Mississippi · GEOID 28029

Copiah County

2024 ACS 5-year estimates · population 27,855 · 12,475 housing units

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Median household income
$49,089
State $57,627
Median home value
$114,100
State $173,984
Median gross rent
$766
State $965
Homeownership rate
74.4%
State 70.0%
Renter cost-burden rate
47.2%
≥30% of income
Owner cost-burden rate
17.3%
≥30% of income
Homeowner vacancy
1.6%
Of owner-occupied + for-sale units
Rental vacancy
0.4%
Of renter-occupied + for-rent units
Overall vacancy
19.4%
All housing units
Price-to-income ratio
2.32
Affordable: 2.0–3.0

Section 1

Community Profile

Population, demographics, household composition, and income.

Community Data Summary

Copiah CountyMississippi
Population 27,855 2,946,779
Population density (per sq. mi.) 35.84
Median household income $49,089 $57,627
HUD Area Median Income (4-person, 100%) $91,400
Households 10,060
Average household size 2.66 people
Owner-occupied 74.4% 70.0%
Renter-occupied 25.6% 30.0%
Race 43.1% White · 50.5% Black 0.0% White · 0.0% Black
Source: ACS 5-year 2024 (Tables DP05, S1101, DP04, S1901) and Census Gazetteer (land area); HUD FY2026 Income Limits.

Racial composition

Copiah County compared with Mississippi.
Source: ACS 5-year 2024, Table DP05.

Educational attainment (population 25+)

19.7% hold a bachelor's degree or higher (state: 25.1%).
Source: ACS 5-year 2024, Table S1501.

Median Household Income by Tenure

Owner-occupied vs. renter-occupied household income, county and state.
Source: ACS 5-year 2024, Table B25119.

Median Household Income by Age of Householder

Median household income by age group of householder.
Source: ACS 5-year 2024, Table B19049.

Median Household Income by Number of Earners

Median household income for families with each earner count.
Source: ACS 5-year 2024, Table S1903.

Household Size

Distribution of households by number of people.
Source: ACS 5-year 2024, Table S2501.

Income by Number of Earners

Earners Share Median income Attainable monthly housing cost Attainable home
0 earners 21.0% $23,475 $587 $56,362
1 earner 39.0% $50,839 $1,271 $158,221
2 earners 29.3% $108,000 $2,700 $370,993
3+ earners 10.8% $119,625 $2,991 $414,265
Attainable monthly housing cost = 30% of gross income ÷ 12. Attainable home price assumes 30% housing budget, 30-yr mortgage at 7%, 5% down.
Source: ACS 5-year 2024, Table S1903; affordability formula derived.

Households

10,060

Average size: 2.66 people

Households with children

2,367

23.5% of households

Per-capita income

$28,882

Poverty rate: 18.3%

Section 2

Residential Market Analysis

Housing stock characteristics — tenure, type, age, size, vacancy, rents.

Tenure

74.4% owner-occupied vs. state average 70.0%.
Source: ACS 5-year 2024, Table DP04.

Structure type

Single-family share 66.1% · Missing middle (2–19 units) 6.3%.
Source: ACS 5-year 2024, Table B25024.

Housing stock by decade

43.9% built before 1980 · Median structure age 1,985.00 yrs.
Source: ACS 5-year 2024, Table S2504.

Housing size mismatch

Compares the share of housing units by bedroom count against the share of households by size — a common diagnostic of housing supply/demand alignment.
Source: ACS 5-year 2024, Tables B25041 (bedrooms) and S2501 (household size).

Home value distribution

Owner-occupied homes by value bracket. Median: $114,100.
Source: ACS 5-year 2024, Table DP04.

Monthly Housing Costs

Distribution of monthly housing costs across all occupied units.
Source: ACS 5-year 2024, Table B25104.

Number of Bedrooms

Housing units by number of bedrooms.
Source: ACS 5-year 2024, Table B25041.

Median rent by bedroom

Overall median gross rent: $766.
Source: ACS 5-year 2024, Table B25031.

Renters by age

Number of renter householders by age bracket.
Source: ACS 5-year 2024, Table S2502.

Owners by age

Number of owner householders by age bracket.
Source: ACS 5-year 2024, Table S2502.

Vacancy composition

All 2,415 vacant units split into Census's seven categories. Frictional vacancy (units actively on the market) reflects healthy churn. Structural vacancy (seasonal, migrant, other) sits outside the market for year-round residents — high values change how the headline vacancy rate should be read.

Vacant units by type

For sale 5.2% · For rent 0.5% · Seasonal 15.7% · Other 77.4%.
Source: ACS 5-year 2024, Table B25004.

Frictional vs structural

6.8% of vacancy is frictional (for sale + for rent + rented/sold not yet occupied); 93.2% is structural (seasonal + migrant + other).
Source: ACS 5-year 2024, Table B25004.

Seasonal / recreational share of all housing

3.0%

380 units of 12,475 total

Housing units held for seasonal or recreational use.

"Other vacant" share of all housing

15.0%

1,870 units of 12,475 total

⚑ Above the 5% threshold — possible indicator of disinvestment, abandonment, or condemned stock.

Section 3

Workforce Housing Needs Assessment

Affordability, cost burden, and the housing options for households in the workforce income range.

Workforce range — ACS median household income

80% MHI$39,271
100% MHI$49,089
120% MHI$58,907

County-wide median from ACS 5-year estimates. A household at 100% MHI in Copiah County should be able to afford a home up to roughly (30% housing budget, default mortgage terms).

Workforce range — HUD Area Median Income

1-person2-person4-person
80% AMI $51,200 $58,500 $73,100
100% AMI $63,980 $73,120 $91,400
120% AMI $76,800 $87,750 $109,700

HUD FMR Area: Jackson, MS HUD Metro FMR Area. 80% AMI uses HUD's published Section 8 Low Income Limits; 100% is HUD MFI; 120% is the standard workforce convention.

Affordability calculator

Follows the standard 30%-of-gross-income affordability rule.

Affordable monthly
Affordable home price

Renter cost burden

47.2% of renter households spend ≥30% of income on rent (25.9% spend ≥50%).
Source: ACS 5-year 2024, Table B25070.

Owner cost burden by income

17.3% of homeowners spend ≥30% of income on housing. Bars show counts of cost-burdened owners by income bracket.
Source: ACS 5-year 2024, Table B25106.

Household income — owners vs renters

Distribution of household income for owner-occupied (navy) and renter-occupied (gold) households.
Source: ACS 5-year 2024, Table B25118.

Section 4

Industry & Workforce Wages

Employment, average wages, and the housing each industry's typical earner can afford in Copiah County.

Covered employment
6,293
Across 19 sectors
Establishments
480
QCEW 2024
Avg annual pay (workforce)
$40,916
Employment-weighted across sectors

Top 10 sectors by employment

Annual average employment by NAICS 2-digit sector. Counties with fewer than five covered establishments in a sector may show suppressed totals.
Source: BLS QCEW Annual Averages, 2024.

Attainable housing by industry

Industry Employment Avg annual wage Affordable home price vs. median value Affordable monthly rent
NAICS 31-33 Manufacturing NAICS 31-33 1,444 $51,969 $162,427 +$48,327 $1,299
NAICS 61 Educational services NAICS 61 1,110 $45,623 $138,805 +$24,705 $1,141
NAICS 44-45 Retail trade NAICS 44-45 828 $28,796 $76,169 −$37,931 $720
NAICS 62 Health care and social assistance NAICS 62 799 $37,993 $110,403 −$3,697 $950
NAICS 72 Accommodation and food services NAICS 72 557 $15,705 $27,440 −$86,660 $393
NAICS 92 Public administration NAICS 92 449 $33,954 $95,369 −$18,731 $849
NAICS 23 Construction NAICS 23 244 $58,996 $188,584 +$74,484 $1,475
NAICS 48-49 Transportation and warehousing NAICS 48-49 219 $46,407 $141,723 +$27,623 $1,160
NAICS 11 Agriculture, forestry, fishing and hunting NAICS 11 172 $51,374 $160,212 +$46,112 $1,284
NAICS 81 Other services (except public administration) NAICS 81 115 $49,361 $152,719 +$38,619 $1,234
NAICS 42 Wholesale trade NAICS 42 107 $28,158 $73,794 −$40,306 $704
NAICS 52 Finance and insurance NAICS 52 93 $42,274 $126,339 +$12,239 $1,057
NAICS 21 Mining, quarrying, and oil and gas extraction NAICS 21 63 $59,883 $191,885 +$77,785 $1,497
NAICS 53 Real estate and rental and leasing NAICS 53 26 $40,766 $120,725 +$6,625 $1,019
NAICS 51 Information NAICS 51 23 $25,470 $63,788 −$50,312 $637
NAICS 22 Utilities NAICS 22 18 $76,911 $255,269 +$141,169 $1,923
NAICS 54 Professional, scientific, and technical services NAICS 54 12 $44,456 $134,461 +$20,361 $1,111
NAICS 71 Arts, entertainment, and recreation NAICS 71 9 $17,096 $32,618 −$81,482 $427
NAICS 56 Administrative and support and waste management and remediation services NAICS 56 5 $20,353 $44,741 −$69,359 $509
Affordable home price assumes the industry's average earner uses 30% of gross income for housing, with a 30-year mortgage at 7%, 5% down, $2,500/yr taxes & insurance, and 0.5% PMI. Adjust the Section 3 calculator for other terms. Affordable rent is 30% of monthly gross pay.
Source: BLS QCEW Annual Averages, 2024; ACS 5-year 2024 (median home value).

Section 5

Wages by Occupation

Selected essential-worker occupations for the MSA or nonmetropolitan area containing this county — jobs, the 10-year change, wages, and the housing each typical earner can afford. Both jobs counts and wages are reported at the MSA / nonmetropolitan-area level (BLS does not publish OEWS at the county level), so every county inside the same area shows the same numbers. For county-accurate employment totals, see Section 4 above.

Occupational wages and affordable housing

Occupation 2025
jobs
2015–2025
change
%
change
Hourly
wage
Annual
wage
Affordable
home price
Affordable
monthly rent
Fast Food and Counter Workers SOC 35-3023 · prior-year code differs 8,460 3,220 61% $11.51 $23,940 $58,093 $599
Childcare Workers SOC 39-9011 1,600 (630) (28%) $11.81 $24,560 $60,401 $614
Waiters and Waitresses SOC 35-3031 2,750 (830) (23%) $12.24 $25,460 $63,751 $637
Cashiers SOC 41-2011 5,320 (1,610) (23%) $13.08 $27,200 $70,228 $680
Janitors and Cleaners SOC 37-2011 3,390 (780) (19%) $14.35 $29,850 $80,092 $746
Retail Salespersons SOC 41-2031 8,770 (1,820) (17%) $15.41 $32,040 $88,244 $801
Home Health and Personal Care Aides SOC 31-1131 · prior-year code differs 3,000 (4,600) (61%) $15.95 $33,170 $92,450 $829
Firefighters SOC 33-2011 530 10 2% $17.00 $35,350 $100,565 $884
Office Clerks, General SOC 43-9061 4,020 40 1% $18.08 $37,600 $108,940 $940
Tellers SOC 43-3071 590 (530) (47%) $18.39 $38,260 $111,397 $957
Construction Laborers SOC 47-2061 2,020 570 39% $19.46 $40,470 $119,624 $1,012
Maintenance and Repair Workers, General SOC 49-9071 3,310 1,110 50% $22.14 $46,060 $140,431 $1,152
Carpenters SOC 47-2031 660 110 20% $23.78 $49,470 $153,125 $1,237
Police and Sheriff's Patrol Officers SOC 33-3051 1,620 30 2% $23.89 $49,690 $153,944 $1,242
Elementary School Teachers, Except Special Education SOC 25-2021 2,430 (500) (17%) $51,200 $159,564 $1,280
Electricians SOC 47-2111 1,210 (290) (19%) $27.21 $56,590 $179,628 $1,415
Plumbers, Pipefitters, and Steamfitters SOC 47-2152 550 50 10% $27.51 $57,220 $181,973 $1,431
Heavy and Tractor-Trailer Truck Drivers SOC 53-3032 6,590 1,080 20% $28.86 $60,020 $192,395 $1,501
Paramedics SOC 29-2043 260 $28.98 $60,270 $193,326 $1,507
Registered Nurses SOC 29-1141 8,700 710 9% $40.09 $83,390 $279,386 $2,085
Affordable home price uses the same Section 3 formula (30% housing budget, 30-year mortgage at 7%, 5% down, $2,500/yr T&I, 0.5% PMI). Affordable rent is 30% of monthly wages. Negative job-change values are shown in red parentheses. A "prior-year code differs" note flags occupations whose SOC code changed between the two vintages (2010 SOC → 2018 SOC) — the change estimate is best-effort.
Source: BLS OEWS May 2025 (10-year change vs. May 2015). Jobs counts and wages reflect the MSA or nonmetropolitan area containing this county, not the county alone — OEWS is not published at the county level.
Methodology & sources

All figures derive from the 2024 American Community Survey 5-year estimates. State and national comparisons are population-weighted aggregates of county-level estimates (an approximation; ACS publishes its own state and national medians which can differ slightly).

The affordability calculator uses a 30% housing-budget rule with a 30-year mortgage. Defaults are 7% interest, 5% down, $2,500/year taxes and insurance, and 0.5% PMI — adjustable above.

Variables: 28029 · pulled from Full Housing Data Table.xlsx.