Indiana · GEOID 18131

Pulaski County

2024 ACS 5-year estimates · population 12,441 · 5,850 housing units

Median household income

$62,792

State $73,272

Median home value

$156,400

State $222,483

Median gross rent

$772

State $1,072

Homeownership rate

74.6%

State 70.6%

Renter cost-burden rate

44.4%

≥30% of income

Owner cost-burden rate

19.4%

≥30% of income

Homeowner vacancy

1.9%

Of owner-occupied + for-sale units

Rental vacancy

3.1%

Of renter-occupied + for-rent units

Overall vacancy

15.4%

All housing units

Price-to-income ratio

2.49

Affordable: 2.0–3.0

Section 1

Community Profile

Population, demographics, household composition, and income.

Community Data Summary

	Pulaski County	Indiana
Population	12,441	6,851,073
Population density (per sq. mi.)	28.69	—
Median household income	$62,792	$73,272
HUD Area Median Income (4-person, 100%)	$84,100	—
Households	4,950	—
Average household size	2.48 people	—
Owner-occupied	74.6%	70.6%
Renter-occupied	25.4%	29.4%
Race	91.6% White · 0.2% Black	0.0% White · 0.0% Black

Source: ACS 5-year 2024 (Tables DP05, S1101, DP04, S1901) and Census Gazetteer (land area); HUD FY2026 Income Limits.

Racial composition

Pulaski County compared with Indiana.

Source: ACS 5-year 2024, Table DP05.

Educational attainment (population 25+)

14.1% hold a bachelor's degree or higher (state: 29.5%).

Source: ACS 5-year 2024, Table S1501.

Median Household Income by Tenure

Owner-occupied vs. renter-occupied household income, county and state.

Source: ACS 5-year 2024, Table B25119.

Median Household Income by Age of Householder

Median household income by age group of householder.

Source: ACS 5-year 2024, Table B19049.

Median Household Income by Number of Earners

Median household income for families with each earner count.

Source: ACS 5-year 2024, Table S1903.

Household Size

Distribution of households by number of people.

Source: ACS 5-year 2024, Table S2501.

Income by Number of Earners

Earners	Share	Median income	Attainable monthly housing cost	Attainable home
0 earners	14.1%	$46,250	$1,156	$141,139
1 earner	31.6%	$59,048	$1,476	$188,777
2 earners	44.8%	$102,764	$2,569	$351,503
3+ earners	9.4%	$111,250	$2,781	$383,091

Attainable monthly housing cost = 30% of gross income ÷ 12. Attainable home price assumes 30% housing budget, 30-yr mortgage at 7%, 5% down.

Source: ACS 5-year 2024, Table S1903; affordability formula derived.

Households

4,950

Average size: 2.48 people

Households with children

1,190

24.0% of households

Per-capita income

$32,382

Poverty rate: 12.3%

Section 2

Residential Market Analysis

Housing stock characteristics — tenure, type, age, size, vacancy, rents.

Tenure

74.6% owner-occupied vs. state average 70.6%.

Source: ACS 5-year 2024, Table DP04.

Structure type

Single-family share 81.5% · Missing middle (2–19 units) 4.9%.

Source: ACS 5-year 2024, Table B25024.

Housing stock by decade

61.8% built before 1980 · Median structure age 1,970.00 yrs.

Source: ACS 5-year 2024, Table S2504.

Housing size mismatch

Compares the share of housing units by bedroom count against the share of households by size — a common diagnostic of housing supply/demand alignment.

Source: ACS 5-year 2024, Tables B25041 (bedrooms) and S2501 (household size).

Home value distribution

Owner-occupied homes by value bracket. Median: $156,400.

Source: ACS 5-year 2024, Table DP04.

Monthly Housing Costs

Distribution of monthly housing costs across all occupied units.

Source: ACS 5-year 2024, Table B25104.

Number of Bedrooms

Housing units by number of bedrooms.

Source: ACS 5-year 2024, Table B25041.

Median rent by bedroom

Overall median gross rent: $772.

Source: ACS 5-year 2024, Table B25031.

Renters by age

Number of renter householders by age bracket.

Source: ACS 5-year 2024, Table S2502.

Owners by age

Number of owner householders by age bracket.

Source: ACS 5-year 2024, Table S2502.

Vacancy composition

All 900 vacant units split into Census's seven categories. Frictional vacancy (units actively on the market) reflects healthy churn. Structural vacancy (seasonal, migrant, other) sits outside the market for year-round residents — high values change how the headline vacancy rate should be read.

Vacant units by type

For sale 8.0% · For rent 4.4% · Seasonal 32.9% · Other 44.9%.

Source: ACS 5-year 2024, Table B25004.

Frictional vs structural

22.2% of vacancy is frictional (for sale + for rent + rented/sold not yet occupied); 77.8% is structural (seasonal + migrant + other).

Source: ACS 5-year 2024, Table B25004.

Seasonal / recreational share of all housing

5.1%

296 units of 5,850 total

Housing units held for seasonal or recreational use.

"Other vacant" share of all housing

6.9%

404 units of 5,850 total

⚑ Above the 5% threshold — possible indicator of disinvestment, abandonment, or condemned stock.

Section 3

Workforce Housing Needs Assessment

Affordability, cost burden, and the housing options for households in the workforce income range.

Workforce range — ACS median household income

80% MHI$50,234

100% MHI$62,792

120% MHI$75,350

County-wide median from ACS 5-year estimates. A household at 100% MHI in Pulaski County should be able to afford a home up to roughly — (30% housing budget, default mortgage terms).

Workforce range — HUD Area Median Income

	1-person	2-person	4-person
80% AMI	$47,500	$54,300	$67,850
100% AMI	$58,870	$67,280	$84,100
120% AMI	$70,650	$80,750	$100,900

HUD FMR Area: Pulaski County, IN. 80% AMI uses HUD's published Section 8 Low Income Limits; 100% is HUD MFI; 120% is the standard workforce convention.

Affordability calculator

Follows the standard 30%-of-gross-income affordability rule.

Income basis Household income Interest rate % Down payment % Taxes & insurance / yr

Affordable monthly—

Affordable home price—

Renter cost burden

44.4% of renter households spend ≥30% of income on rent (20.1% spend ≥50%).

Source: ACS 5-year 2024, Table B25070.

Owner cost burden by income

19.4% of homeowners spend ≥30% of income on housing. Bars show counts of cost-burdened owners by income bracket.

Source: ACS 5-year 2024, Table B25106.

Household income — owners vs renters

Distribution of household income for owner-occupied (navy) and renter-occupied (gold) households.

Source: ACS 5-year 2024, Table B25118.

Section 4

Industry & Workforce Wages

Employment, average wages, and the housing each industry's typical earner can afford in Pulaski County.

Covered employment

4,242

Across 14 sectors

Establishments

274

QCEW 2024

Avg annual pay (workforce)

$57,443

Employment-weighted across sectors

Top 10 sectors by employment

Annual average employment by NAICS 2-digit sector. Counties with fewer than five covered establishments in a sector may show suppressed totals.

Source: BLS QCEW Annual Averages, 2024.

Attainable housing by industry

Industry	Employment	Avg annual wage	Affordable home price	vs. median value	Affordable monthly rent
NAICS 31-33 Manufacturing NAICS 31-33	1,703	$76,136	$252,385	+$95,985	$1,903
NAICS 44-45 Retail trade NAICS 44-45	432	$36,101	$103,361	−$53,039	$903
NAICS 61 Educational services NAICS 61	373	$38,326	$111,643	−$44,757	$958
NAICS 92 Public administration NAICS 92	299	$42,082	$125,624	−$30,776	$1,052
NAICS 62 Health care and social assistance NAICS 62	296	$65,552	$212,987	+$56,587	$1,639
NAICS 42 Wholesale trade NAICS 42	251	$66,600	$216,888	+$60,488	$1,665
NAICS 72 Accommodation and food services NAICS 72	219	$15,554	$26,878	−$129,522	$389
NAICS 48-49 Transportation and warehousing NAICS 48-49	203	$61,207	$196,814	+$40,414	$1,530
NAICS 23 Construction NAICS 23	137	$43,972	$132,659	−$23,741	$1,099
NAICS 56 Administrative and support and waste management and remediation services NAICS 56	136	$39,652	$116,579	−$39,821	$991
NAICS 52 Finance and insurance NAICS 52	124	$56,640	$179,814	+$23,414	$1,416
NAICS 71 Arts, entertainment, and recreation NAICS 71	25	$10,415	$7,749	−$148,651	$260
NAICS 53 Real estate and rental and leasing NAICS 53	23	$19,647	$42,113	−$114,287	$491
NAICS 51 Information NAICS 51	21	$20,773	$46,305	−$110,095	$519

Subsector	Employment	Avg annual wage	Affordable home price	vs. median value	Affordable monthly rent
NAICS 611 Educational services NAICS 611	373	$38,326	$111,643	−$44,757	$958
NAICS 112 Animal production and aquaculture NAICS 112	332	$55,574	$175,846	+$19,446	$1,389
NAICS 622 Hospitals NAICS 622	296	$65,552	$212,987	+$56,587	$1,639
NAICS 332 Fabricated metal product manufacturing NAICS 332	241	$56,541	$179,445	+$23,045	$1,414
NAICS 921 Executive, legislative, and other general government support NAICS 921	213	$41,258	$122,557	−$33,843	$1,031
NAICS 623 Nursing and residential care facilities NAICS 623	199	$39,934	$117,628	−$38,772	$998
NAICS 111 Crop production NAICS 111	162	$55,408	$175,228	+$18,828	$1,385
NAICS 424 Merchant wholesalers, nondurable goods NAICS 424	127	$68,981	$225,751	+$69,351	$1,725
NAICS 423 Merchant wholesalers, durable goods NAICS 423	119	$63,249	$204,415	+$48,015	$1,581
NAICS 441 Motor vehicle and parts dealers NAICS 441	116	$50,678	$157,621	+$1,221	$1,267
NAICS 457 Gasoline stations and fuel dealers NAICS 457	90	$23,013	$54,643	−$101,757	$575
NAICS 238 Specialty trade contractors NAICS 238	82	$44,657	$135,209	−$21,191	$1,116
NAICS 444 Building material and garden equipment and supplies dealers NAICS 444	82	$45,766	$139,337	−$17,063	$1,144
NAICS 522 Credit intermediation and related activities NAICS 522	81	$55,447	$175,373	+$18,973	$1,386
NAICS 445 Food and beverage retailers NAICS 445	72	$24,761	$61,149	−$95,251	$619
NAICS 924 Administration of environmental quality programs NAICS 924	45	$33,686	$94,371	−$62,029	$842
NAICS 811 Repair and maintenance NAICS 811	40	$44,994	$136,463	−$19,937	$1,125
NAICS 926 Administration of economic programs NAICS 926	32	$52,828	$165,624	+$9,224	$1,321
NAICS 455 General merchandise retailers NAICS 455	32	$21,743	$49,915	−$106,485	$544
NAICS 524 Insurance carriers and related activities NAICS 524	32	$55,771	$176,579	+$20,179	$1,394
NAICS 491 Postal service NAICS 491	28	$65,886	$214,231	+$57,831	$1,647
NAICS 813 Religious, grantmaking, civic, professional, and similar organizations NAICS 813	24	$4,619	$0	−$156,400	$115
NAICS 519 Web search portals, libraries, archives, and other information services NAICS 519	21	$20,773	$46,305	−$110,095	$519
NAICS 812 Personal and laundry services NAICS 812	21	$43,123	$129,499	−$26,901	$1,078
NAICS 459 Sporting goods, hobby, musical instrument, book, and miscellaneous retailers NAICS 459	19	$32,325	$89,305	−$67,095	$808
NAICS 523 Securities, commodity contracts, and other financial investments and related activities NAICS 523	11	$67,956	$221,936	+$65,536	$1,699
NAICS 923 Administration of human resource programs NAICS 923	10	$58,812	$187,899	+$31,499	$1,470
NAICS 323 Printing and related support activities NAICS 323	7	$38,756	$113,243	−$43,157	$969
NAICS 425 Wholesale trade agents and brokers NAICS 425	5	$85,889	$288,688	+$132,288	$2,147

Affordable home price assumes the industry's average earner uses 30% of gross income for housing, with a 30-year mortgage at 7%, 5% down, $2,500/yr taxes & insurance, and 0.5% PMI. Adjust the Section 3 calculator for other terms. Affordable rent is 30% of monthly gross pay.

Source: BLS QCEW Annual Averages, 2024; ACS 5-year 2024 (median home value).

Section 5

Wages by Occupation

Selected essential-worker occupations for the MSA or nonmetropolitan area containing this county — jobs, the 10-year change, wages, and the housing each typical earner can afford. Both jobs counts and wages are reported at the MSA / nonmetropolitan-area level (BLS does not publish OEWS at the county level), so every county inside the same area shows the same numbers. For county-accurate employment totals, see Section 4 above.

Occupational wages and affordable housing

Occupation	2025 jobs	2015–2025 change	% change	Hourly wage	Annual wage	Affordable home price	Affordable monthly rent
Fast Food and Counter Workers SOC 35-3023 · prior-year code differs	6,470	(350)	(5%)	$13.41	$27,900	$72,834	$698
Cashiers SOC 41-2011	5,400	720	15%	$13.64	$28,360	$74,546	$709
Childcare Workers SOC 39-9011	520	190	58%	$13.65	$28,390	$74,658	$710
Waiters and Waitresses SOC 35-3031	2,370	(440)	(16%)	$13.72	$28,540	$75,216	$714
Retail Salespersons SOC 41-2031	4,630	(650)	(12%)	$16.68	$34,700	$98,146	$868
Janitors and Cleaners SOC 37-2011	2,880	140	5%	$17.39	$36,160	$103,580	$904
Tellers SOC 43-3071	620	(560)	(47%)	$18.39	$38,250	$111,360	$956
Home Health and Personal Care Aides SOC 31-1131 · prior-year code differs	2,430	(550)	(18%)	$18.78	$39,060	$114,375	$977
Office Clerks, General SOC 43-9061	3,890	(180)	(4%)	$20.79	$43,250	$129,972	$1,081
Construction Laborers SOC 47-2061	2,140	1,260	143%	$23.79	$49,490	$153,199	$1,237
Firefighters SOC 33-2011	530	(20)	(4%)	$25.04	$52,070	$162,803	$1,302
Maintenance and Repair Workers, General SOC 49-9071	3,200	170	6%	$25.86	$53,800	$169,242	$1,345
Heavy and Tractor-Trailer Truck Drivers SOC 53-3032	4,050	300	8%	$28.14	$58,530	$186,849	$1,463
Elementary School Teachers, Except Special Education SOC 25-2021	2,280	20	1%	—	$58,930	$188,338	$1,473
Paramedics SOC 29-2043 · prior-year code differs	280	(140)	(33%)	$28.44	$59,160	$189,194	$1,479
Carpenters SOC 47-2031	1,050	(110)	(9%)	$28.53	$59,330	$189,827	$1,483
Electricians SOC 47-2111	1,160	290	33%	$29.31	$60,970	$195,932	$1,524
Plumbers, Pipefitters, and Steamfitters SOC 47-2152	620	320	107%	$29.78	$61,940	$199,542	$1,549
Police and Sheriff's Patrol Officers SOC 33-3051	920	120	15%	$31.15	$64,790	$210,151	$1,620
Registered Nurses SOC 29-1141	2,490	(280)	(10%)	$40.17	$83,550	$279,982	$2,089

Affordable home price uses the same Section 3 formula (30% housing budget, 30-year mortgage at 7%, 5% down, $2,500/yr T&I, 0.5% PMI). Affordable rent is 30% of monthly wages. Negative job-change values are shown in red parentheses. A "prior-year code differs" note flags occupations whose SOC code changed between the two vintages (2010 SOC → 2018 SOC) — the change estimate is best-effort.

Source: BLS OEWS May 2025 (10-year change vs. May 2015). Jobs counts and wages reflect the MSA or nonmetropolitan area containing this county, not the county alone — OEWS is not published at the county level.

Methodology & sources

All figures derive from the 2024 American Community Survey 5-year estimates. State and national comparisons are population-weighted aggregates of county-level estimates (an approximation; ACS publishes its own state and national medians which can differ slightly).

The affordability calculator uses a 30% housing-budget rule with a 30-year mortgage. Defaults are 7% interest, 5% down, $2,500/year taxes and insurance, and 0.5% PMI — adjustable above.

Variables: 18131 · pulled from Full Housing Data Table.xlsx.