Illinois · GEOID 17165

Saline County

2024 ACS 5-year estimates · population 23,213 · 11,547 housing units

Median household income

$53,117

State $84,845

Median home value

$94,300

State $269,776

Median gross rent

$726

State $1,303

Homeownership rate

72.5%

State 67.1%

Renter cost-burden rate

50.5%

≥30% of income

Owner cost-burden rate

15.9%

≥30% of income

Homeowner vacancy

1.8%

Of owner-occupied + for-sale units

Rental vacancy

2.8%

Of renter-occupied + for-rent units

Overall vacancy

13.2%

All housing units

Price-to-income ratio

1.78

Affordable: 2.0–3.0

Section 1

Community Profile

Population, demographics, household composition, and income.

Community Data Summary

	Saline County	Illinois
Population	23,213	12,694,798
Population density (per sq. mi.)	61.09	—
Median household income	$53,117	$84,845
HUD Area Median Income (4-person, 100%)	$75,000	—
Households	10,024	—
Average household size	2.26 people	—
Owner-occupied	72.5%	67.1%
Renter-occupied	27.5%	32.9%
Race	91.7% White · 3.1% Black	0.0% White · 0.0% Black

Source: ACS 5-year 2024 (Tables DP05, S1101, DP04, S1901) and Census Gazetteer (land area); HUD FY2026 Income Limits.

Racial composition

Saline County compared with Illinois.

Source: ACS 5-year 2024, Table DP05.

Educational attainment (population 25+)

19.6% hold a bachelor's degree or higher (state: 37.8%).

Source: ACS 5-year 2024, Table S1501.

Median Household Income by Tenure

Owner-occupied vs. renter-occupied household income, county and state.

Source: ACS 5-year 2024, Table B25119.

Median Household Income by Age of Householder

Median household income by age group of householder.

Source: ACS 5-year 2024, Table B19049.

Median Household Income by Number of Earners

Median household income for families with each earner count.

Source: ACS 5-year 2024, Table S1903.

Household Size

Distribution of households by number of people.

Source: ACS 5-year 2024, Table S2501.

Income by Number of Earners

Earners	Share	Median income	Attainable monthly housing cost	Attainable home
0 earners	18.3%	$46,458	$1,161	$141,913
1 earner	38.9%	$52,795	$1,320	$165,501
2 earners	37.8%	$105,403	$2,635	$361,326
3+ earners	5.0%	$180,234	$4,506	$639,873

Attainable monthly housing cost = 30% of gross income ÷ 12. Attainable home price assumes 30% housing budget, 30-yr mortgage at 7%, 5% down.

Source: ACS 5-year 2024, Table S1903; affordability formula derived.

Households

10,024

Average size: 2.26 people

Households with children

2,444

24.4% of households

Per-capita income

$36,683

Poverty rate: 19.9%

Section 2

Residential Market Analysis

Housing stock characteristics — tenure, type, age, size, vacancy, rents.

Tenure

72.5% owner-occupied vs. state average 67.1%.

Source: ACS 5-year 2024, Table DP04.

Structure type

Single-family share 74.8% · Missing middle (2–19 units) 10.6%.

Source: ACS 5-year 2024, Table B25024.

Housing stock by decade

63.9% built before 1980 · Median structure age 1,971.00 yrs.

Source: ACS 5-year 2024, Table S2504.

Housing size mismatch

Compares the share of housing units by bedroom count against the share of households by size — a common diagnostic of housing supply/demand alignment.

Source: ACS 5-year 2024, Tables B25041 (bedrooms) and S2501 (household size).

Home value distribution

Owner-occupied homes by value bracket. Median: $94,300.

Source: ACS 5-year 2024, Table DP04.

Monthly Housing Costs

Distribution of monthly housing costs across all occupied units.

Source: ACS 5-year 2024, Table B25104.

Number of Bedrooms

Housing units by number of bedrooms.

Source: ACS 5-year 2024, Table B25041.

Median rent by bedroom

Overall median gross rent: $726.

Source: ACS 5-year 2024, Table B25031.

Renters by age

Number of renter householders by age bracket.

Source: ACS 5-year 2024, Table S2502.

Owners by age

Number of owner householders by age bracket.

Source: ACS 5-year 2024, Table S2502.

Vacancy composition

All 1,523 vacant units split into Census's seven categories. Frictional vacancy (units actively on the market) reflects healthy churn. Structural vacancy (seasonal, migrant, other) sits outside the market for year-round residents — high values change how the headline vacancy rate should be read.

Vacant units by type

For sale 8.5% · For rent 5.2% · Seasonal 16.1% · Other 66.8%.

Source: ACS 5-year 2024, Table B25004.

Frictional vs structural

17.1% of vacancy is frictional (for sale + for rent + rented/sold not yet occupied); 82.9% is structural (seasonal + migrant + other).

Source: ACS 5-year 2024, Table B25004.

Seasonal / recreational share of all housing

2.1%

245 units of 11,547 total

Housing units held for seasonal or recreational use.

"Other vacant" share of all housing

8.8%

1,017 units of 11,547 total

⚑ Above the 5% threshold — possible indicator of disinvestment, abandonment, or condemned stock.

Section 3

Workforce Housing Needs Assessment

Affordability, cost burden, and the housing options for households in the workforce income range.

Workforce range — ACS median household income

80% MHI$42,494

100% MHI$53,117

120% MHI$63,740

County-wide median from ACS 5-year estimates. A household at 100% MHI in Saline County should be able to afford a home up to roughly — (30% housing budget, default mortgage terms).

Workforce range — HUD Area Median Income

	1-person	2-person	4-person
80% AMI	$50,250	$57,400	$71,750
100% AMI	$52,500	$60,000	$75,000
120% AMI	$63,000	$72,000	$90,000

HUD FMR Area: Saline County, IL. 80% AMI uses HUD's published Section 8 Low Income Limits; 100% is HUD MFI; 120% is the standard workforce convention.

Affordability calculator

Follows the standard 30%-of-gross-income affordability rule.

Income basis Household income Interest rate % Down payment % Taxes & insurance / yr

Affordable monthly—

Affordable home price—

Renter cost burden

50.5% of renter households spend ≥30% of income on rent (30.7% spend ≥50%).

Source: ACS 5-year 2024, Table B25070.

Owner cost burden by income

15.9% of homeowners spend ≥30% of income on housing. Bars show counts of cost-burdened owners by income bracket.

Source: ACS 5-year 2024, Table B25106.

Household income — owners vs renters

Distribution of household income for owner-occupied (navy) and renter-occupied (gold) households.

Source: ACS 5-year 2024, Table B25118.

Section 4

Industry & Workforce Wages

Employment, average wages, and the housing each industry's typical earner can afford in Saline County.

Covered employment

5,911

Across 17 sectors

Establishments

443

QCEW 2024

Avg annual pay (workforce)

$45,869

Employment-weighted across sectors

Top 10 sectors by employment

Annual average employment by NAICS 2-digit sector. Counties with fewer than five covered establishments in a sector may show suppressed totals.

Source: BLS QCEW Annual Averages, 2024.

Attainable housing by industry

Industry	Employment	Avg annual wage	Affordable home price	vs. median value	Affordable monthly rent
NAICS 44-45 Retail trade NAICS 44-45	1,131	$35,707	$101,894	+$7,594	$893
NAICS 61 Educational services NAICS 61	987	$40,897	$121,213	+$26,913	$1,022
NAICS 92 Public administration NAICS 92	654	$43,355	$130,363	+$36,063	$1,084
NAICS 48-49 Transportation and warehousing NAICS 48-49	542	$42,388	$126,763	+$32,463	$1,060
NAICS 72 Accommodation and food services NAICS 72	500	$19,456	$41,402	−$52,898	$486
NAICS 52 Finance and insurance NAICS 52	432	$57,827	$184,232	+$89,932	$1,446
NAICS 23 Construction NAICS 23	419	$72,156	$237,570	+$143,270	$1,804
NAICS 31-33 Manufacturing NAICS 31-33	277	$54,832	$173,084	+$78,784	$1,371
NAICS 51 Information NAICS 51	245	$56,476	$179,203	+$84,903	$1,412
NAICS 81 Other services (except public administration) NAICS 81	170	$42,539	$127,325	+$33,025	$1,063
NAICS 54 Professional, scientific, and technical services NAICS 54	162	$53,946	$169,786	+$75,486	$1,349
NAICS 22 Utilities NAICS 22	105	$123,928	$430,283	+$335,983	$3,098
NAICS 53 Real estate and rental and leasing NAICS 53	95	$57,909	$184,537	+$90,237	$1,448
NAICS 42 Wholesale trade NAICS 42	86	$56,115	$177,860	+$83,560	$1,403
NAICS 21 Mining, quarrying, and oil and gas extraction NAICS 21	44	$88,852	$299,718	+$205,418	$2,221
NAICS 71 Arts, entertainment, and recreation NAICS 71	35	$17,394	$33,727	−$60,573	$435
NAICS 11 Agriculture, forestry, fishing and hunting NAICS 11	27	$46,526	$142,166	+$47,866	$1,163

Subsector	Employment	Avg annual wage	Affordable home price	vs. median value	Affordable monthly rent
NAICS 622 Hospitals NAICS 622	1,029	$64,337	$208,465	+$114,165	$1,608
NAICS 611 Educational services NAICS 611	987	$40,897	$121,213	+$26,913	$1,022
NAICS 623 Nursing and residential care facilities NAICS 623	669	$28,491	$75,034	−$19,266	$712
NAICS 722 Food services and drinking places NAICS 722	487	$19,511	$41,607	−$52,693	$488
NAICS 485 Transit and ground passenger transportation NAICS 485	442	$39,980	$117,800	+$23,500	$1,000
NAICS 455 General merchandise retailers NAICS 455	432	$29,853	$80,103	−$14,197	$746
NAICS 921 Executive, legislative, and other general government support NAICS 921	315	$36,562	$105,077	+$10,777	$914
NAICS 238 Specialty trade contractors NAICS 238	312	$77,382	$257,023	+$162,723	$1,935
NAICS 522 Credit intermediation and related activities NAICS 522	266	$64,971	$210,825	+$116,525	$1,624
NAICS 456 Health and personal care retailers NAICS 456	251	$46,274	$141,228	+$46,928	$1,157
NAICS 541 Professional, scientific, and technical services NAICS 541	162	$53,946	$169,786	+$75,486	$1,349
NAICS 457 Gasoline stations and fuel dealers NAICS 457	149	$33,083	$92,127	−$2,173	$827
NAICS 524 Insurance carriers and related activities NAICS 524	149	$44,608	$135,027	+$40,727	$1,115
NAICS 445 Food and beverage retailers NAICS 445	110	$31,874	$87,626	−$6,674	$797
NAICS 221 Utilities NAICS 221	105	$123,928	$430,283	+$335,983	$3,098
NAICS 811 Repair and maintenance NAICS 811	104	$52,856	$165,728	+$71,428	$1,321
NAICS 236 Construction of buildings NAICS 236	77	$53,412	$167,798	+$73,498	$1,335
NAICS 441 Motor vehicle and parts dealers NAICS 441	77	$48,200	$148,397	+$54,097	$1,205
NAICS 531 Real estate NAICS 531	77	$61,784	$198,962	+$104,662	$1,545
NAICS 333 Machinery manufacturing NAICS 333	62	$76,537	$253,877	+$159,577	$1,913
NAICS 491 Postal service NAICS 491	58	$55,615	$175,998	+$81,698	$1,390
NAICS 444 Building material and garden equipment and supplies dealers NAICS 444	51	$35,034	$99,389	+$5,089	$876
NAICS 561 Administrative and support services NAICS 561	49	$45,345	$137,770	+$43,470	$1,134
NAICS 924 Administration of environmental quality programs NAICS 924	39	$90,217	$304,799	+$210,499	$2,255
NAICS 327 Nonmetallic mineral product manufacturing NAICS 327	36	$61,555	$198,109	+$103,809	$1,539
NAICS 713 Amusement, gambling, and recreation industries NAICS 713	35	$17,394	$33,727	−$60,573	$435
NAICS 812 Personal and laundry services NAICS 812	33	$34,839	$98,663	+$4,363	$871
NAICS 237 Heavy and civil engineering construction NAICS 237	30	$65,912	$214,327	+$120,027	$1,648
NAICS 459 Sporting goods, hobby, musical instrument, book, and miscellaneous retailers NAICS 459	25	$16,643	$30,931	−$63,369	$416
NAICS 813 Religious, grantmaking, civic, professional, and similar organizations NAICS 813	25	$17,382	$33,682	−$60,618	$435
NAICS 111 Crop production NAICS 111	24	$50,323	$156,300	+$62,000	$1,258
NAICS 484 Truck transportation NAICS 484	24	$57,657	$183,599	+$89,299	$1,441
NAICS 519 Web search portals, libraries, archives, and other information services NAICS 519	20	$21,036	$47,284	−$47,016	$526
NAICS 449 Furniture, home furnishings, electronics, and appliance retailers NAICS 449	18	$41,593	$123,804	+$29,504	$1,040
NAICS 532 Rental and leasing services NAICS 532	18	$41,333	$122,836	+$28,536	$1,033
NAICS 458 Clothing, clothing accessories, shoe, and jewelry retailers NAICS 458	17	$45,600	$138,719	+$44,419	$1,140
NAICS 523 Securities, commodity contracts, and other financial investments and related activities NAICS 523	16	$65,780	$213,836	+$119,536	$1,645
NAICS 213 Support activities for mining NAICS 213	14	$49,809	$154,386	+$60,086	$1,245
NAICS 721 Accommodation NAICS 721	14	$16,139	$29,055	−$65,245	$403
NAICS 923 Administration of human resource programs NAICS 923	9	$82,790	$277,153	+$182,853	$2,070
NAICS 814 Private households NAICS 814	8	$18,794	$38,938	−$55,362	$470
NAICS 926 Administration of economic programs NAICS 926	3	$48,577	$149,801	+$55,501	$1,214

Affordable home price assumes the industry's average earner uses 30% of gross income for housing, with a 30-year mortgage at 7%, 5% down, $2,500/yr taxes & insurance, and 0.5% PMI. Adjust the Section 3 calculator for other terms. Affordable rent is 30% of monthly gross pay.

Source: BLS QCEW Annual Averages, 2024; ACS 5-year 2024 (median home value).

Section 5

Wages by Occupation

Selected essential-worker occupations for the MSA or nonmetropolitan area containing this county — jobs, the 10-year change, wages, and the housing each typical earner can afford. Both jobs counts and wages are reported at the MSA / nonmetropolitan-area level (BLS does not publish OEWS at the county level), so every county inside the same area shows the same numbers. For county-accurate employment totals, see Section 4 above.

Occupational wages and affordable housing

Occupation	2025 jobs	2015–2025 change	% change	Hourly wage	Annual wage	Affordable home price	Affordable monthly rent
Fast Food and Counter Workers SOC 35-3023 · prior-year code differs	3,560	1,910	116%	$15.53	$32,300	$89,212	$808
Cashiers SOC 41-2011	4,180	1,450	53%	$15.75	$32,770	$90,962	$819
Childcare Workers SOC 39-9011	630	390	163%	$16.46	$34,240	$96,433	$856
Waiters and Waitresses SOC 35-3031	1,670	490	42%	$16.95	$35,250	$100,193	$881
Tellers SOC 43-3071	1,000	410	69%	$18.05	$37,550	$108,754	$939
Retail Salespersons SOC 41-2031	2,930	310	12%	$18.17	$37,800	$109,685	$945
Janitors and Cleaners SOC 37-2011	2,070	480	30%	$18.35	$38,180	$111,099	$955
Home Health and Personal Care Aides SOC 31-1131 · prior-year code differs	2,390	800	50%	$20.53	$42,710	$127,962	$1,068
Office Clerks, General SOC 43-9061	2,670	680	34%	$22.20	$46,170	$140,841	$1,154
Paramedics SOC 29-2043 · prior-year code differs	130	(150)	(54%)	$24.10	$50,120	$155,544	$1,253
Firefighters SOC 33-2011	380	(30)	(7%)	$24.47	$50,900	$158,448	$1,273
Heavy and Tractor-Trailer Truck Drivers SOC 53-3032	2,160	420	24%	$26.12	$54,330	$171,215	$1,358
Maintenance and Repair Workers, General SOC 49-9071	2,400	1,050	78%	$27.32	$56,820	$180,484	$1,421
Police and Sheriff's Patrol Officers SOC 33-3051	930	440	90%	$28.98	$60,270	$193,326	$1,507
Elementary School Teachers, Except Special Education SOC 25-2021	1,930	(180)	(9%)	—	$60,480	$194,108	$1,512
Construction Laborers SOC 47-2061	1,000	480	92%	$29.99	$62,370	$201,143	$1,559
Carpenters SOC 47-2031	400	(100)	(20%)	$34.19	$71,110	$233,676	$1,778
Plumbers, Pipefitters, and Steamfitters SOC 47-2152	320	210	191%	$37.15	$77,270	$256,606	$1,932
Electricians SOC 47-2111	730	430	143%	$40.89	$85,040	$285,528	$2,126
Registered Nurses SOC 29-1141	3,860	1,750	83%	$41.18	$85,650	$287,799	$2,141

Affordable home price uses the same Section 3 formula (30% housing budget, 30-year mortgage at 7%, 5% down, $2,500/yr T&I, 0.5% PMI). Affordable rent is 30% of monthly wages. Negative job-change values are shown in red parentheses. A "prior-year code differs" note flags occupations whose SOC code changed between the two vintages (2010 SOC → 2018 SOC) — the change estimate is best-effort.

Source: BLS OEWS May 2025 (10-year change vs. May 2015). Jobs counts and wages reflect the MSA or nonmetropolitan area containing this county, not the county alone — OEWS is not published at the county level.

Methodology & sources

All figures derive from the 2024 American Community Survey 5-year estimates. State and national comparisons are population-weighted aggregates of county-level estimates (an approximation; ACS publishes its own state and national medians which can differ slightly).

The affordability calculator uses a 30% housing-budget rule with a 30-year mortgage. Defaults are 7% interest, 5% down, $2,500/year taxes and insurance, and 0.5% PMI — adjustable above.

Variables: 17165 · pulled from Full Housing Data Table.xlsx.