Illinois · GEOID 17045

Edgar County

2024 ACS 5-year estimates · population 16,535 · 8,214 housing units

Median household income

$59,941

State $84,845

Median home value

$97,300

State $269,776

Median gross rent

$775

State $1,303

Homeownership rate

72.7%

State 67.1%

Renter cost-burden rate

33.7%

≥30% of income

Owner cost-burden rate

13.8%

≥30% of income

Homeowner vacancy

1.8%

Of owner-occupied + for-sale units

Rental vacancy

1.4%

Of renter-occupied + for-rent units

Overall vacancy

7.9%

All housing units

Price-to-income ratio

1.62

Affordable: 2.0–3.0

Section 1

Community Profile

Population, demographics, household composition, and income.

Community Data Summary

	Edgar County	Illinois
Population	16,535	12,694,798
Population density (per sq. mi.)	26.53	—
Median household income	$59,941	$84,845
HUD Area Median Income (4-person, 100%)	$80,300	—
Households	7,567	—
Average household size	2.13 people	—
Owner-occupied	72.7%	67.1%
Renter-occupied	27.3%	32.9%
Race	95.9% White · 0.7% Black	0.0% White · 0.0% Black

Source: ACS 5-year 2024 (Tables DP05, S1101, DP04, S1901) and Census Gazetteer (land area); HUD FY2026 Income Limits.

Racial composition

Edgar County compared with Illinois.

Source: ACS 5-year 2024, Table DP05.

Educational attainment (population 25+)

20.4% hold a bachelor's degree or higher (state: 37.8%).

Source: ACS 5-year 2024, Table S1501.

Median Household Income by Tenure

Owner-occupied vs. renter-occupied household income, county and state.

Source: ACS 5-year 2024, Table B25119.

Median Household Income by Age of Householder

Median household income by age group of householder.

Source: ACS 5-year 2024, Table B19049.

Median Household Income by Number of Earners

Median household income for families with each earner count.

Source: ACS 5-year 2024, Table S1903.

Household Size

Distribution of households by number of people.

Source: ACS 5-year 2024, Table S2501.

Income by Number of Earners

Earners	Share	Median income	Attainable monthly housing cost	Attainable home
0 earners	20.7%	$48,427	$1,211	$149,242
1 earner	31.4%	$50,806	$1,270	$158,098
2 earners	39.0%	$97,896	$2,447	$333,383
3+ earners	8.9%	$140,458	$3,511	$491,813

Attainable monthly housing cost = 30% of gross income ÷ 12. Attainable home price assumes 30% housing budget, 30-yr mortgage at 7%, 5% down.

Source: ACS 5-year 2024, Table S1903; affordability formula derived.

Households

7,567

Average size: 2.13 people

Households with children

1,678

22.2% of households

Per-capita income

$35,038

Poverty rate: 11.2%

Section 2

Residential Market Analysis

Housing stock characteristics — tenure, type, age, size, vacancy, rents.

Tenure

72.7% owner-occupied vs. state average 67.1%.

Source: ACS 5-year 2024, Table DP04.

Structure type

Single-family share 79.0% · Missing middle (2–19 units) 10.2%.

Source: ACS 5-year 2024, Table B25024.

Housing stock by decade

74.3% built before 1980 · Median structure age 1,964.00 yrs.

Source: ACS 5-year 2024, Table S2504.

Housing size mismatch

Compares the share of housing units by bedroom count against the share of households by size — a common diagnostic of housing supply/demand alignment.

Source: ACS 5-year 2024, Tables B25041 (bedrooms) and S2501 (household size).

Home value distribution

Owner-occupied homes by value bracket. Median: $97,300.

Source: ACS 5-year 2024, Table DP04.

Monthly Housing Costs

Distribution of monthly housing costs across all occupied units.

Source: ACS 5-year 2024, Table B25104.

Number of Bedrooms

Housing units by number of bedrooms.

Source: ACS 5-year 2024, Table B25041.

Median rent by bedroom

Overall median gross rent: $775.

Source: ACS 5-year 2024, Table B25031.

Renters by age

Number of renter householders by age bracket.

Source: ACS 5-year 2024, Table S2502.

Owners by age

Number of owner householders by age bracket.

Source: ACS 5-year 2024, Table S2502.

Vacancy composition

All 647 vacant units split into Census's seven categories. Frictional vacancy (units actively on the market) reflects healthy churn. Structural vacancy (seasonal, migrant, other) sits outside the market for year-round residents — high values change how the headline vacancy rate should be read.

Vacant units by type

For sale 15.1% · For rent 4.5% · Seasonal 26.4% · Other 51.9%.

Source: ACS 5-year 2024, Table B25004.

Frictional vs structural

21.6% of vacancy is frictional (for sale + for rent + rented/sold not yet occupied); 78.4% is structural (seasonal + migrant + other).

Source: ACS 5-year 2024, Table B25004.

Seasonal / recreational share of all housing

2.1%

171 units of 8,214 total

Housing units held for seasonal or recreational use.

"Other vacant" share of all housing

4.1%

336 units of 8,214 total

Census "Other vacant" — units off the market for reasons other than seasonal, migrant, sale, or rental.

Section 3

Workforce Housing Needs Assessment

Affordability, cost burden, and the housing options for households in the workforce income range.

Workforce range — ACS median household income

80% MHI$47,953

100% MHI$59,941

120% MHI$71,929

County-wide median from ACS 5-year estimates. A household at 100% MHI in Edgar County should be able to afford a home up to roughly — (30% housing budget, default mortgage terms).

Workforce range — HUD Area Median Income

	1-person	2-person	4-person
80% AMI	$50,250	$57,400	$71,750
100% AMI	$56,210	$64,240	$80,300
120% AMI	$67,450	$77,100	$96,350

HUD FMR Area: Edgar County, IL. 80% AMI uses HUD's published Section 8 Low Income Limits; 100% is HUD MFI; 120% is the standard workforce convention.

Affordability calculator

Follows the standard 30%-of-gross-income affordability rule.

Income basis Household income Interest rate % Down payment % Taxes & insurance / yr

Affordable monthly—

Affordable home price—

Renter cost burden

33.7% of renter households spend ≥30% of income on rent (7.6% spend ≥50%).

Source: ACS 5-year 2024, Table B25070.

Owner cost burden by income

13.8% of homeowners spend ≥30% of income on housing. Bars show counts of cost-burdened owners by income bracket.

Source: ACS 5-year 2024, Table B25106.

Household income — owners vs renters

Distribution of household income for owner-occupied (navy) and renter-occupied (gold) households.

Source: ACS 5-year 2024, Table B25118.

Section 4

Industry & Workforce Wages

Employment, average wages, and the housing each industry's typical earner can afford in Edgar County.

Covered employment

5,274

Across 17 sectors

Establishments

327

QCEW 2024

Avg annual pay (workforce)

$51,165

Employment-weighted across sectors

Top 10 sectors by employment

Annual average employment by NAICS 2-digit sector. Counties with fewer than five covered establishments in a sector may show suppressed totals.

Source: BLS QCEW Annual Averages, 2024.

Attainable housing by industry

Industry	Employment	Avg annual wage	Affordable home price	vs. median value	Affordable monthly rent
NAICS 31-33 Manufacturing NAICS 31-33	2,100	$63,003	$203,499	+$106,199	$1,575
NAICS 44-45 Retail trade NAICS 44-45	612	$30,426	$82,236	−$15,064	$761
NAICS 61 Educational services NAICS 61	597	$39,180	$114,822	+$17,522	$980
NAICS 72 Accommodation and food services NAICS 72	590	$19,782	$42,616	−$54,684	$495
NAICS 52 Finance and insurance NAICS 52	337	$83,316	$279,111	+$181,811	$2,083
NAICS 11 Agriculture, forestry, fishing and hunting NAICS 11	206	$53,793	$169,216	+$71,916	$1,345
NAICS 42 Wholesale trade NAICS 42	182	$67,644	$220,774	+$123,474	$1,691
NAICS 23 Construction NAICS 23	159	$60,270	$193,326	+$96,026	$1,507
NAICS 48-49 Transportation and warehousing NAICS 48-49	129	$54,868	$173,218	+$75,918	$1,372
NAICS 81 Other services (except public administration) NAICS 81	102	$32,052	$88,289	−$9,011	$801
NAICS 54 Professional, scientific, and technical services NAICS 54	77	$49,884	$154,666	+$57,366	$1,247
NAICS 56 Administrative and support and waste management and remediation services NAICS 56	52	$49,495	$153,218	+$55,918	$1,237
NAICS 71 Arts, entertainment, and recreation NAICS 71	49	$10,833	$9,305	−$87,995	$271
NAICS 22 Utilities NAICS 22	35	$100,403	$342,715	+$245,415	$2,510
NAICS 51 Information NAICS 51	26	$35,620	$101,570	+$4,270	$891
NAICS 92 Public administration NAICS 92	15	$53,099	$166,633	+$69,333	$1,327
NAICS 53 Real estate and rental and leasing NAICS 53	6	$45,818	$139,531	+$42,231	$1,145

Subsector	Employment	Avg annual wage	Affordable home price	vs. median value	Affordable monthly rent
NAICS 611 Educational services NAICS 611	597	$39,180	$114,822	+$17,522	$980
NAICS 455 General merchandise retailers NAICS 455	304	$27,632	$71,836	−$25,464	$691
NAICS 921 Executive, legislative, and other general government support NAICS 921	267	$43,728	$131,751	+$34,451	$1,093
NAICS 524 Insurance carriers and related activities NAICS 524	190	$97,375	$331,443	+$234,143	$2,434
NAICS 623 Nursing and residential care facilities NAICS 623	183	$41,550	$123,644	+$26,344	$1,039
NAICS 621 Ambulatory health care services NAICS 621	174	$36,515	$104,902	+$7,602	$913
NAICS 311 Food manufacturing NAICS 311	151	$66,070	$214,915	+$117,615	$1,652
NAICS 424 Merchant wholesalers, nondurable goods NAICS 424	138	$72,250	$237,920	+$140,620	$1,806
NAICS 457 Gasoline stations and fuel dealers NAICS 457	96	$21,755	$49,960	−$47,340	$544
NAICS 541 Professional, scientific, and technical services NAICS 541	77	$49,884	$154,666	+$57,366	$1,247
NAICS 484 Truck transportation NAICS 484	76	$60,315	$193,493	+$96,193	$1,508
NAICS 441 Motor vehicle and parts dealers NAICS 441	62	$45,394	$137,952	+$40,652	$1,135
NAICS 238 Specialty trade contractors NAICS 238	59	$46,503	$142,080	+$44,780	$1,163
NAICS 459 Sporting goods, hobby, musical instrument, book, and miscellaneous retailers NAICS 459	59	$23,927	$58,045	−$39,255	$598
NAICS 713 Amusement, gambling, and recreation industries NAICS 713	49	$10,833	$9,305	−$87,995	$271
NAICS 111 Crop production NAICS 111	46	$50,237	$155,980	+$58,680	$1,256
NAICS 456 Health and personal care retailers NAICS 456	42	$55,195	$174,435	+$77,135	$1,380
NAICS 562 Waste management and remediation services NAICS 562	40	$51,237	$159,702	+$62,402	$1,281
NAICS 811 Repair and maintenance NAICS 811	37	$54,147	$170,534	+$73,234	$1,354
NAICS 221 Utilities NAICS 221	35	$100,403	$342,715	+$245,415	$2,510
NAICS 491 Postal service NAICS 491	31	$55,213	$174,502	+$77,202	$1,380
NAICS 561 Administrative and support services NAICS 561	12	$43,688	$131,602	+$34,302	$1,092
NAICS 624 Social assistance NAICS 624	8	$23,420	$56,158	−$41,142	$586
NAICS 926 Administration of economic programs NAICS 926	7	$37,405	$108,215	+$10,915	$935
NAICS 517 Telecommunications NAICS 517	7	$80,660	$269,224	+$171,924	$2,017
NAICS 928 National security and international affairs NAICS 928	6	$68,057	$222,312	+$125,012	$1,701
NAICS 924 Administration of environmental quality programs NAICS 924	2	$63,158	$204,076	+$106,776	$1,579

Affordable home price assumes the industry's average earner uses 30% of gross income for housing, with a 30-year mortgage at 7%, 5% down, $2,500/yr taxes & insurance, and 0.5% PMI. Adjust the Section 3 calculator for other terms. Affordable rent is 30% of monthly gross pay.

Source: BLS QCEW Annual Averages, 2024; ACS 5-year 2024 (median home value).

Section 5

Wages by Occupation

Selected essential-worker occupations for the MSA or nonmetropolitan area containing this county — jobs, the 10-year change, wages, and the housing each typical earner can afford. Both jobs counts and wages are reported at the MSA / nonmetropolitan-area level (BLS does not publish OEWS at the county level), so every county inside the same area shows the same numbers. For county-accurate employment totals, see Section 4 above.

Occupational wages and affordable housing

Occupation	2025 jobs	2015–2025 change	% change	Hourly wage	Annual wage	Affordable home price	Affordable monthly rent
Fast Food and Counter Workers SOC 35-3023 · prior-year code differs	4,590	1,250	37%	$15.52	$32,280	$89,138	$807
Cashiers SOC 41-2011	4,640	890	24%	$15.70	$32,660	$90,552	$817
Childcare Workers SOC 39-9011	540	330	157%	$16.75	$34,840	$98,667	$871
Waiters and Waitresses SOC 35-3031	1,860	170	10%	$17.28	$35,950	$102,799	$899
Retail Salespersons SOC 41-2031	2,590	(430)	(14%)	$17.98	$37,390	$108,159	$935
Tellers SOC 43-3071	830	190	30%	$17.99	$37,420	$108,270	$936
Janitors and Cleaners SOC 37-2011	1,710	200	13%	$18.76	$39,010	$114,189	$975
Home Health and Personal Care Aides SOC 31-1131 · prior-year code differs	2,400	(560)	(19%)	$20.28	$42,180	$125,989	$1,055
Office Clerks, General SOC 43-9061	2,470	(370)	(13%)	$21.25	$44,210	$133,545	$1,105
Paramedics SOC 29-2043 · prior-year code differs	190	(280)	(60%)	$25.64	$53,320	$167,456	$1,333
Maintenance and Repair Workers, General SOC 49-9071	2,010	770	62%	$26.76	$55,660	$176,166	$1,392
Construction Laborers SOC 47-2061	1,120	310	38%	$28.01	$58,270	$185,881	$1,457
Elementary School Teachers, Except Special Education SOC 25-2021	1,740	0	0%	—	$60,610	$194,591	$1,515
Heavy and Tractor-Trailer Truck Drivers SOC 53-3032	3,070	490	19%	$29.73	$61,830	$199,133	$1,546
Firefighters SOC 33-2011	240	(80)	(25%)	$30.20	$62,820	$202,818	$1,571
Police and Sheriff's Patrol Officers SOC 33-3051	840	170	25%	$30.89	$64,250	$208,141	$1,606
Carpenters SOC 47-2031	520	(240)	(32%)	$31.91	$66,370	$216,032	$1,659
Electricians SOC 47-2111	590	30	5%	$36.81	$76,560	$253,963	$1,914
Plumbers, Pipefitters, and Steamfitters SOC 47-2152	330	(90)	(21%)	$38.85	$80,810	$269,783	$2,020
Registered Nurses SOC 29-1141	3,600	1,210	51%	$41.23	$85,760	$288,208	$2,144

Affordable home price uses the same Section 3 formula (30% housing budget, 30-year mortgage at 7%, 5% down, $2,500/yr T&I, 0.5% PMI). Affordable rent is 30% of monthly wages. Negative job-change values are shown in red parentheses. A "prior-year code differs" note flags occupations whose SOC code changed between the two vintages (2010 SOC → 2018 SOC) — the change estimate is best-effort.

Source: BLS OEWS May 2025 (10-year change vs. May 2015). Jobs counts and wages reflect the MSA or nonmetropolitan area containing this county, not the county alone — OEWS is not published at the county level.

Methodology & sources

All figures derive from the 2024 American Community Survey 5-year estimates. State and national comparisons are population-weighted aggregates of county-level estimates (an approximation; ACS publishes its own state and national medians which can differ slightly).

The affordability calculator uses a 30% housing-budget rule with a 30-year mortgage. Defaults are 7% interest, 5% down, $2,500/year taxes and insurance, and 0.5% PMI — adjustable above.

Variables: 17045 · pulled from Full Housing Data Table.xlsx.