Tennessee · GEOID 47097

Lauderdale County

2024 ACS 5-year estimates · population 24,784 · 10,703 housing units

Median household income

$49,879

State $71,186

Median home value

$143,200

State $297,751

Median gross rent

$774

State $1,211

Homeownership rate

64.4%

State 66.9%

Renter cost-burden rate

49.7%

≥30% of income

Owner cost-burden rate

22.8%

≥30% of income

Homeowner vacancy

0.5%

Of owner-occupied + for-sale units

Rental vacancy

5.7%

Of renter-occupied + for-rent units

Overall vacancy

12.9%

All housing units

Price-to-income ratio

2.87

Affordable: 2.0–3.0

Section 1

Community Profile

Population, demographics, household composition, and income.

Community Data Summary

	Lauderdale County	Tennessee
Population	24,784	7,066,383
Population density (per sq. mi.)	52.52	—
Median household income	$49,879	$71,186
HUD Area Median Income (4-person, 100%)	$69,000	—
Households	9,325	—
Average household size	2.43 people	—
Owner-occupied	64.4%	66.9%
Renter-occupied	35.6%	33.1%
Race	59.0% White · 33.5% Black	0.0% White · 0.0% Black

Source: ACS 5-year 2024 (Tables DP05, S1101, DP04, S1901) and Census Gazetteer (land area); HUD FY2026 Income Limits.

Racial composition

Lauderdale County compared with Tennessee.

Source: ACS 5-year 2024, Table DP05.

Educational attainment (population 25+)

12.0% hold a bachelor's degree or higher (state: 31.1%).

Source: ACS 5-year 2024, Table S1501.

Median Household Income by Tenure

Owner-occupied vs. renter-occupied household income, county and state.

Source: ACS 5-year 2024, Table B25119.

Median Household Income by Age of Householder

Median household income by age group of householder.

Source: ACS 5-year 2024, Table B19049.

Median Household Income by Number of Earners

Median household income for families with each earner count.

Source: ACS 5-year 2024, Table S1903.

Household Size

Distribution of households by number of people.

Source: ACS 5-year 2024, Table S2501.

Income by Number of Earners

Earners	Share	Median income	Attainable monthly housing cost	Attainable home
0 earners	21.1%	$29,412	$735	$78,462
1 earner	36.7%	$47,601	$1,190	$146,168
2 earners	34.2%	$96,214	$2,405	$327,122
3+ earners	8.1%	$123,993	$3,100	$430,524

Attainable monthly housing cost = 30% of gross income ÷ 12. Attainable home price assumes 30% housing budget, 30-yr mortgage at 7%, 5% down.

Source: ACS 5-year 2024, Table S1903; affordability formula derived.

Households

9,325

Average size: 2.43 people

Households with children

2,272

24.4% of households

Per-capita income

$26,653

Poverty rate: 19.3%

Section 2

Residential Market Analysis

Housing stock characteristics — tenure, type, age, size, vacancy, rents.

Tenure

64.4% owner-occupied vs. state average 66.9%.

Source: ACS 5-year 2024, Table DP04.

Structure type

Single-family share 77.1% · Missing middle (2–19 units) 10.4%.

Source: ACS 5-year 2024, Table B25024.

Housing stock by decade

47.8% built before 1980 · Median structure age 1,981.00 yrs.

Source: ACS 5-year 2024, Table S2504.

Housing size mismatch

Compares the share of housing units by bedroom count against the share of households by size — a common diagnostic of housing supply/demand alignment.

Source: ACS 5-year 2024, Tables B25041 (bedrooms) and S2501 (household size).

Home value distribution

Owner-occupied homes by value bracket. Median: $143,200.

Source: ACS 5-year 2024, Table DP04.

Monthly Housing Costs

Distribution of monthly housing costs across all occupied units.

Source: ACS 5-year 2024, Table B25104.

Number of Bedrooms

Housing units by number of bedrooms.

Source: ACS 5-year 2024, Table B25041.

Median rent by bedroom

Overall median gross rent: $774.

Source: ACS 5-year 2024, Table B25031.

Renters by age

Number of renter householders by age bracket.

Source: ACS 5-year 2024, Table S2502.

Owners by age

Number of owner householders by age bracket.

Source: ACS 5-year 2024, Table S2502.

Vacancy composition

All 1,378 vacant units split into Census's seven categories. Frictional vacancy (units actively on the market) reflects healthy churn. Structural vacancy (seasonal, migrant, other) sits outside the market for year-round residents — high values change how the headline vacancy rate should be read.

Vacant units by type

For sale 2.0% · For rent 14.5% · Seasonal 18.6% · Other 62.1%.

Source: ACS 5-year 2024, Table B25004.

Frictional vs structural

19.3% of vacancy is frictional (for sale + for rent + rented/sold not yet occupied); 80.7% is structural (seasonal + migrant + other).

Source: ACS 5-year 2024, Table B25004.

Seasonal / recreational share of all housing

2.4%

256 units of 10,703 total

Housing units held for seasonal or recreational use.

"Other vacant" share of all housing

8.0%

856 units of 10,703 total

⚑ Above the 5% threshold — possible indicator of disinvestment, abandonment, or condemned stock.

Section 3

Workforce Housing Needs Assessment

Affordability, cost burden, and the housing options for households in the workforce income range.

Workforce range — ACS median household income

80% MHI$39,903

100% MHI$49,879

120% MHI$59,855

County-wide median from ACS 5-year estimates. A household at 100% MHI in Lauderdale County should be able to afford a home up to roughly — (30% housing budget, default mortgage terms).

Workforce range — HUD Area Median Income

	1-person	2-person	4-person
80% AMI	$43,700	$49,950	$62,400
100% AMI	$48,300	$55,200	$69,000
120% AMI	$57,950	$66,250	$82,800

HUD FMR Area: Lauderdale County, TN. 80% AMI uses HUD's published Section 8 Low Income Limits; 100% is HUD MFI; 120% is the standard workforce convention.

Affordability calculator

Follows the standard 30%-of-gross-income affordability rule.

Income basis Household income Interest rate % Down payment % Taxes & insurance / yr

Affordable monthly—

Affordable home price—

Renter cost burden

49.7% of renter households spend ≥30% of income on rent (25.7% spend ≥50%).

Source: ACS 5-year 2024, Table B25070.

Owner cost burden by income

22.8% of homeowners spend ≥30% of income on housing. Bars show counts of cost-burdened owners by income bracket.

Source: ACS 5-year 2024, Table B25106.

Household income — owners vs renters

Distribution of household income for owner-occupied (navy) and renter-occupied (gold) households.

Source: ACS 5-year 2024, Table B25118.

Section 4

Industry & Workforce Wages

Employment, average wages, and the housing each industry's typical earner can afford in Lauderdale County.

Covered employment

5,980

Across 14 sectors

Establishments

309

QCEW 2024

Avg annual pay (workforce)

$48,067

Employment-weighted across sectors

Top 10 sectors by employment

Annual average employment by NAICS 2-digit sector. Counties with fewer than five covered establishments in a sector may show suppressed totals.

Source: BLS QCEW Annual Averages, 2024.

Attainable housing by industry

Industry	Employment	Avg annual wage	Affordable home price	vs. median value	Affordable monthly rent
NAICS 31-33 Manufacturing NAICS 31-33	1,152	$57,542	$183,171	+$39,971	$1,439
NAICS 92 Public administration NAICS 92	1,001	$54,736	$172,726	+$29,526	$1,368
NAICS 48-49 Transportation and warehousing NAICS 48-49	725	$60,541	$194,335	+$51,135	$1,514
NAICS 61 Educational services NAICS 61	724	$36,413	$104,522	−$38,678	$910
NAICS 62 Health care and social assistance NAICS 62	630	$45,606	$138,742	−$4,458	$1,140
NAICS 44-45 Retail trade NAICS 44-45	617	$29,195	$77,654	−$65,546	$730
NAICS 72 Accommodation and food services NAICS 72	415	$17,373	$33,649	−$109,551	$434
NAICS 11 Agriculture, forestry, fishing and hunting NAICS 11	185	$49,446	$153,035	+$9,835	$1,236
NAICS 52 Finance and insurance NAICS 52	180	$62,187	$200,462	+$57,262	$1,555
NAICS 23 Construction NAICS 23	141	$53,828	$169,347	+$26,147	$1,346
NAICS 22 Utilities NAICS 22	81	$56,374	$178,824	+$35,624	$1,409
NAICS 53 Real estate and rental and leasing NAICS 53	63	$132,145	$460,869	+$317,669	$3,304
NAICS 56 Administrative and support and waste management and remediation services NAICS 56	53	$19,883	$42,992	−$100,208	$497
NAICS 71 Arts, entertainment, and recreation NAICS 71	13	$21,097	$47,511	−$95,689	$527

Subsector	Employment	Avg annual wage	Affordable home price	vs. median value	Affordable monthly rent
NAICS 611 Educational services NAICS 611	724	$36,413	$104,522	−$38,678	$910
NAICS 922 Justice, public order, and safety activities NAICS 922	493	$73,236	$241,590	+$98,390	$1,831
NAICS 921 Executive, legislative, and other general government support NAICS 921	441	$32,659	$90,548	−$52,652	$816
NAICS 722 Food services and drinking places NAICS 722	406	$17,370	$33,638	−$109,562	$434
NAICS 455 General merchandise retailers NAICS 455	258	$29,525	$78,883	−$64,317	$738
NAICS 484 Truck transportation NAICS 484	232	$64,864	$210,426	+$67,226	$1,622
NAICS 621 Ambulatory health care services NAICS 621	231	$53,822	$169,324	+$26,124	$1,346
NAICS 522 Credit intermediation and related activities NAICS 522	164	$62,111	$200,179	+$56,979	$1,553
NAICS 423 Merchant wholesalers, durable goods NAICS 423	110	$61,599	$198,273	+$55,073	$1,540
NAICS 445 Food and beverage retailers NAICS 445	94	$22,563	$52,968	−$90,232	$564
NAICS 238 Specialty trade contractors NAICS 238	92	$55,475	$175,477	+$32,277	$1,387
NAICS 457 Gasoline stations and fuel dealers NAICS 457	87	$22,172	$51,512	−$91,688	$554
NAICS 221 Utilities NAICS 221	81	$56,374	$178,824	+$35,624	$1,409
NAICS 441 Motor vehicle and parts dealers NAICS 441	54	$31,076	$84,656	−$58,544	$777
NAICS 456 Health and personal care retailers NAICS 456	45	$50,019	$155,168	+$11,968	$1,250
NAICS 424 Merchant wholesalers, nondurable goods NAICS 424	43	$71,472	$235,024	+$91,824	$1,787
NAICS 491 Postal service NAICS 491	41	$59,782	$191,509	+$48,309	$1,495
NAICS 923 Administration of human resource programs NAICS 923	40	$64,876	$210,471	+$67,271	$1,622
NAICS 449 Furniture, home furnishings, electronics, and appliance retailers NAICS 449	37	$27,289	$70,559	−$72,641	$682
NAICS 811 Repair and maintenance NAICS 811	36	$49,447	$153,039	+$9,839	$1,236
NAICS 531 Real estate NAICS 531	34	$203,669	$727,106	+$583,906	$5,092
NAICS 237 Heavy and civil engineering construction NAICS 237	32	$49,405	$152,883	+$9,683	$1,235
NAICS 532 Rental and leasing services NAICS 532	29	$48,290	$148,732	+$5,532	$1,207
NAICS 812 Personal and laundry services NAICS 812	24	$40,884	$121,165	−$22,035	$1,022
NAICS 924 Administration of environmental quality programs NAICS 924	22	$65,736	$213,672	+$70,472	$1,643
NAICS 444 Building material and garden equipment and supplies dealers NAICS 444	22	$41,691	$124,169	−$19,031	$1,042
NAICS 721 Accommodation NAICS 721	9	$17,520	$34,196	−$109,004	$438
NAICS 926 Administration of economic programs NAICS 926	5	$48,250	$148,583	+$5,383	$1,206
NAICS 485 Transit and ground passenger transportation NAICS 485	4	$41,575	$123,737	−$19,463	$1,039
NAICS 624 Social assistance NAICS 624	1	$42,472	$127,076	−$16,124	$1,062

Affordable home price assumes the industry's average earner uses 30% of gross income for housing, with a 30-year mortgage at 7%, 5% down, $2,500/yr taxes & insurance, and 0.5% PMI. Adjust the Section 3 calculator for other terms. Affordable rent is 30% of monthly gross pay.

Source: BLS QCEW Annual Averages, 2024; ACS 5-year 2024 (median home value).

Section 5

Wages by Occupation

Selected essential-worker occupations for the MSA or nonmetropolitan area containing this county — jobs, the 10-year change, wages, and the housing each typical earner can afford. Both jobs counts and wages are reported at the MSA / nonmetropolitan-area level (BLS does not publish OEWS at the county level), so every county inside the same area shows the same numbers. For county-accurate employment totals, see Section 4 above.

Occupational wages and affordable housing

Occupation	2025 jobs	2015–2025 change	% change	Hourly wage	Annual wage	Affordable home price	Affordable monthly rent
Waiters and Waitresses SOC 35-3031	1,290	(520)	(29%)	$12.11	$25,180	$62,709	$630
Fast Food and Counter Workers SOC 35-3023 · prior-year code differs	3,420	170	5%	$12.30	$25,590	$64,235	$640
Childcare Workers SOC 39-9011	280	(80)	(22%)	$12.38	$25,750	$64,831	$644
Cashiers SOC 41-2011	3,370	(1,350)	(29%)	$12.77	$26,560	$67,846	$664
Janitors and Cleaners SOC 37-2011	1,300	(300)	(19%)	$15.95	$33,180	$92,488	$830
Retail Salespersons SOC 41-2031	2,650	(1,180)	(31%)	$16.11	$33,520	$93,753	$838
Tellers SOC 43-3071	620	(460)	(43%)	$16.69	$34,710	$98,183	$868
Home Health and Personal Care Aides SOC 31-1131 · prior-year code differs	1,360	(1,170)	(46%)	$16.89	$35,120	$99,709	$878
Office Clerks, General SOC 43-9061	1,730	(970)	(36%)	$17.86	$37,150	$107,265	$929
Firefighters SOC 33-2011	280	20	8%	$19.00	$39,520	$116,087	$988
Construction Laborers SOC 47-2061	1,030	410	66%	$21.09	$43,860	$132,242	$1,097
Maintenance and Repair Workers, General SOC 49-9071	1,660	310	23%	$23.53	$48,950	$151,189	$1,224
Police and Sheriff's Patrol Officers SOC 33-3051	810	0	0%	$24.10	$50,130	$155,581	$1,253
Carpenters SOC 47-2031	240	(220)	(48%)	$24.78	$51,550	$160,867	$1,289
Heavy and Tractor-Trailer Truck Drivers SOC 53-3032	2,290	(430)	(16%)	$25.24	$52,510	$164,441	$1,313
Plumbers, Pipefitters, and Steamfitters SOC 47-2152	260	120	86%	$25.76	$53,570	$168,386	$1,339
Paramedics SOC 29-2043 · prior-year code differs	120	(300)	(71%)	$26.07	$54,230	$170,843	$1,356
Elementary School Teachers, Except Special Education SOC 25-2021	1,600	(350)	(18%)	—	$55,170	$174,342	$1,379
Electricians SOC 47-2111	670	160	31%	$28.55	$59,380	$190,013	$1,485
Registered Nurses SOC 29-1141	1,860	160	9%	$36.31	$75,520	$250,092	$1,888

Affordable home price uses the same Section 3 formula (30% housing budget, 30-year mortgage at 7%, 5% down, $2,500/yr T&I, 0.5% PMI). Affordable rent is 30% of monthly wages. Negative job-change values are shown in red parentheses. A "prior-year code differs" note flags occupations whose SOC code changed between the two vintages (2010 SOC → 2018 SOC) — the change estimate is best-effort.

Source: BLS OEWS May 2025 (10-year change vs. May 2015). Jobs counts and wages reflect the MSA or nonmetropolitan area containing this county, not the county alone — OEWS is not published at the county level.

Methodology & sources

All figures derive from the 2024 American Community Survey 5-year estimates. State and national comparisons are population-weighted aggregates of county-level estimates (an approximation; ACS publishes its own state and national medians which can differ slightly).

The affordability calculator uses a 30% housing-budget rule with a 30-year mortgage. Defaults are 7% interest, 5% down, $2,500/year taxes and insurance, and 0.5% PMI — adjustable above.

Variables: 47097 · pulled from Full Housing Data Table.xlsx.