Georgia · GEOID 13189

McDuffie County

2024 ACS 5-year estimates · population 21,718 · 9,510 housing units

Median household income

$56,733

State $79,556

Median home value

$170,200

State $310,585

Median gross rent

$792

State $1,398

Homeownership rate

65.0%

State 65.7%

Renter cost-burden rate

54.9%

≥30% of income

Owner cost-burden rate

17.8%

≥30% of income

Homeowner vacancy

0.1%

Of owner-occupied + for-sale units

Rental vacancy

4.6%

Of renter-occupied + for-rent units

Overall vacancy

14.3%

All housing units

Price-to-income ratio

3.00

Affordable: 2.0–3.0

Section 1

Community Profile

Population, demographics, household composition, and income.

Community Data Summary

	McDuffie County	Georgia
Population	21,718	10,940,407
Population density (per sq. mi.)	84.38	—
Median household income	$56,733	$79,556
HUD Area Median Income (4-person, 100%)	$90,400	—
Households	8,149	—
Average household size	2.64 people	—
Owner-occupied	65.0%	65.7%
Renter-occupied	35.0%	34.3%
Race	55.4% White · 40.1% Black	0.0% White · 0.0% Black

Source: ACS 5-year 2024 (Tables DP05, S1101, DP04, S1901) and Census Gazetteer (land area); HUD FY2026 Income Limits.

Racial composition

McDuffie County compared with Georgia.

Source: ACS 5-year 2024, Table DP05.

Educational attainment (population 25+)

17.8% hold a bachelor's degree or higher (state: 34.9%).

Source: ACS 5-year 2024, Table S1501.

Median Household Income by Tenure

Owner-occupied vs. renter-occupied household income, county and state.

Source: ACS 5-year 2024, Table B25119.

Median Household Income by Age of Householder

Median household income by age group of householder.

Source: ACS 5-year 2024, Table B19049.

Median Household Income by Number of Earners

Median household income for families with each earner count.

Source: ACS 5-year 2024, Table S1903.

Household Size

Distribution of households by number of people.

Source: ACS 5-year 2024, Table S2501.

Income by Number of Earners

Earners	Share	Median income	Attainable monthly housing cost	Attainable home
0 earners	19.6%	$40,667	$1,017	$120,357
1 earner	45.8%	$57,339	$1,433	$182,416
2 earners	27.8%	$85,625	$2,141	$287,706
3+ earners	6.8%	$165,048	$4,126	$583,345

Attainable monthly housing cost = 30% of gross income ÷ 12. Attainable home price assumes 30% housing budget, 30-yr mortgage at 7%, 5% down.

Source: ACS 5-year 2024, Table S1903; affordability formula derived.

Households

8,149

Average size: 2.64 people

Households with children

1,845

22.6% of households

Per-capita income

$29,258

Poverty rate: 15.2%

Section 2

Residential Market Analysis

Housing stock characteristics — tenure, type, age, size, vacancy, rents.

Tenure

65.0% owner-occupied vs. state average 65.7%.

Source: ACS 5-year 2024, Table DP04.

Structure type

Single-family share 66.4% · Missing middle (2–19 units) 7.2%.

Source: ACS 5-year 2024, Table B25024.

Housing stock by decade

37.0% built before 1980 · Median structure age 1,985.00 yrs.

Source: ACS 5-year 2024, Table S2504.

Housing size mismatch

Compares the share of housing units by bedroom count against the share of households by size — a common diagnostic of housing supply/demand alignment.

Source: ACS 5-year 2024, Tables B25041 (bedrooms) and S2501 (household size).

Home value distribution

Owner-occupied homes by value bracket. Median: $170,200.

Source: ACS 5-year 2024, Table DP04.

Monthly Housing Costs

Distribution of monthly housing costs across all occupied units.

Source: ACS 5-year 2024, Table B25104.

Number of Bedrooms

Housing units by number of bedrooms.

Source: ACS 5-year 2024, Table B25041.

Median rent by bedroom

Overall median gross rent: $792.

Source: ACS 5-year 2024, Table B25031.

Renters by age

Number of renter householders by age bracket.

Source: ACS 5-year 2024, Table S2502.

Owners by age

Number of owner householders by age bracket.

Source: ACS 5-year 2024, Table S2502.

Vacancy composition

All 1,361 vacant units split into Census's seven categories. Frictional vacancy (units actively on the market) reflects healthy churn. Structural vacancy (seasonal, migrant, other) sits outside the market for year-round residents — high values change how the headline vacancy rate should be read.

Vacant units by type

For sale 0.4% · For rent 10.1% · Seasonal 53.3% · Other 35.7%.

Source: ACS 5-year 2024, Table B25004.

Frictional vs structural

11.0% of vacancy is frictional (for sale + for rent + rented/sold not yet occupied); 89.0% is structural (seasonal + migrant + other).

Source: ACS 5-year 2024, Table B25004.

Seasonal / recreational share of all housing

7.6%

725 units of 9,510 total

Housing units held for seasonal or recreational use.

"Other vacant" share of all housing

5.1%

486 units of 9,510 total

⚑ Above the 5% threshold — possible indicator of disinvestment, abandonment, or condemned stock.

Section 3

Workforce Housing Needs Assessment

Affordability, cost burden, and the housing options for households in the workforce income range.

Workforce range — ACS median household income

80% MHI$45,386

100% MHI$56,733

120% MHI$68,080

County-wide median from ACS 5-year estimates. A household at 100% MHI in McDuffie County should be able to afford a home up to roughly — (30% housing budget, default mortgage terms).

Workforce range — HUD Area Median Income

	1-person	2-person	4-person
80% AMI	$50,650	$57,850	$72,300
100% AMI	$63,280	$72,320	$90,400
120% AMI	$75,950	$86,800	$108,500

HUD FMR Area: Augusta-Richmond County, GA-SC HUD Metro FMR Area. 80% AMI uses HUD's published Section 8 Low Income Limits; 100% is HUD MFI; 120% is the standard workforce convention.

Affordability calculator

Follows the standard 30%-of-gross-income affordability rule.

Income basis Household income Interest rate % Down payment % Taxes & insurance / yr

Affordable monthly—

Affordable home price—

Renter cost burden

54.9% of renter households spend ≥30% of income on rent (31.7% spend ≥50%).

Source: ACS 5-year 2024, Table B25070.

Owner cost burden by income

17.8% of homeowners spend ≥30% of income on housing. Bars show counts of cost-burdened owners by income bracket.

Source: ACS 5-year 2024, Table B25106.

Household income — owners vs renters

Distribution of household income for owner-occupied (navy) and renter-occupied (gold) households.

Source: ACS 5-year 2024, Table B25118.

Section 4

Industry & Workforce Wages

Employment, average wages, and the housing each industry's typical earner can afford in McDuffie County.

Covered employment

5,191

Across 14 sectors

Establishments

411

QCEW 2024

Avg annual pay (workforce)

$47,788

Employment-weighted across sectors

Top 10 sectors by employment

Annual average employment by NAICS 2-digit sector. Counties with fewer than five covered establishments in a sector may show suppressed totals.

Source: BLS QCEW Annual Averages, 2024.

Attainable housing by industry

Industry	Employment	Avg annual wage	Affordable home price	vs. median value	Affordable monthly rent
NAICS 31-33 Manufacturing NAICS 31-33	1,712	$55,317	$174,889	+$4,689	$1,383
NAICS 44-45 Retail trade NAICS 44-45	965	$32,980	$91,743	−$78,457	$825
NAICS 61 Educational services NAICS 61	540	$44,235	$133,638	−$36,562	$1,106
NAICS 92 Public administration NAICS 92	527	$50,257	$156,054	−$14,146	$1,256
NAICS 48-49 Transportation and warehousing NAICS 48-49	443	$52,370	$163,919	−$6,281	$1,309
NAICS 23 Construction NAICS 23	358	$52,102	$162,922	−$7,278	$1,303
NAICS 81 Other services (except public administration) NAICS 81	253	$34,967	$99,140	−$71,060	$874
NAICS 54 Professional, scientific, and technical services NAICS 54	148	$52,074	$162,818	−$7,382	$1,302
NAICS 52 Finance and insurance NAICS 52	118	$64,218	$208,022	+$37,822	$1,605
NAICS 56 Administrative and support and waste management and remediation services NAICS 56	68	$35,962	$102,843	−$67,357	$899
NAICS 53 Real estate and rental and leasing NAICS 53	29	$47,515	$145,847	−$24,353	$1,188
NAICS 51 Information NAICS 51	13	$34,266	$96,530	−$73,670	$857
NAICS 99 Unclassified NAICS 99	9	$53,955	$169,819	−$381	$1,349
NAICS 62 Health care and social assistance NAICS 62	8	$53,567	$168,375	−$1,825	$1,339

Subsector	Employment	Avg annual wage	Affordable home price	vs. median value	Affordable monthly rent
NAICS 722 Food services and drinking places NAICS 722	672	$18,748	$38,767	−$131,433	$469
NAICS 621 Ambulatory health care services NAICS 621	548	$30,967	$84,250	−$85,950	$774
NAICS 611 Educational services NAICS 611	540	$44,235	$133,638	−$36,562	$1,106
NAICS 921 Executive, legislative, and other general government support NAICS 921	357	$46,237	$141,090	−$29,110	$1,156
NAICS 455 General merchandise retailers NAICS 455	348	$29,316	$78,105	−$92,095	$733
NAICS 336 Transportation equipment manufacturing NAICS 336	243	$51,110	$159,229	−$10,971	$1,278
NAICS 238 Specialty trade contractors NAICS 238	199	$49,180	$152,045	−$18,155	$1,230
NAICS 457 Gasoline stations and fuel dealers NAICS 457	189	$28,465	$74,937	−$95,263	$712
NAICS 811 Repair and maintenance NAICS 811	153	$34,617	$97,837	−$72,363	$865
NAICS 541 Professional, scientific, and technical services NAICS 541	148	$52,074	$162,818	−$7,382	$1,302
NAICS 332 Fabricated metal product manufacturing NAICS 332	120	$44,368	$134,133	−$36,067	$1,109
NAICS 441 Motor vehicle and parts dealers NAICS 441	114	$43,050	$129,227	−$40,973	$1,076
NAICS 444 Building material and garden equipment and supplies dealers NAICS 444	97	$48,180	$148,323	−$21,877	$1,205
NAICS 484 Truck transportation NAICS 484	91	$79,126	$263,514	+$93,314	$1,978
NAICS 445 Food and beverage retailers NAICS 445	71	$22,383	$52,298	−$117,902	$560
NAICS 456 Health and personal care retailers NAICS 456	66	$39,972	$117,770	−$52,430	$999
NAICS 922 Justice, public order, and safety activities NAICS 922	63	$71,150	$233,825	+$63,625	$1,779
NAICS 813 Religious, grantmaking, civic, professional, and similar organizations NAICS 813	62	$24,078	$58,607	−$111,593	$602
NAICS 522 Credit intermediation and related activities NAICS 522	62	$50,492	$156,929	−$13,271	$1,262
NAICS 624 Social assistance NAICS 624	52	$36,089	$103,316	−$66,884	$902
NAICS 923 Administration of human resource programs NAICS 923	48	$60,741	$195,079	+$24,879	$1,519
NAICS 524 Insurance carriers and related activities NAICS 524	44	$77,400	$257,090	+$86,890	$1,935
NAICS 458 Clothing, clothing accessories, shoe, and jewelry retailers NAICS 458	40	$19,598	$41,931	−$128,269	$490
NAICS 424 Merchant wholesalers, nondurable goods NAICS 424	37	$64,133	$207,705	+$37,505	$1,603
NAICS 924 Administration of environmental quality programs NAICS 924	36	$41,719	$124,273	−$45,927	$1,043
NAICS 449 Furniture, home furnishings, electronics, and appliance retailers NAICS 449	35	$42,120	$125,765	−$44,435	$1,053
NAICS 423 Merchant wholesalers, durable goods NAICS 423	29	$43,876	$132,302	−$37,898	$1,097
NAICS 491 Postal service NAICS 491	23	$60,152	$192,887	+$22,687	$1,504
NAICS 925 Administration of housing programs, urban planning, and community development NAICS 925	17	$47,153	$144,500	−$25,700	$1,179
NAICS 531 Real estate NAICS 531	15	$45,424	$138,064	−$32,136	$1,136
NAICS 532 Rental and leasing services NAICS 532	15	$46,439	$141,842	−$28,358	$1,161
NAICS 523 Securities, commodity contracts, and other financial investments and related activities NAICS 523	12	$86,798	$292,072	+$121,872	$2,170
NAICS 999 Unclassified NAICS 999	9	$53,955	$169,819	−$381	$1,349
NAICS 459 Sporting goods, hobby, musical instrument, book, and miscellaneous retailers NAICS 459	8	$22,140	$51,393	−$118,807	$554
NAICS 926 Administration of economic programs NAICS 926	7	$39,666	$116,631	−$53,569	$992
NAICS 513 Publishing industries NAICS 513	7	$50,936	$158,582	−$11,618	$1,273
NAICS 488 Support activities for transportation NAICS 488	1	$27,083	$69,793	−$100,407	$677

Affordable home price assumes the industry's average earner uses 30% of gross income for housing, with a 30-year mortgage at 7%, 5% down, $2,500/yr taxes & insurance, and 0.5% PMI. Adjust the Section 3 calculator for other terms. Affordable rent is 30% of monthly gross pay.

Source: BLS QCEW Annual Averages, 2024; ACS 5-year 2024 (median home value).

Section 5

Wages by Occupation

Selected essential-worker occupations for the MSA or nonmetropolitan area containing this county — jobs, the 10-year change, wages, and the housing each typical earner can afford. Both jobs counts and wages are reported at the MSA / nonmetropolitan-area level (BLS does not publish OEWS at the county level), so every county inside the same area shows the same numbers. For county-accurate employment totals, see Section 4 above.

Occupational wages and affordable housing

Occupation	2025 jobs	2015–2025 change	% change	Hourly wage	Annual wage	Affordable home price	Affordable monthly rent
Waiters and Waitresses SOC 35-3031	3,820	(20)	(1%)	$12.54	$26,090	$66,096	$652
Fast Food and Counter Workers SOC 35-3023 · prior-year code differs	8,710	2,890	50%	$12.71	$26,450	$67,436	$661
Childcare Workers SOC 39-9011	2,000	1,330	199%	$13.29	$27,650	$71,903	$691
Cashiers SOC 41-2011	6,040	(420)	(7%)	$13.42	$27,910	$72,871	$698
Janitors and Cleaners SOC 37-2011	3,350	550	20%	$15.39	$32,000	$88,095	$800
Retail Salespersons SOC 41-2031	6,930	(860)	(11%)	$15.85	$32,970	$91,706	$824
Home Health and Personal Care Aides SOC 31-1131 · prior-year code differs	2,560	(1,290)	(34%)	$17.74	$36,910	$106,372	$923
Tellers SOC 43-3071	460	(320)	(41%)	$19.20	$39,940	$117,651	$999
Office Clerks, General SOC 43-9061	3,850	(830)	(18%)	$19.43	$40,420	$119,437	$1,011
Construction Laborers SOC 47-2061	1,630	(430)	(21%)	$20.54	$42,720	$127,999	$1,068
Firefighters SOC 33-2011	510	(450)	(47%)	$23.47	$48,820	$150,705	$1,221
Maintenance and Repair Workers, General SOC 49-9071	2,390	(310)	(11%)	$23.77	$49,440	$153,013	$1,236
Heavy and Tractor-Trailer Truck Drivers SOC 53-3032	3,250	1,070	49%	$25.66	$53,370	$167,642	$1,334
Plumbers, Pipefitters, and Steamfitters SOC 47-2152	540	(170)	(24%)	$27.03	$56,220	$178,250	$1,406
Carpenters SOC 47-2031	830	(190)	(19%)	$27.82	$57,870	$184,392	$1,447
Police and Sheriff's Patrol Officers SOC 33-3051	1,120	(210)	(16%)	$28.21	$58,680	$187,407	$1,467
Paramedics SOC 29-2043 · prior-year code differs	170	(330)	(66%)	$30.57	$63,580	$205,647	$1,590
Elementary School Teachers, Except Special Education SOC 25-2021	2,400	(650)	(21%)	—	$63,840	$206,615	$1,596
Electricians SOC 47-2111	860	(20)	(2%)	$30.72	$63,890	$206,801	$1,597
Registered Nurses SOC 29-1141	6,880	480	8%	$44.00	$91,530	$309,686	$2,288

Affordable home price uses the same Section 3 formula (30% housing budget, 30-year mortgage at 7%, 5% down, $2,500/yr T&I, 0.5% PMI). Affordable rent is 30% of monthly wages. Negative job-change values are shown in red parentheses. A "prior-year code differs" note flags occupations whose SOC code changed between the two vintages (2010 SOC → 2018 SOC) — the change estimate is best-effort.

Source: BLS OEWS May 2025 (10-year change vs. May 2015). Jobs counts and wages reflect the MSA or nonmetropolitan area containing this county, not the county alone — OEWS is not published at the county level.

Methodology & sources

All figures derive from the 2024 American Community Survey 5-year estimates. State and national comparisons are population-weighted aggregates of county-level estimates (an approximation; ACS publishes its own state and national medians which can differ slightly).

The affordability calculator uses a 30% housing-budget rule with a 30-year mortgage. Defaults are 7% interest, 5% down, $2,500/year taxes and insurance, and 0.5% PMI — adjustable above.

Variables: 13189 · pulled from Full Housing Data Table.xlsx.