Oklahoma · GEOID 40013

Bryan County

2024 ACS 5-year estimates · population 48,253 · 20,780 housing units

Median household income

$57,225

State $65,795

Median home value

$174,900

State $197,376

Median gross rent

$960

State $1,020

Homeownership rate

63.8%

State 65.8%

Renter cost-burden rate

44.8%

≥30% of income

Owner cost-burden rate

16.6%

≥30% of income

Homeowner vacancy

0.8%

Of owner-occupied + for-sale units

Rental vacancy

5.4%

Of renter-occupied + for-rent units

Overall vacancy

11.5%

All housing units

Price-to-income ratio

3.06

Affordable: 2.0–3.0

Section 1

Community Profile

Population, demographics, household composition, and income.

Community Data Summary

	Bryan County	Oklahoma
Population	48,253	4,028,634
Population density (per sq. mi.)	53.36	—
Median household income	$57,225	$65,795
HUD Area Median Income (4-person, 100%)	$73,800	—
Households	18,397	—
Average household size	2.57 people	—
Owner-occupied	63.8%	65.8%
Renter-occupied	36.2%	34.2%
Race	69.5% White · 2.4% Black	0.0% White · 0.0% Black

Source: ACS 5-year 2024 (Tables DP05, S1101, DP04, S1901) and Census Gazetteer (land area); HUD FY2026 Income Limits.

Racial composition

Bryan County compared with Oklahoma.

Source: ACS 5-year 2024, Table DP05.

Educational attainment (population 25+)

26.5% hold a bachelor's degree or higher (state: 28.3%).

Source: ACS 5-year 2024, Table S1501.

Median Household Income by Tenure

Owner-occupied vs. renter-occupied household income, county and state.

Source: ACS 5-year 2024, Table B25119.

Median Household Income by Age of Householder

Median household income by age group of householder.

Source: ACS 5-year 2024, Table B19049.

Median Household Income by Number of Earners

Median household income for families with each earner count.

Source: ACS 5-year 2024, Table S1903.

Household Size

Distribution of households by number of people.

Source: ACS 5-year 2024, Table S2501.

Income by Number of Earners

Earners	Share	Median income	Attainable monthly housing cost	Attainable home
0 earners	21.8%	$41,259	$1,031	$122,560
1 earner	32.2%	$48,247	$1,206	$148,572
2 earners	38.9%	$96,804	$2,420	$329,318
3+ earners	7.1%	$126,071	$3,152	$438,260

Attainable monthly housing cost = 30% of gross income ÷ 12. Attainable home price assumes 30% housing budget, 30-yr mortgage at 7%, 5% down.

Source: ACS 5-year 2024, Table S1903; affordability formula derived.

Households

18,397

Average size: 2.57 people

Households with children

4,976

27.0% of households

Per-capita income

$29,766

Poverty rate: 16.0%

Section 2

Residential Market Analysis

Housing stock characteristics — tenure, type, age, size, vacancy, rents.

Tenure

63.8% owner-occupied vs. state average 65.8%.

Source: ACS 5-year 2024, Table DP04.

Structure type

Single-family share 70.9% · Missing middle (2–19 units) 11.8%.

Source: ACS 5-year 2024, Table B25024.

Housing stock by decade

35.6% built before 1980 · Median structure age 1,989.00 yrs.

Source: ACS 5-year 2024, Table S2504.

Housing size mismatch

Compares the share of housing units by bedroom count against the share of households by size — a common diagnostic of housing supply/demand alignment.

Source: ACS 5-year 2024, Tables B25041 (bedrooms) and S2501 (household size).

Home value distribution

Owner-occupied homes by value bracket. Median: $174,900.

Source: ACS 5-year 2024, Table DP04.

Monthly Housing Costs

Distribution of monthly housing costs across all occupied units.

Source: ACS 5-year 2024, Table B25104.

Number of Bedrooms

Housing units by number of bedrooms.

Source: ACS 5-year 2024, Table B25041.

Median rent by bedroom

Overall median gross rent: $960.

Source: ACS 5-year 2024, Table B25031.

Renters by age

Number of renter householders by age bracket.

Source: ACS 5-year 2024, Table S2502.

Owners by age

Number of owner householders by age bracket.

Source: ACS 5-year 2024, Table S2502.

Vacancy composition

All 2,383 vacant units split into Census's seven categories. Frictional vacancy (units actively on the market) reflects healthy churn. Structural vacancy (seasonal, migrant, other) sits outside the market for year-round residents — high values change how the headline vacancy rate should be read.

Vacant units by type

For sale 3.8% · For rent 15.9% · Seasonal 18.3% · Other 57.7%.

Source: ACS 5-year 2024, Table B25004.

Frictional vs structural

23.4% of vacancy is frictional (for sale + for rent + rented/sold not yet occupied); 76.6% is structural (seasonal + migrant + other).

Source: ACS 5-year 2024, Table B25004.

Seasonal / recreational share of all housing

2.1%

435 units of 20,780 total

Housing units held for seasonal or recreational use.

"Other vacant" share of all housing

6.6%

1,376 units of 20,780 total

⚑ Above the 5% threshold — possible indicator of disinvestment, abandonment, or condemned stock.

Section 3

Workforce Housing Needs Assessment

Affordability, cost burden, and the housing options for households in the workforce income range.

Workforce range — ACS median household income

80% MHI$45,780

100% MHI$57,225

120% MHI$68,670

County-wide median from ACS 5-year estimates. A household at 100% MHI in Bryan County should be able to afford a home up to roughly — (30% housing budget, default mortgage terms).

Workforce range — HUD Area Median Income

	1-person	2-person	4-person
80% AMI	$42,500	$48,600	$60,700
100% AMI	$51,660	$59,040	$73,800
120% AMI	$62,000	$70,850	$88,550

HUD FMR Area: Bryan County, OK. 80% AMI uses HUD's published Section 8 Low Income Limits; 100% is HUD MFI; 120% is the standard workforce convention.

Affordability calculator

Follows the standard 30%-of-gross-income affordability rule.

Income basis Household income Interest rate % Down payment % Taxes & insurance / yr

Affordable monthly—

Affordable home price—

Renter cost burden

44.8% of renter households spend ≥30% of income on rent (17.6% spend ≥50%).

Source: ACS 5-year 2024, Table B25070.

Owner cost burden by income

16.6% of homeowners spend ≥30% of income on housing. Bars show counts of cost-burdened owners by income bracket.

Source: ACS 5-year 2024, Table B25106.

Household income — owners vs renters

Distribution of household income for owner-occupied (navy) and renter-occupied (gold) households.

Source: ACS 5-year 2024, Table B25118.

Section 4

Industry & Workforce Wages

Employment, average wages, and the housing each industry's typical earner can afford in Bryan County.

Covered employment

15,346

Across 16 sectors

Establishments

1,016

QCEW 2024

Avg annual pay (workforce)

$54,808

Employment-weighted across sectors

Top 10 sectors by employment

Annual average employment by NAICS 2-digit sector. Counties with fewer than five covered establishments in a sector may show suppressed totals.

Source: BLS QCEW Annual Averages, 2024.

Attainable housing by industry

Industry	Employment	Avg annual wage	Affordable home price	vs. median value	Affordable monthly rent
NAICS 92 Public administration NAICS 92	4,203	$64,368	$208,580	+$33,680	$1,609
NAICS 44-45 Retail trade NAICS 44-45	2,088	$33,797	$94,784	−$80,116	$845
NAICS 62 Health care and social assistance NAICS 62	1,937	$53,308	$167,411	−$7,489	$1,333
NAICS 31-33 Manufacturing NAICS 31-33	1,762	$59,454	$190,288	+$15,388	$1,486
NAICS 61 Educational services NAICS 61	1,346	$49,008	$151,405	−$23,495	$1,225
NAICS 42 Wholesale trade NAICS 42	1,007	$51,891	$162,136	−$12,764	$1,297
NAICS 48-49 Transportation and warehousing NAICS 48-49	657	$51,930	$162,282	−$12,618	$1,298
NAICS 23 Construction NAICS 23	625	$58,370	$186,253	+$11,353	$1,459
NAICS 54 Professional, scientific, and technical services NAICS 54	443	$61,318	$197,227	+$22,327	$1,533
NAICS 52 Finance and insurance NAICS 52	434	$65,523	$212,879	+$37,979	$1,638
NAICS 81 Other services (except public administration) NAICS 81	258	$36,979	$106,629	−$68,271	$924
NAICS 11 Agriculture, forestry, fishing and hunting NAICS 11	201	$59,243	$189,503	+$14,603	$1,481
NAICS 51 Information NAICS 51	123	$70,970	$233,155	+$58,255	$1,774
NAICS 53 Real estate and rental and leasing NAICS 53	104	$44,234	$133,634	−$41,266	$1,106
NAICS 21 Mining, quarrying, and oil and gas extraction NAICS 21	85	$76,718	$254,551	+$79,651	$1,918
NAICS 22 Utilities NAICS 22	73	$85,555	$287,445	+$112,545	$2,139

Subsector	Employment	Avg annual wage	Affordable home price	vs. median value	Affordable monthly rent
NAICS 921 Executive, legislative, and other general government support NAICS 921	3,829	$65,084	$211,245	+$36,345	$1,627
NAICS 611 Educational services NAICS 611	1,346	$49,008	$151,405	−$23,495	$1,225
NAICS 722 Food services and drinking places NAICS 722	1,336	$19,824	$42,772	−$132,128	$496
NAICS 332 Fabricated metal product manufacturing NAICS 332	709	$61,902	$199,401	+$24,501	$1,548
NAICS 423 Merchant wholesalers, durable goods NAICS 423	680	$52,671	$165,040	−$9,860	$1,317
NAICS 621 Ambulatory health care services NAICS 621	660	$70,331	$230,776	+$55,876	$1,758
NAICS 455 General merchandise retailers NAICS 455	549	$27,616	$71,777	−$103,123	$690
NAICS 238 Specialty trade contractors NAICS 238	521	$58,585	$187,054	+$12,154	$1,465
NAICS 541 Professional, scientific, and technical services NAICS 541	443	$61,318	$197,227	+$22,327	$1,533
NAICS 457 Gasoline stations and fuel dealers NAICS 457	384	$32,565	$90,198	−$84,702	$814
NAICS 624 Social assistance NAICS 624	372	$31,448	$86,041	−$88,859	$786
NAICS 327 Nonmetallic mineral product manufacturing NAICS 327	361	$70,108	$229,946	+$55,046	$1,753
NAICS 441 Motor vehicle and parts dealers NAICS 441	316	$53,902	$169,622	−$5,278	$1,348
NAICS 444 Building material and garden equipment and supplies dealers NAICS 444	294	$33,310	$92,972	−$81,928	$833
NAICS 424 Merchant wholesalers, nondurable goods NAICS 424	279	$52,403	$164,042	−$10,858	$1,310
NAICS 524 Insurance carriers and related activities NAICS 524	251	$65,436	$212,555	+$37,655	$1,636
NAICS 459 Sporting goods, hobby, musical instrument, book, and miscellaneous retailers NAICS 459	186	$29,542	$78,946	−$95,954	$739
NAICS 812 Personal and laundry services NAICS 812	125	$22,253	$51,814	−$123,086	$556
NAICS 456 Health and personal care retailers NAICS 456	121	$40,523	$119,821	−$55,079	$1,013
NAICS 811 Repair and maintenance NAICS 811	121	$52,111	$162,955	−$11,945	$1,303
NAICS 484 Truck transportation NAICS 484	116	$64,511	$209,112	+$34,212	$1,613
NAICS 445 Food and beverage retailers NAICS 445	115	$23,682	$57,133	−$117,767	$592
NAICS 923 Administration of human resource programs NAICS 923	113	$52,820	$165,594	−$9,306	$1,321
NAICS 517 Telecommunications NAICS 517	74	$65,421	$212,500	+$37,600	$1,636
NAICS 221 Utilities NAICS 221	73	$85,555	$287,445	+$112,545	$2,139
NAICS 922 Justice, public order, and safety activities NAICS 922	70	$71,401	$234,759	+$59,859	$1,785
NAICS 449 Furniture, home furnishings, electronics, and appliance retailers NAICS 449	70	$30,207	$81,421	−$93,479	$755
NAICS 531 Real estate NAICS 531	66	$39,642	$116,541	−$58,359	$991
NAICS 491 Postal service NAICS 491	65	$65,222	$211,759	+$36,859	$1,631
NAICS 237 Heavy and civil engineering construction NAICS 237	55	$56,443	$179,080	+$4,180	$1,411
NAICS 458 Clothing, clothing accessories, shoe, and jewelry retailers NAICS 458	52	$16,144	$29,074	−$145,826	$404
NAICS 236 Construction of buildings NAICS 236	49	$58,243	$185,781	+$10,881	$1,456
NAICS 425 Wholesale trade agents and brokers NAICS 425	48	$37,874	$109,960	−$64,940	$947
NAICS 333 Machinery manufacturing NAICS 333	44	$69,150	$226,380	+$51,480	$1,729
NAICS 532 Rental and leasing services NAICS 532	38	$52,209	$163,320	−$11,580	$1,305
NAICS 339 Miscellaneous manufacturing NAICS 339	33	$55,536	$175,704	+$804	$1,388
NAICS 516 Broadcasting and content providers NAICS 516	15	$42,984	$128,982	−$45,918	$1,075
NAICS 924 Administration of environmental quality programs NAICS 924	11	$77,179	$256,267	+$81,367	$1,929
NAICS 926 Administration of economic programs NAICS 926	4	$78,979	$262,967	+$88,067	$1,974

Affordable home price assumes the industry's average earner uses 30% of gross income for housing, with a 30-year mortgage at 7%, 5% down, $2,500/yr taxes & insurance, and 0.5% PMI. Adjust the Section 3 calculator for other terms. Affordable rent is 30% of monthly gross pay.

Source: BLS QCEW Annual Averages, 2024; ACS 5-year 2024 (median home value).

Section 5

Wages by Occupation

Selected essential-worker occupations for the MSA or nonmetropolitan area containing this county — jobs, the 10-year change, wages, and the housing each typical earner can afford. Both jobs counts and wages are reported at the MSA / nonmetropolitan-area level (BLS does not publish OEWS at the county level), so every county inside the same area shows the same numbers. For county-accurate employment totals, see Section 4 above.

Occupational wages and affordable housing

Occupation	2025 jobs	2015–2025 change	% change	Hourly wage	Annual wage	Affordable home price	Affordable monthly rent
Waiters and Waitresses SOC 35-3031	2,910	330	13%	$10.48	$21,790	$50,090	$545
Fast Food and Counter Workers SOC 35-3023 · prior-year code differs	5,690	1,280	29%	$11.34	$23,600	$56,828	$590
Cashiers SOC 41-2011	5,810	660	13%	$12.80	$26,620	$68,069	$666
Childcare Workers SOC 39-9011	1,210	620	105%	$14.92	$31,030	$84,485	$776
Retail Salespersons SOC 41-2031	4,040	(440)	(10%)	$15.27	$31,750	$87,165	$794
Home Health and Personal Care Aides SOC 31-1131 · prior-year code differs	2,380	(1,070)	(31%)	$16.54	$34,410	$97,066	$860
Tellers SOC 43-3071	1,010	120	13%	$16.92	$35,190	$99,970	$880
Office Clerks, General SOC 43-9061	3,350	(680)	(17%)	$17.10	$35,570	$101,384	$889
Construction Laborers SOC 47-2061	1,100	(270)	(20%)	$19.60	$40,770	$120,740	$1,019
Maintenance and Repair Workers, General SOC 49-9071	2,920	830	40%	$20.68	$43,020	$129,116	$1,076
Paramedics SOC 29-2043 · prior-year code differs	280	(340)	(55%)	$21.93	$45,620	$138,794	$1,141
Elementary School Teachers, Except Special Education SOC 25-2021	3,130	1,030	49%	—	$47,860	$147,132	$1,197
Carpenters SOC 47-2031	290	(60)	(17%)	$23.23	$48,320	$148,844	$1,208
Firefighters SOC 33-2011	660	330	100%	$23.68	$49,250	$152,306	$1,231
Plumbers, Pipefitters, and Steamfitters SOC 47-2152	570	—	—	$24.52	$51,010	$158,857	$1,275
Heavy and Tractor-Trailer Truck Drivers SOC 53-3032	3,650	(80)	(2%)	$27.23	$56,640	$179,814	$1,416
Police and Sheriff's Patrol Officers SOC 33-3051	1,800	800	80%	$27.35	$56,890	$180,744	$1,422
Electricians SOC 47-2111	820	20	3%	$30.89	$64,260	$208,178	$1,607
Registered Nurses SOC 29-1141	3,220	380	13%	$37.55	$78,090	$259,658	$1,952

Affordable home price uses the same Section 3 formula (30% housing budget, 30-year mortgage at 7%, 5% down, $2,500/yr T&I, 0.5% PMI). Affordable rent is 30% of monthly wages. Negative job-change values are shown in red parentheses. A "prior-year code differs" note flags occupations whose SOC code changed between the two vintages (2010 SOC → 2018 SOC) — the change estimate is best-effort.

Source: BLS OEWS May 2025 (10-year change vs. May 2015). Jobs counts and wages reflect the MSA or nonmetropolitan area containing this county, not the county alone — OEWS is not published at the county level.

Methodology & sources

All figures derive from the 2024 American Community Survey 5-year estimates. State and national comparisons are population-weighted aggregates of county-level estimates (an approximation; ACS publishes its own state and national medians which can differ slightly).

The affordability calculator uses a 30% housing-budget rule with a 30-year mortgage. Defaults are 7% interest, 5% down, $2,500/year taxes and insurance, and 0.5% PMI — adjustable above.

Variables: 40013 · pulled from Full Housing Data Table.xlsx.