Georgia · GEOID 13115

Floyd County

2024 ACS 5-year estimates · population 99,693 · 40,918 housing units

Median household income

$65,565

State $79,556

Median home value

$217,900

State $310,585

Median gross rent

$1,014

State $1,398

Homeownership rate

63.6%

State 65.7%

Renter cost-burden rate

48.5%

≥30% of income

Owner cost-burden rate

17.3%

≥30% of income

Homeowner vacancy

0.8%

Of owner-occupied + for-sale units

Rental vacancy

6.2%

Of renter-occupied + for-rent units

Overall vacancy

9.9%

All housing units

Price-to-income ratio

3.32

Affordable: 2.0–3.0

Section 1

Community Profile

Population, demographics, household composition, and income.

Community Data Summary

	Floyd County	Georgia
Population	99,693	10,940,407
Population density (per sq. mi.)	195.54	—
Median household income	$65,565	$79,556
HUD Area Median Income (4-person, 100%)	$86,500	—
Households	36,856	—
Average household size	2.59 people	—
Owner-occupied	63.6%	65.7%
Renter-occupied	36.4%	34.3%
Race	71.2% White · 13.8% Black	0.0% White · 0.0% Black

Source: ACS 5-year 2024 (Tables DP05, S1101, DP04, S1901) and Census Gazetteer (land area); HUD FY2026 Income Limits.

Racial composition

Floyd County compared with Georgia.

Source: ACS 5-year 2024, Table DP05.

Educational attainment (population 25+)

25.9% hold a bachelor's degree or higher (state: 34.9%).

Source: ACS 5-year 2024, Table S1501.

Median Household Income by Tenure

Owner-occupied vs. renter-occupied household income, county and state.

Source: ACS 5-year 2024, Table B25119.

Median Household Income by Age of Householder

Median household income by age group of householder.

Source: ACS 5-year 2024, Table B19049.

Median Household Income by Number of Earners

Median household income for families with each earner count.

Source: ACS 5-year 2024, Table S1903.

Household Size

Distribution of households by number of people.

Source: ACS 5-year 2024, Table S2501.

Income by Number of Earners

Earners	Share	Median income	Attainable monthly housing cost	Attainable home
0 earners	17.0%	$44,642	$1,116	$135,153
1 earner	33.7%	$53,154	$1,329	$166,838
2 earners	37.5%	$105,767	$2,644	$362,681
3+ earners	11.7%	$129,971	$3,249	$452,777

Attainable monthly housing cost = 30% of gross income ÷ 12. Attainable home price assumes 30% housing budget, 30-yr mortgage at 7%, 5% down.

Source: ACS 5-year 2024, Table S1903; affordability formula derived.

Households

36,856

Average size: 2.59 people

Households with children

11,264

30.6% of households

Per-capita income

$34,181

Poverty rate: 14.3%

Section 2

Residential Market Analysis

Housing stock characteristics — tenure, type, age, size, vacancy, rents.

Tenure

63.6% owner-occupied vs. state average 65.7%.

Source: ACS 5-year 2024, Table DP04.

Structure type

Single-family share 74.8% · Missing middle (2–19 units) 13.4%.

Source: ACS 5-year 2024, Table B25024.

Housing stock by decade

52.6% built before 1980 · Median structure age 1,978.00 yrs.

Source: ACS 5-year 2024, Table S2504.

Housing size mismatch

Compares the share of housing units by bedroom count against the share of households by size — a common diagnostic of housing supply/demand alignment.

Source: ACS 5-year 2024, Tables B25041 (bedrooms) and S2501 (household size).

Home value distribution

Owner-occupied homes by value bracket. Median: $217,900.

Source: ACS 5-year 2024, Table DP04.

Monthly Housing Costs

Distribution of monthly housing costs across all occupied units.

Source: ACS 5-year 2024, Table B25104.

Number of Bedrooms

Housing units by number of bedrooms.

Source: ACS 5-year 2024, Table B25041.

Median rent by bedroom

Overall median gross rent: $1,014.

Source: ACS 5-year 2024, Table B25031.

Renters by age

Number of renter householders by age bracket.

Source: ACS 5-year 2024, Table S2502.

Owners by age

Number of owner householders by age bracket.

Source: ACS 5-year 2024, Table S2502.

Vacancy composition

All 4,062 vacant units split into Census's seven categories. Frictional vacancy (units actively on the market) reflects healthy churn. Structural vacancy (seasonal, migrant, other) sits outside the market for year-round residents — high values change how the headline vacancy rate should be read.

Vacant units by type

For sale 4.4% · For rent 22.1% · Seasonal 5.2% · Other 61.9%.

Source: ACS 5-year 2024, Table B25004.

Frictional vs structural

32.9% of vacancy is frictional (for sale + for rent + rented/sold not yet occupied); 67.1% is structural (seasonal + migrant + other).

Source: ACS 5-year 2024, Table B25004.

Seasonal / recreational share of all housing

0.5%

211 units of 40,918 total

Housing units held for seasonal or recreational use.

"Other vacant" share of all housing

6.1%

2,515 units of 40,918 total

⚑ Above the 5% threshold — possible indicator of disinvestment, abandonment, or condemned stock.

Section 3

Workforce Housing Needs Assessment

Affordability, cost burden, and the housing options for households in the workforce income range.

Workforce range — ACS median household income

80% MHI$52,452

100% MHI$65,565

120% MHI$78,678

County-wide median from ACS 5-year estimates. A household at 100% MHI in Floyd County should be able to afford a home up to roughly — (30% housing budget, default mortgage terms).

Workforce range — HUD Area Median Income

	1-person	2-person	4-person
80% AMI	$48,450	$55,400	$69,200
100% AMI	$60,550	$69,200	$86,500
120% AMI	$72,650	$83,050	$103,800

HUD FMR Area: Rome, GA MSA. 80% AMI uses HUD's published Section 8 Low Income Limits; 100% is HUD MFI; 120% is the standard workforce convention.

Affordability calculator

Follows the standard 30%-of-gross-income affordability rule.

Income basis Household income Interest rate % Down payment % Taxes & insurance / yr

Affordable monthly—

Affordable home price—

Renter cost burden

48.5% of renter households spend ≥30% of income on rent (23.6% spend ≥50%).

Source: ACS 5-year 2024, Table B25070.

Owner cost burden by income

17.3% of homeowners spend ≥30% of income on housing. Bars show counts of cost-burdened owners by income bracket.

Source: ACS 5-year 2024, Table B25106.

Household income — owners vs renters

Distribution of household income for owner-occupied (navy) and renter-occupied (gold) households.

Source: ACS 5-year 2024, Table B25118.

Section 4

Industry & Workforce Wages

Employment, average wages, and the housing each industry's typical earner can afford in Floyd County.

Covered employment

42,769

Across 17 sectors

Establishments

2,187

QCEW 2024

Avg annual pay (workforce)

$49,393

Employment-weighted across sectors

Top 10 sectors by employment

Annual average employment by NAICS 2-digit sector. Counties with fewer than five covered establishments in a sector may show suppressed totals.

Source: BLS QCEW Annual Averages, 2024.

Attainable housing by industry

Industry	Employment	Avg annual wage	Affordable home price	vs. median value	Affordable monthly rent
NAICS 62 Health care and social assistance NAICS 62	9,282	$67,515	$220,294	+$2,394	$1,688
NAICS 31-33 Manufacturing NAICS 31-33	6,282	$67,767	$221,232	+$3,332	$1,694
NAICS 56 Administrative and support and waste management and remediation services NAICS 56	6,135	$20,515	$45,344	−$172,556	$513
NAICS 72 Accommodation and food services NAICS 72	4,529	$23,853	$57,769	−$160,131	$596
NAICS 44-45 Retail trade NAICS 44-45	4,370	$32,237	$88,978	−$128,922	$806
NAICS 61 Educational services NAICS 61	3,809	$53,063	$166,499	−$51,401	$1,327
NAICS 92 Public administration NAICS 92	2,089	$54,038	$170,128	−$47,772	$1,351
NAICS 48-49 Transportation and warehousing NAICS 48-49	1,532	$49,700	$153,981	−$63,919	$1,243
NAICS 42 Wholesale trade NAICS 42	1,160	$69,908	$229,202	+$11,302	$1,748
NAICS 23 Construction NAICS 23	854	$57,659	$183,607	−$34,293	$1,441
NAICS 81 Other services (except public administration) NAICS 81	781	$40,174	$118,522	−$99,378	$1,004
NAICS 52 Finance and insurance NAICS 52	704	$75,547	$250,192	+$32,292	$1,889
NAICS 71 Arts, entertainment, and recreation NAICS 71	347	$30,266	$81,641	−$136,259	$757
NAICS 51 Information NAICS 51	311	$56,910	$180,819	−$37,081	$1,423
NAICS 22 Utilities NAICS 22	268	$123,175	$427,480	+$209,580	$3,079
NAICS 53 Real estate and rental and leasing NAICS 53	250	$54,159	$170,579	−$47,321	$1,354
NAICS 99 Unclassified NAICS 99	66	$68,725	$224,798	+$6,898	$1,718

Subsector	Employment	Avg annual wage	Affordable home price	vs. median value	Affordable monthly rent
NAICS 561 Administrative and support services NAICS 561	6,017	$19,979	$43,349	−$174,551	$499
NAICS 722 Food services and drinking places NAICS 722	4,302	$23,863	$57,807	−$160,093	$597
NAICS 611 Educational services NAICS 611	3,809	$53,063	$166,499	−$51,401	$1,327
NAICS 621 Ambulatory health care services NAICS 621	3,069	$74,427	$246,023	+$28,123	$1,861
NAICS 921 Executive, legislative, and other general government support NAICS 921	1,545	$52,293	$163,633	−$54,267	$1,307
NAICS 455 General merchandise retailers NAICS 455	1,474	$25,408	$63,558	−$154,342	$635
NAICS 623 Nursing and residential care facilities NAICS 623	1,188	$40,281	$118,920	−$98,980	$1,007
NAICS 336 Transportation equipment manufacturing NAICS 336	1,058	$50,601	$157,335	−$60,565	$1,265
NAICS 311 Food manufacturing NAICS 311	1,011	$70,543	$231,565	+$13,665	$1,764
NAICS 423 Merchant wholesalers, durable goods NAICS 423	752	$70,061	$229,771	+$11,871	$1,752
NAICS 313 Textile mills NAICS 313	668	$55,369	$175,083	−$42,817	$1,384
NAICS 332 Fabricated metal product manufacturing NAICS 332	638	$80,759	$269,593	+$51,693	$2,019
NAICS 238 Specialty trade contractors NAICS 238	624	$56,468	$179,174	−$38,726	$1,412
NAICS 441 Motor vehicle and parts dealers NAICS 441	593	$54,706	$172,615	−$45,285	$1,368
NAICS 445 Food and beverage retailers NAICS 445	540	$31,015	$84,429	−$133,471	$775
NAICS 444 Building material and garden equipment and supplies dealers NAICS 444	457	$30,288	$81,723	−$136,177	$757
NAICS 321 Wood product manufacturing NAICS 321	431	$68,606	$224,355	+$6,455	$1,715
NAICS 522 Credit intermediation and related activities NAICS 522	419	$75,654	$250,590	+$32,690	$1,891
NAICS 459 Sporting goods, hobby, musical instrument, book, and miscellaneous retailers NAICS 459	417	$26,568	$67,876	−$150,024	$664
NAICS 326 Plastics and rubber products manufacturing NAICS 326	400	$80,682	$269,306	+$51,406	$2,017
NAICS 424 Merchant wholesalers, nondurable goods NAICS 424	389	$69,462	$227,542	+$9,642	$1,737
NAICS 331 Primary metal manufacturing NAICS 331	358	$58,790	$187,817	−$30,083	$1,470
NAICS 811 Repair and maintenance NAICS 811	355	$54,246	$170,903	−$46,997	$1,356
NAICS 325 Chemical manufacturing NAICS 325	339	$63,252	$204,426	−$13,474	$1,581
NAICS 484 Truck transportation NAICS 484	286	$51,356	$160,145	−$57,755	$1,284
NAICS 456 Health and personal care retailers NAICS 456	281	$43,194	$129,763	−$88,137	$1,080
NAICS 221 Utilities NAICS 221	268	$123,175	$427,480	+$209,580	$3,079
NAICS 923 Administration of human resource programs NAICS 923	266	$59,151	$189,161	−$28,739	$1,479
NAICS 458 Clothing, clothing accessories, shoe, and jewelry retailers NAICS 458	264	$22,309	$52,022	−$165,878	$558
NAICS 337 Furniture and related product manufacturing NAICS 337	256	$50,214	$155,894	−$62,006	$1,255
NAICS 524 Insurance carriers and related activities NAICS 524	242	$71,699	$235,868	+$17,968	$1,792
NAICS 713 Amusement, gambling, and recreation industries NAICS 713	237	$26,333	$67,001	−$150,899	$658
NAICS 813 Religious, grantmaking, civic, professional, and similar organizations NAICS 813	230	$24,471	$60,070	−$157,830	$612
NAICS 457 Gasoline stations and fuel dealers NAICS 457	228	$29,149	$77,483	−$140,417	$729
NAICS 721 Accommodation NAICS 721	228	$23,559	$56,675	−$161,225	$589
NAICS 812 Personal and laundry services NAICS 812	178	$30,914	$84,053	−$133,847	$773
NAICS 531 Real estate NAICS 531	165	$49,274	$152,395	−$65,505	$1,232
NAICS 236 Construction of buildings NAICS 236	161	$67,289	$219,453	+$1,553	$1,682
NAICS 513 Publishing industries NAICS 513	160	$64,076	$207,493	−$10,407	$1,602
NAICS 333 Machinery manufacturing NAICS 333	140	$60,123	$192,779	−$25,121	$1,503
NAICS 491 Postal service NAICS 491	124	$69,697	$228,416	+$10,516	$1,742
NAICS 562 Waste management and remediation services NAICS 562	118	$47,888	$147,236	−$70,664	$1,197
NAICS 925 Administration of housing programs, urban planning, and community development NAICS 925	117	$52,836	$165,654	−$52,246	$1,321
NAICS 449 Furniture, home furnishings, electronics, and appliance retailers NAICS 449	116	$40,032	$117,993	−$99,907	$1,001
NAICS 327 Nonmetallic mineral product manufacturing NAICS 327	106	$62,607	$202,025	−$15,875	$1,565
NAICS 488 Support activities for transportation NAICS 488	100	$54,547	$172,023	−$45,877	$1,364
NAICS 922 Justice, public order, and safety activities NAICS 922	95	$73,588	$242,900	+$25,000	$1,840
NAICS 237 Heavy and civil engineering construction NAICS 237	70	$45,301	$137,606	−$80,294	$1,133
NAICS 999 Unclassified NAICS 999	66	$68,725	$224,798	+$6,898	$1,718
NAICS 519 Web search portals, libraries, archives, and other information services NAICS 519	65	$19,569	$41,823	−$176,077	$489
NAICS 517 Telecommunications NAICS 517	57	$85,798	$288,350	+$70,450	$2,145
NAICS 924 Administration of environmental quality programs NAICS 924	49	$47,626	$146,261	−$71,639	$1,191
NAICS 113 Forestry and logging NAICS 113	44	$70,205	$230,307	+$12,407	$1,755
NAICS 523 Securities, commodity contracts, and other financial investments and related activities NAICS 523	42	$98,442	$335,415	+$117,515	$2,461
NAICS 339 Miscellaneous manufacturing NAICS 339	33	$47,471	$145,684	−$72,216	$1,187
NAICS 111 Crop production NAICS 111	21	$21,061	$47,377	−$170,523	$527
NAICS 425 Wholesale trade agents and brokers NAICS 425	19	$73,020	$240,786	+$22,886	$1,826
NAICS 814 Private households NAICS 814	17	$58,110	$185,286	−$32,614	$1,453
NAICS 926 Administration of economic programs NAICS 926	13	$56,057	$177,644	−$40,256	$1,401
NAICS 314 Textile product mills NAICS 314	8	$39,482	$115,946	−$101,954	$987
NAICS 928 National security and international affairs NAICS 928	2	$61,037	$196,181	−$21,719	$1,526

Affordable home price assumes the industry's average earner uses 30% of gross income for housing, with a 30-year mortgage at 7%, 5% down, $2,500/yr taxes & insurance, and 0.5% PMI. Adjust the Section 3 calculator for other terms. Affordable rent is 30% of monthly gross pay.

Source: BLS QCEW Annual Averages, 2024; ACS 5-year 2024 (median home value).

Section 5

Wages by Occupation

Selected essential-worker occupations for the MSA or nonmetropolitan area containing this county — jobs, the 10-year change, wages, and the housing each typical earner can afford. Both jobs counts and wages are reported at the MSA / nonmetropolitan-area level (BLS does not publish OEWS at the county level), so every county inside the same area shows the same numbers. For county-accurate employment totals, see Section 4 above.

Occupational wages and affordable housing

Occupation	2025 jobs	2015–2025 change	% change	Hourly wage	Annual wage	Affordable home price	Affordable monthly rent
Childcare Workers SOC 39-9011	220	120	120%	$11.74	$24,420	$59,880	$611
Waiters and Waitresses SOC 35-3031	740	50	7%	$12.15	$25,270	$63,044	$632
Fast Food and Counter Workers SOC 35-3023 · prior-year code differs	1,600	630	65%	$12.57	$26,140	$66,282	$654
Cashiers SOC 41-2011	990	(100)	(9%)	$13.46	$28,010	$73,243	$700
Retail Salespersons SOC 41-2031	1,520	200	15%	$15.75	$32,760	$90,924	$819
Home Health and Personal Care Aides SOC 31-1131 · prior-year code differs	890	70	9%	$17.87	$37,170	$107,340	$929
Office Clerks, General SOC 43-9061	700	100	17%	$18.73	$38,960	$114,003	$974
Tellers SOC 43-3071	80	(50)	(38%)	$19.17	$39,870	$117,390	$997
Carpenters SOC 47-2031	40	(50)	(56%)	$19.46	$40,470	$119,624	$1,012
Construction Laborers SOC 47-2061	110	40	57%	$19.60	$40,760	$120,703	$1,019
Firefighters SOC 33-2011	100	—	—	$19.86	$41,310	$122,750	$1,033
Maintenance and Repair Workers, General SOC 49-9071	480	200	71%	$23.80	$49,500	$153,236	$1,238
Heavy and Tractor-Trailer Truck Drivers SOC 53-3032	450	130	41%	$24.91	$51,810	$161,835	$1,295
Plumbers, Pipefitters, and Steamfitters SOC 47-2152	40	(30)	(43%)	$25.01	$52,010	$162,579	$1,300
Electricians SOC 47-2111	150	50	50%	$26.71	$55,550	$175,756	$1,389
Elementary School Teachers, Except Special Education SOC 25-2021	400	(150)	(27%)	—	$67,610	$220,648	$1,690
Registered Nurses SOC 29-1141	1,740	290	20%	$44.25	$92,030	$311,547	$2,301

Affordable home price uses the same Section 3 formula (30% housing budget, 30-year mortgage at 7%, 5% down, $2,500/yr T&I, 0.5% PMI). Affordable rent is 30% of monthly wages. Negative job-change values are shown in red parentheses. A "prior-year code differs" note flags occupations whose SOC code changed between the two vintages (2010 SOC → 2018 SOC) — the change estimate is best-effort.

Source: BLS OEWS May 2025 (10-year change vs. May 2015). Jobs counts and wages reflect the MSA or nonmetropolitan area containing this county, not the county alone — OEWS is not published at the county level.

Methodology & sources

All figures derive from the 2024 American Community Survey 5-year estimates. State and national comparisons are population-weighted aggregates of county-level estimates (an approximation; ACS publishes its own state and national medians which can differ slightly).

The affordability calculator uses a 30% housing-budget rule with a 30-year mortgage. Defaults are 7% interest, 5% down, $2,500/year taxes and insurance, and 0.5% PMI — adjustable above.

Variables: 13115 · pulled from Full Housing Data Table.xlsx.