Pennsylvania · GEOID 42045

Delaware County

2024 ACS 5-year estimates · population 579,222 · 229,715 housing units

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Median household income
$89,546
State $80,054
Median home value
$332,200
State $266,800
Median gross rent
$1,372
State $1,235
Homeownership rate
69.6%
State 69.3%
Renter cost-burden rate
54.9%
≥30% of income
Owner cost-burden rate
22.9%
≥30% of income
Homeowner vacancy
0.6%
Of owner-occupied + for-sale units
Rental vacancy
4.8%
Of renter-occupied + for-rent units
Overall vacancy
5.6%
All housing units
Price-to-income ratio
3.71
Affordable: 2.0–3.0

Section 1

Community Profile

Population, demographics, household composition, and income.

Community Data Summary

Delaware CountyPennsylvania
Population 579,222 13,018,639
Population density (per sq. mi.) 3,151.23
Median household income $89,546 $80,054
HUD Area Median Income (4-person, 100%) $122,700
Households 216,946
Average household size 2.56 people
Owner-occupied 69.6% 69.3%
Renter-occupied 30.4% 30.7%
Race 63.2% White · 22.2% Black 0.0% White · 0.0% Black
Source: ACS 5-year 2024 (Tables DP05, S1101, DP04, S1901) and Census Gazetteer (land area); HUD FY2026 Income Limits.

Racial composition

Delaware County compared with Pennsylvania.
Source: ACS 5-year 2024, Table DP05.

Educational attainment (population 25+)

41.9% hold a bachelor's degree or higher (state: 35.2%).
Source: ACS 5-year 2024, Table S1501.

Median Household Income by Tenure

Owner-occupied vs. renter-occupied household income, county and state.
Source: ACS 5-year 2024, Table B25119.

Median Household Income by Age of Householder

Median household income by age group of householder.
Source: ACS 5-year 2024, Table B19049.

Median Household Income by Number of Earners

Median household income for families with each earner count.
Source: ACS 5-year 2024, Table S1903.

Household Size

Distribution of households by number of people.
Source: ACS 5-year 2024, Table S2501.

Income by Number of Earners

Earners Share Median income Attainable monthly housing cost Attainable home
0 earners 12.6% $56,827 $1,421 $180,510
1 earner 31.1% $75,012 $1,875 $248,201
2 earners 42.4% $147,848 $3,696 $519,321
3+ earners 13.9% $188,317 $4,708 $669,960
Attainable monthly housing cost = 30% of gross income ÷ 12. Attainable home price assumes 30% housing budget, 30-yr mortgage at 7%, 5% down.
Source: ACS 5-year 2024, Table S1903; affordability formula derived.

Households

216,946

Average size: 2.56 people

Households with children

58,637

27.0% of households

Per-capita income

$49,673

Poverty rate: 9.4%

Section 2

Residential Market Analysis

Housing stock characteristics — tenure, type, age, size, vacancy, rents.

Tenure

69.6% owner-occupied vs. state average 69.3%.
Source: ACS 5-year 2024, Table DP04.

Structure type

Single-family share 75.6% · Missing middle (2–19 units) 15.0%.
Source: ACS 5-year 2024, Table B25024.

Housing stock by decade

79.4% built before 1980 · Median structure age 1,957.00 yrs.
Source: ACS 5-year 2024, Table S2504.

Housing size mismatch

Compares the share of housing units by bedroom count against the share of households by size — a common diagnostic of housing supply/demand alignment.
Source: ACS 5-year 2024, Tables B25041 (bedrooms) and S2501 (household size).

Home value distribution

Owner-occupied homes by value bracket. Median: $332,200.
Source: ACS 5-year 2024, Table DP04.

Monthly Housing Costs

Distribution of monthly housing costs across all occupied units.
Source: ACS 5-year 2024, Table B25104.

Number of Bedrooms

Housing units by number of bedrooms.
Source: ACS 5-year 2024, Table B25041.

Median rent by bedroom

Overall median gross rent: $1,372.
Source: ACS 5-year 2024, Table B25031.

Renters by age

Number of renter householders by age bracket.
Source: ACS 5-year 2024, Table S2502.

Owners by age

Number of owner householders by age bracket.
Source: ACS 5-year 2024, Table S2502.

Vacancy composition

All 12,769 vacant units split into Census's seven categories. Frictional vacancy (units actively on the market) reflects healthy churn. Structural vacancy (seasonal, migrant, other) sits outside the market for year-round residents — high values change how the headline vacancy rate should be read.

Vacant units by type

For sale 7.1% · For rent 26.5% · Seasonal 5.0% · Other 54.2%.
Source: ACS 5-year 2024, Table B25004.

Frictional vs structural

40.7% of vacancy is frictional (for sale + for rent + rented/sold not yet occupied); 59.3% is structural (seasonal + migrant + other).
Source: ACS 5-year 2024, Table B25004.

Seasonal / recreational share of all housing

0.3%

635 units of 229,715 total

Housing units held for seasonal or recreational use.

"Other vacant" share of all housing

3.0%

6,922 units of 229,715 total

Census "Other vacant" — units off the market for reasons other than seasonal, migrant, sale, or rental.

Section 3

Workforce Housing Needs Assessment

Affordability, cost burden, and the housing options for households in the workforce income range.

Workforce range — ACS median household income

80% MHI$71,637
100% MHI$89,546
120% MHI$107,455

County-wide median from ACS 5-year estimates. A household at 100% MHI in Delaware County should be able to afford a home up to roughly (30% housing budget, default mortgage terms).

Workforce range — HUD Area Median Income

1-person2-person4-person
80% AMI $68,750 $78,550 $98,150
100% AMI $85,890 $98,160 $122,700
120% AMI $103,050 $117,800 $147,250

HUD FMR Area: Philadelphia-Camden-Wilmington, PA-NJ-DE-MD MSA. 80% AMI uses HUD's published Section 8 Low Income Limits; 100% is HUD MFI; 120% is the standard workforce convention.

Affordability calculator

Follows the standard 30%-of-gross-income affordability rule.

Affordable monthly
Affordable home price

Renter cost burden

54.9% of renter households spend ≥30% of income on rent (30.6% spend ≥50%).
Source: ACS 5-year 2024, Table B25070.

Owner cost burden by income

22.9% of homeowners spend ≥30% of income on housing. Bars show counts of cost-burdened owners by income bracket.
Source: ACS 5-year 2024, Table B25106.

Household income — owners vs renters

Distribution of household income for owner-occupied (navy) and renter-occupied (gold) households.
Source: ACS 5-year 2024, Table B25118.

Section 4

Industry & Workforce Wages

Employment, average wages, and the housing each industry's typical earner can afford in Delaware County.

Covered employment
203,724
Across 20 sectors
Establishments
14,424
QCEW 2024
Avg annual pay (workforce)
$73,489
Employment-weighted across sectors

Top 10 sectors by employment

Annual average employment by NAICS 2-digit sector. Counties with fewer than five covered establishments in a sector may show suppressed totals.
Source: BLS QCEW Annual Averages, 2024.

Attainable housing by industry

Industry Employment Avg annual wage Affordable home price vs. median value Affordable monthly rent
NAICS 62 Health care and social assistance NAICS 62 46,997 $56,523 $179,378 −$152,822 $1,413
NAICS 44-45 Retail trade NAICS 44-45 23,348 $37,882 $109,990 −$222,210 $947
NAICS 72 Accommodation and food services NAICS 72 17,742 $25,788 $64,972 −$267,228 $645
NAICS 31-33 Manufacturing NAICS 31-33 12,944 $106,680 $366,080 +$33,880 $2,667
NAICS 61 Educational services NAICS 61 12,233 $65,402 $212,429 −$119,771 $1,635
NAICS 23 Construction NAICS 23 12,167 $90,395 $305,461 −$26,739 $2,260
NAICS 56 Administrative and support and waste management and remediation services NAICS 56 11,019 $56,091 $177,770 −$154,430 $1,402
NAICS 48-49 Transportation and warehousing NAICS 48-49 9,887 $61,139 $196,561 −$135,639 $1,528
NAICS 54 Professional, scientific, and technical services NAICS 54 9,462 $116,108 $401,174 +$68,974 $2,903
NAICS 81 Other services (except public administration) NAICS 81 9,052 $44,972 $136,382 −$195,818 $1,124
NAICS 52 Finance and insurance NAICS 52 8,704 $151,829 $534,140 +$201,940 $3,796
NAICS 55 Management of companies and enterprises NAICS 55 7,177 $229,115 $821,824 +$489,624 $5,728
NAICS 92 Public administration NAICS 92 7,033 $75,704 $250,776 −$81,424 $1,893
NAICS 42 Wholesale trade NAICS 42 6,012 $100,354 $342,532 +$10,332 $2,509
NAICS 71 Arts, entertainment, and recreation NAICS 71 4,080 $41,109 $122,002 −$210,198 $1,028
NAICS 53 Real estate and rental and leasing NAICS 53 2,816 $102,184 $349,344 +$17,144 $2,555
NAICS 51 Information NAICS 51 2,034 $134,644 $470,171 +$137,971 $3,366
NAICS 22 Utilities NAICS 22 864 $145,504 $510,596 +$178,396 $3,638
NAICS 11 Agriculture, forestry, fishing and hunting NAICS 11 106 $33,808 $94,825 −$237,375 $845
NAICS 21 Mining, quarrying, and oil and gas extraction NAICS 21 47 $81,026 $270,587 −$61,613 $2,026
Affordable home price assumes the industry's average earner uses 30% of gross income for housing, with a 30-year mortgage at 7%, 5% down, $2,500/yr taxes & insurance, and 0.5% PMI. Adjust the Section 3 calculator for other terms. Affordable rent is 30% of monthly gross pay.
Source: BLS QCEW Annual Averages, 2024; ACS 5-year 2024 (median home value).

Section 5

Wages by Occupation

Selected essential-worker occupations for the MSA or nonmetropolitan area containing this county — jobs, the 10-year change, wages, and the housing each typical earner can afford. Both jobs counts and wages are reported at the MSA / nonmetropolitan-area level (BLS does not publish OEWS at the county level), so every county inside the same area shows the same numbers. For county-accurate employment totals, see Section 4 above.

Occupational wages and affordable housing

Occupation 2025
jobs
2015–2025
change
%
change
Hourly
wage
Annual
wage
Affordable
home price
Affordable
monthly rent
Fast Food and Counter Workers SOC 35-3023 · prior-year code differs 69,080 3,680 6% $15.33 $31,880 $87,649 $797
Cashiers SOC 41-2011 54,100 (16,290) (23%) $15.85 $32,970 $91,706 $824
Childcare Workers SOC 39-9011 7,960 (5,860) (42%) $16.74 $34,820 $98,592 $871
Retail Salespersons SOC 41-2031 63,990 (27,640) (30%) $17.77 $36,970 $106,595 $924
Janitors and Cleaners SOC 37-2011 40,790 (2,730) (6%) $19.04 $39,610 $116,422 $990
Waiters and Waitresses SOC 35-3031 41,900 (2,040) (5%) $19.90 $41,390 $123,048 $1,035
Tellers SOC 43-3071 6,010 (3,420) (36%) $21.33 $44,370 $134,141 $1,109
Home Health and Personal Care Aides SOC 31-1131 · prior-year code differs 30,680 (34,790) (53%) $22.03 $45,820 $139,538 $1,146
Office Clerks, General SOC 43-9061 45,660 (13,130) (22%) $23.35 $48,560 $149,737 $1,214
Maintenance and Repair Workers, General SOC 49-9071 22,470 (890) (4%) $26.27 $54,640 $172,369 $1,366
Construction Laborers SOC 47-2061 14,580 30 0% $28.34 $58,940 $188,375 $1,474
Heavy and Tractor-Trailer Truck Drivers SOC 53-3032 32,220 10,120 46% $29.84 $62,060 $199,989 $1,552
Carpenters SOC 47-2031 14,260 2,020 17% $31.70 $65,930 $214,394 $1,648
Paramedics SOC 29-2043 · prior-year code differs 1,760 (2,970) (63%) $35.28 $73,370 $242,089 $1,834
Firefighters SOC 33-2011 3,970 600 18% $35.67 $74,200 $245,178 $1,855
Elementary School Teachers, Except Special Education SOC 25-2021 23,380 (3,030) (11%) $78,650 $261,742 $1,966
Electricians SOC 47-2111 10,090 (870) (8%) $39.29 $81,720 $273,170 $2,043
Plumbers, Pipefitters, and Steamfitters SOC 47-2152 7,150 660 10% $40.22 $83,660 $280,391 $2,092
Police and Sheriff's Patrol Officers SOC 33-3051 13,160 (650) (5%) $41.79 $86,910 $292,489 $2,173
Registered Nurses SOC 29-1141 73,790 6,990 10% $48.75 $101,400 $346,426 $2,535
Affordable home price uses the same Section 3 formula (30% housing budget, 30-year mortgage at 7%, 5% down, $2,500/yr T&I, 0.5% PMI). Affordable rent is 30% of monthly wages. Negative job-change values are shown in red parentheses. A "prior-year code differs" note flags occupations whose SOC code changed between the two vintages (2010 SOC → 2018 SOC) — the change estimate is best-effort.
Source: BLS OEWS May 2025 (10-year change vs. May 2015). Jobs counts and wages reflect the MSA or nonmetropolitan area containing this county, not the county alone — OEWS is not published at the county level.
Methodology & sources

All figures derive from the 2024 American Community Survey 5-year estimates. State and national comparisons are population-weighted aggregates of county-level estimates (an approximation; ACS publishes its own state and national medians which can differ slightly).

The affordability calculator uses a 30% housing-budget rule with a 30-year mortgage. Defaults are 7% interest, 5% down, $2,500/year taxes and insurance, and 0.5% PMI — adjustable above.

Variables: 42045 · pulled from Full Housing Data Table.xlsx.