Oregon · GEOID 41017

Deschutes County

2024 ACS 5-year estimates · population 206,334 · 99,297 housing units

Median household income

$92,758

State $84,541

Median home value

$650,900

State $487,772

Median gross rent

$1,787

State $1,515

Homeownership rate

70.0%

State 63.3%

Renter cost-burden rate

50.2%

≥30% of income

Owner cost-burden rate

25.9%

≥30% of income

Homeowner vacancy

1.2%

Of owner-occupied + for-sale units

Rental vacancy

2.8%

Of renter-occupied + for-rent units

Overall vacancy

14.5%

All housing units

Price-to-income ratio

7.02

Affordable: 2.0–3.0

Section 1

Community Profile

Population, demographics, household composition, and income.

Community Data Summary

	Deschutes County	Oregon
Population	206,334	4,254,293
Population density (per sq. mi.)	68.38	—
Median household income	$92,758	$84,541
HUD Area Median Income (4-person, 100%)	$120,200	—
Households	84,933	—
Average household size	2.41 people	—
Owner-occupied	70.0%	63.3%
Renter-occupied	30.0%	36.7%
Race	87.3% White · 0.4% Black	0.0% White · 0.0% Black

Source: ACS 5-year 2024 (Tables DP05, S1101, DP04, S1901) and Census Gazetteer (land area); HUD FY2026 Income Limits.

Racial composition

Deschutes County compared with Oregon.

Source: ACS 5-year 2024, Table DP05.

Educational attainment (population 25+)

45.0% hold a bachelor's degree or higher (state: 36.8%).

Source: ACS 5-year 2024, Table S1501.

Median Household Income by Tenure

Owner-occupied vs. renter-occupied household income, county and state.

Source: ACS 5-year 2024, Table B25119.

Median Household Income by Age of Householder

Median household income by age group of householder.

Source: ACS 5-year 2024, Table B19049.

Median Household Income by Number of Earners

Median household income for families with each earner count.

Source: ACS 5-year 2024, Table S1903.

Household Size

Distribution of households by number of people.

Source: ACS 5-year 2024, Table S2501.

Income by Number of Earners

Earners	Share	Median income	Attainable monthly housing cost	Attainable home
0 earners	20.2%	$71,609	$1,790	$235,533
1 earner	28.7%	$86,776	$2,169	$291,990
2 earners	42.4%	$133,801	$3,345	$467,033
3+ earners	8.6%	$148,701	$3,718	$522,496

Attainable monthly housing cost = 30% of gross income ÷ 12. Attainable home price assumes 30% housing budget, 30-yr mortgage at 7%, 5% down.

Source: ACS 5-year 2024, Table S1903; affordability formula derived.

Households

84,933

Average size: 2.41 people

Households with children

21,164

24.9% of households

Per-capita income

$53,083

Poverty rate: 8.8%

Section 2

Residential Market Analysis

Housing stock characteristics — tenure, type, age, size, vacancy, rents.

Tenure

70.0% owner-occupied vs. state average 63.3%.

Source: ACS 5-year 2024, Table DP04.

Structure type

Single-family share 80.7% · Missing middle (2–19 units) 9.5%.

Source: ACS 5-year 2024, Table B25024.

Housing stock by decade

23.0% built before 1980 · Median structure age 1,998.00 yrs.

Source: ACS 5-year 2024, Table S2504.

Housing size mismatch

Compares the share of housing units by bedroom count against the share of households by size — a common diagnostic of housing supply/demand alignment.

Source: ACS 5-year 2024, Tables B25041 (bedrooms) and S2501 (household size).

Home value distribution

Owner-occupied homes by value bracket. Median: $650,900.

Source: ACS 5-year 2024, Table DP04.

Monthly Housing Costs

Distribution of monthly housing costs across all occupied units.

Source: ACS 5-year 2024, Table B25104.

Number of Bedrooms

Housing units by number of bedrooms.

Source: ACS 5-year 2024, Table B25041.

Median rent by bedroom

Overall median gross rent: $1,787.

Source: ACS 5-year 2024, Table B25031.

Renters by age

Number of renter householders by age bracket.

Source: ACS 5-year 2024, Table S2502.

Owners by age

Number of owner householders by age bracket.

Source: ACS 5-year 2024, Table S2502.

Vacancy composition

All 14,364 vacant units split into Census's seven categories. Frictional vacancy (units actively on the market) reflects healthy churn. Structural vacancy (seasonal, migrant, other) sits outside the market for year-round residents — high values change how the headline vacancy rate should be read.

Vacant units by type

For sale 5.1% · For rent 5.3% · Seasonal 76.8% · Other 6.8%.

Source: ACS 5-year 2024, Table B25004.

Frictional vs structural

16.3% of vacancy is frictional (for sale + for rent + rented/sold not yet occupied); 83.7% is structural (seasonal + migrant + other).

Source: ACS 5-year 2024, Table B25004.

Seasonal / recreational share of all housing

11.1%

11,037 units of 99,297 total

⚑ Above the 10% threshold — meaningful pressure on year-round residents from second-home / short-term-rental demand.

"Other vacant" share of all housing

1.0%

980 units of 99,297 total

Census "Other vacant" — units off the market for reasons other than seasonal, migrant, sale, or rental.

Section 3

Workforce Housing Needs Assessment

Affordability, cost burden, and the housing options for households in the workforce income range.

Workforce range — ACS median household income

80% MHI$74,206

100% MHI$92,758

120% MHI$111,310

County-wide median from ACS 5-year estimates. A household at 100% MHI in Deschutes County should be able to afford a home up to roughly — (30% housing budget, default mortgage terms).

Workforce range — HUD Area Median Income

	1-person	2-person	4-person
80% AMI	$67,350	$76,950	$96,150
100% AMI	$84,140	$96,160	$120,200
120% AMI	$100,950	$115,400	$144,250

HUD FMR Area: Bend-Redmond, OR HUD Metro FMR Area. 80% AMI uses HUD's published Section 8 Low Income Limits; 100% is HUD MFI; 120% is the standard workforce convention.

Affordability calculator

Follows the standard 30%-of-gross-income affordability rule.

Income basis Household income Interest rate % Down payment % Taxes & insurance / yr

Affordable monthly—

Affordable home price—

Renter cost burden

50.2% of renter households spend ≥30% of income on rent (24.9% spend ≥50%).

Source: ACS 5-year 2024, Table B25070.

Owner cost burden by income

25.9% of homeowners spend ≥30% of income on housing. Bars show counts of cost-burdened owners by income bracket.

Source: ACS 5-year 2024, Table B25106.

Household income — owners vs renters

Distribution of household income for owner-occupied (navy) and renter-occupied (gold) households.

Source: ACS 5-year 2024, Table B25118.

Section 4

Industry & Workforce Wages

Employment, average wages, and the housing each industry's typical earner can afford in Deschutes County.

Covered employment

92,979

Across 21 sectors

Establishments

11,565

QCEW 2024

Avg annual pay (workforce)

$66,500

Employment-weighted across sectors

Top 10 sectors by employment

Annual average employment by NAICS 2-digit sector. Counties with fewer than five covered establishments in a sector may show suppressed totals.

Source: BLS QCEW Annual Averages, 2024.

Attainable housing by industry

Industry	Employment	Avg annual wage	Affordable home price	vs. median value	Affordable monthly rent
NAICS 62 Health care and social assistance NAICS 62	16,377	$79,377	$264,449	−$386,451	$1,984
NAICS 72 Accommodation and food services NAICS 72	11,829	$34,130	$96,024	−$554,876	$853
NAICS 44-45 Retail trade NAICS 44-45	11,742	$43,027	$129,142	−$521,758	$1,076
NAICS 23 Construction NAICS 23	8,306	$76,050	$252,064	−$398,836	$1,901
NAICS 31-33 Manufacturing NAICS 31-33	6,379	$65,729	$213,646	−$437,254	$1,643
NAICS 54 Professional, scientific, and technical services NAICS 54	5,741	$107,131	$367,758	−$283,142	$2,678
NAICS 61 Educational services NAICS 61	5,088	$60,267	$193,315	−$457,585	$1,507
NAICS 56 Administrative and support and waste management and remediation services NAICS 56	4,200	$51,956	$162,378	−$488,522	$1,299
NAICS 81 Other services (except public administration) NAICS 81	3,538	$49,819	$154,424	−$496,476	$1,245
NAICS 92 Public administration NAICS 92	3,412	$78,959	$262,893	−$388,007	$1,974
NAICS 71 Arts, entertainment, and recreation NAICS 71	2,892	$31,453	$86,059	−$564,841	$786
NAICS 48-49 Transportation and warehousing NAICS 48-49	2,542	$63,521	$205,427	−$445,473	$1,588
NAICS 42 Wholesale trade NAICS 42	2,382	$88,330	$297,775	−$353,125	$2,208
NAICS 52 Finance and insurance NAICS 52	2,099	$115,488	$398,866	−$252,034	$2,887
NAICS 51 Information NAICS 51	1,828	$128,999	$449,159	−$201,741	$3,225
NAICS 53 Real estate and rental and leasing NAICS 53	1,475	$56,850	$180,595	−$470,305	$1,421
NAICS 11 Agriculture, forestry, fishing and hunting NAICS 11	1,314	$77,105	$255,991	−$394,909	$1,928
NAICS 55 Management of companies and enterprises NAICS 55	1,217	$119,473	$413,700	−$237,200	$2,987
NAICS 22 Utilities NAICS 22	524	$111,983	$385,819	−$265,081	$2,800
NAICS 21 Mining, quarrying, and oil and gas extraction NAICS 21	62	$76,397	$253,356	−$397,544	$1,910
NAICS 99 Unclassified NAICS 99	32	$81,560	$272,574	−$378,326	$2,039

Subsector	Employment	Avg annual wage	Affordable home price	vs. median value	Affordable monthly rent
NAICS 722 Food services and drinking places NAICS 722	9,070	$31,196	$85,103	−$565,797	$780
NAICS 621 Ambulatory health care services NAICS 621	6,737	$83,964	$281,523	−$369,377	$2,099
NAICS 541 Professional, scientific, and technical services NAICS 541	5,741	$107,131	$367,758	−$283,142	$2,678
NAICS 611 Educational services NAICS 611	5,088	$60,267	$193,315	−$457,585	$1,507
NAICS 238 Specialty trade contractors NAICS 238	4,756	$69,188	$226,522	−$424,378	$1,730
NAICS 561 Administrative and support services NAICS 561	3,937	$51,087	$159,144	−$491,756	$1,277
NAICS 624 Social assistance NAICS 624	3,131	$42,068	$125,572	−$525,328	$1,052
NAICS 721 Accommodation NAICS 721	2,760	$43,760	$131,870	−$519,030	$1,094
NAICS 445 Food and beverage retailers NAICS 445	2,489	$37,960	$110,280	−$540,620	$949
NAICS 713 Amusement, gambling, and recreation industries NAICS 713	2,477	$30,011	$80,692	−$570,208	$750
NAICS 236 Construction of buildings NAICS 236	2,344	$76,608	$254,141	−$396,759	$1,915
NAICS 455 General merchandise retailers NAICS 455	2,288	$39,682	$116,690	−$534,210	$992
NAICS 459 Sporting goods, hobby, musical instrument, book, and miscellaneous retailers NAICS 459	1,902	$33,921	$95,246	−$555,654	$848
NAICS 441 Motor vehicle and parts dealers NAICS 441	1,557	$68,796	$225,063	−$425,837	$1,720
NAICS 813 Religious, grantmaking, civic, professional, and similar organizations NAICS 813	1,417	$51,437	$160,446	−$490,454	$1,286
NAICS 423 Merchant wholesalers, durable goods NAICS 423	1,240	$90,552	$306,046	−$344,854	$2,264
NAICS 551 Management of companies and enterprises NAICS 551	1,217	$119,473	$413,700	−$237,200	$2,987
NAICS 531 Real estate NAICS 531	1,188	$59,488	$190,415	−$460,485	$1,487
NAICS 444 Building material and garden equipment and supplies dealers NAICS 444	1,178	$48,336	$148,903	−$501,997	$1,208
NAICS 922 Justice, public order, and safety activities NAICS 922	1,166	$104,347	$357,395	−$293,505	$2,609
NAICS 811 Repair and maintenance NAICS 811	1,158	$56,170	$178,064	−$472,836	$1,404
NAICS 513 Publishing industries NAICS 513	968	$147,654	$518,599	−$132,301	$3,691
NAICS 522 Credit intermediation and related activities NAICS 522	929	$99,962	$341,073	−$309,827	$2,499
NAICS 484 Truck transportation NAICS 484	919	$71,673	$235,772	−$415,128	$1,792
NAICS 312 Beverage and tobacco product manufacturing NAICS 312	908	$50,877	$158,362	−$492,538	$1,272
NAICS 812 Personal and laundry services NAICS 812	862	$39,631	$116,501	−$534,399	$991
NAICS 237 Heavy and civil engineering construction NAICS 237	858	$108,946	$374,514	−$276,386	$2,724
NAICS 333 Machinery manufacturing NAICS 333	835	$84,395	$283,127	−$367,773	$2,110
NAICS 336 Transportation equipment manufacturing NAICS 336	803	$70,609	$231,811	−$419,089	$1,765
NAICS 424 Merchant wholesalers, nondurable goods NAICS 424	795	$71,891	$236,583	−$414,317	$1,797
NAICS 524 Insurance carriers and related activities NAICS 524	773	$106,602	$365,789	−$285,111	$2,665
NAICS 458 Clothing, clothing accessories, shoe, and jewelry retailers NAICS 458	729	$28,496	$75,052	−$575,848	$712
NAICS 113 Forestry and logging NAICS 113	655	$93,195	$315,884	−$335,016	$2,330
NAICS 457 Gasoline stations and fuel dealers NAICS 457	646	$31,487	$86,186	−$564,714	$787
NAICS 492 Couriers and messengers NAICS 492	616	$53,758	$169,086	−$481,814	$1,344
NAICS 449 Furniture, home furnishings, electronics, and appliance retailers NAICS 449	605	$56,797	$180,398	−$470,502	$1,420
NAICS 311 Food manufacturing NAICS 311	561	$38,678	$112,953	−$537,947	$967
NAICS 321 Wood product manufacturing NAICS 321	560	$60,379	$193,732	−$457,168	$1,509
NAICS 221 Utilities NAICS 221	524	$111,983	$385,819	−$265,081	$2,800
NAICS 332 Fabricated metal product manufacturing NAICS 332	522	$65,285	$211,993	−$438,907	$1,632
NAICS 921 Executive, legislative, and other general government support NAICS 921	521	$94,693	$321,460	−$329,440	$2,367
NAICS 523 Securities, commodity contracts, and other financial investments and related activities NAICS 523	392	$169,693	$600,635	−$50,265	$4,242
NAICS 485 Transit and ground passenger transportation NAICS 485	351	$44,717	$135,432	−$515,468	$1,118
NAICS 425 Wholesale trade agents and brokers NAICS 425	348	$117,717	$407,163	−$243,737	$2,943
NAICS 456 Health and personal care retailers NAICS 456	347	$45,823	$139,549	−$511,351	$1,146
NAICS 325 Chemical manufacturing NAICS 325	329	$83,410	$279,461	−$371,439	$2,085
NAICS 562 Waste management and remediation services NAICS 562	319	$70,113	$229,965	−$420,935	$1,753
NAICS 115 Support activities for agriculture and forestry NAICS 115	316	$75,167	$248,778	−$402,122	$1,879
NAICS 334 Computer and electronic product manufacturing NAICS 334	282	$88,305	$297,682	−$353,218	$2,208
NAICS 516 Broadcasting and content providers NAICS 516	274	$76,027	$251,979	−$398,921	$1,901
NAICS 326 Plastics and rubber products manufacturing NAICS 326	262	$59,908	$191,978	−$458,922	$1,498
NAICS 339 Miscellaneous manufacturing NAICS 339	261	$57,490	$182,978	−$467,922	$1,437
NAICS 711 Performing arts, spectator sports, and related industries NAICS 711	256	$31,311	$85,531	−$565,369	$783
NAICS 337 Furniture and related product manufacturing NAICS 337	254	$59,395	$190,069	−$460,831	$1,485
NAICS 111 Crop production NAICS 111	248	$49,638	$153,750	−$497,150	$1,241
NAICS 488 Support activities for transportation NAICS 488	239	$79,850	$266,209	−$384,691	$1,996
NAICS 926 Administration of economic programs NAICS 926	218	$74,326	$245,647	−$405,253	$1,858
NAICS 491 Postal service NAICS 491	197	$79,684	$265,591	−$385,309	$1,992
NAICS 323 Printing and related support activities NAICS 323	164	$48,595	$149,868	−$501,032	$1,215
NAICS 712 Museums, historical sites, and similar institutions NAICS 712	159	$54,154	$170,560	−$480,340	$1,354
NAICS 327 Nonmetallic mineral product manufacturing NAICS 327	157	$57,849	$184,314	−$466,586	$1,446
NAICS 512 Motion picture and sound recording industries NAICS 512	155	$68,296	$223,201	−$427,699	$1,707
NAICS 517 Telecommunications NAICS 517	138	$84,529	$283,626	−$367,274	$2,113
NAICS 924 Administration of environmental quality programs NAICS 924	128	$92,053	$311,633	−$339,267	$2,301
NAICS 518 Computing infrastructure providers, data processing, web hosting, and related services NAICS 518	127	$276,864	$999,562	+$348,662	$6,922
NAICS 923 Administration of human resource programs NAICS 923	107	$76,811	$254,897	−$396,003	$1,920
NAICS 814 Private households NAICS 814	100	$41,681	$124,131	−$526,769	$1,042
NAICS 335 Electrical equipment, appliance, and component manufacturing NAICS 335	82	$96,447	$327,989	−$322,911	$2,411
NAICS 928 National security and international affairs NAICS 928	78	$73,596	$242,930	−$407,970	$1,840
NAICS 999 Unclassified NAICS 999	32	$81,560	$272,574	−$378,326	$2,039
NAICS 519 Web search portals, libraries, archives, and other information services NAICS 519	16	$195,185	$695,525	+$44,625	$4,880
NAICS 493 Warehousing and storage NAICS 493	13	$26,752	$68,561	−$582,339	$669
NAICS 925 Administration of housing programs, urban planning, and community development NAICS 925	3	$116,623	$403,091	−$247,809	$2,916
NAICS 112 Animal production and aquaculture NAICS 112	2	$79,709	$265,684	−$385,216	$1,993

Affordable home price assumes the industry's average earner uses 30% of gross income for housing, with a 30-year mortgage at 7%, 5% down, $2,500/yr taxes & insurance, and 0.5% PMI. Adjust the Section 3 calculator for other terms. Affordable rent is 30% of monthly gross pay.

Source: BLS QCEW Annual Averages, 2024; ACS 5-year 2024 (median home value).

Section 5

Wages by Occupation

Selected essential-worker occupations for the MSA or nonmetropolitan area containing this county — jobs, the 10-year change, wages, and the housing each typical earner can afford. Both jobs counts and wages are reported at the MSA / nonmetropolitan-area level (BLS does not publish OEWS at the county level), so every county inside the same area shows the same numbers. For county-accurate employment totals, see Section 4 above.

Occupational wages and affordable housing

Occupation	2025 jobs	2015–2025 change	% change	Hourly wage	Annual wage	Affordable home price	Affordable monthly rent
Fast Food and Counter Workers SOC 35-3023 · prior-year code differs	3,680	2,080	130%	$17.59	$36,590	$105,181	$915
Childcare Workers SOC 39-9011	290	90	45%	$18.29	$38,040	$110,578	$951
Cashiers SOC 41-2011	2,390	620	35%	$18.56	$38,600	$112,663	$965
Retail Salespersons SOC 41-2031	3,190	(340)	(10%)	$20.11	$41,830	$124,686	$1,046
Janitors and Cleaners SOC 37-2011	1,450	550	61%	$20.78	$43,210	$129,823	$1,080
Tellers SOC 43-3071	190	(90)	(32%)	$21.42	$44,560	$134,848	$1,114
Office Clerks, General SOC 43-9061	1,990	520	35%	$24.09	$50,110	$155,507	$1,253
Home Health and Personal Care Aides SOC 31-1131 · prior-year code differs	620	(250)	(29%)	$24.95	$51,900	$162,170	$1,298
Waiters and Waitresses SOC 35-3031	1,750	(290)	(14%)	$25.64	$53,330	$167,493	$1,333
Maintenance and Repair Workers, General SOC 49-9071	980	560	133%	$26.87	$55,880	$176,985	$1,397
Construction Laborers SOC 47-2061	780	160	26%	$27.05	$56,260	$178,399	$1,407
Firefighters SOC 33-2011	250	90	56%	$29.40	$61,140	$196,564	$1,529
Heavy and Tractor-Trailer Truck Drivers SOC 53-3032	1,120	510	84%	$30.31	$63,040	$203,637	$1,576
Carpenters SOC 47-2031	1,180	490	71%	$30.85	$64,160	$207,806	$1,604
Elementary School Teachers, Except Special Education SOC 25-2021	650	(140)	(18%)	—	$73,530	$242,684	$1,838
Plumbers, Pipefitters, and Steamfitters SOC 47-2152	240	30	14%	$41.55	$86,420	$290,665	$2,161
Electricians SOC 47-2111	610	360	144%	$44.49	$92,540	$313,446	$2,314
Police and Sheriff's Patrol Officers SOC 33-3051	290	90	45%	$45.09	$93,780	$318,061	$2,345
Registered Nurses SOC 29-1141	2,500	1,010	68%	$60.91	$126,700	$440,601	$3,168

Affordable home price uses the same Section 3 formula (30% housing budget, 30-year mortgage at 7%, 5% down, $2,500/yr T&I, 0.5% PMI). Affordable rent is 30% of monthly wages. Negative job-change values are shown in red parentheses. A "prior-year code differs" note flags occupations whose SOC code changed between the two vintages (2010 SOC → 2018 SOC) — the change estimate is best-effort.

Source: BLS OEWS May 2025 (10-year change vs. May 2015). Jobs counts and wages reflect the MSA or nonmetropolitan area containing this county, not the county alone — OEWS is not published at the county level.

Methodology & sources

All figures derive from the 2024 American Community Survey 5-year estimates. State and national comparisons are population-weighted aggregates of county-level estimates (an approximation; ACS publishes its own state and national medians which can differ slightly).

The affordability calculator uses a 30% housing-budget rule with a 30-year mortgage. Defaults are 7% interest, 5% down, $2,500/year taxes and insurance, and 0.5% PMI — adjustable above.

Variables: 41017 · pulled from Full Housing Data Table.xlsx.