New Mexico · GEOID 35001

Bernalillo County

2024 ACS 5-year estimates · population 673,930 · 302,746 housing units

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Median household income
$69,473
State $65,558
Median home value
$292,900
State $259,039
Median gross rent
$1,144
State $1,077
Homeownership rate
64.5%
State 70.0%
Renter cost-burden rate
52.0%
≥30% of income
Owner cost-burden rate
22.2%
≥30% of income
Homeowner vacancy
0.7%
Of owner-occupied + for-sale units
Rental vacancy
5.6%
Of renter-occupied + for-rent units
Overall vacancy
5.7%
All housing units
Price-to-income ratio
4.22
Affordable: 2.0–3.0

Section 1

Community Profile

Population, demographics, household composition, and income.

Community Data Summary

Bernalillo CountyNew Mexico
Population 673,930 2,120,246
Population density (per sq. mi.) 580.35
Median household income $69,473 $65,558
HUD Area Median Income (4-person, 100%) $100,400
Households 285,495
Average household size 2.32 people
Owner-occupied 64.5% 70.0%
Renter-occupied 35.5% 30.0%
Race 49.4% White · 3.1% Black 0.0% White · 0.0% Black
Source: ACS 5-year 2024 (Tables DP05, S1101, DP04, S1901) and Census Gazetteer (land area); HUD FY2026 Income Limits.

Racial composition

Bernalillo County compared with New Mexico.
Source: ACS 5-year 2024, Table DP05.

Educational attainment (population 25+)

38.2% hold a bachelor's degree or higher (state: 31.0%).
Source: ACS 5-year 2024, Table S1501.

Median Household Income by Tenure

Owner-occupied vs. renter-occupied household income, county and state.
Source: ACS 5-year 2024, Table B25119.

Median Household Income by Age of Householder

Median household income by age group of householder.
Source: ACS 5-year 2024, Table B19049.

Median Household Income by Number of Earners

Median household income for families with each earner count.
Source: ACS 5-year 2024, Table S1903.

Household Size

Distribution of households by number of people.
Source: ACS 5-year 2024, Table S2501.

Income by Number of Earners

Earners Share Median income Attainable monthly housing cost Attainable home
0 earners 16.6% $53,420 $1,336 $167,828
1 earner 35.1% $61,744 $1,544 $198,813
2 earners 38.8% $119,915 $2,998 $415,345
3+ earners 9.6% $141,645 $3,541 $496,231
Attainable monthly housing cost = 30% of gross income ÷ 12. Attainable home price assumes 30% housing budget, 30-yr mortgage at 7%, 5% down.
Source: ACS 5-year 2024, Table S1903; affordability formula derived.

Households

285,495

Average size: 2.32 people

Households with children

62,969

22.1% of households

Per-capita income

$40,690

Poverty rate: 14.6%

Section 2

Residential Market Analysis

Housing stock characteristics — tenure, type, age, size, vacancy, rents.

Tenure

64.5% owner-occupied vs. state average 70.0%.
Source: ACS 5-year 2024, Table DP04.

Structure type

Single-family share 69.4% · Missing middle (2–19 units) 14.8%.
Source: ACS 5-year 2024, Table B25024.

Housing stock by decade

46.4% built before 1980 · Median structure age 1,982.00 yrs.
Source: ACS 5-year 2024, Table S2504.

Housing size mismatch

Compares the share of housing units by bedroom count against the share of households by size — a common diagnostic of housing supply/demand alignment.
Source: ACS 5-year 2024, Tables B25041 (bedrooms) and S2501 (household size).

Home value distribution

Owner-occupied homes by value bracket. Median: $292,900.
Source: ACS 5-year 2024, Table DP04.

Monthly Housing Costs

Distribution of monthly housing costs across all occupied units.
Source: ACS 5-year 2024, Table B25104.

Number of Bedrooms

Housing units by number of bedrooms.
Source: ACS 5-year 2024, Table B25041.

Median rent by bedroom

Overall median gross rent: $1,144.
Source: ACS 5-year 2024, Table B25031.

Renters by age

Number of renter householders by age bracket.
Source: ACS 5-year 2024, Table S2502.

Owners by age

Number of owner householders by age bracket.
Source: ACS 5-year 2024, Table S2502.

Vacancy composition

All 17,251 vacant units split into Census's seven categories. Frictional vacancy (units actively on the market) reflects healthy churn. Structural vacancy (seasonal, migrant, other) sits outside the market for year-round residents — high values change how the headline vacancy rate should be read.

Vacant units by type

For sale 7.2% · For rent 35.4% · Seasonal 11.2% · Other 36.0%.
Source: ACS 5-year 2024, Table B25004.

Frictional vs structural

52.4% of vacancy is frictional (for sale + for rent + rented/sold not yet occupied); 47.6% is structural (seasonal + migrant + other).
Source: ACS 5-year 2024, Table B25004.

Seasonal / recreational share of all housing

0.6%

1,926 units of 302,746 total

Housing units held for seasonal or recreational use.

"Other vacant" share of all housing

2.1%

6,216 units of 302,746 total

Census "Other vacant" — units off the market for reasons other than seasonal, migrant, sale, or rental.

Section 3

Workforce Housing Needs Assessment

Affordability, cost burden, and the housing options for households in the workforce income range.

Workforce range — ACS median household income

80% MHI$55,578
100% MHI$69,473
120% MHI$83,368

County-wide median from ACS 5-year estimates. A household at 100% MHI in Bernalillo County should be able to afford a home up to roughly (30% housing budget, default mortgage terms).

Workforce range — HUD Area Median Income

1-person2-person4-person
80% AMI $56,250 $64,250 $80,300
100% AMI $70,280 $80,320 $100,400
120% AMI $84,350 $96,400 $120,500

HUD FMR Area: Albuquerque, NM MSA. 80% AMI uses HUD's published Section 8 Low Income Limits; 100% is HUD MFI; 120% is the standard workforce convention.

Affordability calculator

Follows the standard 30%-of-gross-income affordability rule.

Affordable monthly
Affordable home price

Renter cost burden

52.0% of renter households spend ≥30% of income on rent (28.3% spend ≥50%).
Source: ACS 5-year 2024, Table B25070.

Owner cost burden by income

22.2% of homeowners spend ≥30% of income on housing. Bars show counts of cost-burdened owners by income bracket.
Source: ACS 5-year 2024, Table B25106.

Household income — owners vs renters

Distribution of household income for owner-occupied (navy) and renter-occupied (gold) households.
Source: ACS 5-year 2024, Table B25118.

Section 4

Industry & Workforce Wages

Employment, average wages, and the housing each industry's typical earner can afford in Bernalillo County.

Covered employment
347,441
Across 20 sectors
Establishments
22,952
QCEW 2024
Avg annual pay (workforce)
$63,493
Employment-weighted across sectors

Top 10 sectors by employment

Annual average employment by NAICS 2-digit sector. Counties with fewer than five covered establishments in a sector may show suppressed totals.
Source: BLS QCEW Annual Averages, 2024.

Attainable housing by industry

Industry Employment Avg annual wage Affordable home price vs. median value Affordable monthly rent
NAICS 62 Health care and social assistance NAICS 62 66,872 $62,678 $202,289 −$90,611 $1,567
NAICS 72 Accommodation and food services NAICS 72 36,569 $28,130 $73,690 −$219,210 $703
NAICS 54 Professional, scientific, and technical services NAICS 54 35,503 $109,687 $377,273 +$84,373 $2,742
NAICS 44-45 Retail trade NAICS 44-45 35,477 $39,177 $114,811 −$178,089 $979
NAICS 61 Educational services NAICS 61 25,441 $69,025 $225,915 −$66,985 $1,726
NAICS 56 Administrative and support and waste management and remediation services NAICS 56 22,929 $46,986 $143,878 −$149,022 $1,175
NAICS 23 Construction NAICS 23 22,866 $70,209 $230,322 −$62,578 $1,755
NAICS 92 Public administration NAICS 92 21,951 $87,721 $295,508 +$2,608 $2,193
NAICS 48-49 Transportation and warehousing NAICS 48-49 14,377 $59,387 $190,039 −$102,861 $1,485
NAICS 31-33 Manufacturing NAICS 31-33 11,888 $62,028 $199,870 −$93,030 $1,551
NAICS 52 Finance and insurance NAICS 52 11,725 $85,599 $287,609 −$5,291 $2,140
NAICS 42 Wholesale trade NAICS 42 10,766 $75,657 $250,602 −$42,298 $1,891
NAICS 81 Other services (except public administration) NAICS 81 9,339 $48,141 $148,178 −$144,722 $1,204
NAICS 71 Arts, entertainment, and recreation NAICS 71 6,824 $31,884 $87,664 −$205,236 $797
NAICS 51 Information NAICS 51 5,321 $70,837 $232,660 −$60,240 $1,771
NAICS 53 Real estate and rental and leasing NAICS 53 4,844 $54,724 $172,682 −$120,218 $1,368
NAICS 55 Management of companies and enterprises NAICS 55 3,232 $102,369 $350,033 +$57,133 $2,559
NAICS 22 Utilities NAICS 22 1,106 $107,998 $370,986 +$78,086 $2,700
NAICS 11 Agriculture, forestry, fishing and hunting NAICS 11 284 $42,691 $127,891 −$165,009 $1,067
NAICS 21 Mining, quarrying, and oil and gas extraction NAICS 21 127 $82,033 $274,335 −$18,565 $2,051
Affordable home price assumes the industry's average earner uses 30% of gross income for housing, with a 30-year mortgage at 7%, 5% down, $2,500/yr taxes & insurance, and 0.5% PMI. Adjust the Section 3 calculator for other terms. Affordable rent is 30% of monthly gross pay.
Source: BLS QCEW Annual Averages, 2024; ACS 5-year 2024 (median home value).

Section 5

Wages by Occupation

Selected essential-worker occupations for the MSA or nonmetropolitan area containing this county — jobs, the 10-year change, wages, and the housing each typical earner can afford. Both jobs counts and wages are reported at the MSA / nonmetropolitan-area level (BLS does not publish OEWS at the county level), so every county inside the same area shows the same numbers. For county-accurate employment totals, see Section 4 above.

Occupational wages and affordable housing

Occupation 2025
jobs
2015–2025
change
%
change
Hourly
wage
Annual
wage
Affordable
home price
Affordable
monthly rent
Fast Food and Counter Workers SOC 35-3023 · prior-year code differs 14,510 3,130 28% $14.80 $30,780 $83,554 $770
Cashiers SOC 41-2011 7,460 (980) (12%) $15.98 $33,230 $92,674 $831
Retail Salespersons SOC 41-2031 11,370 (3,220) (22%) $17.14 $35,640 $101,645 $891
Childcare Workers SOC 39-9011 2,190 850 63% $17.31 $36,000 $102,985 $900
Janitors and Cleaners SOC 37-2011 7,070 1,720 32% $17.36 $36,110 $103,394 $903
Office Clerks, General SOC 43-9061 5,130 320 7% $18.68 $38,860 $113,631 $972
Tellers SOC 43-3071 950 (160) (14%) $19.54 $40,640 $120,256 $1,016
Home Health and Personal Care Aides SOC 31-1131 · prior-year code differs 2,110 (5,280) (71%) $20.18 $41,980 $125,244 $1,050
Construction Laborers SOC 47-2061 4,140 10 0% $20.39 $42,400 $126,808 $1,060
Firefighters SOC 33-2011 950 210 28% $20.95 $43,570 $131,163 $1,089
Waiters and Waitresses SOC 35-3031 5,880 (1,430) (20%) $21.07 $43,830 $132,131 $1,096
Maintenance and Repair Workers, General SOC 49-9071 3,860 620 19% $24.68 $51,320 $160,011 $1,283
Heavy and Tractor-Trailer Truck Drivers SOC 53-3032 4,210 980 30% $26.55 $55,220 $174,528 $1,381
Electricians SOC 47-2111 2,440 470 24% $28.09 $58,420 $186,440 $1,461
Carpenters SOC 47-2031 1,940 410 27% $28.52 $59,310 $189,752 $1,483
Plumbers, Pipefitters, and Steamfitters SOC 47-2152 1,440 90 7% $31.20 $64,890 $210,523 $1,622
Police and Sheriff's Patrol Officers SOC 33-3051 1,780 150 9% $33.81 $70,330 $230,773 $1,758
Elementary School Teachers, Except Special Education SOC 25-2021 1,900 (1,470) (44%) $71,980 $236,914 $1,800
Paramedics SOC 29-2043 · prior-year code differs 270 (330) (55%) $34.87 $72,520 $238,925 $1,813
Registered Nurses SOC 29-1141 10,290 1,460 17% $46.52 $96,770 $329,191 $2,419
Affordable home price uses the same Section 3 formula (30% housing budget, 30-year mortgage at 7%, 5% down, $2,500/yr T&I, 0.5% PMI). Affordable rent is 30% of monthly wages. Negative job-change values are shown in red parentheses. A "prior-year code differs" note flags occupations whose SOC code changed between the two vintages (2010 SOC → 2018 SOC) — the change estimate is best-effort.
Source: BLS OEWS May 2025 (10-year change vs. May 2015). Jobs counts and wages reflect the MSA or nonmetropolitan area containing this county, not the county alone — OEWS is not published at the county level.
Methodology & sources

All figures derive from the 2024 American Community Survey 5-year estimates. State and national comparisons are population-weighted aggregates of county-level estimates (an approximation; ACS publishes its own state and national medians which can differ slightly).

The affordability calculator uses a 30% housing-budget rule with a 30-year mortgage. Defaults are 7% interest, 5% down, $2,500/year taxes and insurance, and 0.5% PMI — adjustable above.

Variables: 35001 · pulled from Full Housing Data Table.xlsx.