New Mexico · GEOID 35049

Santa Fe County

2024 ACS 5-year estimates · population 156,105 · 78,834 housing units

Median household income

$79,071

State $65,558

Median home value

$446,300

State $259,039

Median gross rent

$1,389

State $1,077

Homeownership rate

71.5%

State 70.0%

Renter cost-burden rate

51.0%

≥30% of income

Owner cost-burden rate

23.3%

≥30% of income

Homeowner vacancy

0.5%

Of owner-occupied + for-sale units

Rental vacancy

4.6%

Of renter-occupied + for-rent units

Overall vacancy

10.2%

All housing units

Price-to-income ratio

5.64

Affordable: 2.0–3.0

Section 1

Community Profile

Population, demographics, household composition, and income.

Community Data Summary

	Santa Fe County	New Mexico
Population	156,105	2,120,246
Population density (per sq. mi.)	81.71	—
Median household income	$79,071	$65,558
HUD Area Median Income (4-person, 100%)	$118,600	—
Households	70,767	—
Average household size	2.17 people	—
Owner-occupied	71.5%	70.0%
Renter-occupied	28.5%	30.0%
Race	56.7% White · 1.0% Black	0.0% White · 0.0% Black

Source: ACS 5-year 2024 (Tables DP05, S1101, DP04, S1901) and Census Gazetteer (land area); HUD FY2026 Income Limits.

Racial composition

Santa Fe County compared with New Mexico.

Source: ACS 5-year 2024, Table DP05.

Educational attainment (population 25+)

46.1% hold a bachelor's degree or higher (state: 31.0%).

Source: ACS 5-year 2024, Table S1501.

Median Household Income by Tenure

Owner-occupied vs. renter-occupied household income, county and state.

Source: ACS 5-year 2024, Table B25119.

Median Household Income by Age of Householder

Median household income by age group of householder.

Source: ACS 5-year 2024, Table B19049.

Median Household Income by Number of Earners

Median household income for families with each earner count.

Source: ACS 5-year 2024, Table S1903.

Household Size

Distribution of households by number of people.

Source: ACS 5-year 2024, Table S2501.

Income by Number of Earners

Earners	Share	Median income	Attainable monthly housing cost	Attainable home
0 earners	21.1%	$84,967	$2,124	$285,256
1 earner	33.6%	$75,618	$1,890	$250,456
2 earners	38.2%	$113,379	$2,834	$391,016
3+ earners	7.1%	$136,705	$3,418	$477,843

Attainable monthly housing cost = 30% of gross income ÷ 12. Attainable home price assumes 30% housing budget, 30-yr mortgage at 7%, 5% down.

Source: ACS 5-year 2024, Table S1903; affordability formula derived.

Households

70,767

Average size: 2.17 people

Households with children

13,065

18.5% of households

Per-capita income

$52,207

Poverty rate: 11.7%

Section 2

Residential Market Analysis

Housing stock characteristics — tenure, type, age, size, vacancy, rents.

Tenure

71.5% owner-occupied vs. state average 70.0%.

Source: ACS 5-year 2024, Table DP04.

Structure type

Single-family share 69.8% · Missing middle (2–19 units) 12.2%.

Source: ACS 5-year 2024, Table B25024.

Housing stock by decade

32.3% built before 1980 · Median structure age 1,989.00 yrs.

Source: ACS 5-year 2024, Table S2504.

Housing size mismatch

Compares the share of housing units by bedroom count against the share of households by size — a common diagnostic of housing supply/demand alignment.

Source: ACS 5-year 2024, Tables B25041 (bedrooms) and S2501 (household size).

Home value distribution

Owner-occupied homes by value bracket. Median: $446,300.

Source: ACS 5-year 2024, Table DP04.

Monthly Housing Costs

Distribution of monthly housing costs across all occupied units.

Source: ACS 5-year 2024, Table B25104.

Number of Bedrooms

Housing units by number of bedrooms.

Source: ACS 5-year 2024, Table B25041.

Median rent by bedroom

Overall median gross rent: $1,389.

Source: ACS 5-year 2024, Table B25031.

Renters by age

Number of renter householders by age bracket.

Source: ACS 5-year 2024, Table S2502.

Owners by age

Number of owner householders by age bracket.

Source: ACS 5-year 2024, Table S2502.

Vacancy composition

All 8,067 vacant units split into Census's seven categories. Frictional vacancy (units actively on the market) reflects healthy churn. Structural vacancy (seasonal, migrant, other) sits outside the market for year-round residents — high values change how the headline vacancy rate should be read.

Vacant units by type

For sale 3.2% · For rent 12.2% · Seasonal 39.1% · Other 36.1%.

Source: ACS 5-year 2024, Table B25004.

Frictional vs structural

24.8% of vacancy is frictional (for sale + for rent + rented/sold not yet occupied); 75.2% is structural (seasonal + migrant + other).

Source: ACS 5-year 2024, Table B25004.

Seasonal / recreational share of all housing

4.0%

3,152 units of 78,834 total

Housing units held for seasonal or recreational use.

"Other vacant" share of all housing

3.7%

2,912 units of 78,834 total

Census "Other vacant" — units off the market for reasons other than seasonal, migrant, sale, or rental.

Section 3

Workforce Housing Needs Assessment

Affordability, cost burden, and the housing options for households in the workforce income range.

Workforce range — ACS median household income

80% MHI$63,257

100% MHI$79,071

120% MHI$94,885

County-wide median from ACS 5-year estimates. A household at 100% MHI in Santa Fe County should be able to afford a home up to roughly — (30% housing budget, default mortgage terms).

Workforce range — HUD Area Median Income

	1-person	2-person	4-person
80% AMI	$61,250	$70,000	$87,500
100% AMI	$83,020	$94,880	$118,600
120% AMI	$99,600	$113,850	$142,300

HUD FMR Area: Santa Fe, NM MSA. 80% AMI uses HUD's published Section 8 Low Income Limits; 100% is HUD MFI; 120% is the standard workforce convention.

Affordability calculator

Follows the standard 30%-of-gross-income affordability rule.

Income basis Household income Interest rate % Down payment % Taxes & insurance / yr

Affordable monthly—

Affordable home price—

Renter cost burden

51.0% of renter households spend ≥30% of income on rent (28.6% spend ≥50%).

Source: ACS 5-year 2024, Table B25070.

Owner cost burden by income

23.3% of homeowners spend ≥30% of income on housing. Bars show counts of cost-burdened owners by income bracket.

Source: ACS 5-year 2024, Table B25106.

Household income — owners vs renters

Distribution of household income for owner-occupied (navy) and renter-occupied (gold) households.

Source: ACS 5-year 2024, Table B25118.

Section 4

Industry & Workforce Wages

Employment, average wages, and the housing each industry's typical earner can afford in Santa Fe County.

Covered employment

61,826

Across 20 sectors

Establishments

6,768

QCEW 2024

Avg annual pay (workforce)

$61,219

Employment-weighted across sectors

Top 10 sectors by employment

Annual average employment by NAICS 2-digit sector. Counties with fewer than five covered establishments in a sector may show suppressed totals.

Source: BLS QCEW Annual Averages, 2024.

Attainable housing by industry

Industry	Employment	Avg annual wage	Affordable home price	vs. median value	Affordable monthly rent
NAICS 72 Accommodation and food services NAICS 72	10,472	$34,710	$98,183	−$348,117	$868
NAICS 92 Public administration NAICS 92	9,345	$79,094	$263,395	−$182,905	$1,977
NAICS 62 Health care and social assistance NAICS 62	8,728	$71,696	$235,857	−$210,443	$1,792
NAICS 44-45 Retail trade NAICS 44-45	8,354	$41,367	$122,963	−$323,337	$1,034
NAICS 61 Educational services NAICS 61	4,538	$56,689	$179,996	−$266,304	$1,417
NAICS 23 Construction NAICS 23	3,202	$57,450	$182,829	−$263,471	$1,436
NAICS 54 Professional, scientific, and technical services NAICS 54	3,028	$99,083	$337,801	−$108,499	$2,477
NAICS 81 Other services (except public administration) NAICS 81	2,661	$58,901	$188,230	−$258,070	$1,473
NAICS 71 Arts, entertainment, and recreation NAICS 71	2,459	$59,472	$190,355	−$255,945	$1,487
NAICS 56 Administrative and support and waste management and remediation services NAICS 56	2,202	$46,874	$143,461	−$302,839	$1,172
NAICS 52 Finance and insurance NAICS 52	1,431	$134,912	$471,169	+$24,869	$3,373
NAICS 48-49 Transportation and warehousing NAICS 48-49	1,081	$54,366	$171,349	−$274,951	$1,359
NAICS 51 Information NAICS 51	947	$91,601	$309,950	−$136,350	$2,290
NAICS 42 Wholesale trade NAICS 42	911	$76,790	$254,819	−$191,481	$1,920
NAICS 53 Real estate and rental and leasing NAICS 53	833	$60,030	$192,433	−$253,867	$1,501
NAICS 31-33 Manufacturing NAICS 31-33	807	$50,209	$155,875	−$290,425	$1,255
NAICS 55 Management of companies and enterprises NAICS 55	310	$94,872	$322,126	−$124,174	$2,372
NAICS 11 Agriculture, forestry, fishing and hunting NAICS 11	247	$41,673	$124,102	−$322,198	$1,042
NAICS 22 Utilities NAICS 22	235	$84,244	$282,565	−$163,735	$2,106
NAICS 21 Mining, quarrying, and oil and gas extraction NAICS 21	35	$141,572	$495,959	+$49,659	$3,539

Subsector	Employment	Avg annual wage	Affordable home price	vs. median value	Affordable monthly rent
NAICS 722 Food services and drinking places NAICS 722	7,254	$32,134	$88,594	−$357,706	$803
NAICS 611 Educational services NAICS 611	4,538	$56,689	$179,996	−$266,304	$1,417
NAICS 621 Ambulatory health care services NAICS 621	3,246	$78,836	$262,435	−$183,865	$1,971
NAICS 721 Accommodation NAICS 721	3,219	$40,504	$119,750	−$326,550	$1,013
NAICS 541 Professional, scientific, and technical services NAICS 541	3,028	$99,083	$337,801	−$108,499	$2,477
NAICS 921 Executive, legislative, and other general government support NAICS 921	2,345	$77,393	$257,063	−$189,237	$1,935
NAICS 922 Justice, public order, and safety activities NAICS 922	2,128	$79,363	$264,397	−$181,903	$1,984
NAICS 561 Administrative and support services NAICS 561	2,077	$46,066	$140,454	−$305,846	$1,152
NAICS 624 Social assistance NAICS 624	2,050	$42,770	$128,185	−$318,115	$1,069
NAICS 445 Food and beverage retailers NAICS 445	1,907	$38,486	$112,238	−$334,062	$962
NAICS 923 Administration of human resource programs NAICS 923	1,859	$78,299	$260,436	−$185,864	$1,957
NAICS 238 Specialty trade contractors NAICS 238	1,675	$53,451	$167,943	−$278,357	$1,336
NAICS 455 General merchandise retailers NAICS 455	1,567	$30,132	$81,142	−$365,158	$753
NAICS 713 Amusement, gambling, and recreation industries NAICS 713	1,559	$52,470	$164,292	−$282,008	$1,312
NAICS 459 Sporting goods, hobby, musical instrument, book, and miscellaneous retailers NAICS 459	1,400	$40,978	$121,515	−$324,785	$1,024
NAICS 926 Administration of economic programs NAICS 926	1,218	$77,586	$257,782	−$188,518	$1,940
NAICS 924 Administration of environmental quality programs NAICS 924	1,208	$86,376	$290,501	−$155,799	$2,159
NAICS 813 Religious, grantmaking, civic, professional, and similar organizations NAICS 813	1,084	$79,856	$266,232	−$180,068	$1,996
NAICS 236 Construction of buildings NAICS 236	976	$57,158	$181,742	−$264,558	$1,429
NAICS 441 Motor vehicle and parts dealers NAICS 441	965	$70,020	$229,619	−$216,681	$1,751
NAICS 812 Personal and laundry services NAICS 812	910	$41,303	$122,724	−$323,576	$1,033
NAICS 522 Credit intermediation and related activities NAICS 522	777	$78,199	$260,064	−$186,236	$1,955
NAICS 444 Building material and garden equipment and supplies dealers NAICS 444	765	$38,437	$112,056	−$334,244	$961
NAICS 458 Clothing, clothing accessories, shoe, and jewelry retailers NAICS 458	752	$38,065	$110,671	−$335,629	$952
NAICS 531 Real estate NAICS 531	631	$63,310	$204,642	−$241,658	$1,583
NAICS 237 Heavy and civil engineering construction NAICS 237	551	$70,124	$230,006	−$216,294	$1,753
NAICS 711 Performing arts, spectator sports, and related industries NAICS 711	458	$84,027	$281,757	−$164,543	$2,101
NAICS 423 Merchant wholesalers, durable goods NAICS 423	455	$79,416	$264,594	−$181,706	$1,985
NAICS 811 Repair and maintenance NAICS 811	450	$51,517	$160,744	−$285,556	$1,288
NAICS 424 Merchant wholesalers, nondurable goods NAICS 424	443	$71,847	$236,419	−$209,881	$1,796
NAICS 712 Museums, historical sites, and similar institutions NAICS 712	441	$58,857	$188,066	−$258,234	$1,471
NAICS 523 Securities, commodity contracts, and other financial investments and related activities NAICS 523	379	$293,401	$1,061,119	+$614,819	$7,335
NAICS 449 Furniture, home furnishings, electronics, and appliance retailers NAICS 449	375	$46,952	$143,752	−$302,548	$1,174
NAICS 513 Publishing industries NAICS 513	370	$112,818	$388,927	−$57,373	$2,820
NAICS 492 Couriers and messengers NAICS 492	355	$48,756	$150,467	−$295,833	$1,219
NAICS 456 Health and personal care retailers NAICS 456	331	$39,733	$116,880	−$329,420	$993
NAICS 925 Administration of housing programs, urban planning, and community development NAICS 925	312	$74,337	$245,688	−$200,612	$1,858
NAICS 551 Management of companies and enterprises NAICS 551	310	$94,872	$322,126	−$124,174	$2,372
NAICS 457 Gasoline stations and fuel dealers NAICS 457	292	$38,495	$112,272	−$334,028	$962
NAICS 928 National security and international affairs NAICS 928	274	$77,255	$256,550	−$189,750	$1,931
NAICS 485 Transit and ground passenger transportation NAICS 485	270	$43,218	$129,853	−$316,447	$1,080
NAICS 524 Insurance carriers and related activities NAICS 524	269	$74,793	$247,385	−$198,915	$1,870
NAICS 221 Utilities NAICS 221	235	$84,244	$282,565	−$163,735	$2,106
NAICS 814 Private households NAICS 814	216	$43,531	$131,018	−$315,282	$1,088
NAICS 491 Postal service NAICS 491	201	$77,807	$258,605	−$187,695	$1,945
NAICS 312 Beverage and tobacco product manufacturing NAICS 312	183	$48,556	$149,722	−$296,578	$1,214
NAICS 512 Motion picture and sound recording industries NAICS 512	179	$56,160	$178,027	−$268,273	$1,404
NAICS 517 Telecommunications NAICS 517	153	$75,455	$249,850	−$196,450	$1,886
NAICS 311 Food manufacturing NAICS 311	146	$42,674	$127,828	−$318,472	$1,067
NAICS 622 Hospitals NAICS 622	127	$97,110	$330,457	−$115,843	$2,428
NAICS 562 Waste management and remediation services NAICS 562	125	$60,305	$193,456	−$252,844	$1,508
NAICS 488 Support activities for transportation NAICS 488	107	$76,637	$254,249	−$192,051	$1,916
NAICS 519 Web search portals, libraries, archives, and other information services NAICS 519	106	$68,307	$223,242	−$223,058	$1,708
NAICS 518 Computing infrastructure providers, data processing, web hosting, and related services NAICS 518	97	$133,747	$466,832	+$20,532	$3,344
NAICS 484 Truck transportation NAICS 484	94	$41,655	$124,035	−$322,265	$1,041
NAICS 112 Animal production and aquaculture NAICS 112	91	$38,292	$111,516	−$334,784	$957
NAICS 325 Chemical manufacturing NAICS 325	87	$49,552	$153,430	−$292,870	$1,239
NAICS 339 Miscellaneous manufacturing NAICS 339	85	$50,781	$158,005	−$288,295	$1,270
NAICS 332 Fabricated metal product manufacturing NAICS 332	70	$56,387	$178,872	−$267,428	$1,410
NAICS 327 Nonmetallic mineral product manufacturing NAICS 327	69	$44,795	$135,723	−$310,577	$1,120
NAICS 323 Printing and related support activities NAICS 323	44	$47,074	$144,206	−$302,094	$1,177
NAICS 516 Broadcasting and content providers NAICS 516	41	$77,858	$258,794	−$187,506	$1,946
NAICS 334 Computer and electronic product manufacturing NAICS 334	26	$101,578	$347,088	−$99,212	$2,539
NAICS 321 Wood product manufacturing NAICS 321	23	$58,226	$185,717	−$260,583	$1,456
NAICS 493 Warehousing and storage NAICS 493	17	$35,181	$99,936	−$346,364	$880
NAICS 211 Oil and gas extraction NAICS 211	15	$218,029	$780,558	+$334,258	$5,451
NAICS 425 Wholesale trade agents and brokers NAICS 425	13	$153,345	$539,783	+$93,483	$3,834
NAICS 525 Funds, trusts, and other financial vehicles NAICS 525	6	$163,443	$577,371	+$131,071	$4,086

Affordable home price assumes the industry's average earner uses 30% of gross income for housing, with a 30-year mortgage at 7%, 5% down, $2,500/yr taxes & insurance, and 0.5% PMI. Adjust the Section 3 calculator for other terms. Affordable rent is 30% of monthly gross pay.

Source: BLS QCEW Annual Averages, 2024; ACS 5-year 2024 (median home value).

Section 5

Wages by Occupation

Selected essential-worker occupations for the MSA or nonmetropolitan area containing this county — jobs, the 10-year change, wages, and the housing each typical earner can afford. Both jobs counts and wages are reported at the MSA / nonmetropolitan-area level (BLS does not publish OEWS at the county level), so every county inside the same area shows the same numbers. For county-accurate employment totals, see Section 4 above.

Occupational wages and affordable housing

Occupation	2025 jobs	2015–2025 change	% change	Hourly wage	Annual wage	Affordable home price	Affordable monthly rent
Fast Food and Counter Workers SOC 35-3023 · prior-year code differs	1,950	940	93%	$16.20	$33,700	$94,423	$843
Cashiers SOC 41-2011	1,350	(320)	(19%)	$16.99	$35,330	$100,491	$883
Office Clerks, General SOC 43-9061	890	280	46%	$18.20	$37,860	$109,908	$947
Childcare Workers SOC 39-9011	130	(60)	(32%)	$18.51	$38,500	$112,291	$963
Janitors and Cleaners SOC 37-2011	790	60	8%	$18.67	$38,840	$113,556	$971
Retail Salespersons SOC 41-2031	2,320	(690)	(23%)	$18.95	$39,420	$115,715	$986
Firefighters SOC 33-2011	300	160	114%	$19.37	$40,300	$118,991	$1,008
Construction Laborers SOC 47-2061	530	(100)	(16%)	$20.87	$43,420	$130,604	$1,086
Tellers SOC 43-3071	230	30	15%	$21.25	$44,210	$133,545	$1,105
Maintenance and Repair Workers, General SOC 49-9071	690	80	13%	$21.83	$45,410	$138,012	$1,135
Home Health and Personal Care Aides SOC 31-1131 · prior-year code differs	410	(90)	(18%)	$21.98	$45,710	$139,129	$1,143
Waiters and Waitresses SOC 35-3031	1,680	(130)	(7%)	$24.03	$49,990	$155,060	$1,250
Heavy and Tractor-Trailer Truck Drivers SOC 53-3032	200	80	67%	$26.05	$54,180	$170,657	$1,355
Plumbers, Pipefitters, and Steamfitters SOC 47-2152	160	30	23%	$26.42	$54,950	$173,523	$1,374
Carpenters SOC 47-2031	210	(150)	(42%)	$28.66	$59,620	$190,906	$1,491
Electricians SOC 47-2111	150	40	36%	$28.99	$60,300	$193,438	$1,508
Paramedics SOC 29-2043 · prior-year code differs	80	(20)	(20%)	$33.34	$69,350	$227,125	$1,734
Elementary School Teachers, Except Special Education SOC 25-2021	320	(270)	(46%)	—	$73,740	$243,466	$1,844
Police and Sheriff's Patrol Officers SOC 33-3051	310	20	7%	$36.52	$75,950	$251,692	$1,899
Registered Nurses SOC 29-1141	1,090	320	42%	$49.85	$103,680	$354,913	$2,592

Affordable home price uses the same Section 3 formula (30% housing budget, 30-year mortgage at 7%, 5% down, $2,500/yr T&I, 0.5% PMI). Affordable rent is 30% of monthly wages. Negative job-change values are shown in red parentheses. A "prior-year code differs" note flags occupations whose SOC code changed between the two vintages (2010 SOC → 2018 SOC) — the change estimate is best-effort.

Source: BLS OEWS May 2025 (10-year change vs. May 2015). Jobs counts and wages reflect the MSA or nonmetropolitan area containing this county, not the county alone — OEWS is not published at the county level.

Methodology & sources

All figures derive from the 2024 American Community Survey 5-year estimates. State and national comparisons are population-weighted aggregates of county-level estimates (an approximation; ACS publishes its own state and national medians which can differ slightly).

The affordability calculator uses a 30% housing-budget rule with a 30-year mortgage. Defaults are 7% interest, 5% down, $2,500/year taxes and insurance, and 0.5% PMI — adjustable above.

Variables: 35049 · pulled from Full Housing Data Table.xlsx.