Pennsylvania · GEOID 42015

Bradford County

2024 ACS 5-year estimates · population 59,858 · 29,486 housing units

Median household income

$63,675

State $80,054

Median home value

$187,500

State $266,800

Median gross rent

$901

State $1,235

Homeownership rate

72.2%

State 69.3%

Renter cost-burden rate

38.8%

≥30% of income

Owner cost-burden rate

18.4%

≥30% of income

Homeowner vacancy

0.7%

Of owner-occupied + for-sale units

Rental vacancy

2.6%

Of renter-occupied + for-rent units

Overall vacancy

16.5%

All housing units

Price-to-income ratio

2.94

Affordable: 2.0–3.0

Section 1

Community Profile

Population, demographics, household composition, and income.

Community Data Summary

	Bradford County	Pennsylvania
Population	59,858	13,018,639
Population density (per sq. mi.)	52.17	—
Median household income	$63,675	$80,054
HUD Area Median Income (4-person, 100%)	$87,400	—
Households	24,610	—
Average household size	2.40 people	—
Owner-occupied	72.2%	69.3%
Renter-occupied	27.8%	30.7%
Race	94.5% White · 0.9% Black	0.0% White · 0.0% Black

Source: ACS 5-year 2024 (Tables DP05, S1101, DP04, S1901) and Census Gazetteer (land area); HUD FY2026 Income Limits.

Racial composition

Bradford County compared with Pennsylvania.

Source: ACS 5-year 2024, Table DP05.

Educational attainment (population 25+)

20.6% hold a bachelor's degree or higher (state: 35.2%).

Source: ACS 5-year 2024, Table S1501.

Median Household Income by Tenure

Owner-occupied vs. renter-occupied household income, county and state.

Source: ACS 5-year 2024, Table B25119.

Median Household Income by Age of Householder

Median household income by age group of householder.

Source: ACS 5-year 2024, Table B19049.

Median Household Income by Number of Earners

Median household income for families with each earner count.

Source: ACS 5-year 2024, Table S1903.

Household Size

Distribution of households by number of people.

Source: ACS 5-year 2024, Table S2501.

Income by Number of Earners

Earners	Share	Median income	Attainable monthly housing cost	Attainable home
0 earners	21.3%	$50,163	$1,254	$155,704
1 earner	32.7%	$60,488	$1,512	$194,137
2 earners	36.4%	$112,087	$2,802	$386,206
3+ earners	9.5%	$139,667	$3,492	$488,868

Attainable monthly housing cost = 30% of gross income ÷ 12. Attainable home price assumes 30% housing budget, 30-yr mortgage at 7%, 5% down.

Source: ACS 5-year 2024, Table S1903; affordability formula derived.

Households

24,610

Average size: 2.40 people

Households with children

5,483

22.3% of households

Per-capita income

$35,860

Poverty rate: 12.6%

Section 2

Residential Market Analysis

Housing stock characteristics — tenure, type, age, size, vacancy, rents.

Tenure

72.2% owner-occupied vs. state average 69.3%.

Source: ACS 5-year 2024, Table DP04.

Structure type

Single-family share 73.6% · Missing middle (2–19 units) 10.0%.

Source: ACS 5-year 2024, Table B25024.

Housing stock by decade

65.1% built before 1980 · Median structure age 1,969.00 yrs.

Source: ACS 5-year 2024, Table S2504.

Housing size mismatch

Compares the share of housing units by bedroom count against the share of households by size — a common diagnostic of housing supply/demand alignment.

Source: ACS 5-year 2024, Tables B25041 (bedrooms) and S2501 (household size).

Home value distribution

Owner-occupied homes by value bracket. Median: $187,500.

Source: ACS 5-year 2024, Table DP04.

Monthly Housing Costs

Distribution of monthly housing costs across all occupied units.

Source: ACS 5-year 2024, Table B25104.

Number of Bedrooms

Housing units by number of bedrooms.

Source: ACS 5-year 2024, Table B25041.

Median rent by bedroom

Overall median gross rent: $901.

Source: ACS 5-year 2024, Table B25031.

Renters by age

Number of renter householders by age bracket.

Source: ACS 5-year 2024, Table S2502.

Owners by age

Number of owner householders by age bracket.

Source: ACS 5-year 2024, Table S2502.

Vacancy composition

All 4,876 vacant units split into Census's seven categories. Frictional vacancy (units actively on the market) reflects healthy churn. Structural vacancy (seasonal, migrant, other) sits outside the market for year-round residents — high values change how the headline vacancy rate should be read.

Vacant units by type

For sale 2.7% · For rent 3.9% · Seasonal 52.3% · Other 36.6%.

Source: ACS 5-year 2024, Table B25004.

Frictional vs structural

10.5% of vacancy is frictional (for sale + for rent + rented/sold not yet occupied); 89.5% is structural (seasonal + migrant + other).

Source: ACS 5-year 2024, Table B25004.

Seasonal / recreational share of all housing

8.7%

2,551 units of 29,486 total

Housing units held for seasonal or recreational use.

"Other vacant" share of all housing

6.1%

1,784 units of 29,486 total

⚑ Above the 5% threshold — possible indicator of disinvestment, abandonment, or condemned stock.

Section 3

Workforce Housing Needs Assessment

Affordability, cost burden, and the housing options for households in the workforce income range.

Workforce range — ACS median household income

80% MHI$50,940

100% MHI$63,675

120% MHI$76,410

County-wide median from ACS 5-year estimates. A household at 100% MHI in Bradford County should be able to afford a home up to roughly — (30% housing budget, default mortgage terms).

Workforce range — HUD Area Median Income

	1-person	2-person	4-person
80% AMI	$48,950	$55,950	$69,900
100% AMI	$61,180	$69,920	$87,400
120% AMI	$73,400	$83,900	$104,900

HUD FMR Area: Bradford County, PA. 80% AMI uses HUD's published Section 8 Low Income Limits; 100% is HUD MFI; 120% is the standard workforce convention.

Affordability calculator

Follows the standard 30%-of-gross-income affordability rule.

Income basis Household income Interest rate % Down payment % Taxes & insurance / yr

Affordable monthly—

Affordable home price—

Renter cost burden

38.8% of renter households spend ≥30% of income on rent (16.5% spend ≥50%).

Source: ACS 5-year 2024, Table B25070.

Owner cost burden by income

18.4% of homeowners spend ≥30% of income on housing. Bars show counts of cost-burdened owners by income bracket.

Source: ACS 5-year 2024, Table B25106.

Household income — owners vs renters

Distribution of household income for owner-occupied (navy) and renter-occupied (gold) households.

Source: ACS 5-year 2024, Table B25118.

Section 4

Industry & Workforce Wages

Employment, average wages, and the housing each industry's typical earner can afford in Bradford County.

Covered employment

20,480

Across 20 sectors

Establishments

1,525

QCEW 2024

Avg annual pay (workforce)

$60,436

Employment-weighted across sectors

Top 10 sectors by employment

Annual average employment by NAICS 2-digit sector. Counties with fewer than five covered establishments in a sector may show suppressed totals.

Source: BLS QCEW Annual Averages, 2024.

Attainable housing by industry

Industry	Employment	Avg annual wage	Affordable home price	vs. median value	Affordable monthly rent
NAICS 62 Health care and social assistance NAICS 62	5,519	$75,491	$249,984	+$62,484	$1,887
NAICS 31-33 Manufacturing NAICS 31-33	3,651	$64,121	$207,661	+$20,161	$1,603
NAICS 44-45 Retail trade NAICS 44-45	2,497	$34,315	$96,713	−$90,787	$858
NAICS 72 Accommodation and food services NAICS 72	1,390	$19,908	$43,085	−$144,415	$498
NAICS 48-49 Transportation and warehousing NAICS 48-49	1,375	$66,542	$216,672	+$29,172	$1,664
NAICS 92 Public administration NAICS 92	800	$47,778	$146,826	−$40,674	$1,194
NAICS 55 Management of companies and enterprises NAICS 55	682	$93,995	$318,862	+$131,362	$2,350
NAICS 21 Mining, quarrying, and oil and gas extraction NAICS 21	670	$93,760	$317,987	+$130,487	$2,344
NAICS 23 Construction NAICS 23	653	$62,151	$200,328	+$12,828	$1,554
NAICS 81 Other services (except public administration) NAICS 81	523	$28,117	$73,642	−$113,858	$703
NAICS 52 Finance and insurance NAICS 52	513	$72,034	$237,115	+$49,615	$1,801
NAICS 54 Professional, scientific, and technical services NAICS 54	454	$59,320	$189,790	+$2,290	$1,483
NAICS 42 Wholesale trade NAICS 42	411	$64,226	$208,051	+$20,551	$1,606
NAICS 56 Administrative and support and waste management and remediation services NAICS 56	360	$40,774	$120,755	−$66,745	$1,019
NAICS 53 Real estate and rental and leasing NAICS 53	229	$74,714	$247,091	+$59,591	$1,868
NAICS 11 Agriculture, forestry, fishing and hunting NAICS 11	198	$37,815	$109,741	−$77,759	$945
NAICS 22 Utilities NAICS 22	190	$117,428	$406,087	+$218,587	$2,936
NAICS 51 Information NAICS 51	154	$36,355	$104,306	−$83,194	$909
NAICS 71 Arts, entertainment, and recreation NAICS 71	107	$13,544	$19,396	−$168,104	$339
NAICS 61 Educational services NAICS 61	104	$26,803	$68,750	−$118,750	$670

Subsector	Employment	Avg annual wage	Affordable home price	vs. median value	Affordable monthly rent
NAICS 621 Ambulatory health care services NAICS 621	1,798	$116,815	$403,806	+$216,306	$2,920
NAICS 311 Food manufacturing NAICS 311	1,482	$59,816	$191,636	+$4,136	$1,495
NAICS 722 Food services and drinking places NAICS 722	1,202	$18,888	$39,288	−$148,212	$472
NAICS 321 Wood product manufacturing NAICS 321	932	$60,288	$193,393	+$5,893	$1,507
NAICS 624 Social assistance NAICS 624	814	$31,289	$85,449	−$102,051	$782
NAICS 484 Truck transportation NAICS 484	734	$69,948	$229,351	+$41,851	$1,749
NAICS 551 Management of companies and enterprises NAICS 551	682	$93,995	$318,862	+$131,362	$2,350
NAICS 921 Executive, legislative, and other general government support NAICS 921	555	$42,836	$128,431	−$59,069	$1,071
NAICS 455 General merchandise retailers NAICS 455	488	$32,403	$89,595	−$97,905	$810
NAICS 445 Food and beverage retailers NAICS 445	483	$25,153	$62,609	−$124,891	$629
NAICS 457 Gasoline stations and fuel dealers NAICS 457	459	$29,611	$79,203	−$108,297	$740
NAICS 541 Professional, scientific, and technical services NAICS 541	454	$59,320	$189,790	+$2,290	$1,483
NAICS 213 Support activities for mining NAICS 213	452	$83,225	$278,772	+$91,272	$2,081
NAICS 441 Motor vehicle and parts dealers NAICS 441	443	$47,151	$144,493	−$43,007	$1,179
NAICS 238 Specialty trade contractors NAICS 238	442	$60,047	$192,496	+$4,996	$1,501
NAICS 444 Building material and garden equipment and supplies dealers NAICS 444	331	$36,507	$104,872	−$82,628	$913
NAICS 561 Administrative and support services NAICS 561	319	$39,876	$117,413	−$70,087	$997
NAICS 332 Fabricated metal product manufacturing NAICS 332	317	$56,636	$179,799	−$7,701	$1,416
NAICS 522 Credit intermediation and related activities NAICS 522	260	$61,085	$196,360	+$8,860	$1,527
NAICS 524 Insurance carriers and related activities NAICS 524	242	$84,716	$284,322	+$96,822	$2,118
NAICS 423 Merchant wholesalers, durable goods NAICS 423	237	$64,698	$209,808	+$22,308	$1,617
NAICS 488 Support activities for transportation NAICS 488	193	$66,675	$217,167	+$29,667	$1,667
NAICS 221 Utilities NAICS 221	190	$117,428	$406,087	+$218,587	$2,936
NAICS 721 Accommodation NAICS 721	188	$26,430	$67,362	−$120,138	$661
NAICS 532 Rental and leasing services NAICS 532	187	$83,221	$278,757	+$91,257	$2,081
NAICS 811 Repair and maintenance NAICS 811	182	$41,163	$122,203	−$65,297	$1,029
NAICS 485 Transit and ground passenger transportation NAICS 485	155	$18,636	$38,350	−$149,150	$466
NAICS 424 Merchant wholesalers, nondurable goods NAICS 424	155	$61,176	$196,698	+$9,198	$1,529
NAICS 236 Construction of buildings NAICS 236	154	$54,583	$172,157	−$15,343	$1,365
NAICS 112 Animal production and aquaculture NAICS 112	148	$36,717	$105,654	−$81,846	$918
NAICS 456 Health and personal care retailers NAICS 456	128	$49,175	$152,027	−$35,473	$1,229
NAICS 491 Postal service NAICS 491	122	$63,921	$206,916	+$19,416	$1,598
NAICS 611 Educational services NAICS 611	104	$26,803	$68,750	−$118,750	$670
NAICS 459 Sporting goods, hobby, musical instrument, book, and miscellaneous retailers NAICS 459	93	$22,358	$52,205	−$135,295	$559
NAICS 312 Beverage and tobacco product manufacturing NAICS 312	80	$18,970	$39,593	−$147,907	$474
NAICS 513 Publishing industries NAICS 513	64	$32,460	$89,808	−$97,692	$812
NAICS 237 Heavy and civil engineering construction NAICS 237	56	$100,678	$343,738	+$156,238	$2,517
NAICS 449 Furniture, home furnishings, electronics, and appliance retailers NAICS 449	55	$41,045	$121,764	−$65,736	$1,026
NAICS 713 Amusement, gambling, and recreation industries NAICS 713	51	$16,420	$30,101	−$157,399	$411
NAICS 531 Real estate NAICS 531	42	$36,841	$106,115	−$81,385	$921
NAICS 519 Web search portals, libraries, archives, and other information services NAICS 519	41	$15,910	$28,203	−$159,297	$398
NAICS 562 Waste management and remediation services NAICS 562	40	$48,954	$151,204	−$36,296	$1,224
NAICS 517 Telecommunications NAICS 517	39	$68,465	$223,830	+$36,330	$1,712
NAICS 113 Forestry and logging NAICS 113	29	$55,791	$176,654	−$10,846	$1,395
NAICS 926 Administration of economic programs NAICS 926	28	$61,794	$198,999	+$11,499	$1,545
NAICS 327 Nonmetallic mineral product manufacturing NAICS 327	25	$57,638	$183,529	−$3,971	$1,441
NAICS 323 Printing and related support activities NAICS 323	24	$38,267	$111,423	−$76,077	$957
NAICS 425 Wholesale trade agents and brokers NAICS 425	19	$83,226	$278,776	+$91,276	$2,081
NAICS 458 Clothing, clothing accessories, shoe, and jewelry retailers NAICS 458	18	$29,342	$78,201	−$109,299	$734
NAICS 523 Securities, commodity contracts, and other financial investments and related activities NAICS 523	10	$56,990	$181,117	−$6,383	$1,425
NAICS 923 Administration of human resource programs NAICS 923	6	$100,156	$341,795	+$154,295	$2,504
NAICS 924 Administration of environmental quality programs NAICS 924	6	$54,138	$170,501	−$16,999	$1,353

Affordable home price assumes the industry's average earner uses 30% of gross income for housing, with a 30-year mortgage at 7%, 5% down, $2,500/yr taxes & insurance, and 0.5% PMI. Adjust the Section 3 calculator for other terms. Affordable rent is 30% of monthly gross pay.

Source: BLS QCEW Annual Averages, 2024; ACS 5-year 2024 (median home value).

Section 5

Wages by Occupation

Selected essential-worker occupations for the MSA or nonmetropolitan area containing this county — jobs, the 10-year change, wages, and the housing each typical earner can afford. Both jobs counts and wages are reported at the MSA / nonmetropolitan-area level (BLS does not publish OEWS at the county level), so every county inside the same area shows the same numbers. For county-accurate employment totals, see Section 4 above.

Occupational wages and affordable housing

Occupation	2025 jobs	2015–2025 change	% change	Hourly wage	Annual wage	Affordable home price	Affordable monthly rent
Fast Food and Counter Workers SOC 35-3023 · prior-year code differs	3,730	310	9%	$13.06	$27,170	$70,116	$679
Cashiers SOC 41-2011	4,010	(1,690)	(30%)	$13.69	$28,470	$74,956	$712
Childcare Workers SOC 39-9011	470	(150)	(24%)	$13.78	$28,660	$75,663	$717
Retail Salespersons SOC 41-2031	4,100	(980)	(19%)	$15.66	$32,580	$90,254	$815
Waiters and Waitresses SOC 35-3031	2,490	150	6%	$15.68	$32,620	$90,403	$816
Janitors and Cleaners SOC 37-2011	2,040	(1,060)	(34%)	$17.37	$36,140	$103,506	$904
Home Health and Personal Care Aides SOC 31-1131 · prior-year code differs	1,140	(2,740)	(71%)	$19.44	$40,440	$119,512	$1,011
Office Clerks, General SOC 43-9061	2,630	(1,070)	(29%)	$19.49	$40,540	$119,884	$1,014
Tellers SOC 43-3071	530	(420)	(44%)	$19.65	$40,880	$121,150	$1,022
Construction Laborers SOC 47-2061	1,070	(670)	(39%)	$22.65	$47,100	$144,303	$1,178
Maintenance and Repair Workers, General SOC 49-9071	1,800	(790)	(31%)	$22.87	$47,580	$146,089	$1,190
Carpenters SOC 47-2031	510	(200)	(28%)	$25.65	$53,360	$167,605	$1,334
Paramedics SOC 29-2043 · prior-year code differs	110	(370)	(77%)	$25.67	$53,400	$167,753	$1,335
Heavy and Tractor-Trailer Truck Drivers SOC 53-3032	2,640	(2,010)	(43%)	$26.96	$56,080	$177,729	$1,402
Electricians SOC 47-2111	360	(310)	(46%)	$30.91	$64,290	$208,290	$1,607
Plumbers, Pipefitters, and Steamfitters SOC 47-2152	210	(40)	(16%)	$32.43	$67,450	$220,052	$1,686
Police and Sheriff's Patrol Officers SOC 33-3051	810	(160)	(16%)	$35.12	$73,050	$240,897	$1,826
Elementary School Teachers, Except Special Education SOC 25-2021	1,710	0	0%	—	$73,830	$243,801	$1,846
Registered Nurses SOC 29-1141	2,640	(160)	(6%)	$42.41	$88,220	$297,365	$2,206

Affordable home price uses the same Section 3 formula (30% housing budget, 30-year mortgage at 7%, 5% down, $2,500/yr T&I, 0.5% PMI). Affordable rent is 30% of monthly wages. Negative job-change values are shown in red parentheses. A "prior-year code differs" note flags occupations whose SOC code changed between the two vintages (2010 SOC → 2018 SOC) — the change estimate is best-effort.

Source: BLS OEWS May 2025 (10-year change vs. May 2015). Jobs counts and wages reflect the MSA or nonmetropolitan area containing this county, not the county alone — OEWS is not published at the county level.

Methodology & sources

All figures derive from the 2024 American Community Survey 5-year estimates. State and national comparisons are population-weighted aggregates of county-level estimates (an approximation; ACS publishes its own state and national medians which can differ slightly).

The affordability calculator uses a 30% housing-budget rule with a 30-year mortgage. Defaults are 7% interest, 5% down, $2,500/year taxes and insurance, and 0.5% PMI — adjustable above.

Variables: 42015 · pulled from Full Housing Data Table.xlsx.