Puerto Rico · GEOID 72025

Caguas Municipio

2024 ACS 5-year estimates · population 125,586 · 61,398 housing units

Median household income

$31,379

State $27,233

Median home value

$151,000

State $134,630

Median gross rent

$659

State $587

Homeownership rate

67.1%

State 67.9%

Renter cost-burden rate

55.2%

≥30% of income

Owner cost-burden rate

21.2%

≥30% of income

Homeowner vacancy

1.1%

Of owner-occupied + for-sale units

Rental vacancy

8.0%

Of renter-occupied + for-rent units

Overall vacancy

16.9%

All housing units

Price-to-income ratio

4.81

Affordable: 2.0–3.0

Section 1

Community Profile

Population, demographics, household composition, and income.

Community Data Summary

	Caguas Municipio	Puerto Rico
Population	125,586	3,234,309
Population density (per sq. mi.)	2,142.96	—
Median household income	$31,379	$27,233
HUD Area Median Income (4-person, 100%)	$41,400	—
Households	51,048	—
Average household size	2.44 people	—
Owner-occupied	67.1%	67.9%
Renter-occupied	32.9%	32.1%
Race	35.0% White · 8.1% Black	0.0% White · 0.0% Black

Source: ACS 5-year 2024 (Tables DP05, S1101, DP04, S1901) and Census Gazetteer (land area); HUD FY2026 Income Limits.

Racial composition

Caguas Municipio compared with Puerto Rico.

Source: ACS 5-year 2024, Table DP05.

Educational attainment (population 25+)

35.7% hold a bachelor's degree or higher (state: 29.8%).

Source: ACS 5-year 2024, Table S1501.

Median Household Income by Tenure

Owner-occupied vs. renter-occupied household income, county and state.

Source: ACS 5-year 2024, Table B25119.

Median Household Income by Age of Householder

Median household income by age group of householder.

Source: ACS 5-year 2024, Table B19049.

Median Household Income by Number of Earners

Median household income for families with each earner count.

Source: ACS 5-year 2024, Table S1903.

Household Size

Distribution of households by number of people.

Source: ACS 5-year 2024, Table S2501.

Income by Number of Earners

Earners	Share	Median income	Attainable monthly housing cost	Attainable home
0 earners	29.5%	$19,544	$489	$41,730
1 earner	37.0%	$31,087	$777	$84,697
2 earners	27.5%	$68,806	$1,720	$225,100
3+ earners	6.0%	$90,585	$2,265	$306,169

Attainable monthly housing cost = 30% of gross income ÷ 12. Attainable home price assumes 30% housing budget, 30-yr mortgage at 7%, 5% down.

Source: ACS 5-year 2024, Table S1903; affordability formula derived.

Households

51,048

Average size: 2.44 people

Households with children

11,403

22.3% of households

Per-capita income

$21,862

Poverty rate: 32.3%

Section 2

Residential Market Analysis

Housing stock characteristics — tenure, type, age, size, vacancy, rents.

Tenure

67.1% owner-occupied vs. state average 67.9%.

Source: ACS 5-year 2024, Table DP04.

Structure type

Single-family share 78.2% · Missing middle (2–19 units) 17.5%.

Source: ACS 5-year 2024, Table B25024.

Housing stock by decade

49.7% built before 1980 · Median structure age 1,980.00 yrs.

Source: ACS 5-year 2024, Table S2504.

Housing size mismatch

Compares the share of housing units by bedroom count against the share of households by size — a common diagnostic of housing supply/demand alignment.

Source: ACS 5-year 2024, Tables B25041 (bedrooms) and S2501 (household size).

Home value distribution

Owner-occupied homes by value bracket. Median: $151,000.

Source: ACS 5-year 2024, Table DP04.

Monthly Housing Costs

Distribution of monthly housing costs across all occupied units.

Source: ACS 5-year 2024, Table B25104.

Number of Bedrooms

Housing units by number of bedrooms.

Source: ACS 5-year 2024, Table B25041.

Median rent by bedroom

Overall median gross rent: $659.

Source: ACS 5-year 2024, Table B25031.

Renters by age

Number of renter householders by age bracket.

Source: ACS 5-year 2024, Table S2502.

Owners by age

Number of owner householders by age bracket.

Source: ACS 5-year 2024, Table S2502.

Vacancy composition

All 10,350 vacant units split into Census's seven categories. Frictional vacancy (units actively on the market) reflects healthy churn. Structural vacancy (seasonal, migrant, other) sits outside the market for year-round residents — high values change how the headline vacancy rate should be read.

Vacant units by type

For sale 3.8% · For rent 14.4% · Seasonal 7.1% · Other 71.4%.

Source: ACS 5-year 2024, Table B25004.

Frictional vs structural

21.5% of vacancy is frictional (for sale + for rent + rented/sold not yet occupied); 78.5% is structural (seasonal + migrant + other).

Source: ACS 5-year 2024, Table B25004.

Seasonal / recreational share of all housing

1.2%

731 units of 61,398 total

Housing units held for seasonal or recreational use.

"Other vacant" share of all housing

12.0%

7,393 units of 61,398 total

⚑ Above the 5% threshold — possible indicator of disinvestment, abandonment, or condemned stock.

Section 3

Workforce Housing Needs Assessment

Affordability, cost burden, and the housing options for households in the workforce income range.

Workforce range — ACS median household income

80% MHI$25,103

100% MHI$31,379

120% MHI$37,655

County-wide median from ACS 5-year estimates. A household at 100% MHI in Caguas Municipio should be able to afford a home up to roughly — (30% housing budget, default mortgage terms).

Workforce range — HUD Area Median Income

	1-person	2-person	4-person
80% AMI	$21,800	$24,900	$31,100
100% AMI	$28,980	$33,120	$41,400
120% AMI	$34,800	$39,750	$49,700

HUD FMR Area: Caguas, PR HUD Metro FMR Area. 80% AMI uses HUD's published Section 8 Low Income Limits; 100% is HUD MFI; 120% is the standard workforce convention.

Affordability calculator

Follows the standard 30%-of-gross-income affordability rule.

Income basis Household income Interest rate % Down payment % Taxes & insurance / yr

Affordable monthly—

Affordable home price—

Renter cost burden

55.2% of renter households spend ≥30% of income on rent (28.4% spend ≥50%).

Source: ACS 5-year 2024, Table B25070.

Owner cost burden by income

21.2% of homeowners spend ≥30% of income on housing. Bars show counts of cost-burdened owners by income bracket.

Source: ACS 5-year 2024, Table B25106.

Household income — owners vs renters

Distribution of household income for owner-occupied (navy) and renter-occupied (gold) households.

Source: ACS 5-year 2024, Table B25118.

Section 4

Industry & Workforce Wages

Employment, average wages, and the housing each industry's typical earner can afford in Caguas Municipio.

Covered employment

44,071

Across 18 sectors

Establishments

2,345

QCEW 2024

Avg annual pay (workforce)

$32,209

Employment-weighted across sectors

Top 10 sectors by employment

Annual average employment by NAICS 2-digit sector. Counties with fewer than five covered establishments in a sector may show suppressed totals.

Source: BLS QCEW Annual Averages, 2024.

Attainable housing by industry

Industry	Employment	Avg annual wage	Affordable home price	vs. median value	Affordable monthly rent
NAICS 44-45 Retail trade NAICS 44-45	8,076	$28,523	$75,153	−$75,847	$713
NAICS 62 Health care and social assistance NAICS 62	4,870	$32,017	$88,159	−$62,841	$800
NAICS 56 Administrative and support and waste management and remediation services NAICS 56	4,812	$26,006	$65,784	−$85,216	$650
NAICS 72 Accommodation and food services NAICS 72	3,999	$18,056	$36,191	−$114,809	$451
NAICS 92 Public administration NAICS 92	3,774	$32,973	$91,717	−$59,283	$824
NAICS 61 Educational services NAICS 61	3,332	$30,056	$80,859	−$70,141	$751
NAICS 42 Wholesale trade NAICS 42	2,702	$38,089	$110,761	−$40,239	$952
NAICS 31-33 Manufacturing NAICS 31-33	2,478	$38,114	$110,854	−$40,146	$953
NAICS 23 Construction NAICS 23	2,376	$31,729	$87,087	−$63,913	$793
NAICS 54 Professional, scientific, and technical services NAICS 54	2,289	$45,790	$139,426	−$11,574	$1,145
NAICS 53 Real estate and rental and leasing NAICS 53	1,089	$31,983	$88,032	−$62,968	$800
NAICS 81 Other services (except public administration) NAICS 81	945	$30,221	$81,473	−$69,527	$756
NAICS 52 Finance and insurance NAICS 52	855	$48,364	$149,008	−$1,992	$1,209
NAICS 48-49 Transportation and warehousing NAICS 48-49	651	$43,254	$129,987	−$21,013	$1,081
NAICS 22 Utilities NAICS 22	565	$51,551	$160,871	+$9,871	$1,289
NAICS 55 Management of companies and enterprises NAICS 55	550	$85,740	$288,134	+$137,134	$2,144
NAICS 51 Information NAICS 51	429	$44,633	$135,120	−$15,880	$1,116
NAICS 71 Arts, entertainment, and recreation NAICS 71	279	$19,251	$40,639	−$110,361	$481

Subsector	Employment	Avg annual wage	Affordable home price	vs. median value	Affordable monthly rent
NAICS 561 Administrative and support services NAICS 561	4,505	$25,684	$64,585	−$86,415	$642
NAICS 722 Food services and drinking places NAICS 722	3,700	$17,368	$33,630	−$117,370	$434
NAICS 611 Educational services NAICS 611	3,332	$30,056	$80,859	−$70,141	$751
NAICS 621 Ambulatory health care services NAICS 621	2,320	$33,632	$94,170	−$56,830	$841
NAICS 541 Professional, scientific, and technical services NAICS 541	2,289	$45,790	$139,426	−$11,574	$1,145
NAICS 455 General merchandise retailers NAICS 455	2,178	$27,584	$71,658	−$79,342	$690
NAICS 921 Executive, legislative, and other general government support NAICS 921	2,132	$27,578	$71,635	−$79,365	$689
NAICS 238 Specialty trade contractors NAICS 238	1,480	$30,844	$83,792	−$67,208	$771
NAICS 424 Merchant wholesalers, nondurable goods NAICS 424	1,419	$36,416	$104,533	−$46,467	$910
NAICS 441 Motor vehicle and parts dealers NAICS 441	1,306	$42,209	$126,097	−$24,903	$1,055
NAICS 423 Merchant wholesalers, durable goods NAICS 423	1,239	$38,080	$110,727	−$40,273	$952
NAICS 445 Food and beverage retailers NAICS 445	1,055	$21,104	$47,537	−$103,463	$528
NAICS 456 Health and personal care retailers NAICS 456	948	$32,828	$91,177	−$59,823	$821
NAICS 531 Real estate NAICS 531	943	$30,344	$81,931	−$69,069	$759
NAICS 922 Justice, public order, and safety activities NAICS 922	838	$37,302	$107,831	−$43,169	$933
NAICS 458 Clothing, clothing accessories, shoe, and jewelry retailers NAICS 458	810	$16,141	$29,063	−$121,937	$404
NAICS 334 Computer and electronic product manufacturing NAICS 334	778	$45,808	$139,493	−$11,507	$1,145
NAICS 236 Construction of buildings NAICS 236	759	$33,696	$94,408	−$56,592	$842
NAICS 444 Building material and garden equipment and supplies dealers NAICS 444	743	$29,480	$78,715	−$72,285	$737
NAICS 923 Administration of human resource programs NAICS 923	688	$43,642	$131,431	−$19,569	$1,091
NAICS 221 Utilities NAICS 221	565	$51,551	$160,871	+$9,871	$1,289
NAICS 551 Management of companies and enterprises NAICS 551	550	$85,740	$288,134	+$137,134	$2,144
NAICS 624 Social assistance NAICS 624	484	$24,038	$58,458	−$92,542	$601
NAICS 524 Insurance carriers and related activities NAICS 524	453	$50,959	$158,667	+$7,667	$1,274
NAICS 811 Repair and maintenance NAICS 811	435	$31,378	$85,780	−$65,220	$784
NAICS 459 Sporting goods, hobby, musical instrument, book, and miscellaneous retailers NAICS 459	411	$27,134	$69,982	−$81,018	$678
NAICS 457 Gasoline stations and fuel dealers NAICS 457	318	$18,727	$38,689	−$112,311	$468
NAICS 311 Food manufacturing NAICS 311	317	$21,297	$48,255	−$102,745	$532
NAICS 449 Furniture, home furnishings, electronics, and appliance retailers NAICS 449	309	$31,315	$85,546	−$65,454	$783
NAICS 562 Waste management and remediation services NAICS 562	307	$30,744	$83,420	−$67,580	$769
NAICS 517 Telecommunications NAICS 517	299	$55,053	$173,906	+$22,906	$1,376
NAICS 721 Accommodation NAICS 721	299	$26,559	$67,842	−$83,158	$664
NAICS 325 Chemical manufacturing NAICS 325	296	$54,893	$173,311	+$22,311	$1,372
NAICS 339 Miscellaneous manufacturing NAICS 339	269	$39,687	$116,709	−$34,291	$992
NAICS 812 Personal and laundry services NAICS 812	260	$26,635	$68,125	−$82,875	$666
NAICS 713 Amusement, gambling, and recreation industries NAICS 713	248	$17,134	$32,759	−$118,241	$428
NAICS 813 Religious, grantmaking, civic, professional, and similar organizations NAICS 813	233	$33,003	$91,829	−$59,171	$825
NAICS 493 Warehousing and storage NAICS 493	225	$39,502	$116,020	−$34,980	$988
NAICS 332 Fabricated metal product manufacturing NAICS 332	210	$24,813	$61,343	−$89,657	$620
NAICS 333 Machinery manufacturing NAICS 333	176	$40,064	$118,112	−$32,888	$1,002
NAICS 492 Couriers and messengers NAICS 492	141	$40,368	$119,244	−$31,756	$1,009
NAICS 237 Heavy and civil engineering construction NAICS 237	138	$30,176	$81,306	−$69,694	$754
NAICS 491 Postal service NAICS 491	95	$81,620	$272,798	+$121,798	$2,041
NAICS 111 Crop production NAICS 111	92	$23,697	$57,189	−$93,811	$592
NAICS 323 Printing and related support activities NAICS 323	90	$24,311	$59,474	−$91,526	$608
NAICS 485 Transit and ground passenger transportation NAICS 485	89	$28,273	$74,222	−$76,778	$707
NAICS 337 Furniture and related product manufacturing NAICS 337	81	$29,757	$79,746	−$71,254	$744
NAICS 926 Administration of economic programs NAICS 926	71	$38,775	$113,314	−$37,686	$969
NAICS 484 Truck transportation NAICS 484	70	$33,250	$92,748	−$58,252	$831
NAICS 312 Beverage and tobacco product manufacturing NAICS 312	56	$37,463	$108,430	−$42,570	$937
NAICS 425 Wholesale trade agents and brokers NAICS 425	44	$92,285	$312,497	+$161,497	$2,307
NAICS 711 Performing arts, spectator sports, and related industries NAICS 711	32	$35,059	$99,482	−$51,518	$876
NAICS 924 Administration of environmental quality programs NAICS 924	28	$32,850	$91,259	−$59,741	$821
NAICS 327 Nonmetallic mineral product manufacturing NAICS 327	28	$44,238	$133,649	−$17,351	$1,106
NAICS 516 Broadcasting and content providers NAICS 516	23	$26,871	$69,003	−$81,997	$672
NAICS 112 Animal production and aquaculture NAICS 112	20	$17,449	$33,932	−$117,068	$436
NAICS 814 Private households NAICS 814	18	$16,354	$29,856	−$121,144	$409
NAICS 315 Apparel manufacturing NAICS 315	15	$16,467	$30,276	−$120,724	$412
NAICS 925 Administration of housing programs, urban planning, and community development NAICS 925	12	$42,980	$128,967	−$22,033	$1,075
NAICS 928 National security and international affairs NAICS 928	5	$34,112	$95,957	−$55,043	$853

Affordable home price assumes the industry's average earner uses 30% of gross income for housing, with a 30-year mortgage at 7%, 5% down, $2,500/yr taxes & insurance, and 0.5% PMI. Adjust the Section 3 calculator for other terms. Affordable rent is 30% of monthly gross pay.

Source: BLS QCEW Annual Averages, 2024; ACS 5-year 2024 (median home value).

Section 5

Wages by Occupation

Selected essential-worker occupations for the MSA or nonmetropolitan area containing this county — jobs, the 10-year change, wages, and the housing each typical earner can afford. Both jobs counts and wages are reported at the MSA / nonmetropolitan-area level (BLS does not publish OEWS at the county level), so every county inside the same area shows the same numbers. For county-accurate employment totals, see Section 4 above.

Occupational wages and affordable housing

Occupation	2025 jobs	2015–2025 change	% change	Hourly wage	Annual wage	Affordable home price	Affordable monthly rent
Fast Food and Counter Workers SOC 35-3023 · prior-year code differs	17,900	7,140	66%	$10.90	$22,670	$53,366	$567
Childcare Workers SOC 39-9011	1,470	40	3%	$11.45	$23,820	$57,647	$596
Cashiers SOC 41-2011	18,010	(4,010)	(18%)	$11.73	$24,410	$59,843	$610
Janitors and Cleaners SOC 37-2011	21,530	1,610	8%	$11.95	$24,850	$61,481	$621
Construction Laborers SOC 47-2061	7,060	2,820	67%	$12.57	$26,150	$66,320	$654
Retail Salespersons SOC 41-2031	27,950	(1,800)	(6%)	$12.84	$26,700	$68,367	$668
Maintenance and Repair Workers, General SOC 49-9071	9,010	3,990	79%	$13.05	$27,140	$70,005	$679
Heavy and Tractor-Trailer Truck Drivers SOC 53-3032	7,770	2,260	41%	$13.28	$27,620	$71,792	$691
Office Clerks, General SOC 43-9061	14,400	(4,040)	(22%)	$13.42	$27,920	$72,908	$698
Tellers SOC 43-3071	2,030	(330)	(14%)	$14.34	$29,830	$80,018	$746
Waiters and Waitresses SOC 35-3031	9,190	10	0%	$14.60	$30,370	$82,028	$759
Home Health and Personal Care Aides SOC 31-1131 · prior-year code differs	290	(1,480)	(84%)	$14.71	$30,610	$82,921	$765
Carpenters SOC 47-2031	2,350	670	40%	$15.12	$31,450	$86,048	$786
Paramedics SOC 29-2043 · prior-year code differs	1,000	(630)	(39%)	$16.18	$33,660	$94,274	$842
Plumbers, Pipefitters, and Steamfitters SOC 47-2152	800	290	57%	$17.14	$35,650	$101,682	$891
Firefighters SOC 33-2011	1,770	270	18%	$18.41	$38,300	$111,546	$958
Electricians SOC 47-2111	1,320	90	7%	$18.67	$38,820	$113,482	$971
Police and Sheriff's Patrol Officers SOC 33-3051	10,770	(4,050)	(27%)	$20.56	$42,760	$128,148	$1,069
Registered Nurses SOC 29-1141	14,940	2,380	19%	$22.98	$47,790	$146,871	$1,195
Elementary School Teachers, Except Special Education SOC 25-2021	2,760	(6,010)	(69%)	—	$52,980	$166,190	$1,325

Affordable home price uses the same Section 3 formula (30% housing budget, 30-year mortgage at 7%, 5% down, $2,500/yr T&I, 0.5% PMI). Affordable rent is 30% of monthly wages. Negative job-change values are shown in red parentheses. A "prior-year code differs" note flags occupations whose SOC code changed between the two vintages (2010 SOC → 2018 SOC) — the change estimate is best-effort.

Source: BLS OEWS May 2025 (10-year change vs. May 2015). Jobs counts and wages reflect the MSA or nonmetropolitan area containing this county, not the county alone — OEWS is not published at the county level.

Methodology & sources

All figures derive from the 2024 American Community Survey 5-year estimates. State and national comparisons are population-weighted aggregates of county-level estimates (an approximation; ACS publishes its own state and national medians which can differ slightly).

The affordability calculator uses a 30% housing-budget rule with a 30-year mortgage. Defaults are 7% interest, 5% down, $2,500/year taxes and insurance, and 0.5% PMI — adjustable above.

Variables: 72025 · pulled from Full Housing Data Table.xlsx.