Oregon · GEOID 41049

Morrow County

2024 ACS 5-year estimates · population 12,300 · 4,912 housing units

Median household income

$75,448

State $84,541

Median home value

$240,400

State $487,772

Median gross rent

$995

State $1,515

Homeownership rate

71.6%

State 63.3%

Renter cost-burden rate

34.6%

≥30% of income

Owner cost-burden rate

19.5%

≥30% of income

Homeowner vacancy

0.6%

Of owner-occupied + for-sale units

Rental vacancy

11.6%

Of renter-occupied + for-rent units

Overall vacancy

11.9%

All housing units

Price-to-income ratio

3.19

Affordable: 2.0–3.0

Section 1

Community Profile

Population, demographics, household composition, and income.

Community Data Summary

	Morrow County	Oregon
Population	12,300	4,254,293
Population density (per sq. mi.)	6.06	—
Median household income	$75,448	$84,541
HUD Area Median Income (4-person, 100%)	$90,100	—
Households	4,326	—
Average household size	2.83 people	—
Owner-occupied	71.6%	63.3%
Renter-occupied	28.4%	36.7%
Race	59.2% White · 0.8% Black	0.0% White · 0.0% Black

Source: ACS 5-year 2024 (Tables DP05, S1101, DP04, S1901) and Census Gazetteer (land area); HUD FY2026 Income Limits.

Racial composition

Morrow County compared with Oregon.

Source: ACS 5-year 2024, Table DP05.

Educational attainment (population 25+)

10.1% hold a bachelor's degree or higher (state: 36.8%).

Source: ACS 5-year 2024, Table S1501.

Median Household Income by Tenure

Owner-occupied vs. renter-occupied household income, county and state.

Source: ACS 5-year 2024, Table B25119.

Median Household Income by Age of Householder

Median household income by age group of householder.

Source: ACS 5-year 2024, Table B19049.

Median Household Income by Number of Earners

Median household income for families with each earner count.

Source: ACS 5-year 2024, Table S1903.

Household Size

Distribution of households by number of people.

Source: ACS 5-year 2024, Table S2501.

Income by Number of Earners

Earners	Share	Median income	Attainable monthly housing cost	Attainable home
0 earners	15.6%	$73,125	$1,828	$241,177
1 earner	39.0%	$59,297	$1,482	$189,704
2 earners	30.9%	$100,444	$2,511	$342,867
3+ earners	14.4%	$127,279	$3,182	$442,756

Attainable monthly housing cost = 30% of gross income ÷ 12. Attainable home price assumes 30% housing budget, 30-yr mortgage at 7%, 5% down.

Source: ACS 5-year 2024, Table S1903; affordability formula derived.

Households

4,326

Average size: 2.83 people

Households with children

1,400

32.4% of households

Per-capita income

$31,127

Poverty rate: 13.7%

Section 2

Residential Market Analysis

Housing stock characteristics — tenure, type, age, size, vacancy, rents.

Tenure

71.6% owner-occupied vs. state average 63.3%.

Source: ACS 5-year 2024, Table DP04.

Structure type

Single-family share 57.1% · Missing middle (2–19 units) 6.7%.

Source: ACS 5-year 2024, Table B25024.

Housing stock by decade

46.0% built before 1980 · Median structure age 1,979.00 yrs.

Source: ACS 5-year 2024, Table S2504.

Housing size mismatch

Compares the share of housing units by bedroom count against the share of households by size — a common diagnostic of housing supply/demand alignment.

Source: ACS 5-year 2024, Tables B25041 (bedrooms) and S2501 (household size).

Home value distribution

Owner-occupied homes by value bracket. Median: $240,400.

Source: ACS 5-year 2024, Table DP04.

Monthly Housing Costs

Distribution of monthly housing costs across all occupied units.

Source: ACS 5-year 2024, Table B25104.

Number of Bedrooms

Housing units by number of bedrooms.

Source: ACS 5-year 2024, Table B25041.

Median rent by bedroom

Overall median gross rent: $995.

Source: ACS 5-year 2024, Table B25031.

Renters by age

Number of renter householders by age bracket.

Source: ACS 5-year 2024, Table S2502.

Owners by age

Number of owner householders by age bracket.

Source: ACS 5-year 2024, Table S2502.

Vacancy composition

All 586 vacant units split into Census's seven categories. Frictional vacancy (units actively on the market) reflects healthy churn. Structural vacancy (seasonal, migrant, other) sits outside the market for year-round residents — high values change how the headline vacancy rate should be read.

Vacant units by type

For sale 3.2% · For rent 27.5% · Seasonal 24.6% · Other 44.7%.

Source: ACS 5-year 2024, Table B25004.

Frictional vs structural

30.7% of vacancy is frictional (for sale + for rent + rented/sold not yet occupied); 69.3% is structural (seasonal + migrant + other).

Source: ACS 5-year 2024, Table B25004.

Seasonal / recreational share of all housing

2.9%

144 units of 4,912 total

Housing units held for seasonal or recreational use.

"Other vacant" share of all housing

5.3%

262 units of 4,912 total

⚑ Above the 5% threshold — possible indicator of disinvestment, abandonment, or condemned stock.

Section 3

Workforce Housing Needs Assessment

Affordability, cost burden, and the housing options for households in the workforce income range.

Workforce range — ACS median household income

80% MHI$60,358

100% MHI$75,448

120% MHI$90,538

County-wide median from ACS 5-year estimates. A household at 100% MHI in Morrow County should be able to afford a home up to roughly — (30% housing budget, default mortgage terms).

Workforce range — HUD Area Median Income

	1-person	2-person	4-person
80% AMI	$50,500	$57,700	$72,100
100% AMI	$63,070	$72,080	$90,100
120% AMI	$75,700	$86,500	$108,100

HUD FMR Area: Morrow County, OR. 80% AMI uses HUD's published Section 8 Low Income Limits; 100% is HUD MFI; 120% is the standard workforce convention.

Affordability calculator

Follows the standard 30%-of-gross-income affordability rule.

Income basis Household income Interest rate % Down payment % Taxes & insurance / yr

Affordable monthly—

Affordable home price—

Renter cost burden

34.6% of renter households spend ≥30% of income on rent (15.0% spend ≥50%).

Source: ACS 5-year 2024, Table B25070.

Owner cost burden by income

19.5% of homeowners spend ≥30% of income on housing. Bars show counts of cost-burdened owners by income bracket.

Source: ACS 5-year 2024, Table B25106.

Household income — owners vs renters

Distribution of household income for owner-occupied (navy) and renter-occupied (gold) households.

Source: ACS 5-year 2024, Table B25118.

Section 4

Industry & Workforce Wages

Employment, average wages, and the housing each industry's typical earner can afford in Morrow County.

Covered employment

3,803

Across 13 sectors

Establishments

330

QCEW 2024

Avg annual pay (workforce)

$66,786

Employment-weighted across sectors

Top 10 sectors by employment

Annual average employment by NAICS 2-digit sector. Counties with fewer than five covered establishments in a sector may show suppressed totals.

Source: BLS QCEW Annual Averages, 2024.

Attainable housing by industry

Industry	Employment	Avg annual wage	Affordable home price	vs. median value	Affordable monthly rent
NAICS 31-33 Manufacturing NAICS 31-33	1,576	$65,418	$212,488	−$27,912	$1,635
NAICS 48-49 Transportation and warehousing NAICS 48-49	366	$58,863	$188,089	−$52,311	$1,472
NAICS 62 Health care and social assistance NAICS 62	338	$54,027	$170,087	−$70,313	$1,351
NAICS 23 Construction NAICS 23	333	$110,528	$380,403	+$140,003	$2,763
NAICS 44-45 Retail trade NAICS 44-45	298	$31,746	$87,150	−$153,250	$794
NAICS 56 Administrative and support and waste management and remediation services NAICS 56	282	$46,770	$143,074	−$97,326	$1,169
NAICS 92 Public administration NAICS 92	221	$68,941	$225,602	−$14,798	$1,724
NAICS 42 Wholesale trade NAICS 42	106	$85,937	$288,867	+$48,467	$2,148
NAICS 22 Utilities NAICS 22	99	$166,727	$589,595	+$349,195	$4,168
NAICS 81 Other services (except public administration) NAICS 81	77	$40,706	$120,502	−$119,898	$1,018
NAICS 11 Agriculture, forestry, fishing and hunting NAICS 11	54	$87,263	$293,803	+$53,403	$2,182
NAICS 52 Finance and insurance NAICS 52	40	$60,895	$195,652	−$44,748	$1,522
NAICS 53 Real estate and rental and leasing NAICS 53	13	$38,092	$110,772	−$129,628	$952

Subsector	Employment	Avg annual wage	Affordable home price	vs. median value	Affordable monthly rent
NAICS 311 Food manufacturing NAICS 311	1,512	$65,122	$211,387	−$29,013	$1,628
NAICS 111 Crop production NAICS 111	603	$64,793	$210,162	−$30,238	$1,620
NAICS 112 Animal production and aquaculture NAICS 112	414	$61,299	$197,156	−$43,244	$1,532
NAICS 115 Support activities for agriculture and forestry NAICS 115	219	$40,478	$119,653	−$120,747	$1,012
NAICS 921 Executive, legislative, and other general government support NAICS 921	179	$66,318	$215,839	−$24,561	$1,658
NAICS 236 Construction of buildings NAICS 236	158	$118,299	$409,329	+$168,929	$2,957
NAICS 457 Gasoline stations and fuel dealers NAICS 457	150	$29,469	$78,674	−$161,726	$737
NAICS 722 Food services and drinking places NAICS 722	136	$21,344	$48,430	−$191,970	$534
NAICS 221 Utilities NAICS 221	99	$166,727	$589,595	+$349,195	$4,168
NAICS 484 Truck transportation NAICS 484	83	$65,606	$213,188	−$27,212	$1,640
NAICS 424 Merchant wholesalers, nondurable goods NAICS 424	82	$92,629	$313,777	+$73,377	$2,316
NAICS 445 Food and beverage retailers NAICS 445	56	$34,764	$98,384	−$142,016	$869
NAICS 113 Forestry and logging NAICS 113	40	$93,804	$318,151	+$77,751	$2,345
NAICS 811 Repair and maintenance NAICS 811	38	$59,097	$188,960	−$51,440	$1,477
NAICS 813 Religious, grantmaking, civic, professional, and similar organizations NAICS 813	37	$22,133	$51,367	−$189,033	$553
NAICS 624 Social assistance NAICS 624	14	$59,928	$192,053	−$48,347	$1,498
NAICS 491 Postal service NAICS 491	13	$75,582	$250,322	+$9,922	$1,890
NAICS 531 Real estate NAICS 531	13	$38,092	$110,772	−$129,628	$952
NAICS 237 Heavy and civil engineering construction NAICS 237	9	$85,401	$286,872	+$46,472	$2,135
NAICS 926 Administration of economic programs NAICS 926	5	$50,211	$155,883	−$84,517	$1,255
NAICS 561 Administrative and support services NAICS 561	4	$35,523	$101,209	−$139,191	$888
NAICS 924 Administration of environmental quality programs NAICS 924	3	$80,625	$269,094	+$28,694	$2,016
NAICS 922 Justice, public order, and safety activities NAICS 922	2	$96,606	$328,581	+$88,181	$2,415

Affordable home price assumes the industry's average earner uses 30% of gross income for housing, with a 30-year mortgage at 7%, 5% down, $2,500/yr taxes & insurance, and 0.5% PMI. Adjust the Section 3 calculator for other terms. Affordable rent is 30% of monthly gross pay.

Source: BLS QCEW Annual Averages, 2024; ACS 5-year 2024 (median home value).

Section 5

Wages by Occupation

Selected essential-worker occupations for the MSA or nonmetropolitan area containing this county — jobs, the 10-year change, wages, and the housing each typical earner can afford. Both jobs counts and wages are reported at the MSA / nonmetropolitan-area level (BLS does not publish OEWS at the county level), so every county inside the same area shows the same numbers. For county-accurate employment totals, see Section 4 above.

Occupational wages and affordable housing

Occupation	2025 jobs	2015–2025 change	% change	Hourly wage	Annual wage	Affordable home price	Affordable monthly rent
Fast Food and Counter Workers SOC 35-3023	2,370	—	—	$16.11	$33,500	$93,679	$838
Cashiers SOC 41-2011	1,910	—	—	$16.14	$33,560	$93,902	$839
Childcare Workers SOC 39-9011	230	—	—	$18.03	$37,490	$108,531	$937
Retail Salespersons SOC 41-2031	1,840	—	—	$18.20	$37,850	$109,871	$946
Janitors and Cleaners SOC 37-2011	1,080	—	—	$19.14	$39,820	$117,204	$996
Tellers SOC 43-3071	190	—	—	$19.57	$40,700	$120,480	$1,018
Waiters and Waitresses SOC 35-3031	740	—	—	$21.71	$45,160	$137,081	$1,129
Home Health and Personal Care Aides SOC 31-1131	440	—	—	$23.56	$49,010	$151,412	$1,225
Office Clerks, General SOC 43-9061	1,210	—	—	$23.60	$49,080	$151,673	$1,227
Firefighters SOC 33-2011	350	—	—	$24.05	$50,020	$155,172	$1,251
Construction Laborers SOC 47-2061	610	—	—	$25.34	$52,710	$165,185	$1,318
Maintenance and Repair Workers, General SOC 49-9071	830	—	—	$26.13	$54,350	$171,290	$1,359
Carpenters SOC 47-2031	530	—	—	$27.45	$57,090	$181,489	$1,427
Heavy and Tractor-Trailer Truck Drivers SOC 53-3032	1,380	—	—	$28.54	$59,360	$189,939	$1,484
Elementary School Teachers, Except Special Education SOC 25-2021	810	—	—	—	$68,450	$223,775	$1,711
Paramedics SOC 29-2043	50	—	—	$33.57	$69,830	$228,911	$1,746
Plumbers, Pipefitters, and Steamfitters SOC 47-2152	110	—	—	$34.08	$70,880	$232,820	$1,772
Police and Sheriff's Patrol Officers SOC 33-3051	410	—	—	$39.40	$81,950	$274,026	$2,049
Electricians SOC 47-2111	440	—	—	$42.58	$88,560	$298,631	$2,214
Registered Nurses SOC 29-1141	1,190	—	—	$54.88	$114,150	$393,886	$2,854

Affordable home price uses the same Section 3 formula (30% housing budget, 30-year mortgage at 7%, 5% down, $2,500/yr T&I, 0.5% PMI). Affordable rent is 30% of monthly wages. Negative job-change values are shown in red parentheses. A "prior-year code differs" note flags occupations whose SOC code changed between the two vintages (2010 SOC → 2018 SOC) — the change estimate is best-effort.

Source: BLS OEWS May 2025 (10-year change vs. May 2015). Jobs counts and wages reflect the MSA or nonmetropolitan area containing this county, not the county alone — OEWS is not published at the county level.

Methodology & sources

All figures derive from the 2024 American Community Survey 5-year estimates. State and national comparisons are population-weighted aggregates of county-level estimates (an approximation; ACS publishes its own state and national medians which can differ slightly).

The affordability calculator uses a 30% housing-budget rule with a 30-year mortgage. Defaults are 7% interest, 5% down, $2,500/year taxes and insurance, and 0.5% PMI — adjustable above.

Variables: 41049 · pulled from Full Housing Data Table.xlsx.