Ohio · GEOID 39063

Hancock County

2024 ACS 5-year estimates · population 74,866 · 33,920 housing units

Median household income

$73,141

State $72,438

Median home value

$204,700

State $219,987

Median gross rent

$979

State $1,046

Homeownership rate

70.8%

State 67.2%

Renter cost-burden rate

36.7%

≥30% of income

Owner cost-burden rate

16.0%

≥30% of income

Homeowner vacancy

2.2%

Of owner-occupied + for-sale units

Rental vacancy

4.9%

Of renter-occupied + for-rent units

Overall vacancy

6.8%

All housing units

Price-to-income ratio

2.80

Affordable: 2.0–3.0

Section 1

Community Profile

Population, demographics, household composition, and income.

Community Data Summary

	Hancock County	Ohio
Population	74,866	11,810,293
Population density (per sq. mi.)	140.90	—
Median household income	$73,141	$72,438
HUD Area Median Income (4-person, 100%)	$105,900	—
Households	31,615	—
Average household size	2.31 people	—
Owner-occupied	70.8%	67.2%
Renter-occupied	29.2%	32.8%
Race	88.7% White · 1.9% Black	0.0% White · 0.0% Black

Source: ACS 5-year 2024 (Tables DP05, S1101, DP04, S1901) and Census Gazetteer (land area); HUD FY2026 Income Limits.

Racial composition

Hancock County compared with Ohio.

Source: ACS 5-year 2024, Table DP05.

Educational attainment (population 25+)

30.3% hold a bachelor's degree or higher (state: 31.5%).

Source: ACS 5-year 2024, Table S1501.

Median Household Income by Tenure

Owner-occupied vs. renter-occupied household income, county and state.

Source: ACS 5-year 2024, Table B25119.

Median Household Income by Age of Householder

Median household income by age group of householder.

Source: ACS 5-year 2024, Table B19049.

Median Household Income by Number of Earners

Median household income for families with each earner count.

Source: ACS 5-year 2024, Table S1903.

Household Size

Distribution of households by number of people.

Source: ACS 5-year 2024, Table S2501.

Income by Number of Earners

Earners	Share	Median income	Attainable monthly housing cost	Attainable home
0 earners	15.8%	$53,847	$1,346	$169,417
1 earner	31.7%	$61,680	$1,542	$198,574
2 earners	42.7%	$111,606	$2,790	$384,416
3+ earners	9.7%	$138,865	$3,472	$485,883

Attainable monthly housing cost = 30% of gross income ÷ 12. Attainable home price assumes 30% housing budget, 30-yr mortgage at 7%, 5% down.

Source: ACS 5-year 2024, Table S1903; affordability formula derived.

Households

31,615

Average size: 2.31 people

Households with children

8,321

26.3% of households

Per-capita income

$39,068

Poverty rate: 10.5%

Section 2

Residential Market Analysis

Housing stock characteristics — tenure, type, age, size, vacancy, rents.

Tenure

70.8% owner-occupied vs. state average 67.2%.

Source: ACS 5-year 2024, Table DP04.

Structure type

Single-family share 75.3% · Missing middle (2–19 units) 15.1%.

Source: ACS 5-year 2024, Table B25024.

Housing stock by decade

58.3% built before 1980 · Median structure age 1,973.00 yrs.

Source: ACS 5-year 2024, Table S2504.

Housing size mismatch

Compares the share of housing units by bedroom count against the share of households by size — a common diagnostic of housing supply/demand alignment.

Source: ACS 5-year 2024, Tables B25041 (bedrooms) and S2501 (household size).

Home value distribution

Owner-occupied homes by value bracket. Median: $204,700.

Source: ACS 5-year 2024, Table DP04.

Monthly Housing Costs

Distribution of monthly housing costs across all occupied units.

Source: ACS 5-year 2024, Table B25104.

Number of Bedrooms

Housing units by number of bedrooms.

Source: ACS 5-year 2024, Table B25041.

Median rent by bedroom

Overall median gross rent: $979.

Source: ACS 5-year 2024, Table B25031.

Renters by age

Number of renter householders by age bracket.

Source: ACS 5-year 2024, Table S2502.

Owners by age

Number of owner householders by age bracket.

Source: ACS 5-year 2024, Table S2502.

Vacancy composition

All 2,305 vacant units split into Census's seven categories. Frictional vacancy (units actively on the market) reflects healthy churn. Structural vacancy (seasonal, migrant, other) sits outside the market for year-round residents — high values change how the headline vacancy rate should be read.

Vacant units by type

For sale 22.1% · For rent 20.7% · Seasonal 21.6% · Other 30.5%.

Source: ACS 5-year 2024, Table B25004.

Frictional vs structural

47.9% of vacancy is frictional (for sale + for rent + rented/sold not yet occupied); 52.1% is structural (seasonal + migrant + other).

Source: ACS 5-year 2024, Table B25004.

Seasonal / recreational share of all housing

1.5%

499 units of 33,920 total

Housing units held for seasonal or recreational use.

"Other vacant" share of all housing

2.1%

702 units of 33,920 total

Census "Other vacant" — units off the market for reasons other than seasonal, migrant, sale, or rental.

Section 3

Workforce Housing Needs Assessment

Affordability, cost burden, and the housing options for households in the workforce income range.

Workforce range — ACS median household income

80% MHI$58,513

100% MHI$73,141

120% MHI$87,769

County-wide median from ACS 5-year estimates. A household at 100% MHI in Hancock County should be able to afford a home up to roughly — (30% housing budget, default mortgage terms).

Workforce range — HUD Area Median Income

	1-person	2-person	4-person
80% AMI	$57,900	$66,200	$82,700
100% AMI	$74,130	$84,720	$105,900
120% AMI	$88,950	$101,650	$127,100

HUD FMR Area: Hancock County, OH. 80% AMI uses HUD's published Section 8 Low Income Limits; 100% is HUD MFI; 120% is the standard workforce convention.

Affordability calculator

Follows the standard 30%-of-gross-income affordability rule.

Income basis Household income Interest rate % Down payment % Taxes & insurance / yr

Affordable monthly—

Affordable home price—

Renter cost burden

36.7% of renter households spend ≥30% of income on rent (19.1% spend ≥50%).

Source: ACS 5-year 2024, Table B25070.

Owner cost burden by income

16.0% of homeowners spend ≥30% of income on housing. Bars show counts of cost-burdened owners by income bracket.

Source: ACS 5-year 2024, Table B25106.

Household income — owners vs renters

Distribution of household income for owner-occupied (navy) and renter-occupied (gold) households.

Source: ACS 5-year 2024, Table B25118.

Section 4

Industry & Workforce Wages

Employment, average wages, and the housing each industry's typical earner can afford in Hancock County.

Covered employment

44,072

Across 19 sectors

Establishments

1,943

QCEW 2024

Avg annual pay (workforce)

$65,480

Employment-weighted across sectors

Top 10 sectors by employment

Annual average employment by NAICS 2-digit sector. Counties with fewer than five covered establishments in a sector may show suppressed totals.

Source: BLS QCEW Annual Averages, 2024.

Attainable housing by industry

Industry	Employment	Avg annual wage	Affordable home price	vs. median value	Affordable monthly rent
NAICS 31-33 Manufacturing NAICS 31-33	10,707	$64,948	$210,739	+$6,039	$1,624
NAICS 62 Health care and social assistance NAICS 62	5,788	$58,753	$187,679	−$17,021	$1,469
NAICS 48-49 Transportation and warehousing NAICS 48-49	4,226	$80,250	$267,698	+$62,998	$2,006
NAICS 72 Accommodation and food services NAICS 72	3,994	$21,967	$50,749	−$153,951	$549
NAICS 44-45 Retail trade NAICS 44-45	3,976	$34,404	$97,044	−$107,656	$860
NAICS 61 Educational services NAICS 61	2,677	$50,509	$156,992	−$47,708	$1,263
NAICS 55 Management of companies and enterprises NAICS 55	1,934	$260,496	$938,635	+$733,935	$6,512
NAICS 56 Administrative and support and waste management and remediation services NAICS 56	1,910	$41,452	$123,279	−$81,421	$1,036
NAICS 42 Wholesale trade NAICS 42	1,841	$69,918	$229,239	+$24,539	$1,748
NAICS 23 Construction NAICS 23	1,596	$75,969	$251,763	+$47,063	$1,899
NAICS 54 Professional, scientific, and technical services NAICS 54	1,422	$75,305	$249,291	+$44,591	$1,883
NAICS 81 Other services (except public administration) NAICS 81	1,295	$38,138	$110,943	−$93,757	$953
NAICS 92 Public administration NAICS 92	904	$61,189	$196,747	−$7,953	$1,530
NAICS 52 Finance and insurance NAICS 52	614	$76,806	$254,878	+$50,178	$1,920
NAICS 53 Real estate and rental and leasing NAICS 53	401	$50,235	$155,972	−$48,728	$1,256
NAICS 51 Information NAICS 51	315	$51,439	$160,454	−$44,246	$1,286
NAICS 71 Arts, entertainment, and recreation NAICS 71	303	$23,879	$57,866	−$146,834	$597
NAICS 22 Utilities NAICS 22	166	$95,319	$323,790	+$119,090	$2,383
NAICS 99 Unclassified NAICS 99	3	$72,078	$237,279	+$32,579	$1,802

Subsector	Employment	Avg annual wage	Affordable home price	vs. median value	Affordable monthly rent
NAICS 722 Food services and drinking places NAICS 722	3,638	$21,350	$48,452	−$156,248	$534
NAICS 611 Educational services NAICS 611	2,677	$50,509	$156,992	−$47,708	$1,263
NAICS 336 Transportation equipment manufacturing NAICS 336	2,194	$60,769	$195,183	−$9,517	$1,519
NAICS 326 Plastics and rubber products manufacturing NAICS 326	2,107	$70,966	$233,140	+$28,440	$1,774
NAICS 493 Warehousing and storage NAICS 493	1,984	$45,265	$137,472	−$67,228	$1,132
NAICS 551 Management of companies and enterprises NAICS 551	1,934	$260,496	$938,635	+$733,935	$6,512
NAICS 561 Administrative and support services NAICS 561	1,820	$40,984	$121,537	−$83,163	$1,025
NAICS 621 Ambulatory health care services NAICS 621	1,427	$65,826	$214,007	+$9,307	$1,646
NAICS 541 Professional, scientific, and technical services NAICS 541	1,422	$75,305	$249,291	+$44,591	$1,883
NAICS 333 Machinery manufacturing NAICS 333	1,267	$78,964	$262,911	+$58,211	$1,974
NAICS 455 General merchandise retailers NAICS 455	1,226	$27,008	$69,513	−$135,187	$675
NAICS 424 Merchant wholesalers, nondurable goods NAICS 424	1,061	$72,367	$238,355	+$33,655	$1,809
NAICS 623 Nursing and residential care facilities NAICS 623	1,032	$38,997	$114,141	−$90,559	$975
NAICS 238 Specialty trade contractors NAICS 238	798	$68,499	$223,957	+$19,257	$1,712
NAICS 332 Fabricated metal product manufacturing NAICS 332	795	$82,709	$276,851	+$72,151	$2,068
NAICS 423 Merchant wholesalers, durable goods NAICS 423	776	$66,436	$216,278	+$11,578	$1,661
NAICS 441 Motor vehicle and parts dealers NAICS 441	682	$59,438	$190,229	−$14,471	$1,486
NAICS 484 Truck transportation NAICS 484	661	$58,725	$187,575	−$17,125	$1,468
NAICS 445 Food and beverage retailers NAICS 445	506	$25,925	$65,482	−$139,218	$648
NAICS 237 Heavy and civil engineering construction NAICS 237	492	$100,423	$342,789	+$138,089	$2,511
NAICS 459 Sporting goods, hobby, musical instrument, book, and miscellaneous retailers NAICS 459	465	$24,391	$59,772	−$144,928	$610
NAICS 813 Religious, grantmaking, civic, professional, and similar organizations NAICS 813	462	$27,428	$71,077	−$133,623	$686
NAICS 811 Repair and maintenance NAICS 811	422	$52,253	$163,484	−$41,216	$1,306
NAICS 444 Building material and garden equipment and supplies dealers NAICS 444	417	$40,983	$121,533	−$83,167	$1,025
NAICS 922 Justice, public order, and safety activities NAICS 922	407	$76,416	$253,427	+$48,727	$1,910
NAICS 812 Personal and laundry services NAICS 812	397	$35,913	$102,661	−$102,039	$898
NAICS 522 Credit intermediation and related activities NAICS 522	362	$70,057	$229,756	+$25,056	$1,751
NAICS 721 Accommodation NAICS 721	357	$28,192	$73,921	−$130,779	$705
NAICS 492 Couriers and messengers NAICS 492	342	$37,251	$107,641	−$97,059	$931
NAICS 236 Construction of buildings NAICS 236	306	$56,129	$177,912	−$26,788	$1,403
NAICS 457 Gasoline stations and fuel dealers NAICS 457	268	$26,997	$69,472	−$135,228	$675
NAICS 531 Real estate NAICS 531	260	$45,742	$139,248	−$65,452	$1,144
NAICS 713 Amusement, gambling, and recreation industries NAICS 713	255	$22,422	$52,443	−$152,257	$561
NAICS 921 Executive, legislative, and other general government support NAICS 921	245	$32,416	$89,644	−$115,056	$810
NAICS 624 Social assistance NAICS 624	188	$51,910	$162,207	−$42,493	$1,298
NAICS 524 Insurance carriers and related activities NAICS 524	173	$62,200	$200,510	−$4,190	$1,555
NAICS 221 Utilities NAICS 221	166	$95,319	$323,790	+$119,090	$2,383
NAICS 449 Furniture, home furnishings, electronics, and appliance retailers NAICS 449	144	$47,486	$145,740	−$58,960	$1,187
NAICS 532 Rental and leasing services NAICS 532	141	$58,520	$186,812	−$17,888	$1,463
NAICS 456 Health and personal care retailers NAICS 456	138	$34,235	$96,415	−$108,285	$856
NAICS 458 Clothing, clothing accessories, shoe, and jewelry retailers NAICS 458	130	$21,477	$48,925	−$155,775	$537
NAICS 488 Support activities for transportation NAICS 488	115	$47,529	$145,900	−$58,800	$1,188
NAICS 491 Postal service NAICS 491	98	$67,682	$220,916	+$16,216	$1,692
NAICS 923 Administration of human resource programs NAICS 923	94	$64,041	$207,363	+$2,663	$1,601
NAICS 924 Administration of environmental quality programs NAICS 924	90	$64,202	$207,962	+$3,262	$1,605
NAICS 517 Telecommunications NAICS 517	89	$82,921	$277,641	+$72,941	$2,073
NAICS 562 Waste management and remediation services NAICS 562	89	$51,494	$160,659	−$44,041	$1,287
NAICS 519 Web search portals, libraries, archives, and other information services NAICS 519	83	$25,303	$63,167	−$141,533	$633
NAICS 513 Publishing industries NAICS 513	81	$51,420	$160,383	−$44,317	$1,286
NAICS 926 Administration of economic programs NAICS 926	62	$67,615	$220,666	+$15,966	$1,690
NAICS 323 Printing and related support activities NAICS 323	31	$33,631	$94,166	−$110,534	$841
NAICS 516 Broadcasting and content providers NAICS 516	28	$57,507	$183,041	−$21,659	$1,438
NAICS 327 Nonmetallic mineral product manufacturing NAICS 327	26	$68,871	$225,342	+$20,642	$1,722
NAICS 339 Miscellaneous manufacturing NAICS 339	23	$43,641	$131,427	−$73,273	$1,091
NAICS 115 Support activities for agriculture and forestry NAICS 115	16	$46,047	$140,383	−$64,317	$1,151
NAICS 814 Private households NAICS 814	14	$29,141	$77,453	−$127,247	$729
NAICS 111 Crop production NAICS 111	12	$52,064	$162,780	−$41,920	$1,302
NAICS 925 Administration of housing programs, urban planning, and community development NAICS 925	5	$56,246	$178,347	−$26,353	$1,406
NAICS 425 Wholesale trade agents and brokers NAICS 425	4	$96,042	$326,481	+$121,781	$2,401
NAICS 999 Unclassified NAICS 999	3	$72,078	$237,279	+$32,579	$1,802

Affordable home price assumes the industry's average earner uses 30% of gross income for housing, with a 30-year mortgage at 7%, 5% down, $2,500/yr taxes & insurance, and 0.5% PMI. Adjust the Section 3 calculator for other terms. Affordable rent is 30% of monthly gross pay.

Source: BLS QCEW Annual Averages, 2024; ACS 5-year 2024 (median home value).

Section 5

Wages by Occupation

Selected essential-worker occupations for the MSA or nonmetropolitan area containing this county — jobs, the 10-year change, wages, and the housing each typical earner can afford. Both jobs counts and wages are reported at the MSA / nonmetropolitan-area level (BLS does not publish OEWS at the county level), so every county inside the same area shows the same numbers. For county-accurate employment totals, see Section 4 above.

Occupational wages and affordable housing

Occupation	2025 jobs	2015–2025 change	% change	Hourly wage	Annual wage	Affordable home price	Affordable monthly rent
Fast Food and Counter Workers SOC 35-3023 · prior-year code differs	7,520	(1,190)	(14%)	$13.32	$27,700	$72,089	$693
Childcare Workers SOC 39-9011	420	(230)	(35%)	$13.65	$28,400	$74,695	$710
Cashiers SOC 41-2011	4,700	(1,490)	(24%)	$14.09	$29,300	$78,045	$733
Retail Salespersons SOC 41-2031	5,610	(840)	(13%)	$16.37	$34,040	$95,689	$851
Firefighters SOC 33-2011	660	(190)	(22%)	$17.24	$35,860	$102,464	$897
Janitors and Cleaners SOC 37-2011	3,370	(120)	(3%)	$17.75	$36,910	$106,372	$923
Home Health and Personal Care Aides SOC 31-1131 · prior-year code differs	2,450	(2,450)	(50%)	$18.30	$38,060	$110,653	$952
Waiters and Waitresses SOC 35-3031	2,660	(280)	(10%)	$18.43	$38,340	$111,695	$959
Tellers SOC 43-3071	850	(590)	(41%)	$18.51	$38,500	$112,291	$963
Office Clerks, General SOC 43-9061	3,890	(730)	(16%)	$21.30	$44,300	$133,880	$1,108
Paramedics SOC 29-2043 · prior-year code differs	180	(680)	(79%)	$24.12	$50,180	$155,767	$1,255
Construction Laborers SOC 47-2061	1,740	(100)	(5%)	$25.75	$53,560	$168,349	$1,339
Maintenance and Repair Workers, General SOC 49-9071	4,050	1,130	39%	$27.90	$58,030	$184,988	$1,451
Carpenters SOC 47-2031	690	(160)	(19%)	$28.28	$58,830	$187,966	$1,471
Heavy and Tractor-Trailer Truck Drivers SOC 53-3032	6,280	450	8%	$29.24	$60,830	$195,410	$1,521
Police and Sheriff's Patrol Officers SOC 33-3051	1,030	90	10%	$30.00	$62,400	$201,254	$1,560
Plumbers, Pipefitters, and Steamfitters SOC 47-2152	580	190	49%	$31.49	$65,500	$212,794	$1,638
Electricians SOC 47-2111	1,320	0	0%	$32.32	$67,230	$219,233	$1,681
Elementary School Teachers, Except Special Education SOC 25-2021	2,540	(780)	(23%)	—	$69,680	$228,353	$1,742
Registered Nurses SOC 29-1141	3,630	280	8%	$38.67	$80,430	$268,368	$2,011

Affordable home price uses the same Section 3 formula (30% housing budget, 30-year mortgage at 7%, 5% down, $2,500/yr T&I, 0.5% PMI). Affordable rent is 30% of monthly wages. Negative job-change values are shown in red parentheses. A "prior-year code differs" note flags occupations whose SOC code changed between the two vintages (2010 SOC → 2018 SOC) — the change estimate is best-effort.

Source: BLS OEWS May 2025 (10-year change vs. May 2015). Jobs counts and wages reflect the MSA or nonmetropolitan area containing this county, not the county alone — OEWS is not published at the county level.

Methodology & sources

All figures derive from the 2024 American Community Survey 5-year estimates. State and national comparisons are population-weighted aggregates of county-level estimates (an approximation; ACS publishes its own state and national medians which can differ slightly).

The affordability calculator uses a 30% housing-budget rule with a 30-year mortgage. Defaults are 7% interest, 5% down, $2,500/year taxes and insurance, and 0.5% PMI — adjustable above.

Variables: 39063 · pulled from Full Housing Data Table.xlsx.