Indiana · GEOID 18125

Pike County

2024 ACS 5-year estimates · population 12,154 · 5,589 housing units

Median household income

$71,334

State $73,272

Median home value

$154,900

State $222,483

Median gross rent

$739

State $1,072

Homeownership rate

86.7%

State 70.6%

Renter cost-burden rate

42.3%

≥30% of income

Owner cost-burden rate

14.7%

≥30% of income

Homeowner vacancy

0.0%

Of owner-occupied + for-sale units

Rental vacancy

0.0%

Of renter-occupied + for-rent units

Overall vacancy

10.2%

All housing units

Price-to-income ratio

2.17

Affordable: 2.0–3.0

Section 1

Community Profile

Population, demographics, household composition, and income.

Community Data Summary

	Pike County	Indiana
Population	12,154	6,851,073
Population density (per sq. mi.)	36.35	—
Median household income	$71,334	$73,272
HUD Area Median Income (4-person, 100%)	$93,400	—
Households	5,021	—
Average household size	2.38 people	—
Owner-occupied	86.7%	70.6%
Renter-occupied	13.3%	29.4%
Race	95.6% White · 0.4% Black	0.0% White · 0.0% Black

Source: ACS 5-year 2024 (Tables DP05, S1101, DP04, S1901) and Census Gazetteer (land area); HUD FY2026 Income Limits.

Racial composition

Pike County compared with Indiana.

Source: ACS 5-year 2024, Table DP05.

Educational attainment (population 25+)

16.0% hold a bachelor's degree or higher (state: 29.5%).

Source: ACS 5-year 2024, Table S1501.

Median Household Income by Tenure

Owner-occupied vs. renter-occupied household income, county and state.

Source: ACS 5-year 2024, Table B25119.

Median Household Income by Age of Householder

Median household income by age group of householder.

Source: ACS 5-year 2024, Table B19049.

Median Household Income by Number of Earners

Median household income for families with each earner count.

Source: ACS 5-year 2024, Table S1903.

Household Size

Distribution of households by number of people.

Source: ACS 5-year 2024, Table S2501.

Income by Number of Earners

Earners	Share	Median income	Attainable monthly housing cost	Attainable home
0 earners	21.1%	$50,461	$1,262	$156,813
1 earner	20.3%	$63,000	$1,575	$203,488
2 earners	48.1%	$110,814	$2,770	$381,468
3+ earners	10.5%	$129,861	$3,247	$452,367

Attainable monthly housing cost = 30% of gross income ÷ 12. Attainable home price assumes 30% housing budget, 30-yr mortgage at 7%, 5% down.

Source: ACS 5-year 2024, Table S1903; affordability formula derived.

Households

5,021

Average size: 2.38 people

Households with children

1,186

23.6% of households

Per-capita income

$35,974

Poverty rate: 8.8%

Section 2

Residential Market Analysis

Housing stock characteristics — tenure, type, age, size, vacancy, rents.

Tenure

86.7% owner-occupied vs. state average 70.6%.

Source: ACS 5-year 2024, Table DP04.

Structure type

Single-family share 84.8% · Missing middle (2–19 units) 4.2%.

Source: ACS 5-year 2024, Table B25024.

Housing stock by decade

59.8% built before 1980 · Median structure age 1,973.00 yrs.

Source: ACS 5-year 2024, Table S2504.

Housing size mismatch

Compares the share of housing units by bedroom count against the share of households by size — a common diagnostic of housing supply/demand alignment.

Source: ACS 5-year 2024, Tables B25041 (bedrooms) and S2501 (household size).

Home value distribution

Owner-occupied homes by value bracket. Median: $154,900.

Source: ACS 5-year 2024, Table DP04.

Monthly Housing Costs

Distribution of monthly housing costs across all occupied units.

Source: ACS 5-year 2024, Table B25104.

Number of Bedrooms

Housing units by number of bedrooms.

Source: ACS 5-year 2024, Table B25041.

Median rent by bedroom

Overall median gross rent: $739.

Source: ACS 5-year 2024, Table B25031.

Renters by age

Number of renter householders by age bracket.

Source: ACS 5-year 2024, Table S2502.

Owners by age

Number of owner householders by age bracket.

Source: ACS 5-year 2024, Table S2502.

Vacancy composition

All 568 vacant units split into Census's seven categories. Frictional vacancy (units actively on the market) reflects healthy churn. Structural vacancy (seasonal, migrant, other) sits outside the market for year-round residents — high values change how the headline vacancy rate should be read.

Vacant units by type

For sale 0.0% · For rent 0.0% · Seasonal 0.9% · Other 92.4%.

Source: ACS 5-year 2024, Table B25004.

Frictional vs structural

6.7% of vacancy is frictional (for sale + for rent + rented/sold not yet occupied); 93.3% is structural (seasonal + migrant + other).

Source: ACS 5-year 2024, Table B25004.

Seasonal / recreational share of all housing

0.1%

5 units of 5,589 total

Housing units held for seasonal or recreational use.

"Other vacant" share of all housing

9.4%

525 units of 5,589 total

⚑ Above the 5% threshold — possible indicator of disinvestment, abandonment, or condemned stock.

Section 3

Workforce Housing Needs Assessment

Affordability, cost burden, and the housing options for households in the workforce income range.

Workforce range — ACS median household income

80% MHI$57,067

100% MHI$71,334

120% MHI$85,601

County-wide median from ACS 5-year estimates. A household at 100% MHI in Pike County should be able to afford a home up to roughly — (30% housing budget, default mortgage terms).

Workforce range — HUD Area Median Income

	1-person	2-person	4-person
80% AMI	$52,300	$59,800	$74,700
100% AMI	$65,380	$74,720	$93,400
120% AMI	$78,450	$89,650	$112,100

HUD FMR Area: Pike County, IN. 80% AMI uses HUD's published Section 8 Low Income Limits; 100% is HUD MFI; 120% is the standard workforce convention.

Affordability calculator

Follows the standard 30%-of-gross-income affordability rule.

Income basis Household income Interest rate % Down payment % Taxes & insurance / yr

Affordable monthly—

Affordable home price—

Renter cost burden

42.3% of renter households spend ≥30% of income on rent (18.9% spend ≥50%).

Source: ACS 5-year 2024, Table B25070.

Owner cost burden by income

14.7% of homeowners spend ≥30% of income on housing. Bars show counts of cost-burdened owners by income bracket.

Source: ACS 5-year 2024, Table B25106.

Household income — owners vs renters

Distribution of household income for owner-occupied (navy) and renter-occupied (gold) households.

Source: ACS 5-year 2024, Table B25118.

Section 4

Industry & Workforce Wages

Employment, average wages, and the housing each industry's typical earner can afford in Pike County.

Covered employment

1,651

Across 11 sectors

Establishments

149

QCEW 2024

Avg annual pay (workforce)

$49,951

Employment-weighted across sectors

Top 10 sectors by employment

Annual average employment by NAICS 2-digit sector. Counties with fewer than five covered establishments in a sector may show suppressed totals.

Source: BLS QCEW Annual Averages, 2024.

Attainable housing by industry

Industry	Employment	Avg annual wage	Affordable home price	vs. median value	Affordable monthly rent
NAICS 61 Educational services NAICS 61	380	$36,679	$105,512	−$49,388	$917
NAICS 92 Public administration NAICS 92	285	$40,294	$118,968	−$35,932	$1,007
NAICS 31-33 Manufacturing NAICS 31-33	224	$80,405	$268,275	+$113,375	$2,010
NAICS 44-45 Retail trade NAICS 44-45	211	$26,799	$68,735	−$86,165	$670
NAICS 56 Administrative and support and waste management and remediation services NAICS 56	144	$60,233	$193,188	+$38,288	$1,506
NAICS 48-49 Transportation and warehousing NAICS 48-49	143	$57,181	$181,828	+$26,928	$1,430
NAICS 81 Other services (except public administration) NAICS 81	109	$58,763	$187,716	+$32,816	$1,469
NAICS 23 Construction NAICS 23	67	$80,654	$269,202	+$114,302	$2,016
NAICS 54 Professional, scientific, and technical services NAICS 54	42	$60,331	$193,553	+$38,653	$1,508
NAICS 52 Finance and insurance NAICS 52	31	$62,231	$200,625	+$45,725	$1,556
NAICS 51 Information NAICS 51	15	$17,264	$33,243	−$121,657	$432

Subsector	Employment	Avg annual wage	Affordable home price	vs. median value	Affordable monthly rent
NAICS 611 Educational services NAICS 611	380	$36,679	$105,512	−$49,388	$917
NAICS 921 Executive, legislative, and other general government support NAICS 921	216	$35,379	$100,673	−$54,227	$884
NAICS 623 Nursing and residential care facilities NAICS 623	159	$44,307	$133,906	−$20,994	$1,108
NAICS 332 Fabricated metal product manufacturing NAICS 332	116	$68,703	$224,716	+$69,816	$1,718
NAICS 445 Food and beverage retailers NAICS 445	77	$24,024	$58,406	−$96,494	$601
NAICS 562 Waste management and remediation services NAICS 562	76	$78,823	$262,386	+$107,486	$1,971
NAICS 811 Repair and maintenance NAICS 811	76	$72,933	$240,462	+$85,562	$1,823
NAICS 561 Administrative and support services NAICS 561	68	$39,456	$115,849	−$39,051	$986
NAICS 423 Merchant wholesalers, durable goods NAICS 423	49	$145,816	$511,757	+$356,857	$3,645
NAICS 924 Administration of environmental quality programs NAICS 924	44	$59,428	$190,192	+$35,292	$1,486
NAICS 238 Specialty trade contractors NAICS 238	43	$75,869	$251,391	+$96,491	$1,897
NAICS 541 Professional, scientific, and technical services NAICS 541	42	$60,331	$193,553	+$38,653	$1,508
NAICS 457 Gasoline stations and fuel dealers NAICS 457	35	$21,326	$48,363	−$106,537	$533
NAICS 444 Building material and garden equipment and supplies dealers NAICS 444	26	$38,908	$113,809	−$41,091	$973
NAICS 491 Postal service NAICS 491	25	$54,321	$171,182	+$16,282	$1,358
NAICS 441 Motor vehicle and parts dealers NAICS 441	24	$30,853	$83,826	−$71,074	$771
NAICS 813 Religious, grantmaking, civic, professional, and similar organizations NAICS 813	18	$18,451	$37,661	−$117,239	$461
NAICS 519 Web search portals, libraries, archives, and other information services NAICS 519	15	$17,264	$33,243	−$121,657	$432
NAICS 812 Personal and laundry services NAICS 812	15	$35,347	$100,554	−$54,346	$884
NAICS 926 Administration of economic programs NAICS 926	13	$45,569	$138,604	−$16,296	$1,139
NAICS 923 Administration of human resource programs NAICS 923	11	$57,692	$183,730	+$28,830	$1,442
NAICS 524 Insurance carriers and related activities NAICS 524	8	$90,786	$306,917	+$152,017	$2,270
NAICS 531 Real estate NAICS 531	6	$22,923	$54,308	−$100,592	$573

Affordable home price assumes the industry's average earner uses 30% of gross income for housing, with a 30-year mortgage at 7%, 5% down, $2,500/yr taxes & insurance, and 0.5% PMI. Adjust the Section 3 calculator for other terms. Affordable rent is 30% of monthly gross pay.

Source: BLS QCEW Annual Averages, 2024; ACS 5-year 2024 (median home value).

Section 5

Wages by Occupation

Selected essential-worker occupations for the MSA or nonmetropolitan area containing this county — jobs, the 10-year change, wages, and the housing each typical earner can afford. Both jobs counts and wages are reported at the MSA / nonmetropolitan-area level (BLS does not publish OEWS at the county level), so every county inside the same area shows the same numbers. For county-accurate employment totals, see Section 4 above.

Occupational wages and affordable housing

Occupation	2025 jobs	2015–2025 change	% change	Hourly wage	Annual wage	Affordable home price	Affordable monthly rent
Fast Food and Counter Workers SOC 35-3023 · prior-year code differs	6,060	1,280	27%	$13.13	$27,300	$70,600	$683
Waiters and Waitresses SOC 35-3031	2,010	(240)	(11%)	$13.58	$28,240	$74,099	$706
Cashiers SOC 41-2011	5,210	840	19%	$13.60	$28,290	$74,285	$707
Childcare Workers SOC 39-9011	450	(140)	(24%)	$14.64	$30,460	$82,363	$762
Retail Salespersons SOC 41-2031	4,470	(120)	(3%)	$16.60	$34,540	$97,550	$864
Janitors and Cleaners SOC 37-2011	3,100	250	9%	$17.38	$36,140	$103,506	$904
Tellers SOC 43-3071	610	(380)	(38%)	$18.96	$39,450	$115,827	$986
Home Health and Personal Care Aides SOC 31-1131 · prior-year code differs	2,360	(680)	(22%)	$19.17	$39,860	$117,353	$997
Office Clerks, General SOC 43-9061	3,740	370	11%	$20.83	$43,330	$130,269	$1,083
Construction Laborers SOC 47-2061	2,170	670	45%	$24.65	$51,280	$159,862	$1,282
Maintenance and Repair Workers, General SOC 49-9071	2,210	(380)	(15%)	$24.92	$51,840	$161,947	$1,296
Paramedics SOC 29-2043 · prior-year code differs	260	(120)	(32%)	$25.65	$53,360	$167,605	$1,334
Firefighters SOC 33-2011	330	(120)	(27%)	$26.38	$54,880	$173,262	$1,372
Carpenters SOC 47-2031	1,030	110	12%	$26.83	$55,810	$176,724	$1,395
Heavy and Tractor-Trailer Truck Drivers SOC 53-3032	4,810	770	19%	$28.00	$58,230	$185,732	$1,456
Elementary School Teachers, Except Special Education SOC 25-2021	2,180	30	1%	—	$59,040	$188,747	$1,476
Police and Sheriff's Patrol Officers SOC 33-3051	930	130	16%	$30.86	$64,190	$207,917	$1,605
Plumbers, Pipefitters, and Steamfitters SOC 47-2152	390	130	50%	$32.02	$66,610	$216,926	$1,665
Electricians SOC 47-2111	900	410	84%	$32.24	$67,060	$218,601	$1,677
Registered Nurses SOC 29-1141	3,140	230	8%	$39.43	$82,000	$274,212	$2,050

Affordable home price uses the same Section 3 formula (30% housing budget, 30-year mortgage at 7%, 5% down, $2,500/yr T&I, 0.5% PMI). Affordable rent is 30% of monthly wages. Negative job-change values are shown in red parentheses. A "prior-year code differs" note flags occupations whose SOC code changed between the two vintages (2010 SOC → 2018 SOC) — the change estimate is best-effort.

Source: BLS OEWS May 2025 (10-year change vs. May 2015). Jobs counts and wages reflect the MSA or nonmetropolitan area containing this county, not the county alone — OEWS is not published at the county level.

Methodology & sources

All figures derive from the 2024 American Community Survey 5-year estimates. State and national comparisons are population-weighted aggregates of county-level estimates (an approximation; ACS publishes its own state and national medians which can differ slightly).

The affordability calculator uses a 30% housing-budget rule with a 30-year mortgage. Defaults are 7% interest, 5% down, $2,500/year taxes and insurance, and 0.5% PMI — adjustable above.

Variables: 18125 · pulled from Full Housing Data Table.xlsx.