Tennessee · GEOID 47031

Coffee County

2024 ACS 5-year estimates · population 59,710 · 25,467 housing units

Median household income

$61,505

State $71,186

Median home value

$246,800

State $297,751

Median gross rent

$913

State $1,211

Homeownership rate

69.0%

State 66.9%

Renter cost-burden rate

39.0%

≥30% of income

Owner cost-burden rate

18.2%

≥30% of income

Homeowner vacancy

0.3%

Of owner-occupied + for-sale units

Rental vacancy

3.8%

Of renter-occupied + for-rent units

Overall vacancy

9.3%

All housing units

Price-to-income ratio

4.01

Affordable: 2.0–3.0

Section 1

Community Profile

Population, demographics, household composition, and income.

Community Data Summary

	Coffee County	Tennessee
Population	59,710	7,066,383
Population density (per sq. mi.)	139.20	—
Median household income	$61,505	$71,186
HUD Area Median Income (4-person, 100%)	$75,800	—
Households	23,097	—
Average household size	2.56 people	—
Owner-occupied	69.0%	66.9%
Renter-occupied	31.0%	33.1%
Race	87.0% White · 4.2% Black	0.0% White · 0.0% Black

Source: ACS 5-year 2024 (Tables DP05, S1101, DP04, S1901) and Census Gazetteer (land area); HUD FY2026 Income Limits.

Racial composition

Coffee County compared with Tennessee.

Source: ACS 5-year 2024, Table DP05.

Educational attainment (population 25+)

21.4% hold a bachelor's degree or higher (state: 31.1%).

Source: ACS 5-year 2024, Table S1501.

Median Household Income by Tenure

Owner-occupied vs. renter-occupied household income, county and state.

Source: ACS 5-year 2024, Table B25119.

Median Household Income by Age of Householder

Median household income by age group of householder.

Source: ACS 5-year 2024, Table B19049.

Median Household Income by Number of Earners

Median household income for families with each earner count.

Source: ACS 5-year 2024, Table S1903.

Household Size

Distribution of households by number of people.

Source: ACS 5-year 2024, Table S2501.

Income by Number of Earners

Earners	Share	Median income	Attainable monthly housing cost	Attainable home
0 earners	19.1%	$39,930	$998	$117,614
1 earner	33.7%	$56,500	$1,413	$179,293
2 earners	38.3%	$92,588	$2,315	$313,624
3+ earners	8.9%	$112,917	$2,823	$389,296

Attainable monthly housing cost = 30% of gross income ÷ 12. Attainable home price assumes 30% housing budget, 30-yr mortgage at 7%, 5% down.

Source: ACS 5-year 2024, Table S1903; affordability formula derived.

Households

23,097

Average size: 2.56 people

Households with children

6,353

27.5% of households

Per-capita income

$30,787

Poverty rate: 15.7%

Section 2

Residential Market Analysis

Housing stock characteristics — tenure, type, age, size, vacancy, rents.

Tenure

69.0% owner-occupied vs. state average 66.9%.

Source: ACS 5-year 2024, Table DP04.

Structure type

Single-family share 73.6% · Missing middle (2–19 units) 11.2%.

Source: ACS 5-year 2024, Table B25024.

Housing stock by decade

41.0% built before 1980 · Median structure age 1,986.00 yrs.

Source: ACS 5-year 2024, Table S2504.

Housing size mismatch

Compares the share of housing units by bedroom count against the share of households by size — a common diagnostic of housing supply/demand alignment.

Source: ACS 5-year 2024, Tables B25041 (bedrooms) and S2501 (household size).

Home value distribution

Owner-occupied homes by value bracket. Median: $246,800.

Source: ACS 5-year 2024, Table DP04.

Monthly Housing Costs

Distribution of monthly housing costs across all occupied units.

Source: ACS 5-year 2024, Table B25104.

Number of Bedrooms

Housing units by number of bedrooms.

Source: ACS 5-year 2024, Table B25041.

Median rent by bedroom

Overall median gross rent: $913.

Source: ACS 5-year 2024, Table B25031.

Renters by age

Number of renter householders by age bracket.

Source: ACS 5-year 2024, Table S2502.

Owners by age

Number of owner householders by age bracket.

Source: ACS 5-year 2024, Table S2502.

Vacancy composition

All 2,370 vacant units split into Census's seven categories. Frictional vacancy (units actively on the market) reflects healthy churn. Structural vacancy (seasonal, migrant, other) sits outside the market for year-round residents — high values change how the headline vacancy rate should be read.

Vacant units by type

For sale 2.0% · For rent 12.3% · Seasonal 16.4% · Other 58.9%.

Source: ACS 5-year 2024, Table B25004.

Frictional vs structural

24.7% of vacancy is frictional (for sale + for rent + rented/sold not yet occupied); 75.3% is structural (seasonal + migrant + other).

Source: ACS 5-year 2024, Table B25004.

Seasonal / recreational share of all housing

1.5%

389 units of 25,467 total

Housing units held for seasonal or recreational use.

"Other vacant" share of all housing

5.5%

1,396 units of 25,467 total

⚑ Above the 5% threshold — possible indicator of disinvestment, abandonment, or condemned stock.

Section 3

Workforce Housing Needs Assessment

Affordability, cost burden, and the housing options for households in the workforce income range.

Workforce range — ACS median household income

80% MHI$49,204

100% MHI$61,505

120% MHI$73,806

County-wide median from ACS 5-year estimates. A household at 100% MHI in Coffee County should be able to afford a home up to roughly — (30% housing budget, default mortgage terms).

Workforce range — HUD Area Median Income

	1-person	2-person	4-person
80% AMI	$43,700	$49,950	$62,400
100% AMI	$53,060	$60,640	$75,800
120% AMI	$63,650	$72,750	$90,950

HUD FMR Area: Coffee County, TN. 80% AMI uses HUD's published Section 8 Low Income Limits; 100% is HUD MFI; 120% is the standard workforce convention.

Affordability calculator

Follows the standard 30%-of-gross-income affordability rule.

Income basis Household income Interest rate % Down payment % Taxes & insurance / yr

Affordable monthly—

Affordable home price—

Renter cost burden

39.0% of renter households spend ≥30% of income on rent (19.3% spend ≥50%).

Source: ACS 5-year 2024, Table B25070.

Owner cost burden by income

18.2% of homeowners spend ≥30% of income on housing. Bars show counts of cost-burdened owners by income bracket.

Source: ACS 5-year 2024, Table B25106.

Household income — owners vs renters

Distribution of household income for owner-occupied (navy) and renter-occupied (gold) households.

Source: ACS 5-year 2024, Table B25118.

Section 4

Industry & Workforce Wages

Employment, average wages, and the housing each industry's typical earner can afford in Coffee County.

Covered employment

24,839

Across 19 sectors

Establishments

1,589

QCEW 2024

Avg annual pay (workforce)

$59,165

Employment-weighted across sectors

Top 10 sectors by employment

Annual average employment by NAICS 2-digit sector. Counties with fewer than five covered establishments in a sector may show suppressed totals.

Source: BLS QCEW Annual Averages, 2024.

Attainable housing by industry

Industry	Employment	Avg annual wage	Affordable home price	vs. median value	Affordable monthly rent
NAICS 31-33 Manufacturing NAICS 31-33	5,045	$61,632	$198,396	−$48,404	$1,541
NAICS 62 Health care and social assistance NAICS 62	3,467	$57,685	$183,704	−$63,096	$1,442
NAICS 44-45 Retail trade NAICS 44-45	3,317	$35,783	$102,177	−$144,623	$895
NAICS 54 Professional, scientific, and technical services NAICS 54	2,989	$110,009	$378,471	+$131,671	$2,750
NAICS 72 Accommodation and food services NAICS 72	2,620	$20,901	$46,781	−$200,019	$523
NAICS 61 Educational services NAICS 61	1,810	$48,566	$149,760	−$97,040	$1,214
NAICS 92 Public administration NAICS 92	1,556	$73,768	$243,570	−$3,230	$1,844
NAICS 23 Construction NAICS 23	1,252	$65,625	$213,259	−$33,541	$1,641
NAICS 52 Finance and insurance NAICS 52	792	$60,223	$193,151	−$53,649	$1,506
NAICS 42 Wholesale trade NAICS 42	755	$85,667	$287,862	+$41,062	$2,142
NAICS 81 Other services (except public administration) NAICS 81	329	$34,356	$96,865	−$149,935	$859
NAICS 51 Information NAICS 51	226	$60,152	$192,887	−$53,913	$1,504
NAICS 22 Utilities NAICS 22	192	$68,861	$225,304	−$21,496	$1,722
NAICS 71 Arts, entertainment, and recreation NAICS 71	170	$29,823	$79,992	−$166,808	$746
NAICS 53 Real estate and rental and leasing NAICS 53	164	$44,033	$132,886	−$113,914	$1,101
NAICS 11 Agriculture, forestry, fishing and hunting NAICS 11	89	$54,727	$172,693	−$74,107	$1,368
NAICS 48-49 Transportation and warehousing NAICS 48-49	51	$59,952	$192,142	−$54,658	$1,499
NAICS 56 Administrative and support and waste management and remediation services NAICS 56	14	$54,066	$170,232	−$76,568	$1,352
NAICS 99 Unclassified NAICS 99	1	$87,459	$294,533	+$47,733	$2,186

Subsector	Employment	Avg annual wage	Affordable home price	vs. median value	Affordable monthly rent
NAICS 541 Professional, scientific, and technical services NAICS 541	2,989	$110,009	$378,471	+$131,671	$2,750
NAICS 722 Food services and drinking places NAICS 722	2,455	$20,691	$45,999	−$200,801	$517
NAICS 611 Educational services NAICS 611	1,810	$48,566	$149,760	−$97,040	$1,214
NAICS 336 Transportation equipment manufacturing NAICS 336	1,468	$60,968	$195,924	−$50,876	$1,524
NAICS 621 Ambulatory health care services NAICS 621	1,435	$59,820	$191,651	−$55,149	$1,496
NAICS 561 Administrative and support services NAICS 561	957	$48,914	$151,055	−$95,745	$1,223
NAICS 455 General merchandise retailers NAICS 455	853	$29,611	$79,203	−$167,597	$740
NAICS 623 Nursing and residential care facilities NAICS 623	818	$43,770	$131,907	−$114,893	$1,094
NAICS 311 Food manufacturing NAICS 311	712	$57,434	$182,769	−$64,031	$1,436
NAICS 921 Executive, legislative, and other general government support NAICS 921	668	$40,217	$118,682	−$128,118	$1,005
NAICS 238 Specialty trade contractors NAICS 238	647	$74,548	$246,473	−$327	$1,864
NAICS 445 Food and beverage retailers NAICS 445	533	$31,796	$87,336	−$159,464	$795
NAICS 441 Motor vehicle and parts dealers NAICS 441	485	$54,787	$172,916	−$73,884	$1,370
NAICS 928 National security and international affairs NAICS 928	479	$135,658	$473,946	+$227,146	$3,391
NAICS 522 Credit intermediation and related activities NAICS 522	441	$57,998	$184,869	−$61,931	$1,450
NAICS 326 Plastics and rubber products manufacturing NAICS 326	436	$62,076	$200,048	−$46,752	$1,552
NAICS 444 Building material and garden equipment and supplies dealers NAICS 444	415	$37,134	$107,206	−$139,594	$928
NAICS 457 Gasoline stations and fuel dealers NAICS 457	407	$34,828	$98,622	−$148,178	$871
NAICS 322 Paper manufacturing NAICS 322	391	$49,081	$151,677	−$95,123	$1,227
NAICS 423 Merchant wholesalers, durable goods NAICS 423	378	$75,607	$250,415	+$3,615	$1,890
NAICS 332 Fabricated metal product manufacturing NAICS 332	330	$83,225	$278,772	+$31,972	$2,081
NAICS 424 Merchant wholesalers, nondurable goods NAICS 424	310	$98,465	$335,501	+$88,701	$2,462
NAICS 524 Insurance carriers and related activities NAICS 524	304	$50,936	$158,582	−$88,218	$1,273
NAICS 484 Truck transportation NAICS 484	298	$79,658	$265,495	+$18,695	$1,991
NAICS 922 Justice, public order, and safety activities NAICS 922	268	$54,557	$172,060	−$74,740	$1,364
NAICS 325 Chemical manufacturing NAICS 325	257	$75,747	$250,937	+$4,137	$1,894
NAICS 459 Sporting goods, hobby, musical instrument, book, and miscellaneous retailers NAICS 459	223	$29,154	$77,502	−$169,298	$729
NAICS 492 Couriers and messengers NAICS 492	199	$58,114	$185,301	−$61,499	$1,453
NAICS 221 Utilities NAICS 221	192	$68,861	$225,304	−$21,496	$1,722
NAICS 456 Health and personal care retailers NAICS 456	191	$39,589	$116,344	−$130,456	$990
NAICS 721 Accommodation NAICS 721	164	$24,173	$58,961	−$187,839	$604
NAICS 811 Repair and maintenance NAICS 811	157	$42,540	$127,329	−$119,471	$1,064
NAICS 713 Amusement, gambling, and recreation industries NAICS 713	154	$27,490	$71,308	−$175,492	$687
NAICS 458 Clothing, clothing accessories, shoe, and jewelry retailers NAICS 458	126	$20,943	$46,937	−$199,863	$524
NAICS 517 Telecommunications NAICS 517	121	$68,035	$222,230	−$24,570	$1,701
NAICS 812 Personal and laundry services NAICS 812	108	$29,137	$77,438	−$169,362	$728
NAICS 531 Real estate NAICS 531	103	$37,196	$107,437	−$139,363	$930
NAICS 923 Administration of human resource programs NAICS 923	87	$66,487	$216,468	−$30,332	$1,662
NAICS 449 Furniture, home furnishings, electronics, and appliance retailers NAICS 449	84	$43,199	$129,782	−$117,018	$1,080
NAICS 237 Heavy and civil engineering construction NAICS 237	74	$62,724	$202,461	−$44,339	$1,568
NAICS 624 Social assistance NAICS 624	71	$49,521	$153,314	−$93,486	$1,238
NAICS 111 Crop production NAICS 111	71	$60,363	$193,672	−$53,128	$1,509
NAICS 425 Wholesale trade agents and brokers NAICS 425	67	$83,215	$278,735	+$31,935	$2,080
NAICS 532 Rental and leasing services NAICS 532	61	$55,578	$175,861	−$70,939	$1,389
NAICS 513 Publishing industries NAICS 513	57	$59,710	$191,241	−$55,559	$1,493
NAICS 491 Postal service NAICS 491	51	$59,952	$192,142	−$54,658	$1,499
NAICS 323 Printing and related support activities NAICS 323	44	$32,574	$90,232	−$156,568	$814
NAICS 813 Religious, grantmaking, civic, professional, and similar organizations NAICS 813	42	$21,854	$50,329	−$196,471	$546
NAICS 924 Administration of environmental quality programs NAICS 924	26	$54,800	$172,965	−$73,835	$1,370
NAICS 493 Warehousing and storage NAICS 493	26	$47,689	$146,495	−$100,305	$1,192
NAICS 925 Administration of housing programs, urban planning, and community development NAICS 925	22	$29,221	$77,751	−$169,049	$731
NAICS 814 Private households NAICS 814	22	$25,439	$63,673	−$183,127	$636
NAICS 334 Computer and electronic product manufacturing NAICS 334	11	$109,641	$377,101	+$130,301	$2,741
NAICS 314 Textile product mills NAICS 314	9	$35,367	$100,628	−$146,172	$884
NAICS 926 Administration of economic programs NAICS 926	6	$77,399	$257,086	+$10,286	$1,935
NAICS 562 Waste management and remediation services NAICS 562	4	$44,705	$135,388	−$111,412	$1,118
NAICS 999 Unclassified NAICS 999	1	$87,459	$294,533	+$47,733	$2,186

Affordable home price assumes the industry's average earner uses 30% of gross income for housing, with a 30-year mortgage at 7%, 5% down, $2,500/yr taxes & insurance, and 0.5% PMI. Adjust the Section 3 calculator for other terms. Affordable rent is 30% of monthly gross pay.

Source: BLS QCEW Annual Averages, 2024; ACS 5-year 2024 (median home value).

Section 5

Wages by Occupation

Selected essential-worker occupations for the MSA or nonmetropolitan area containing this county — jobs, the 10-year change, wages, and the housing each typical earner can afford. Both jobs counts and wages are reported at the MSA / nonmetropolitan-area level (BLS does not publish OEWS at the county level), so every county inside the same area shows the same numbers. For county-accurate employment totals, see Section 4 above.

Occupational wages and affordable housing

Occupation	2025 jobs	2015–2025 change	% change	Hourly wage	Annual wage	Affordable home price	Affordable monthly rent
Waiters and Waitresses SOC 35-3031	1,250	70	6%	$12.17	$25,300	$63,156	$633
Fast Food and Counter Workers SOC 35-3023 · prior-year code differs	3,370	530	19%	$12.53	$26,060	$65,985	$652
Childcare Workers SOC 39-9011	390	140	56%	$12.75	$26,520	$67,697	$663
Cashiers SOC 41-2011	3,210	(270)	(8%)	$12.85	$26,730	$68,479	$668
Retail Salespersons SOC 41-2031	2,820	(180)	(6%)	$16.18	$33,660	$94,274	$842
Janitors and Cleaners SOC 37-2011	1,110	(120)	(10%)	$16.21	$33,720	$94,498	$843
Tellers SOC 43-3071	460	(60)	(12%)	$16.87	$35,090	$99,597	$877
Home Health and Personal Care Aides SOC 31-1131 · prior-year code differs	1,040	(580)	(36%)	$17.30	$35,980	$102,910	$900
Office Clerks, General SOC 43-9061	1,580	(30)	(2%)	$18.51	$38,500	$112,291	$963
Construction Laborers SOC 47-2061	840	240	40%	$20.65	$42,950	$128,855	$1,074
Firefighters SOC 33-2011	270	(80)	(23%)	$22.11	$45,980	$140,134	$1,150
Carpenters SOC 47-2031	290	130	81%	$23.37	$48,610	$149,923	$1,215
Maintenance and Repair Workers, General SOC 49-9071	1,550	80	5%	$23.77	$49,440	$153,013	$1,236
Police and Sheriff's Patrol Officers SOC 33-3051	790	90	13%	$24.57	$51,100	$159,192	$1,278
Paramedics SOC 29-2043 · prior-year code differs	170	10	6%	$25.89	$53,860	$169,466	$1,347
Plumbers, Pipefitters, and Steamfitters SOC 47-2152	240	10	4%	$25.98	$54,040	$170,136	$1,351
Heavy and Tractor-Trailer Truck Drivers SOC 53-3032	2,840	480	20%	$26.20	$54,490	$171,811	$1,362
Elementary School Teachers, Except Special Education SOC 25-2021	1,610	90	6%	—	$57,320	$182,345	$1,433
Electricians SOC 47-2111	320	(110)	(26%)	$28.25	$58,770	$187,742	$1,469
Registered Nurses SOC 29-1141	1,570	220	16%	$36.78	$76,490	$253,702	$1,912

Affordable home price uses the same Section 3 formula (30% housing budget, 30-year mortgage at 7%, 5% down, $2,500/yr T&I, 0.5% PMI). Affordable rent is 30% of monthly wages. Negative job-change values are shown in red parentheses. A "prior-year code differs" note flags occupations whose SOC code changed between the two vintages (2010 SOC → 2018 SOC) — the change estimate is best-effort.

Source: BLS OEWS May 2025 (10-year change vs. May 2015). Jobs counts and wages reflect the MSA or nonmetropolitan area containing this county, not the county alone — OEWS is not published at the county level.

Methodology & sources

All figures derive from the 2024 American Community Survey 5-year estimates. State and national comparisons are population-weighted aggregates of county-level estimates (an approximation; ACS publishes its own state and national medians which can differ slightly).

The affordability calculator uses a 30% housing-budget rule with a 30-year mortgage. Defaults are 7% interest, 5% down, $2,500/year taxes and insurance, and 0.5% PMI — adjustable above.

Variables: 47031 · pulled from Full Housing Data Table.xlsx.