accurate employment totals, see Section 4 above.

Occupational wages and affordable housing

Occupation	2025 jobs	2015–2025 change	% change	Hourly wage	Annual wage	Affordable home price	Affordable monthly rent
Fast Food and Counter Workers SOC 35-3023	3,620	—	—	$14.76	$30,700	$83,256	$768
Cashiers SOC 41-2011	3,860	—	—	$14.81	$30,790	$83,591	$770
Childcare Workers SOC 39-9011	210	—	—	$16.29	$33,890	$95,131	$847
Janitors and Cleaners SOC 37-2011	1,200	—	—	$17.00	$35,350	$100,565	$884
Retail Salespersons SOC 41-2031	3,410	—	—	$17.42	$36,240	$103,878	$906
Home Health and Personal Care Aides SOC 31-1131	1,750	—	—	$18.23	$37,920	$110,132	$948
Waiters and Waitresses SOC 35-3031	1,790	—	—	$20.17	$41,960	$125,170	$1,049
Construction Laborers SOC 47-2061	1,290	—	—	$21.22	$44,140	$133,285	$1,104
Office Clerks, General SOC 43-9061	2,530	—	—	$21.36	$44,440	$134,401	$1,111
Maintenance and Repair Workers, General SOC 49-9071	1,530	—	—	$21.71	$45,150	$137,044	$1,129
Firefighters SOC 33-2011	430	—	—	$22.11	$45,990	$140,171	$1,150
Heavy and Tractor-Trailer Truck Drivers SOC 53-3032	2,410	—	—	$25.32	$52,660	$164,999	$1,317
Carpenters SOC 47-2031	430	—	—	$25.90	$53,870	$169,503	$1,347
Police and Sheriff's Patrol Officers SOC 33-3051	1,010	—	—	$26.37	$54,850	$173,151	$1,371
Plumbers, Pipefitters, and Steamfitters SOC 47-2152	330	—	—	$26.57	$55,270	$174,714	$1,382
Paramedics SOC 29-2043	120	—	—	$26.94	$56,040	$177,580	$1,401
Electricians SOC 47-2111	470	—	—	$28.05	$58,330	$186,105	$1,458
Elementary School Teachers, Except Special Education SOC 25-2021	2,990	—	—	—	$67,630	$220,722	$1,691
Registered Nurses SOC 29-1141	2,030	—	—	$42.00	$87,360	$294,164	$2,184

Affordable home price uses the same Section 3 formula (30% housing budget, 30-year mortgage at 7%, 5% down, $2,500/yr T&I, 0.5% PMI). Affordable rent is 30% of monthly wages. Negative job-change values are shown in red parentheses. A "prior-year code differs" note flags occupations whose SOC code changed between the two vintages (2010 SOC → 2018 SOC) — the change estimate is best-effort.

Source: BLS OEWS May 2025 (10-year change vs. May 2015). Jobs counts and wages reflect the MSA or nonmetropolitan area containing this county, not the county alone — OEWS is not published at the county level.

Methodology & sources

All figures derive from the 2024 American Community Survey 5-year estimates. State and national comparisons are population-weighted aggregates of county-level estimates (an approximation; ACS publishes its own state and national medians which can differ slightly).

The affordability calculator uses a 30% housing-budget rule with a 30-year mortgage. Defaults are 7% interest, 5% down, $2,500/year taxes and insurance, and 0.5% PMI — adjustable above.

Variables: 12077 · pulled from Full Housing Data Table.xlsx.