New Jersey · GEOID 34041

Warren County

2024 ACS 5-year estimates · population 110,849 · 46,789 housing units

Median household income

$100,869

State $104,663

Median home value

$346,500

State $467,052

Median gross rent

$1,409

State $1,721

Homeownership rate

75.1%

State 63.8%

Renter cost-burden rate

47.6%

≥30% of income

Owner cost-burden rate

25.9%

≥30% of income

Homeowner vacancy

0.6%

Of owner-occupied + for-sale units

Rental vacancy

0.8%

Of renter-occupied + for-rent units

Overall vacancy

3.0%

All housing units

Price-to-income ratio

3.44

Affordable: 2.0–3.0

Section 1

Community Profile

Population, demographics, household composition, and income.

Community Data Summary

	Warren County	New Jersey
Population	110,849	9,343,809
Population density (per sq. mi.)	310.90	—
Median household income	$100,869	$104,663
HUD Area Median Income (4-person, 100%)	$127,900	—
Households	45,391	—
Average household size	2.40 people	—
Owner-occupied	75.1%	63.8%
Renter-occupied	24.9%	36.2%
Race	76.9% White · 6.0% Black	0.0% White · 0.0% Black

Source: ACS 5-year 2024 (Tables DP05, S1101, DP04, S1901) and Census Gazetteer (land area); HUD FY2026 Income Limits.

Racial composition

Warren County compared with New Jersey.

Source: ACS 5-year 2024, Table DP05.

Educational attainment (population 25+)

36.5% hold a bachelor's degree or higher (state: 43.6%).

Source: ACS 5-year 2024, Table S1501.

Median Household Income by Tenure

Owner-occupied vs. renter-occupied household income, county and state.

Source: ACS 5-year 2024, Table B25119.

Median Household Income by Age of Householder

Median household income by age group of householder.

Source: ACS 5-year 2024, Table B19049.

Median Household Income by Number of Earners

Median household income for families with each earner count.

Source: ACS 5-year 2024, Table S1903.

Household Size

Distribution of households by number of people.

Source: ACS 5-year 2024, Table S2501.

Income by Number of Earners

Earners	Share	Median income	Attainable monthly housing cost	Attainable home
0 earners	13.6%	$66,625	$1,666	$216,981
1 earner	27.5%	$86,481	$2,162	$290,892
2 earners	43.5%	$135,675	$3,392	$474,009
3+ earners	15.4%	$192,566	$4,814	$685,776

Attainable monthly housing cost = 30% of gross income ÷ 12. Attainable home price assumes 30% housing budget, 30-yr mortgage at 7%, 5% down.

Source: ACS 5-year 2024, Table S1903; affordability formula derived.

Households

45,391

Average size: 2.40 people

Households with children

11,068

24.4% of households

Per-capita income

$48,600

Poverty rate: 8.2%

Section 2

Residential Market Analysis

Housing stock characteristics — tenure, type, age, size, vacancy, rents.

Tenure

75.1% owner-occupied vs. state average 63.8%.

Source: ACS 5-year 2024, Table DP04.

Structure type

Single-family share 79.5% · Missing middle (2–19 units) 15.3%.

Source: ACS 5-year 2024, Table B25024.

Housing stock by decade

59.9% built before 1980 · Median structure age 1,972.00 yrs.

Source: ACS 5-year 2024, Table S2504.

Housing size mismatch

Compares the share of housing units by bedroom count against the share of households by size — a common diagnostic of housing supply/demand alignment.

Source: ACS 5-year 2024, Tables B25041 (bedrooms) and S2501 (household size).

Home value distribution

Owner-occupied homes by value bracket. Median: $346,500.

Source: ACS 5-year 2024, Table DP04.

Monthly Housing Costs

Distribution of monthly housing costs across all occupied units.

Source: ACS 5-year 2024, Table B25104.

Number of Bedrooms

Housing units by number of bedrooms.

Source: ACS 5-year 2024, Table B25041.

Median rent by bedroom

Overall median gross rent: $1,409.

Source: ACS 5-year 2024, Table B25031.

Renters by age

Number of renter householders by age bracket.

Source: ACS 5-year 2024, Table S2502.

Owners by age

Number of owner householders by age bracket.

Source: ACS 5-year 2024, Table S2502.

Vacancy composition

All 1,398 vacant units split into Census's seven categories. Frictional vacancy (units actively on the market) reflects healthy churn. Structural vacancy (seasonal, migrant, other) sits outside the market for year-round residents — high values change how the headline vacancy rate should be read.

Vacant units by type

For sale 15.6% · For rent 6.7% · Seasonal 8.0% · Other 56.6%.

Source: ACS 5-year 2024, Table B25004.

Frictional vs structural

34.5% of vacancy is frictional (for sale + for rent + rented/sold not yet occupied); 65.5% is structural (seasonal + migrant + other).

Source: ACS 5-year 2024, Table B25004.

Seasonal / recreational share of all housing

0.2%

112 units of 46,789 total

Housing units held for seasonal or recreational use.

"Other vacant" share of all housing

1.7%

791 units of 46,789 total

Census "Other vacant" — units off the market for reasons other than seasonal, migrant, sale, or rental.

Section 3

Workforce Housing Needs Assessment

Affordability, cost burden, and the housing options for households in the workforce income range.

Workforce range — ACS median household income

80% MHI$80,695

100% MHI$100,869

120% MHI$121,043

County-wide median from ACS 5-year estimates. A household at 100% MHI in Warren County should be able to afford a home up to roughly — (30% housing budget, default mortgage terms).

Workforce range — HUD Area Median Income

	1-person	2-person	4-person
80% AMI	$71,650	$81,850	$102,300
100% AMI	$89,530	$102,320	$127,900
120% AMI	$107,450	$122,800	$153,500

HUD FMR Area: Warren County, NJ HUD Metro FMR Area. 80% AMI uses HUD's published Section 8 Low Income Limits; 100% is HUD MFI; 120% is the standard workforce convention.

Affordability calculator

Follows the standard 30%-of-gross-income affordability rule.

Income basis Household income Interest rate % Down payment % Taxes & insurance / yr

Affordable monthly—

Affordable home price—

Renter cost burden

47.6% of renter households spend ≥30% of income on rent (27.7% spend ≥50%).

Source: ACS 5-year 2024, Table B25070.

Owner cost burden by income

25.9% of homeowners spend ≥30% of income on housing. Bars show counts of cost-burdened owners by income bracket.

Source: ACS 5-year 2024, Table B25106.

Household income — owners vs renters

Distribution of household income for owner-occupied (navy) and renter-occupied (gold) households.

Source: ACS 5-year 2024, Table B25118.

Section 4

Industry & Workforce Wages

Employment, average wages, and the housing each industry's typical earner can afford in Warren County.

Covered employment

28,219

Across 13 sectors

Establishments

2,294

QCEW 2024

Avg annual pay (workforce)

$58,679

Employment-weighted across sectors

Top 10 sectors by employment

Annual average employment by NAICS 2-digit sector. Counties with fewer than five covered establishments in a sector may show suppressed totals.

Source: BLS QCEW Annual Averages, 2024.

Attainable housing by industry

Industry	Employment	Avg annual wage	Affordable home price	vs. median value	Affordable monthly rent
NAICS 62 Health care and social assistance NAICS 62	6,266	$65,826	$214,007	−$132,493	$1,646
NAICS 44-45 Retail trade NAICS 44-45	5,576	$39,169	$114,781	−$231,719	$979
NAICS 61 Educational services NAICS 61	3,462	$67,128	$218,854	−$127,646	$1,678
NAICS 31-33 Manufacturing NAICS 31-33	3,317	$84,884	$284,948	−$61,552	$2,122
NAICS 72 Accommodation and food services NAICS 72	2,549	$25,026	$62,136	−$284,364	$626
NAICS 92 Public administration NAICS 92	1,468	$66,639	$217,033	−$129,467	$1,666
NAICS 56 Administrative and support and waste management and remediation services NAICS 56	1,424	$51,532	$160,800	−$185,700	$1,288
NAICS 81 Other services (except public administration) NAICS 81	1,298	$40,003	$117,885	−$228,615	$1,000
NAICS 42 Wholesale trade NAICS 42	1,081	$112,155	$386,459	+$39,959	$2,804
NAICS 48-49 Transportation and warehousing NAICS 48-49	992	$58,717	$187,545	−$158,955	$1,468
NAICS 71 Arts, entertainment, and recreation NAICS 71	554	$23,802	$57,580	−$288,920	$595
NAICS 22 Utilities NAICS 22	222	$137,688	$481,502	+$135,002	$3,442
NAICS 23 Construction NAICS 23	10	$86,166	$289,720	−$56,780	$2,154

Subsector	Employment	Avg annual wage	Affordable home price	vs. median value	Affordable monthly rent
NAICS 611 Educational services NAICS 611	3,462	$67,128	$218,854	−$127,646	$1,678
NAICS 722 Food services and drinking places NAICS 722	2,412	$24,885	$61,611	−$284,889	$622
NAICS 621 Ambulatory health care services NAICS 621	2,111	$86,087	$289,426	−$57,074	$2,152
NAICS 445 Food and beverage retailers NAICS 445	1,452	$33,998	$95,533	−$250,967	$850
NAICS 622 Hospitals NAICS 622	1,433	$77,950	$259,137	−$87,363	$1,949
NAICS 921 Executive, legislative, and other general government support NAICS 921	1,350	$63,058	$203,704	−$142,796	$1,576
NAICS 455 General merchandise retailers NAICS 455	1,304	$29,322	$78,127	−$268,373	$733
NAICS 561 Administrative and support services NAICS 561	1,245	$48,569	$149,771	−$196,729	$1,214
NAICS 444 Building material and garden equipment and supplies dealers NAICS 444	872	$44,326	$133,977	−$212,523	$1,108
NAICS 238 Specialty trade contractors NAICS 238	838	$73,378	$242,118	−$104,382	$1,834
NAICS 325 Chemical manufacturing NAICS 325	801	$100,045	$341,382	−$5,118	$2,501
NAICS 332 Fabricated metal product manufacturing NAICS 332	679	$80,457	$268,469	−$78,031	$2,011
NAICS 423 Merchant wholesalers, durable goods NAICS 423	573	$105,116	$360,258	+$13,758	$2,628
NAICS 457 Gasoline stations and fuel dealers NAICS 457	563	$37,092	$107,050	−$239,450	$927
NAICS 441 Motor vehicle and parts dealers NAICS 441	534	$70,594	$231,755	−$114,745	$1,765
NAICS 812 Personal and laundry services NAICS 812	521	$28,163	$73,813	−$272,687	$704
NAICS 811 Repair and maintenance NAICS 811	504	$53,174	$166,912	−$179,588	$1,329
NAICS 424 Merchant wholesalers, nondurable goods NAICS 424	493	$121,792	$422,332	+$75,832	$3,045
NAICS 713 Amusement, gambling, and recreation industries NAICS 713	477	$24,345	$59,601	−$286,899	$609
NAICS 335 Electrical equipment, appliance, and component manufacturing NAICS 335	444	$80,673	$269,273	−$77,227	$2,017
NAICS 111 Crop production NAICS 111	402	$45,235	$137,361	−$209,139	$1,131
NAICS 459 Sporting goods, hobby, musical instrument, book, and miscellaneous retailers NAICS 459	390	$38,603	$112,674	−$233,826	$965
NAICS 813 Religious, grantmaking, civic, professional, and similar organizations NAICS 813	251	$39,232	$115,015	−$231,485	$981
NAICS 456 Health and personal care retailers NAICS 456	244	$40,910	$121,261	−$225,239	$1,023
NAICS 522 Credit intermediation and related activities NAICS 522	244	$73,078	$241,002	−$105,498	$1,827
NAICS 221 Utilities NAICS 221	222	$137,688	$481,502	+$135,002	$3,442
NAICS 484 Truck transportation NAICS 484	210	$81,126	$270,959	−$75,541	$2,028
NAICS 491 Postal service NAICS 491	190	$61,553	$198,102	−$148,398	$1,539
NAICS 333 Machinery manufacturing NAICS 333	184	$93,170	$315,791	−$30,709	$2,329
NAICS 562 Waste management and remediation services NAICS 562	178	$72,544	$239,014	−$107,486	$1,814
NAICS 327 Nonmetallic mineral product manufacturing NAICS 327	173	$98,746	$336,547	−$9,953	$2,469
NAICS 449 Furniture, home furnishings, electronics, and appliance retailers NAICS 449	143	$43,152	$129,607	−$216,893	$1,079
NAICS 339 Miscellaneous manufacturing NAICS 339	136	$61,682	$198,582	−$147,918	$1,542
NAICS 721 Accommodation NAICS 721	136	$27,704	$72,104	−$274,396	$693
NAICS 624 Social assistance NAICS 624	126	$59,538	$190,601	−$155,899	$1,488
NAICS 485 Transit and ground passenger transportation NAICS 485	121	$36,094	$103,335	−$243,165	$902
NAICS 488 Support activities for transportation NAICS 488	92	$62,685	$202,315	−$144,185	$1,567
NAICS 312 Beverage and tobacco product manufacturing NAICS 312	87	$26,987	$69,435	−$277,065	$675
NAICS 458 Clothing, clothing accessories, shoe, and jewelry retailers NAICS 458	75	$31,546	$86,405	−$260,095	$789
NAICS 517 Telecommunications NAICS 517	52	$75,971	$251,770	−$94,730	$1,899
NAICS 922 Justice, public order, and safety activities NAICS 922	42	$167,635	$592,975	+$246,475	$4,191
NAICS 311 Food manufacturing NAICS 311	38	$28,296	$74,308	−$272,192	$707
NAICS 513 Publishing industries NAICS 513	33	$134,015	$467,830	+$121,330	$3,350
NAICS 924 Administration of environmental quality programs NAICS 924	32	$77,725	$258,299	−$88,201	$1,943
NAICS 512 Motion picture and sound recording industries NAICS 512	30	$31,112	$84,790	−$261,710	$778
NAICS 925 Administration of housing programs, urban planning, and community development NAICS 925	25	$70,047	$229,719	−$116,781	$1,751
NAICS 814 Private households NAICS 814	21	$28,737	$75,949	−$270,551	$718
NAICS 425 Wholesale trade agents and brokers NAICS 425	15	$64,299	$208,323	−$138,177	$1,607
NAICS 926 Administration of economic programs NAICS 926	10	$66,437	$216,282	−$130,218	$1,661
NAICS 237 Heavy and civil engineering construction NAICS 237	10	$86,166	$289,720	−$56,780	$2,154
NAICS 623 Nursing and residential care facilities NAICS 623	7	$102,100	$349,031	+$2,531	$2,553
NAICS 928 National security and international affairs NAICS 928	5	$90,720	$306,671	−$39,829	$2,268
NAICS 923 Administration of human resource programs NAICS 923	5	$60,100	$192,693	−$153,807	$1,503
NAICS 712 Museums, historical sites, and similar institutions NAICS 712	2	$100,600	$343,448	−$3,052	$2,515

Affordable home price assumes the industry's average earner uses 30% of gross income for housing, with a 30-year mortgage at 7%, 5% down, $2,500/yr taxes & insurance, and 0.5% PMI. Adjust the Section 3 calculator for other terms. Affordable rent is 30% of monthly gross pay.

Source: BLS QCEW Annual Averages, 2024; ACS 5-year 2024 (median home value).

Section 5

Wages by Occupation

Selected essential-worker occupations for the MSA or nonmetropolitan area containing this county — jobs, the 10-year change, wages, and the housing each typical earner can afford. Both jobs counts and wages are reported at the MSA / nonmetropolitan-area level (BLS does not publish OEWS at the county level), so every county inside the same area shows the same numbers. For county-accurate employment totals, see Section 4 above.

Occupational wages and affordable housing

Occupation	2025 jobs	2015–2025 change	% change	Hourly wage	Annual wage	Affordable home price	Affordable monthly rent
Fast Food and Counter Workers SOC 35-3023 · prior-year code differs	9,110	(1,080)	(11%)	$14.30	$29,750	$79,720	$744
Cashiers SOC 41-2011	7,550	(1,390)	(16%)	$14.79	$30,760	$83,480	$769
Childcare Workers SOC 39-9011	910	(160)	(15%)	$15.53	$32,310	$89,249	$808
Retail Salespersons SOC 41-2031	9,060	(3,150)	(26%)	$17.03	$35,410	$100,789	$885
Waiters and Waitresses SOC 35-3031	5,310	(100)	(2%)	$18.46	$38,400	$111,918	$960
Janitors and Cleaners SOC 37-2011	6,500	1,090	20%	$18.91	$39,330	$115,380	$983
Home Health and Personal Care Aides SOC 31-1131 · prior-year code differs	4,970	(3,030)	(38%)	$20.98	$43,640	$131,423	$1,091
Tellers SOC 43-3071	840	(490)	(37%)	$21.80	$45,350	$137,789	$1,134
Office Clerks, General SOC 43-9061	6,240	(1,430)	(19%)	$21.85	$45,440	$138,124	$1,136
Construction Laborers SOC 47-2061	1,670	(100)	(6%)	$26.39	$54,880	$173,262	$1,372
Maintenance and Repair Workers, General SOC 49-9071	3,780	240	7%	$26.80	$55,750	$176,501	$1,394
Heavy and Tractor-Trailer Truck Drivers SOC 53-3032	6,590	760	13%	$29.59	$61,540	$198,053	$1,539
Carpenters SOC 47-2031	1,390	90	7%	$29.75	$61,870	$199,282	$1,547
Paramedics SOC 29-2043 · prior-year code differs	300	(720)	(71%)	$31.39	$65,300	$212,049	$1,633
Firefighters SOC 33-2011	300	10	3%	$32.46	$67,520	$220,313	$1,688
Electricians SOC 47-2111	1,100	(300)	(21%)	$35.97	$74,810	$247,449	$1,870
Plumbers, Pipefitters, and Steamfitters SOC 47-2152	730	(90)	(11%)	$36.29	$75,490	$249,980	$1,887
Elementary School Teachers, Except Special Education SOC 25-2021	4,260	720	20%	—	$78,000	$259,323	$1,950
Police and Sheriff's Patrol Officers SOC 33-3051	1,610	0	0%	$39.27	$81,680	$273,021	$2,042
Registered Nurses SOC 29-1141	10,860	1,840	20%	$46.44	$96,590	$328,521	$2,415

Affordable home price uses the same Section 3 formula (30% housing budget, 30-year mortgage at 7%, 5% down, $2,500/yr T&I, 0.5% PMI). Affordable rent is 30% of monthly wages. Negative job-change values are shown in red parentheses. A "prior-year code differs" note flags occupations whose SOC code changed between the two vintages (2010 SOC → 2018 SOC) — the change estimate is best-effort.

Source: BLS OEWS May 2025 (10-year change vs. May 2015). Jobs counts and wages reflect the MSA or nonmetropolitan area containing this county, not the county alone — OEWS is not published at the county level.

Methodology & sources

All figures derive from the 2024 American Community Survey 5-year estimates. State and national comparisons are population-weighted aggregates of county-level estimates (an approximation; ACS publishes its own state and national medians which can differ slightly).

The affordability calculator uses a 30% housing-budget rule with a 30-year mortgage. Defaults are 7% interest, 5% down, $2,500/year taxes and insurance, and 0.5% PMI — adjustable above.

Variables: 34041 · pulled from Full Housing Data Table.xlsx.