Missouri · GEOID 29049

Clinton County

2024 ACS 5-year estimates · population 21,414 · 9,077 housing units

Median household income

$70,627

State $72,143

Median home value

$226,800

State $232,120

Median gross rent

$1,008

State $1,040

Homeownership rate

75.7%

State 68.1%

Renter cost-burden rate

34.2%

≥30% of income

Owner cost-burden rate

24.0%

≥30% of income

Homeowner vacancy

1.3%

Of owner-occupied + for-sale units

Rental vacancy

3.3%

Of renter-occupied + for-rent units

Overall vacancy

8.2%

All housing units

Price-to-income ratio

3.21

Affordable: 2.0–3.0

Section 1

Community Profile

Population, demographics, household composition, and income.

Community Data Summary

	Clinton County	Missouri
Population	21,414	6,191,814
Population density (per sq. mi.)	51.11	—
Median household income	$70,627	$72,143
HUD Area Median Income (4-person, 100%)	$113,400	—
Households	8,329	—
Average household size	2.52 people	—
Owner-occupied	75.7%	68.1%
Renter-occupied	24.3%	31.9%
Race	92.8% White · 0.8% Black	0.0% White · 0.0% Black

Source: ACS 5-year 2024 (Tables DP05, S1101, DP04, S1901) and Census Gazetteer (land area); HUD FY2026 Income Limits.

Racial composition

Clinton County compared with Missouri.

Source: ACS 5-year 2024, Table DP05.

Educational attainment (population 25+)

22.1% hold a bachelor's degree or higher (state: 32.4%).

Source: ACS 5-year 2024, Table S1501.

Median Household Income by Tenure

Owner-occupied vs. renter-occupied household income, county and state.

Source: ACS 5-year 2024, Table B25119.

Median Household Income by Age of Householder

Median household income by age group of householder.

Source: ACS 5-year 2024, Table B19049.

Median Household Income by Number of Earners

Median household income for families with each earner count.

Source: ACS 5-year 2024, Table S1903.

Household Size

Distribution of households by number of people.

Source: ACS 5-year 2024, Table S2501.

Income by Number of Earners

Earners	Share	Median income	Attainable monthly housing cost	Attainable home
0 earners	15.3%	$56,053	$1,401	$177,629
1 earner	29.2%	$62,017	$1,550	$199,829
2 earners	43.1%	$104,176	$2,604	$356,759
3+ earners	12.4%	$140,912	$3,523	$493,503

Attainable monthly housing cost = 30% of gross income ÷ 12. Attainable home price assumes 30% housing budget, 30-yr mortgage at 7%, 5% down.

Source: ACS 5-year 2024, Table S1903; affordability formula derived.

Households

8,329

Average size: 2.52 people

Households with children

2,183

26.2% of households

Per-capita income

$35,789

Poverty rate: 12.9%

Section 2

Residential Market Analysis

Housing stock characteristics — tenure, type, age, size, vacancy, rents.

Tenure

75.7% owner-occupied vs. state average 68.1%.

Source: ACS 5-year 2024, Table DP04.

Structure type

Single-family share 85.1% · Missing middle (2–19 units) 10.9%.

Source: ACS 5-year 2024, Table B25024.

Housing stock by decade

53.6% built before 1980 · Median structure age 1,978.00 yrs.

Source: ACS 5-year 2024, Table S2504.

Housing size mismatch

Compares the share of housing units by bedroom count against the share of households by size — a common diagnostic of housing supply/demand alignment.

Source: ACS 5-year 2024, Tables B25041 (bedrooms) and S2501 (household size).

Home value distribution

Owner-occupied homes by value bracket. Median: $226,800.

Source: ACS 5-year 2024, Table DP04.

Monthly Housing Costs

Distribution of monthly housing costs across all occupied units.

Source: ACS 5-year 2024, Table B25104.

Number of Bedrooms

Housing units by number of bedrooms.

Source: ACS 5-year 2024, Table B25041.

Median rent by bedroom

Overall median gross rent: $1,008.

Source: ACS 5-year 2024, Table B25031.

Renters by age

Number of renter householders by age bracket.

Source: ACS 5-year 2024, Table S2502.

Owners by age

Number of owner householders by age bracket.

Source: ACS 5-year 2024, Table S2502.

Vacancy composition

All 748 vacant units split into Census's seven categories. Frictional vacancy (units actively on the market) reflects healthy churn. Structural vacancy (seasonal, migrant, other) sits outside the market for year-round residents — high values change how the headline vacancy rate should be read.

Vacant units by type

For sale 10.8% · For rent 9.4% · Seasonal 13.1% · Other 40.6%.

Source: ACS 5-year 2024, Table B25004.

Frictional vs structural

46.3% of vacancy is frictional (for sale + for rent + rented/sold not yet occupied); 53.7% is structural (seasonal + migrant + other).

Source: ACS 5-year 2024, Table B25004.

Seasonal / recreational share of all housing

1.1%

98 units of 9,077 total

Housing units held for seasonal or recreational use.

"Other vacant" share of all housing

3.3%

304 units of 9,077 total

Census "Other vacant" — units off the market for reasons other than seasonal, migrant, sale, or rental.

Section 3

Workforce Housing Needs Assessment

Affordability, cost burden, and the housing options for households in the workforce income range.

Workforce range — ACS median household income

80% MHI$56,502

100% MHI$70,627

120% MHI$84,752

County-wide median from ACS 5-year estimates. A household at 100% MHI in Clinton County should be able to afford a home up to roughly — (30% housing budget, default mortgage terms).

Workforce range — HUD Area Median Income

	1-person	2-person	4-person
80% AMI	$63,500	$72,600	$90,700
100% AMI	$79,380	$90,720	$113,400
120% AMI	$95,250	$108,850	$136,100

HUD FMR Area: Kansas City, MO-KS HUD Metro FMR Area. 80% AMI uses HUD's published Section 8 Low Income Limits; 100% is HUD MFI; 120% is the standard workforce convention.

Affordability calculator

Follows the standard 30%-of-gross-income affordability rule.

Income basis Household income Interest rate % Down payment % Taxes & insurance / yr

Affordable monthly—

Affordable home price—

Renter cost burden

34.2% of renter households spend ≥30% of income on rent (17.3% spend ≥50%).

Source: ACS 5-year 2024, Table B25070.

Owner cost burden by income

24.0% of homeowners spend ≥30% of income on housing. Bars show counts of cost-burdened owners by income bracket.

Source: ACS 5-year 2024, Table B25106.

Household income — owners vs renters

Distribution of household income for owner-occupied (navy) and renter-occupied (gold) households.

Source: ACS 5-year 2024, Table B25118.

Section 4

Industry & Workforce Wages

Employment, average wages, and the housing each industry's typical earner can afford in Clinton County.

Covered employment

4,232

Across 16 sectors

Establishments

446

QCEW 2024

Avg annual pay (workforce)

$47,185

Employment-weighted across sectors

Top 10 sectors by employment

Annual average employment by NAICS 2-digit sector. Counties with fewer than five covered establishments in a sector may show suppressed totals.

Source: BLS QCEW Annual Averages, 2024.

Attainable housing by industry

Industry	Employment	Avg annual wage	Affordable home price	vs. median value	Affordable monthly rent
NAICS 62 Health care and social assistance NAICS 62	1,140	$55,793	$176,661	−$50,139	$1,395
NAICS 61 Educational services NAICS 61	614	$44,672	$135,265	−$91,535	$1,117
NAICS 23 Construction NAICS 23	478	$66,674	$217,164	−$9,636	$1,667
NAICS 44-45 Retail trade NAICS 44-45	357	$31,755	$87,183	−$139,617	$794
NAICS 72 Accommodation and food services NAICS 72	354	$19,993	$43,401	−$183,399	$500
NAICS 31-33 Manufacturing NAICS 31-33	260	$46,951	$143,748	−$83,052	$1,174
NAICS 92 Public administration NAICS 92	208	$46,669	$142,698	−$84,102	$1,167
NAICS 52 Finance and insurance NAICS 52	163	$58,629	$187,218	−$39,582	$1,466
NAICS 56 Administrative and support and waste management and remediation services NAICS 56	151	$42,167	$125,940	−$100,860	$1,054
NAICS 48-49 Transportation and warehousing NAICS 48-49	138	$56,742	$180,193	−$46,607	$1,419
NAICS 81 Other services (except public administration) NAICS 81	119	$34,635	$97,904	−$128,896	$866
NAICS 71 Arts, entertainment, and recreation NAICS 71	88	$21,319	$48,337	−$178,463	$533
NAICS 11 Agriculture, forestry, fishing and hunting NAICS 11	87	$52,076	$162,825	−$63,975	$1,302
NAICS 51 Information NAICS 51	40	$41,733	$124,325	−$102,475	$1,043
NAICS 53 Real estate and rental and leasing NAICS 53	33	$14,873	$24,343	−$202,457	$372
NAICS 22 Utilities NAICS 22	2	$7,207	$0	−$226,800	$180

Subsector	Employment	Avg annual wage	Affordable home price	vs. median value	Affordable monthly rent
NAICS 611 Educational services NAICS 611	614	$44,672	$135,265	−$91,535	$1,117
NAICS 623 Nursing and residential care facilities NAICS 623	401	$40,440	$119,512	−$107,288	$1,011
NAICS 722 Food services and drinking places NAICS 722	330	$20,133	$43,922	−$182,878	$503
NAICS 621 Ambulatory health care services NAICS 621	275	$67,727	$221,083	−$5,717	$1,693
NAICS 238 Specialty trade contractors NAICS 238	224	$53,297	$167,370	−$59,430	$1,332
NAICS 237 Heavy and civil engineering construction NAICS 237	197	$85,001	$285,383	+$58,583	$2,125
NAICS 457 Gasoline stations and fuel dealers NAICS 457	149	$31,780	$87,276	−$139,524	$795
NAICS 522 Credit intermediation and related activities NAICS 522	108	$55,333	$174,949	−$51,851	$1,383
NAICS 311 Food manufacturing NAICS 311	96	$44,628	$135,101	−$91,699	$1,116
NAICS 321 Wood product manufacturing NAICS 321	94	$48,757	$150,471	−$76,329	$1,219
NAICS 921 Executive, legislative, and other general government support NAICS 921	92	$42,436	$126,942	−$99,858	$1,061
NAICS 922 Justice, public order, and safety activities NAICS 922	87	$48,058	$147,869	−$78,931	$1,201
NAICS 713 Amusement, gambling, and recreation industries NAICS 713	82	$20,905	$46,796	−$180,004	$523
NAICS 424 Merchant wholesalers, nondurable goods NAICS 424	67	$61,066	$196,289	−$30,511	$1,527
NAICS 236 Construction of buildings NAICS 236	56	$56,904	$180,796	−$46,004	$1,423
NAICS 445 Food and beverage retailers NAICS 445	52	$21,134	$47,648	−$179,152	$528
NAICS 811 Repair and maintenance NAICS 811	49	$39,024	$114,241	−$112,559	$976
NAICS 524 Insurance carriers and related activities NAICS 524	46	$54,397	$171,465	−$55,335	$1,360
NAICS 111 Crop production NAICS 111	44	$51,469	$160,566	−$66,234	$1,287
NAICS 441 Motor vehicle and parts dealers NAICS 441	44	$54,164	$170,597	−$56,203	$1,354
NAICS 812 Personal and laundry services NAICS 812	41	$45,291	$137,569	−$89,231	$1,132
NAICS 491 Postal service NAICS 491	38	$61,787	$198,973	−$27,827	$1,545
NAICS 484 Truck transportation NAICS 484	36	$56,820	$180,484	−$46,316	$1,421
NAICS 456 Health and personal care retailers NAICS 456	27	$45,222	$137,312	−$89,488	$1,131
NAICS 721 Accommodation NAICS 721	24	$18,067	$36,232	−$190,568	$452
NAICS 423 Merchant wholesalers, durable goods NAICS 423	22	$58,959	$188,446	−$38,354	$1,474
NAICS 112 Animal production and aquaculture NAICS 112	17	$37,294	$107,801	−$118,999	$932
NAICS 517 Telecommunications NAICS 517	17	$57,042	$181,310	−$45,490	$1,426
NAICS 459 Sporting goods, hobby, musical instrument, book, and miscellaneous retailers NAICS 459	16	$18,531	$37,959	−$188,841	$463
NAICS 923 Administration of human resource programs NAICS 923	10	$41,929	$125,054	−$101,746	$1,048
NAICS 458 Clothing, clothing accessories, shoe, and jewelry retailers NAICS 458	9	$17,367	$33,626	−$193,174	$434
NAICS 924 Administration of environmental quality programs NAICS 924	8	$86,327	$290,319	+$63,519	$2,158
NAICS 519 Web search portals, libraries, archives, and other information services NAICS 519	8	$15,835	$27,924	−$198,876	$396
NAICS 925 Administration of housing programs, urban planning, and community development NAICS 925	7	$41,444	$123,249	−$103,551	$1,036
NAICS 712 Museums, historical sites, and similar institutions NAICS 712	6	$26,985	$69,428	−$157,372	$675
NAICS 926 Administration of economic programs NAICS 926	4	$55,502	$175,578	−$51,222	$1,388
NAICS 221 Utilities NAICS 221	2	$7,207	$0	−$226,800	$180

Affordable home price assumes the industry's average earner uses 30% of gross income for housing, with a 30-year mortgage at 7%, 5% down, $2,500/yr taxes & insurance, and 0.5% PMI. Adjust the Section 3 calculator for other terms. Affordable rent is 30% of monthly gross pay.

Source: BLS QCEW Annual Averages, 2024; ACS 5-year 2024 (median home value).

Section 5

Wages by Occupation

Selected essential-worker occupations for the MSA or nonmetropolitan area containing this county — jobs, the 10-year change, wages, and the housing each typical earner can afford. Both jobs counts and wages are reported at the MSA / nonmetropolitan-area level (BLS does not publish OEWS at the county level), so every county inside the same area shows the same numbers. For county-accurate employment totals, see Section 4 above.

Occupational wages and affordable housing

Occupation	2025 jobs	2015–2025 change	% change	Hourly wage	Annual wage	Affordable home price	Affordable monthly rent
Fast Food and Counter Workers SOC 35-3023 · prior-year code differs	20,120	(4,520)	(18%)	$14.60	$30,370	$82,028	$759
Cashiers SOC 41-2011	24,160	(160)	(1%)	$15.68	$32,610	$90,366	$815
Childcare Workers SOC 39-9011	6,660	1,730	35%	$15.82	$32,900	$91,445	$823
Retail Salespersons SOC 41-2031	26,110	(5,290)	(17%)	$17.71	$36,840	$106,111	$921
Janitors and Cleaners SOC 37-2011	12,950	140	1%	$18.24	$37,950	$110,243	$949
Waiters and Waitresses SOC 35-3031	16,540	(2,960)	(15%)	$19.55	$40,660	$120,331	$1,017
Tellers SOC 43-3071	2,790	(460)	(14%)	$20.04	$41,690	$124,165	$1,042
Home Health and Personal Care Aides SOC 31-1131 · prior-year code differs	13,370	(1,380)	(9%)	$20.19	$42,000	$125,319	$1,050
Office Clerks, General SOC 43-9061	10,520	(9,510)	(47%)	$22.87	$47,560	$146,015	$1,189
Maintenance and Repair Workers, General SOC 49-9071	10,360	630	6%	$25.64	$53,330	$167,493	$1,333
Construction Laborers SOC 47-2061	6,580	120	2%	$27.14	$56,460	$179,144	$1,412
Firefighters SOC 33-2011	3,000	90	3%	$28.64	$59,560	$190,683	$1,489
Elementary School Teachers, Except Special Education SOC 25-2021	11,500	2,290	25%	—	$61,540	$198,053	$1,539
Paramedics SOC 29-2043 · prior-year code differs	750	(700)	(48%)	$29.65	$61,660	$198,500	$1,542
Heavy and Tractor-Trailer Truck Drivers SOC 53-3032	18,230	5,280	41%	$29.74	$61,850	$199,207	$1,546
Carpenters SOC 47-2031	4,540	570	14%	$32.45	$67,500	$220,238	$1,688
Police and Sheriff's Patrol Officers SOC 33-3051	4,820	(10)	(0%)	$33.10	$68,850	$225,264	$1,721
Electricians SOC 47-2111	5,400	1,360	34%	$37.34	$77,660	$258,057	$1,942
Plumbers, Pipefitters, and Steamfitters SOC 47-2152	3,740	710	23%	$38.00	$79,030	$263,157	$1,976
Registered Nurses SOC 29-1141	29,650	8,240	38%	$42.18	$87,740	$295,579	$2,194

Affordable home price uses the same Section 3 formula (30% housing budget, 30-year mortgage at 7%, 5% down, $2,500/yr T&I, 0.5% PMI). Affordable rent is 30% of monthly wages. Negative job-change values are shown in red parentheses. A "prior-year code differs" note flags occupations whose SOC code changed between the two vintages (2010 SOC → 2018 SOC) — the change estimate is best-effort.

Source: BLS OEWS May 2025 (10-year change vs. May 2015). Jobs counts and wages reflect the MSA or nonmetropolitan area containing this county, not the county alone — OEWS is not published at the county level.

Methodology & sources

All figures derive from the 2024 American Community Survey 5-year estimates. State and national comparisons are population-weighted aggregates of county-level estimates (an approximation; ACS publishes its own state and national medians which can differ slightly).

The affordability calculator uses a 30% housing-budget rule with a 30-year mortgage. Defaults are 7% interest, 5% down, $2,500/year taxes and insurance, and 0.5% PMI — adjustable above.

Variables: 29049 · pulled from Full Housing Data Table.xlsx.