New York · GEOID 36013

Chautauqua County

2024 ACS 5-year estimates · population 125,544 · 66,476 housing units

Median household income

$58,351

State $89,823

Median home value

$127,900

State $488,843

Median gross rent

$812

State $1,707

Homeownership rate

68.9%

State 54.3%

Renter cost-burden rate

49.5%

≥30% of income

Owner cost-burden rate

16.4%

≥30% of income

Homeowner vacancy

1.0%

Of owner-occupied + for-sale units

Rental vacancy

6.7%

Of renter-occupied + for-rent units

Overall vacancy

19.7%

All housing units

Price-to-income ratio

2.19

Affordable: 2.0–3.0

Section 1

Community Profile

Population, demographics, household composition, and income.

Community Data Summary

	Chautauqua County	New York
Population	125,544	19,852,366
Population density (per sq. mi.)	118.39	—
Median household income	$58,351	$89,823
HUD Area Median Income (4-person, 100%)	$78,900	—
Households	53,393	—
Average household size	2.26 people	—
Owner-occupied	68.9%	54.3%
Renter-occupied	31.1%	45.7%
Race	86.2% White · 2.6% Black	0.0% White · 0.0% Black

Source: ACS 5-year 2024 (Tables DP05, S1101, DP04, S1901) and Census Gazetteer (land area); HUD FY2026 Income Limits.

Racial composition

Chautauqua County compared with New York.

Source: ACS 5-year 2024, Table DP05.

Educational attainment (population 25+)

25.1% hold a bachelor's degree or higher (state: 40.2%).

Source: ACS 5-year 2024, Table S1501.

Median Household Income by Tenure

Owner-occupied vs. renter-occupied household income, county and state.

Source: ACS 5-year 2024, Table B25119.

Median Household Income by Age of Householder

Median household income by age group of householder.

Source: ACS 5-year 2024, Table B19049.

Median Household Income by Number of Earners

Median household income for families with each earner count.

Source: ACS 5-year 2024, Table S1903.

Household Size

Distribution of households by number of people.

Source: ACS 5-year 2024, Table S2501.

Income by Number of Earners

Earners	Share	Median income	Attainable monthly housing cost	Attainable home
0 earners	21.5%	$46,991	$1,175	$143,897
1 earner	35.1%	$54,504	$1,363	$171,863
2 earners	34.4%	$109,509	$2,738	$376,610
3+ earners	9.0%	$135,099	$3,377	$471,865

Attainable monthly housing cost = 30% of gross income ÷ 12. Attainable home price assumes 30% housing budget, 30-yr mortgage at 7%, 5% down.

Source: ACS 5-year 2024, Table S1903; affordability formula derived.

Households

53,393

Average size: 2.26 people

Households with children

12,176

22.8% of households

Per-capita income

$32,691

Poverty rate: 17.5%

Section 2

Residential Market Analysis

Housing stock characteristics — tenure, type, age, size, vacancy, rents.

Tenure

68.9% owner-occupied vs. state average 54.3%.

Source: ACS 5-year 2024, Table DP04.

Structure type

Single-family share 69.9% · Missing middle (2–19 units) 20.3%.

Source: ACS 5-year 2024, Table B25024.

Housing stock by decade

77.6% built before 1980 · Median structure age 1,953.00 yrs.

Source: ACS 5-year 2024, Table S2504.

Housing size mismatch

Compares the share of housing units by bedroom count against the share of households by size — a common diagnostic of housing supply/demand alignment.

Source: ACS 5-year 2024, Tables B25041 (bedrooms) and S2501 (household size).

Home value distribution

Owner-occupied homes by value bracket. Median: $127,900.

Source: ACS 5-year 2024, Table DP04.

Monthly Housing Costs

Distribution of monthly housing costs across all occupied units.

Source: ACS 5-year 2024, Table B25104.

Number of Bedrooms

Housing units by number of bedrooms.

Source: ACS 5-year 2024, Table B25041.

Median rent by bedroom

Overall median gross rent: $812.

Source: ACS 5-year 2024, Table B25031.

Renters by age

Number of renter householders by age bracket.

Source: ACS 5-year 2024, Table S2502.

Owners by age

Number of owner householders by age bracket.

Source: ACS 5-year 2024, Table S2502.

Vacancy composition

All 13,083 vacant units split into Census's seven categories. Frictional vacancy (units actively on the market) reflects healthy churn. Structural vacancy (seasonal, migrant, other) sits outside the market for year-round residents — high values change how the headline vacancy rate should be read.

Vacant units by type

For sale 2.9% · For rent 9.3% · Seasonal 52.0% · Other 28.4%.

Source: ACS 5-year 2024, Table B25004.

Frictional vs structural

19.7% of vacancy is frictional (for sale + for rent + rented/sold not yet occupied); 80.3% is structural (seasonal + migrant + other).

Source: ACS 5-year 2024, Table B25004.

Seasonal / recreational share of all housing

10.2%

6,800 units of 66,476 total

⚑ Above the 10% threshold — meaningful pressure on year-round residents from second-home / short-term-rental demand.

"Other vacant" share of all housing

5.6%

3,712 units of 66,476 total

⚑ Above the 5% threshold — possible indicator of disinvestment, abandonment, or condemned stock.

Section 3

Workforce Housing Needs Assessment

Affordability, cost burden, and the housing options for households in the workforce income range.

Workforce range — ACS median household income

80% MHI$46,681

100% MHI$58,351

120% MHI$70,021

County-wide median from ACS 5-year estimates. A household at 100% MHI in Chautauqua County should be able to afford a home up to roughly — (30% housing budget, default mortgage terms).

Workforce range — HUD Area Median Income

	1-person	2-person	4-person
80% AMI	$50,350	$57,550	$71,900
100% AMI	$55,230	$63,120	$78,900
120% AMI	$66,300	$75,750	$94,700

HUD FMR Area: Chautauqua County, NY. 80% AMI uses HUD's published Section 8 Low Income Limits; 100% is HUD MFI; 120% is the standard workforce convention.

Affordability calculator

Follows the standard 30%-of-gross-income affordability rule.

Income basis Household income Interest rate % Down payment % Taxes & insurance / yr

Affordable monthly—

Affordable home price—

Renter cost burden

49.5% of renter households spend ≥30% of income on rent (26.3% spend ≥50%).

Source: ACS 5-year 2024, Table B25070.

Owner cost burden by income

16.4% of homeowners spend ≥30% of income on housing. Bars show counts of cost-burdened owners by income bracket.

Source: ACS 5-year 2024, Table B25106.

Household income — owners vs renters

Distribution of household income for owner-occupied (navy) and renter-occupied (gold) households.

Source: ACS 5-year 2024, Table B25118.

Section 4

Industry & Workforce Wages

Employment, average wages, and the housing each industry's typical earner can afford in Chautauqua County.

Covered employment

44,612

Across 21 sectors

Establishments

3,225

QCEW 2024

Avg annual pay (workforce)

$50,809

Employment-weighted across sectors

Top 10 sectors by employment

Annual average employment by NAICS 2-digit sector. Counties with fewer than five covered establishments in a sector may show suppressed totals.

Source: BLS QCEW Annual Averages, 2024.

Attainable housing by industry

Industry	Employment	Avg annual wage	Affordable home price	vs. median value	Affordable monthly rent
NAICS 31-33 Manufacturing NAICS 31-33	8,218	$68,123	$222,557	+$94,657	$1,703
NAICS 62 Health care and social assistance NAICS 62	6,264	$56,019	$177,502	+$49,602	$1,400
NAICS 44-45 Retail trade NAICS 44-45	5,889	$35,735	$101,998	−$25,902	$893
NAICS 61 Educational services NAICS 61	5,064	$54,723	$172,678	+$44,778	$1,368
NAICS 72 Accommodation and food services NAICS 72	4,545	$22,868	$54,103	−$73,797	$572
NAICS 92 Public administration NAICS 92	2,707	$58,496	$186,722	+$58,822	$1,462
NAICS 56 Administrative and support and waste management and remediation services NAICS 56	1,809	$39,106	$114,546	−$13,354	$978
NAICS 23 Construction NAICS 23	1,743	$62,370	$201,143	+$73,243	$1,559
NAICS 81 Other services (except public administration) NAICS 81	1,601	$31,589	$86,565	−$41,335	$790
NAICS 48-49 Transportation and warehousing NAICS 48-49	1,209	$53,137	$166,774	+$38,874	$1,328
NAICS 42 Wholesale trade NAICS 42	1,006	$75,236	$249,034	+$121,134	$1,881
NAICS 54 Professional, scientific, and technical services NAICS 54	805	$60,921	$195,749	+$67,849	$1,523
NAICS 52 Finance and insurance NAICS 52	744	$67,996	$222,085	+$94,185	$1,700
NAICS 71 Arts, entertainment, and recreation NAICS 71	655	$23,652	$57,021	−$70,879	$591
NAICS 55 Management of companies and enterprises NAICS 55	655	$45,628	$138,823	+$10,923	$1,141
NAICS 11 Agriculture, forestry, fishing and hunting NAICS 11	605	$41,341	$122,866	−$5,034	$1,034
NAICS 51 Information NAICS 51	424	$57,043	$181,314	+$53,414	$1,426
NAICS 53 Real estate and rental and leasing NAICS 53	363	$44,189	$133,467	+$5,567	$1,105
NAICS 22 Utilities NAICS 22	139	$132,846	$463,478	+$335,578	$3,321
NAICS 99 Unclassified NAICS 99	111	$40,069	$118,131	−$9,769	$1,002
NAICS 21 Mining, quarrying, and oil and gas extraction NAICS 21	56	$53,233	$167,132	+$39,232	$1,331

Subsector	Employment	Avg annual wage	Affordable home price	vs. median value	Affordable monthly rent
NAICS 611 Educational services NAICS 611	5,064	$54,723	$172,678	+$44,778	$1,368
NAICS 722 Food services and drinking places NAICS 722	3,740	$22,040	$51,021	−$76,879	$551
NAICS 921 Executive, legislative, and other general government support NAICS 921	2,612	$58,439	$186,510	+$58,610	$1,461
NAICS 621 Ambulatory health care services NAICS 621	2,115	$76,110	$252,288	+$124,388	$1,903
NAICS 332 Fabricated metal product manufacturing NAICS 332	2,078	$68,411	$223,629	+$95,729	$1,710
NAICS 623 Nursing and residential care facilities NAICS 623	1,909	$46,524	$142,159	+$14,259	$1,163
NAICS 311 Food manufacturing NAICS 311	1,810	$69,658	$228,271	+$100,371	$1,741
NAICS 333 Machinery manufacturing NAICS 333	1,640	$80,232	$267,631	+$139,731	$2,006
NAICS 561 Administrative and support services NAICS 561	1,584	$36,537	$104,984	−$22,916	$913
NAICS 455 General merchandise retailers NAICS 455	1,475	$30,424	$82,229	−$45,671	$761
NAICS 445 Food and beverage retailers NAICS 445	1,411	$30,777	$83,543	−$44,357	$769
NAICS 622 Hospitals NAICS 622	1,306	$60,180	$192,991	+$65,091	$1,505
NAICS 238 Specialty trade contractors NAICS 238	1,233	$64,871	$210,452	+$82,552	$1,622
NAICS 624 Social assistance NAICS 624	1,054	$35,384	$100,692	−$27,208	$885
NAICS 813 Religious, grantmaking, civic, professional, and similar organizations NAICS 813	996	$28,341	$74,475	−$53,425	$709
NAICS 721 Accommodation NAICS 721	806	$26,681	$68,296	−$59,604	$667
NAICS 541 Professional, scientific, and technical services NAICS 541	805	$60,921	$195,749	+$67,849	$1,523
NAICS 457 Gasoline stations and fuel dealers NAICS 457	736	$36,724	$105,680	−$22,220	$918
NAICS 337 Furniture and related product manufacturing NAICS 337	722	$54,801	$172,968	+$45,068	$1,370
NAICS 441 Motor vehicle and parts dealers NAICS 441	718	$52,044	$162,706	+$34,806	$1,301
NAICS 551 Management of companies and enterprises NAICS 551	655	$45,628	$138,823	+$10,923	$1,141
NAICS 444 Building material and garden equipment and supplies dealers NAICS 444	617	$40,094	$118,224	−$9,676	$1,002
NAICS 922 Justice, public order, and safety activities NAICS 922	578	$150,765	$530,179	+$402,279	$3,769
NAICS 713 Amusement, gambling, and recreation industries NAICS 713	540	$21,375	$48,546	−$79,354	$534
NAICS 424 Merchant wholesalers, nondurable goods NAICS 424	500	$76,851	$255,046	+$127,146	$1,921
NAICS 522 Credit intermediation and related activities NAICS 522	452	$59,606	$190,854	+$62,954	$1,490
NAICS 423 Merchant wholesalers, durable goods NAICS 423	431	$59,052	$188,792	+$60,892	$1,476
NAICS 236 Construction of buildings NAICS 236	430	$53,259	$167,229	+$39,329	$1,331
NAICS 336 Transportation equipment manufacturing NAICS 336	424	$58,894	$188,204	+$60,304	$1,472
NAICS 484 Truck transportation NAICS 484	422	$66,575	$216,795	+$88,895	$1,664
NAICS 459 Sporting goods, hobby, musical instrument, book, and miscellaneous retailers NAICS 459	384	$29,092	$77,271	−$50,629	$727
NAICS 111 Crop production NAICS 111	346	$39,456	$115,849	−$12,051	$986
NAICS 811 Repair and maintenance NAICS 811	321	$42,478	$127,098	−$802	$1,062
NAICS 456 Health and personal care retailers NAICS 456	286	$43,006	$129,063	+$1,163	$1,075
NAICS 531 Real estate NAICS 531	251	$40,466	$119,609	−$8,291	$1,012
NAICS 491 Postal service NAICS 491	243	$59,448	$190,266	+$62,366	$1,486
NAICS 812 Personal and laundry services NAICS 812	240	$30,919	$84,072	−$43,828	$773
NAICS 524 Insurance carriers and related activities NAICS 524	229	$59,682	$191,137	+$63,237	$1,492
NAICS 562 Waste management and remediation services NAICS 562	224	$57,446	$182,814	+$54,914	$1,436
NAICS 112 Animal production and aquaculture NAICS 112	221	$41,211	$122,382	−$5,518	$1,030
NAICS 485 Transit and ground passenger transportation NAICS 485	204	$23,365	$55,953	−$71,947	$584
NAICS 312 Beverage and tobacco product manufacturing NAICS 312	174	$35,153	$99,832	−$28,068	$879
NAICS 324 Petroleum and coal products manufacturing NAICS 324	174	$85,014	$285,431	+$157,531	$2,125
NAICS 325 Chemical manufacturing NAICS 325	145	$70,680	$232,075	+$104,175	$1,767
NAICS 517 Telecommunications NAICS 517	142	$74,656	$246,875	+$118,975	$1,866
NAICS 221 Utilities NAICS 221	139	$132,846	$463,478	+$335,578	$3,321
NAICS 326 Plastics and rubber products manufacturing NAICS 326	136	$62,895	$203,097	+$75,197	$1,572
NAICS 458 Clothing, clothing accessories, shoe, and jewelry retailers NAICS 458	132	$24,366	$59,679	−$68,221	$609
NAICS 449 Furniture, home furnishings, electronics, and appliance retailers NAICS 449	130	$48,645	$150,054	+$22,154	$1,216
NAICS 532 Rental and leasing services NAICS 532	112	$52,533	$164,526	+$36,626	$1,313
NAICS 999 Unclassified NAICS 999	111	$40,069	$118,131	−$9,769	$1,002
NAICS 323 Printing and related support activities NAICS 323	90	$46,539	$142,214	+$14,314	$1,163
NAICS 519 Web search portals, libraries, archives, and other information services NAICS 519	83	$25,437	$63,666	−$64,234	$636
NAICS 237 Heavy and civil engineering construction NAICS 237	80	$72,781	$239,896	+$111,996	$1,820
NAICS 314 Textile product mills NAICS 314	76	$37,400	$108,196	−$19,704	$935
NAICS 335 Electrical equipment, appliance, and component manufacturing NAICS 335	76	$70,128	$230,021	+$102,121	$1,753
NAICS 425 Wholesale trade agents and brokers NAICS 425	75	$157,465	$555,119	+$427,219	$3,937
NAICS 924 Administration of environmental quality programs NAICS 924	71	$69,766	$228,673	+$100,773	$1,744
NAICS 321 Wood product manufacturing NAICS 321	69	$45,379	$137,897	+$9,997	$1,134
NAICS 712 Museums, historical sites, and similar institutions NAICS 712	69	$42,176	$125,974	−$1,926	$1,054
NAICS 523 Securities, commodity contracts, and other financial investments and related activities NAICS 523	63	$158,418	$558,666	+$430,766	$3,960
NAICS 339 Miscellaneous manufacturing NAICS 339	59	$43,165	$129,655	+$1,755	$1,079
NAICS 711 Performing arts, spectator sports, and related industries NAICS 711	46	$22,591	$53,072	−$74,828	$565
NAICS 814 Private households NAICS 814	45	$28,683	$75,748	−$52,152	$717
NAICS 923 Administration of human resource programs NAICS 923	38	$97,406	$331,559	+$203,659	$2,435
NAICS 488 Support activities for transportation NAICS 488	32	$35,216	$100,066	−$27,834	$880
NAICS 334 Computer and electronic product manufacturing NAICS 334	26	$59,246	$189,514	+$61,614	$1,481
NAICS 928 National security and international affairs NAICS 928	11	$70,392	$231,003	+$103,103	$1,760
NAICS 926 Administration of economic programs NAICS 926	10	$58,664	$187,348	+$59,448	$1,467

Affordable home price assumes the industry's average earner uses 30% of gross income for housing, with a 30-year mortgage at 7%, 5% down, $2,500/yr taxes & insurance, and 0.5% PMI. Adjust the Section 3 calculator for other terms. Affordable rent is 30% of monthly gross pay.

Source: BLS QCEW Annual Averages, 2024; ACS 5-year 2024 (median home value).

Section 5

Wages by Occupation

Selected essential-worker occupations for the MSA or nonmetropolitan area containing this county — jobs, the 10-year change, wages, and the housing each typical earner can afford. Both jobs counts and wages are reported at the MSA / nonmetropolitan-area level (BLS does not publish OEWS at the county level), so every county inside the same area shows the same numbers. For county-accurate employment totals, see Section 4 above.

Occupational wages and affordable housing

Occupation	2025 jobs	2015–2025 change	% change	Hourly wage	Annual wage	Affordable home price	Affordable monthly rent
Fast Food and Counter Workers SOC 35-3023 · prior-year code differs	4,320	(330)	(7%)	$16.61	$34,560	$97,625	$864
Cashiers SOC 41-2011	4,420	(130)	(3%)	$16.69	$34,720	$98,220	$868
Childcare Workers SOC 39-9011	960	90	10%	$17.25	$35,870	$102,501	$897
Retail Salespersons SOC 41-2031	5,240	(1,550)	(23%)	$18.52	$38,510	$112,328	$963
Janitors and Cleaners SOC 37-2011	4,300	270	7%	$18.83	$39,160	$114,747	$979
Tellers SOC 43-3071	530	(180)	(25%)	$19.52	$40,600	$120,107	$1,015
Home Health and Personal Care Aides SOC 31-1131 · prior-year code differs	1,760	(1,480)	(46%)	$20.64	$42,930	$128,781	$1,073
Office Clerks, General SOC 43-9061	2,780	(570)	(17%)	$20.71	$43,090	$129,376	$1,077
Waiters and Waitresses SOC 35-3031	3,180	(780)	(20%)	$22.74	$47,300	$145,047	$1,183
Maintenance and Repair Workers, General SOC 49-9071	2,440	190	8%	$24.43	$50,810	$158,113	$1,270
Construction Laborers SOC 47-2061	1,100	(200)	(15%)	$25.46	$52,970	$166,153	$1,324
Carpenters SOC 47-2031	820	(90)	(10%)	$27.90	$58,020	$184,951	$1,451
Heavy and Tractor-Trailer Truck Drivers SOC 53-3032	2,070	(80)	(4%)	$29.07	$60,460	$194,033	$1,512
Paramedics SOC 29-2043 · prior-year code differs	200	(90)	(31%)	$29.55	$61,460	$197,755	$1,537
Firefighters SOC 33-2011	210	20	11%	$30.36	$63,140	$204,009	$1,579
Elementary School Teachers, Except Special Education SOC 25-2021	2,950	570	24%	—	$67,350	$219,680	$1,684
Electricians SOC 47-2111	440	60	16%	$32.52	$67,650	$220,797	$1,691
Plumbers, Pipefitters, and Steamfitters SOC 47-2152	350	(100)	(22%)	$33.35	$69,360	$227,162	$1,734
Police and Sheriff's Patrol Officers SOC 33-3051	1,320	160	14%	$34.74	$72,260	$237,957	$1,807
Registered Nurses SOC 29-1141	2,900	(70)	(2%)	$43.62	$90,740	$306,746	$2,269

Affordable home price uses the same Section 3 formula (30% housing budget, 30-year mortgage at 7%, 5% down, $2,500/yr T&I, 0.5% PMI). Affordable rent is 30% of monthly wages. Negative job-change values are shown in red parentheses. A "prior-year code differs" note flags occupations whose SOC code changed between the two vintages (2010 SOC → 2018 SOC) — the change estimate is best-effort.

Source: BLS OEWS May 2025 (10-year change vs. May 2015). Jobs counts and wages reflect the MSA or nonmetropolitan area containing this county, not the county alone — OEWS is not published at the county level.

Methodology & sources

All figures derive from the 2024 American Community Survey 5-year estimates. State and national comparisons are population-weighted aggregates of county-level estimates (an approximation; ACS publishes its own state and national medians which can differ slightly).

The affordability calculator uses a 30% housing-budget rule with a 30-year mortgage. Defaults are 7% interest, 5% down, $2,500/year taxes and insurance, and 0.5% PMI — adjustable above.

Variables: 36013 · pulled from Full Housing Data Table.xlsx.