Montana · GEOID 30067

Park County

2024 ACS 5-year estimates · population 17,710 · 9,635 housing units

Median household income

$70,047

State $73,049

Median home value

$467,500

State $394,440

Median gross rent

$976

State $1,108

Homeownership rate

69.4%

State 69.2%

Renter cost-burden rate

51.0%

≥30% of income

Owner cost-burden rate

25.8%

≥30% of income

Homeowner vacancy

0.9%

Of owner-occupied + for-sale units

Rental vacancy

4.5%

Of renter-occupied + for-rent units

Overall vacancy

13.2%

All housing units

Price-to-income ratio

6.67

Affordable: 2.0–3.0

Section 1

Community Profile

Population, demographics, household composition, and income.

Community Data Summary

	Park County	Montana
Population	17,710	1,116,875
Population density (per sq. mi.)	6.32	—
Median household income	$70,047	$73,049
HUD Area Median Income (4-person, 100%)	$94,600	—
Households	8,366	—
Average household size	2.08 people	—
Owner-occupied	69.4%	69.2%
Renter-occupied	30.6%	30.8%
Race	91.2% White · 0.2% Black	0.0% White · 0.0% Black

Source: ACS 5-year 2024 (Tables DP05, S1101, DP04, S1901) and Census Gazetteer (land area); HUD FY2026 Income Limits.

Racial composition

Park County compared with Montana.

Source: ACS 5-year 2024, Table DP05.

Educational attainment (population 25+)

39.8% hold a bachelor's degree or higher (state: 35.2%).

Source: ACS 5-year 2024, Table S1501.

Median Household Income by Tenure

Owner-occupied vs. renter-occupied household income, county and state.

Source: ACS 5-year 2024, Table B25119.

Median Household Income by Age of Householder

Median household income by age group of householder.

Source: ACS 5-year 2024, Table B19049.

Median Household Income by Number of Earners

Median household income for families with each earner count.

Source: ACS 5-year 2024, Table S1903.

Household Size

Distribution of households by number of people.

Source: ACS 5-year 2024, Table S2501.

Income by Number of Earners

Earners	Share	Median income	Attainable monthly housing cost	Attainable home
0 earners	19.8%	$65,122	$1,628	$211,387
1 earner	34.6%	$59,019	$1,475	$188,669
2 earners	40.7%	$118,653	$2,966	$410,647
3+ earners	4.9%	$159,659	$3,991	$563,285

Attainable monthly housing cost = 30% of gross income ÷ 12. Attainable home price assumes 30% housing budget, 30-yr mortgage at 7%, 5% down.

Source: ACS 5-year 2024, Table S1903; affordability formula derived.

Households

8,366

Average size: 2.08 people

Households with children

1,756

21.0% of households

Per-capita income

$46,469

Poverty rate: 10.7%

Section 2

Residential Market Analysis

Housing stock characteristics — tenure, type, age, size, vacancy, rents.

Tenure

69.4% owner-occupied vs. state average 69.2%.

Source: ACS 5-year 2024, Table DP04.

Structure type

Single-family share 79.2% · Missing middle (2–19 units) 9.6%.

Source: ACS 5-year 2024, Table B25024.

Housing stock by decade

50.4% built before 1980 · Median structure age 1,980.00 yrs.

Source: ACS 5-year 2024, Table S2504.

Housing size mismatch

Compares the share of housing units by bedroom count against the share of households by size — a common diagnostic of housing supply/demand alignment.

Source: ACS 5-year 2024, Tables B25041 (bedrooms) and S2501 (household size).

Home value distribution

Owner-occupied homes by value bracket. Median: $467,500.

Source: ACS 5-year 2024, Table DP04.

Monthly Housing Costs

Distribution of monthly housing costs across all occupied units.

Source: ACS 5-year 2024, Table B25104.

Number of Bedrooms

Housing units by number of bedrooms.

Source: ACS 5-year 2024, Table B25041.

Median rent by bedroom

Overall median gross rent: $976.

Source: ACS 5-year 2024, Table B25031.

Renters by age

Number of renter householders by age bracket.

Source: ACS 5-year 2024, Table S2502.

Owners by age

Number of owner householders by age bracket.

Source: ACS 5-year 2024, Table S2502.

Vacancy composition

All 1,269 vacant units split into Census's seven categories. Frictional vacancy (units actively on the market) reflects healthy churn. Structural vacancy (seasonal, migrant, other) sits outside the market for year-round residents — high values change how the headline vacancy rate should be read.

Vacant units by type

For sale 4.2% · For rent 9.5% · Seasonal 62.2% · Other 19.6%.

Source: ACS 5-year 2024, Table B25004.

Frictional vs structural

18.2% of vacancy is frictional (for sale + for rent + rented/sold not yet occupied); 81.8% is structural (seasonal + migrant + other).

Source: ACS 5-year 2024, Table B25004.

Seasonal / recreational share of all housing

8.2%

789 units of 9,635 total

Housing units held for seasonal or recreational use.

"Other vacant" share of all housing

2.6%

249 units of 9,635 total

Census "Other vacant" — units off the market for reasons other than seasonal, migrant, sale, or rental.

Section 3

Workforce Housing Needs Assessment

Affordability, cost burden, and the housing options for households in the workforce income range.

Workforce range — ACS median household income

80% MHI$56,038

100% MHI$70,047

120% MHI$84,056

County-wide median from ACS 5-year estimates. A household at 100% MHI in Park County should be able to afford a home up to roughly — (30% housing budget, default mortgage terms).

Workforce range — HUD Area Median Income

	1-person	2-person	4-person
80% AMI	$53,550	$61,200	$76,500
100% AMI	$66,220	$75,680	$94,600
120% AMI	$79,450	$90,800	$113,500

HUD FMR Area: Park County, MT. 80% AMI uses HUD's published Section 8 Low Income Limits; 100% is HUD MFI; 120% is the standard workforce convention.

Affordability calculator

Follows the standard 30%-of-gross-income affordability rule.

Income basis Household income Interest rate % Down payment % Taxes & insurance / yr

Affordable monthly—

Affordable home price—

Renter cost burden

51.0% of renter households spend ≥30% of income on rent (18.2% spend ≥50%).

Source: ACS 5-year 2024, Table B25070.

Owner cost burden by income

25.8% of homeowners spend ≥30% of income on housing. Bars show counts of cost-burdened owners by income bracket.

Source: ACS 5-year 2024, Table B25106.

Household income — owners vs renters

Distribution of household income for owner-occupied (navy) and renter-occupied (gold) households.

Source: ACS 5-year 2024, Table B25118.

Section 4

Industry & Workforce Wages

Employment, average wages, and the housing each industry's typical earner can afford in Park County.

Covered employment

6,716

Across 17 sectors

Establishments

1,168

QCEW 2024

Avg annual pay (workforce)

$51,743

Employment-weighted across sectors

Top 10 sectors by employment

Annual average employment by NAICS 2-digit sector. Counties with fewer than five covered establishments in a sector may show suppressed totals.

Source: BLS QCEW Annual Averages, 2024.

Attainable housing by industry

Industry	Employment	Avg annual wage	Affordable home price	vs. median value	Affordable monthly rent
NAICS 72 Accommodation and food services NAICS 72	1,745	$36,225	$103,822	−$363,678	$906
NAICS 62 Health care and social assistance NAICS 62	896	$64,414	$208,751	−$258,749	$1,610
NAICS 44-45 Retail trade NAICS 44-45	884	$38,189	$111,133	−$356,367	$955
NAICS 23 Construction NAICS 23	567	$63,995	$207,192	−$260,308	$1,600
NAICS 61 Educational services NAICS 61	400	$42,841	$128,449	−$339,051	$1,071
NAICS 81 Other services (except public administration) NAICS 81	374	$46,318	$141,392	−$326,108	$1,158
NAICS 31-33 Manufacturing NAICS 31-33	372	$65,097	$211,294	−$256,206	$1,627
NAICS 92 Public administration NAICS 92	348	$63,442	$205,133	−$262,367	$1,586
NAICS 54 Professional, scientific, and technical services NAICS 54	309	$90,245	$304,903	−$162,597	$2,256
NAICS 71 Arts, entertainment, and recreation NAICS 71	277	$36,739	$105,736	−$361,764	$918
NAICS 52 Finance and insurance NAICS 52	139	$61,682	$198,582	−$268,918	$1,542
NAICS 48-49 Transportation and warehousing NAICS 48-49	102	$49,917	$154,789	−$312,711	$1,248
NAICS 53 Real estate and rental and leasing NAICS 53	98	$48,114	$148,077	−$319,423	$1,203
NAICS 42 Wholesale trade NAICS 42	76	$115,901	$400,403	−$67,097	$2,898
NAICS 51 Information NAICS 51	57	$78,484	$261,125	−$206,375	$1,962
NAICS 22 Utilities NAICS 22	49	$93,694	$317,741	−$149,759	$2,342
NAICS 99 Unclassified NAICS 99	23	$63,587	$205,673	−$261,827	$1,590

Subsector	Employment	Avg annual wage	Affordable home price	vs. median value	Affordable monthly rent
NAICS 721 Accommodation NAICS 721	894	$44,150	$133,322	−$334,178	$1,104
NAICS 722 Food services and drinking places NAICS 722	851	$27,900	$72,834	−$394,666	$698
NAICS 611 Educational services NAICS 611	400	$42,841	$128,449	−$339,051	$1,071
NAICS 238 Specialty trade contractors NAICS 238	390	$64,156	$207,791	−$259,709	$1,604
NAICS 541 Professional, scientific, and technical services NAICS 541	309	$90,245	$304,903	−$162,597	$2,256
NAICS 445 Food and beverage retailers NAICS 445	265	$43,309	$130,191	−$337,309	$1,083
NAICS 921 Executive, legislative, and other general government support NAICS 921	250	$57,860	$184,355	−$283,145	$1,447
NAICS 813 Religious, grantmaking, civic, professional, and similar organizations NAICS 813	242	$41,652	$124,023	−$343,477	$1,041
NAICS 713 Amusement, gambling, and recreation industries NAICS 713	220	$33,501	$93,683	−$373,817	$838
NAICS 621 Ambulatory health care services NAICS 621	216	$55,623	$176,028	−$291,472	$1,391
NAICS 561 Administrative and support services NAICS 561	210	$55,490	$175,533	−$291,967	$1,387
NAICS 112 Animal production and aquaculture NAICS 112	158	$47,449	$145,602	−$321,898	$1,186
NAICS 457 Gasoline stations and fuel dealers NAICS 457	155	$32,866	$91,319	−$376,181	$822
NAICS 236 Construction of buildings NAICS 236	152	$60,862	$195,530	−$271,970	$1,522
NAICS 624 Social assistance NAICS 624	140	$35,360	$100,602	−$366,898	$884
NAICS 459 Sporting goods, hobby, musical instrument, book, and miscellaneous retailers NAICS 459	124	$30,742	$83,413	−$384,087	$769
NAICS 811 Repair and maintenance NAICS 811	100	$59,707	$191,230	−$276,270	$1,493
NAICS 522 Credit intermediation and related activities NAICS 522	98	$60,617	$194,618	−$272,882	$1,515
NAICS 531 Real estate NAICS 531	88	$47,900	$147,281	−$320,219	$1,198
NAICS 441 Motor vehicle and parts dealers NAICS 441	86	$48,302	$148,777	−$318,723	$1,208
NAICS 444 Building material and garden equipment and supplies dealers NAICS 444	81	$45,185	$137,174	−$330,326	$1,130
NAICS 924 Administration of environmental quality programs NAICS 924	61	$82,502	$276,081	−$191,419	$2,063
NAICS 423 Merchant wholesalers, durable goods NAICS 423	55	$128,927	$448,891	−$18,609	$3,223
NAICS 221 Utilities NAICS 221	49	$93,694	$317,741	−$149,759	$2,342
NAICS 111 Crop production NAICS 111	48	$50,003	$155,109	−$312,391	$1,250
NAICS 311 Food manufacturing NAICS 311	46	$54,308	$171,133	−$296,367	$1,358
NAICS 455 General merchandise retailers NAICS 455	46	$29,204	$77,688	−$389,812	$730
NAICS 711 Performing arts, spectator sports, and related industries NAICS 711	36	$39,239	$115,041	−$352,459	$981
NAICS 922 Justice, public order, and safety activities NAICS 922	32	$47,981	$147,582	−$319,918	$1,200
NAICS 524 Insurance carriers and related activities NAICS 524	30	$53,478	$168,044	−$299,456	$1,337
NAICS 491 Postal service NAICS 491	28	$66,924	$218,094	−$249,406	$1,673
NAICS 237 Heavy and civil engineering construction NAICS 237	25	$80,529	$268,737	−$198,763	$2,013
NAICS 812 Personal and laundry services NAICS 812	23	$33,445	$93,474	−$374,026	$836
NAICS 999 Unclassified NAICS 999	23	$63,587	$205,673	−$261,827	$1,590
NAICS 513 Publishing industries NAICS 513	22	$132,810	$463,344	−$4,156	$3,320
NAICS 517 Telecommunications NAICS 517	22	$57,583	$183,324	−$284,176	$1,440
NAICS 712 Museums, historical sites, and similar institutions NAICS 712	20	$69,692	$228,398	−$239,102	$1,742
NAICS 484 Truck transportation NAICS 484	16	$42,858	$128,513	−$338,987	$1,071
NAICS 425 Wholesale trade agents and brokers NAICS 425	11	$99,081	$337,794	−$129,706	$2,477
NAICS 485 Transit and ground passenger transportation NAICS 485	10	$34,082	$95,845	−$371,655	$852
NAICS 424 Merchant wholesalers, nondurable goods NAICS 424	10	$62,760	$202,595	−$264,905	$1,569
NAICS 523 Securities, commodity contracts, and other financial investments and related activities NAICS 523	10	$102,893	$351,983	−$115,517	$2,572
NAICS 814 Private households NAICS 814	10	$50,311	$156,255	−$311,245	$1,258
NAICS 923 Administration of human resource programs NAICS 923	3	$304,977	$1,104,208	+$636,708	$7,624
NAICS 926 Administration of economic programs NAICS 926	1	$60,511	$194,223	−$273,277	$1,513
NAICS 928 National security and international affairs NAICS 928	1	$69,572	$227,951	−$239,549	$1,739

Affordable home price assumes the industry's average earner uses 30% of gross income for housing, with a 30-year mortgage at 7%, 5% down, $2,500/yr taxes & insurance, and 0.5% PMI. Adjust the Section 3 calculator for other terms. Affordable rent is 30% of monthly gross pay.

Source: BLS QCEW Annual Averages, 2024; ACS 5-year 2024 (median home value).

Section 5

Wages by Occupation

Selected essential-worker occupations for the MSA or nonmetropolitan area containing this county — jobs, the 10-year change, wages, and the housing each typical earner can afford. Both jobs counts and wages are reported at the MSA / nonmetropolitan-area level (BLS does not publish OEWS at the county level), so every county inside the same area shows the same numbers. For county-accurate employment totals, see Section 4 above.

Occupational wages and affordable housing

Occupation	2025 jobs	2015–2025 change	% change	Hourly wage	Annual wage	Affordable home price	Affordable monthly rent
Waiters and Waitresses SOC 35-3031	750	(1,800)	(71%)	$13.45	$27,980	$73,132	$700
Fast Food and Counter Workers SOC 35-3023 · prior-year code differs	1,160	(1,530)	(57%)	$14.10	$29,320	$78,119	$733
Cashiers SOC 41-2011	1,140	(3,330)	(74%)	$15.24	$31,710	$87,016	$793
Janitors and Cleaners SOC 37-2011	570	(1,530)	(73%)	$17.74	$36,900	$106,335	$923
Retail Salespersons SOC 41-2031	670	(3,800)	(85%)	$17.93	$37,290	$107,787	$932
Tellers SOC 43-3071	160	(310)	(66%)	$18.49	$38,460	$112,142	$962
Home Health and Personal Care Aides SOC 31-1131 · prior-year code differs	430	(1,440)	(77%)	$20.90	$43,470	$130,791	$1,087
Office Clerks, General SOC 43-9061	680	(2,200)	(76%)	$22.25	$46,280	$141,250	$1,157
Paramedics SOC 29-2043 · prior-year code differs	40	(170)	(81%)	$22.33	$46,440	$141,846	$1,161
Firefighters SOC 33-2011	110	—	—	$22.60	$47,000	$143,930	$1,175
Maintenance and Repair Workers, General SOC 49-9071	500	(720)	(59%)	$22.80	$47,420	$145,494	$1,186
Construction Laborers SOC 47-2061	310	(570)	(65%)	$23.15	$48,160	$148,248	$1,204
Elementary School Teachers, Except Special Education SOC 25-2021	350	(610)	(64%)	—	$58,280	$185,918	$1,457
Heavy and Tractor-Trailer Truck Drivers SOC 53-3032	710	(460)	(39%)	$28.10	$58,440	$186,514	$1,461
Carpenters SOC 47-2031	280	(1,270)	(82%)	$29.25	$60,840	$195,448	$1,521
Police and Sheriff's Patrol Officers SOC 33-3051	130	(260)	(67%)	$30.33	$63,090	$203,823	$1,577
Electricians SOC 47-2111	200	(310)	(61%)	$32.72	$68,060	$222,323	$1,702
Plumbers, Pipefitters, and Steamfitters SOC 47-2152	130	(430)	(77%)	$38.77	$80,630	$269,113	$2,016
Registered Nurses SOC 29-1141	770	(1,660)	(68%)	$43.63	$90,760	$306,820	$2,269

Affordable home price uses the same Section 3 formula (30% housing budget, 30-year mortgage at 7%, 5% down, $2,500/yr T&I, 0.5% PMI). Affordable rent is 30% of monthly wages. Negative job-change values are shown in red parentheses. A "prior-year code differs" note flags occupations whose SOC code changed between the two vintages (2010 SOC → 2018 SOC) — the change estimate is best-effort.

Source: BLS OEWS May 2025 (10-year change vs. May 2015). Jobs counts and wages reflect the MSA or nonmetropolitan area containing this county, not the county alone — OEWS is not published at the county level.

Methodology & sources

All figures derive from the 2024 American Community Survey 5-year estimates. State and national comparisons are population-weighted aggregates of county-level estimates (an approximation; ACS publishes its own state and national medians which can differ slightly).

The affordability calculator uses a 30% housing-budget rule with a 30-year mortgage. Defaults are 7% interest, 5% down, $2,500/year taxes and insurance, and 0.5% PMI — adjustable above.

Variables: 30067 · pulled from Full Housing Data Table.xlsx.