Iowa · GEOID 19131

Mitchell County

2024 ACS 5-year estimates · population 10,575 · 4,950 housing units

Median household income

$71,365

State $75,689

Median home value

$175,100

State $208,740

Median gross rent

$738

State $976

Homeownership rate

80.0%

State 71.7%

Renter cost-burden rate

35.7%

≥30% of income

Owner cost-burden rate

12.6%

≥30% of income

Homeowner vacancy

0.0%

Of owner-occupied + for-sale units

Rental vacancy

5.0%

Of renter-occupied + for-rent units

Overall vacancy

7.1%

All housing units

Price-to-income ratio

2.45

Affordable: 2.0–3.0

Section 1

Community Profile

Population, demographics, household composition, and income.

Community Data Summary

	Mitchell County	Iowa
Population	10,575	3,210,507
Population density (per sq. mi.)	22.54	—
Median household income	$71,365	$75,689
HUD Area Median Income (4-person, 100%)	$96,800	—
Households	4,597	—
Average household size	2.25 people	—
Owner-occupied	80.0%	71.7%
Renter-occupied	20.0%	28.3%
Race	95.9% White · 0.3% Black	0.0% White · 0.0% Black

Source: ACS 5-year 2024 (Tables DP05, S1101, DP04, S1901) and Census Gazetteer (land area); HUD FY2026 Income Limits.

Racial composition

Mitchell County compared with Iowa.

Source: ACS 5-year 2024, Table DP05.

Educational attainment (population 25+)

24.9% hold a bachelor's degree or higher (state: 31.4%).

Source: ACS 5-year 2024, Table S1501.

Median Household Income by Tenure

Owner-occupied vs. renter-occupied household income, county and state.

Source: ACS 5-year 2024, Table B25119.

Median Household Income by Age of Householder

Median household income by age group of householder.

Source: ACS 5-year 2024, Table B19049.

Median Household Income by Number of Earners

Median household income for families with each earner count.

Source: ACS 5-year 2024, Table S1903.

Household Size

Distribution of households by number of people.

Source: ACS 5-year 2024, Table S2501.

Income by Number of Earners

Earners	Share	Median income	Attainable monthly housing cost	Attainable home
0 earners	11.9%	$58,897	$1,472	$188,215
1 earner	28.2%	$64,844	$1,621	$210,352
2 earners	52.0%	$122,353	$3,059	$424,420
3+ earners	7.9%	$146,328	$3,658	$513,663

Attainable monthly housing cost = 30% of gross income ÷ 12. Attainable home price assumes 30% housing budget, 30-yr mortgage at 7%, 5% down.

Source: ACS 5-year 2024, Table S1903; affordability formula derived.

Households

4,597

Average size: 2.25 people

Households with children

1,158

25.2% of households

Per-capita income

$41,197

Poverty rate: 9.0%

Section 2

Residential Market Analysis

Housing stock characteristics — tenure, type, age, size, vacancy, rents.

Tenure

80.0% owner-occupied vs. state average 71.7%.

Source: ACS 5-year 2024, Table DP04.

Structure type

Single-family share 90.3% · Missing middle (2–19 units) 6.3%.

Source: ACS 5-year 2024, Table B25024.

Housing stock by decade

73.0% built before 1980 · Median structure age 1,957.00 yrs.

Source: ACS 5-year 2024, Table S2504.

Housing size mismatch

Compares the share of housing units by bedroom count against the share of households by size — a common diagnostic of housing supply/demand alignment.

Source: ACS 5-year 2024, Tables B25041 (bedrooms) and S2501 (household size).

Home value distribution

Owner-occupied homes by value bracket. Median: $175,100.

Source: ACS 5-year 2024, Table DP04.

Monthly Housing Costs

Distribution of monthly housing costs across all occupied units.

Source: ACS 5-year 2024, Table B25104.

Number of Bedrooms

Housing units by number of bedrooms.

Source: ACS 5-year 2024, Table B25041.

Median rent by bedroom

Overall median gross rent: $738.

Source: ACS 5-year 2024, Table B25031.

Renters by age

Number of renter householders by age bracket.

Source: ACS 5-year 2024, Table S2502.

Owners by age

Number of owner householders by age bracket.

Source: ACS 5-year 2024, Table S2502.

Vacancy composition

All 353 vacant units split into Census's seven categories. Frictional vacancy (units actively on the market) reflects healthy churn. Structural vacancy (seasonal, migrant, other) sits outside the market for year-round residents — high values change how the headline vacancy rate should be read.

Vacant units by type

For sale 0.0% · For rent 13.6% · Seasonal 35.7% · Other 47.9%.

Source: ACS 5-year 2024, Table B25004.

Frictional vs structural

16.4% of vacancy is frictional (for sale + for rent + rented/sold not yet occupied); 83.6% is structural (seasonal + migrant + other).

Source: ACS 5-year 2024, Table B25004.

Seasonal / recreational share of all housing

2.5%

126 units of 4,950 total

Housing units held for seasonal or recreational use.

"Other vacant" share of all housing

3.4%

169 units of 4,950 total

Census "Other vacant" — units off the market for reasons other than seasonal, migrant, sale, or rental.

Section 3

Workforce Housing Needs Assessment

Affordability, cost burden, and the housing options for households in the workforce income range.

Workforce range — ACS median household income

80% MHI$57,092

100% MHI$71,365

120% MHI$85,638

County-wide median from ACS 5-year estimates. A household at 100% MHI in Mitchell County should be able to afford a home up to roughly — (30% housing budget, default mortgage terms).

Workforce range — HUD Area Median Income

	1-person	2-person	4-person
80% AMI	$54,250	$62,000	$77,450
100% AMI	$67,760	$77,440	$96,800
120% AMI	$81,300	$92,950	$116,150

HUD FMR Area: Mitchell County, IA. 80% AMI uses HUD's published Section 8 Low Income Limits; 100% is HUD MFI; 120% is the standard workforce convention.

Affordability calculator

Follows the standard 30%-of-gross-income affordability rule.

Income basis Household income Interest rate % Down payment % Taxes & insurance / yr

Affordable monthly—

Affordable home price—

Renter cost burden

35.7% of renter households spend ≥30% of income on rent (19.0% spend ≥50%).

Source: ACS 5-year 2024, Table B25070.

Owner cost burden by income

12.6% of homeowners spend ≥30% of income on housing. Bars show counts of cost-burdened owners by income bracket.

Source: ACS 5-year 2024, Table B25106.

Household income — owners vs renters

Distribution of household income for owner-occupied (navy) and renter-occupied (gold) households.

Source: ACS 5-year 2024, Table B25118.

Section 4

Industry & Workforce Wages

Employment, average wages, and the housing each industry's typical earner can afford in Mitchell County.

Covered employment

2,931

Across 13 sectors

Establishments

298

QCEW 2024

Avg annual pay (workforce)

$54,161

Employment-weighted across sectors

Top 10 sectors by employment

Annual average employment by NAICS 2-digit sector. Counties with fewer than five covered establishments in a sector may show suppressed totals.

Source: BLS QCEW Annual Averages, 2024.

Attainable housing by industry

Industry	Employment	Avg annual wage	Affordable home price	vs. median value	Affordable monthly rent
NAICS 31-33 Manufacturing NAICS 31-33	1,071	$65,942	$214,439	+$39,339	$1,649
NAICS 44-45 Retail trade NAICS 44-45	282	$25,109	$62,445	−$112,655	$628
NAICS 61 Educational services NAICS 61	280	$46,618	$142,509	−$32,591	$1,165
NAICS 62 Health care and social assistance NAICS 62	252	$61,536	$198,038	+$22,938	$1,538
NAICS 23 Construction NAICS 23	228	$62,908	$203,145	+$28,045	$1,573
NAICS 42 Wholesale trade NAICS 42	197	$70,883	$232,831	+$57,731	$1,772
NAICS 92 Public administration NAICS 92	179	$41,713	$124,250	−$50,850	$1,043
NAICS 72 Accommodation and food services NAICS 72	131	$14,642	$23,483	−$151,617	$366
NAICS 81 Other services (except public administration) NAICS 81	131	$56,430	$179,032	+$3,932	$1,411
NAICS 71 Arts, entertainment, and recreation NAICS 71	68	$16,877	$31,802	−$143,298	$422
NAICS 54 Professional, scientific, and technical services NAICS 54	56	$67,695	$220,964	+$45,864	$1,692
NAICS 51 Information NAICS 51	31	$22,638	$53,247	−$121,853	$566
NAICS 48-49 Transportation and warehousing NAICS 48-49	25	$70,282	$230,594	+$55,494	$1,757

Subsector	Employment	Avg annual wage	Affordable home price	vs. median value	Affordable monthly rent
NAICS 623 Nursing and residential care facilities NAICS 623	327	$35,790	$102,203	−$72,897	$895
NAICS 325 Chemical manufacturing NAICS 325	319	$81,782	$273,401	+$98,301	$2,045
NAICS 611 Educational services NAICS 611	280	$46,618	$142,509	−$32,591	$1,165
NAICS 311 Food manufacturing NAICS 311	262	$73,743	$243,477	+$68,377	$1,844
NAICS 238 Specialty trade contractors NAICS 238	186	$66,417	$216,207	+$41,107	$1,660
NAICS 921 Executive, legislative, and other general government support NAICS 921	164	$42,017	$125,382	−$49,718	$1,050
NAICS 424 Merchant wholesalers, nondurable goods NAICS 424	142	$74,411	$245,963	+$70,863	$1,860
NAICS 112 Animal production and aquaculture NAICS 112	117	$53,748	$169,049	−$6,051	$1,344
NAICS 457 Gasoline stations and fuel dealers NAICS 457	112	$26,209	$66,539	−$108,561	$655
NAICS 811 Repair and maintenance NAICS 811	101	$67,156	$218,958	+$43,858	$1,679
NAICS 522 Credit intermediation and related activities NAICS 522	74	$77,414	$257,142	+$82,042	$1,935
NAICS 445 Food and beverage retailers NAICS 445	57	$21,838	$50,269	−$124,831	$546
NAICS 541 Professional, scientific, and technical services NAICS 541	56	$67,695	$220,964	+$45,864	$1,692
NAICS 713 Amusement, gambling, and recreation industries NAICS 713	51	$17,669	$34,751	−$140,349	$442
NAICS 111 Crop production NAICS 111	30	$48,880	$150,928	−$24,172	$1,222
NAICS 236 Construction of buildings NAICS 236	28	$42,314	$126,488	−$48,612	$1,058
NAICS 484 Truck transportation NAICS 484	28	$47,344	$145,211	−$29,889	$1,184
NAICS 561 Administrative and support services NAICS 561	28	$54,212	$170,776	−$4,324	$1,355
NAICS 444 Building material and garden equipment and supplies dealers NAICS 444	27	$25,878	$65,307	−$109,793	$647
NAICS 491 Postal service NAICS 491	25	$70,282	$230,594	+$55,494	$1,757
NAICS 812 Personal and laundry services NAICS 812	24	$20,717	$46,096	−$129,004	$518
NAICS 459 Sporting goods, hobby, musical instrument, book, and miscellaneous retailers NAICS 459	23	$14,452	$22,776	−$152,324	$361
NAICS 237 Heavy and civil engineering construction NAICS 237	14	$57,483	$182,952	+$7,852	$1,437
NAICS 449 Furniture, home furnishings, electronics, and appliance retailers NAICS 449	12	$35,812	$102,285	−$72,815	$895
NAICS 926 Administration of economic programs NAICS 926	8	$38,128	$110,906	−$64,194	$953
NAICS 441 Motor vehicle and parts dealers NAICS 441	8	$49,463	$153,099	−$22,001	$1,237
NAICS 813 Religious, grantmaking, civic, professional, and similar organizations NAICS 813	5	$22,471	$52,625	−$122,475	$562

Affordable home price assumes the industry's average earner uses 30% of gross income for housing, with a 30-year mortgage at 7%, 5% down, $2,500/yr taxes & insurance, and 0.5% PMI. Adjust the Section 3 calculator for other terms. Affordable rent is 30% of monthly gross pay.

Source: BLS QCEW Annual Averages, 2024; ACS 5-year 2024 (median home value).

Section 5

Wages by Occupation

Selected essential-worker occupations for the MSA or nonmetropolitan area containing this county — jobs, the 10-year change, wages, and the housing each typical earner can afford. Both jobs counts and wages are reported at the MSA / nonmetropolitan-area level (BLS does not publish OEWS at the county level), so every county inside the same area shows the same numbers. For county-accurate employment totals, see Section 4 above.

Occupational wages and affordable housing

Occupation	2025 jobs	2015–2025 change	% change	Hourly wage	Annual wage	Affordable home price	Affordable monthly rent
Waiters and Waitresses SOC 35-3031	1,270	(110)	(8%)	$12.11	$25,190	$62,746	$630
Childcare Workers SOC 39-9011	410	(370)	(47%)	$13.07	$27,180	$70,154	$680
Fast Food and Counter Workers SOC 35-3023 · prior-year code differs	2,190	(770)	(26%)	$13.41	$27,890	$72,797	$697
Cashiers SOC 41-2011	3,670	590	19%	$14.22	$29,580	$79,087	$740
Retail Salespersons SOC 41-2031	2,500	(380)	(13%)	$16.08	$33,440	$93,456	$836
Janitors and Cleaners SOC 37-2011	1,280	(190)	(13%)	$17.17	$35,710	$101,905	$893
Tellers SOC 43-3071	470	(310)	(40%)	$18.73	$38,970	$114,040	$974
Home Health and Personal Care Aides SOC 31-1131 · prior-year code differs	1,770	(1,020)	(37%)	$19.74	$41,060	$121,820	$1,027
Office Clerks, General SOC 43-9061	1,620	20	1%	$20.51	$42,660	$127,775	$1,067
Firefighters SOC 33-2011	100	—	—	$22.24	$46,270	$141,213	$1,157
Construction Laborers SOC 47-2061	1,120	(130)	(10%)	$23.81	$49,530	$153,348	$1,238
Maintenance and Repair Workers, General SOC 49-9071	1,000	(110)	(10%)	$24.91	$51,810	$161,835	$1,295
Carpenters SOC 47-2031	290	(140)	(33%)	$26.22	$54,540	$171,997	$1,364
Heavy and Tractor-Trailer Truck Drivers SOC 53-3032	2,380	(270)	(10%)	$26.31	$54,730	$172,704	$1,368
Elementary School Teachers, Except Special Education SOC 25-2021	1,570	150	11%	—	$58,510	$186,775	$1,463
Electricians SOC 47-2111	530	50	10%	$28.36	$58,990	$188,561	$1,475
Paramedics SOC 29-2043 · prior-year code differs	100	(150)	(60%)	$28.51	$59,300	$189,715	$1,483
Plumbers, Pipefitters, and Steamfitters SOC 47-2152	190	60	46%	$29.15	$60,630	$194,666	$1,516
Police and Sheriff's Patrol Officers SOC 33-3051	440	0	0%	$33.55	$69,780	$228,725	$1,745
Registered Nurses SOC 29-1141	2,250	230	11%	$37.36	$77,700	$258,206	$1,943

Affordable home price uses the same Section 3 formula (30% housing budget, 30-year mortgage at 7%, 5% down, $2,500/yr T&I, 0.5% PMI). Affordable rent is 30% of monthly wages. Negative job-change values are shown in red parentheses. A "prior-year code differs" note flags occupations whose SOC code changed between the two vintages (2010 SOC → 2018 SOC) — the change estimate is best-effort.

Source: BLS OEWS May 2025 (10-year change vs. May 2015). Jobs counts and wages reflect the MSA or nonmetropolitan area containing this county, not the county alone — OEWS is not published at the county level.

Methodology & sources

All figures derive from the 2024 American Community Survey 5-year estimates. State and national comparisons are population-weighted aggregates of county-level estimates (an approximation; ACS publishes its own state and national medians which can differ slightly).

The affordability calculator uses a 30% housing-budget rule with a 30-year mortgage. Defaults are 7% interest, 5% down, $2,500/year taxes and insurance, and 0.5% PMI — adjustable above.

Variables: 19131 · pulled from Full Housing Data Table.xlsx.