Texas · GEOID 48089

Colorado County

2024 ACS 5-year estimates · population 21,006 · 10,102 housing units

Median household income

$66,377

State $80,443

Median home value

$209,800

State $291,649

Median gross rent

$926

State $1,408

Homeownership rate

79.5%

State 62.6%

Renter cost-burden rate

29.6%

≥30% of income

Owner cost-burden rate

17.4%

≥30% of income

Homeowner vacancy

1.6%

Of owner-occupied + for-sale units

Rental vacancy

4.1%

Of renter-occupied + for-rent units

Overall vacancy

21.4%

All housing units

Price-to-income ratio

3.16

Affordable: 2.0–3.0

Section 1

Community Profile

Population, demographics, household composition, and income.

Community Data Summary

	Colorado County	Texas
Population	21,006	30,188,424
Population density (per sq. mi.)	21.87	—
Median household income	$66,377	$80,443
HUD Area Median Income (4-person, 100%)	$92,900	—
Households	7,937	—
Average household size	2.60 people	—
Owner-occupied	79.5%	62.6%
Renter-occupied	20.5%	37.4%
Race	59.7% White · 10.3% Black	0.0% White · 0.0% Black

Source: ACS 5-year 2024 (Tables DP05, S1101, DP04, S1901) and Census Gazetteer (land area); HUD FY2026 Income Limits.

Racial composition

Colorado County compared with Texas.

Source: ACS 5-year 2024, Table DP05.

Educational attainment (population 25+)

22.9% hold a bachelor's degree or higher (state: 33.8%).

Source: ACS 5-year 2024, Table S1501.

Median Household Income by Tenure

Owner-occupied vs. renter-occupied household income, county and state.

Source: ACS 5-year 2024, Table B25119.

Median Household Income by Age of Householder

Median household income by age group of householder.

Source: ACS 5-year 2024, Table B19049.

Median Household Income by Number of Earners

Median household income for families with each earner count.

Source: ACS 5-year 2024, Table S1903.

Household Size

Distribution of households by number of people.

Source: ACS 5-year 2024, Table S2501.

Income by Number of Earners

Earners	Share	Median income	Attainable monthly housing cost	Attainable home
0 earners	18.3%	$63,623	$1,591	$205,807
1 earner	31.2%	$59,777	$1,494	$191,491
2 earners	41.5%	$105,505	$2,638	$361,706
3+ earners	9.0%	$130,668	$3,267	$455,371

Attainable monthly housing cost = 30% of gross income ÷ 12. Attainable home price assumes 30% housing budget, 30-yr mortgage at 7%, 5% down.

Source: ACS 5-year 2024, Table S1903; affordability formula derived.

Households

7,937

Average size: 2.60 people

Households with children

1,418

17.9% of households

Per-capita income

$36,990

Poverty rate: 8.3%

Section 2

Residential Market Analysis

Housing stock characteristics — tenure, type, age, size, vacancy, rents.

Tenure

79.5% owner-occupied vs. state average 62.6%.

Source: ACS 5-year 2024, Table DP04.

Structure type

Single-family share 78.1% · Missing middle (2–19 units) 4.7%.

Source: ACS 5-year 2024, Table B25024.

Housing stock by decade

47.3% built before 1980 · Median structure age 1,983.00 yrs.

Source: ACS 5-year 2024, Table S2504.

Housing size mismatch

Compares the share of housing units by bedroom count against the share of households by size — a common diagnostic of housing supply/demand alignment.

Source: ACS 5-year 2024, Tables B25041 (bedrooms) and S2501 (household size).

Home value distribution

Owner-occupied homes by value bracket. Median: $209,800.

Source: ACS 5-year 2024, Table DP04.

Monthly Housing Costs

Distribution of monthly housing costs across all occupied units.

Source: ACS 5-year 2024, Table B25104.

Number of Bedrooms

Housing units by number of bedrooms.

Source: ACS 5-year 2024, Table B25041.

Median rent by bedroom

Overall median gross rent: $926.

Source: ACS 5-year 2024, Table B25031.

Renters by age

Number of renter householders by age bracket.

Source: ACS 5-year 2024, Table S2502.

Owners by age

Number of owner householders by age bracket.

Source: ACS 5-year 2024, Table S2502.

Vacancy composition

All 2,165 vacant units split into Census's seven categories. Frictional vacancy (units actively on the market) reflects healthy churn. Structural vacancy (seasonal, migrant, other) sits outside the market for year-round residents — high values change how the headline vacancy rate should be read.

Vacant units by type

For sale 4.8% · For rent 3.5% · Seasonal 59.6% · Other 24.2%.

Source: ACS 5-year 2024, Table B25004.

Frictional vs structural

16.3% of vacancy is frictional (for sale + for rent + rented/sold not yet occupied); 83.7% is structural (seasonal + migrant + other).

Source: ACS 5-year 2024, Table B25004.

Seasonal / recreational share of all housing

12.8%

1,290 units of 10,102 total

⚑ Above the 10% threshold — meaningful pressure on year-round residents from second-home / short-term-rental demand.

"Other vacant" share of all housing

5.2%

523 units of 10,102 total

⚑ Above the 5% threshold — possible indicator of disinvestment, abandonment, or condemned stock.

Section 3

Workforce Housing Needs Assessment

Affordability, cost burden, and the housing options for households in the workforce income range.

Workforce range — ACS median household income

80% MHI$53,102

100% MHI$66,377

120% MHI$79,652

County-wide median from ACS 5-year estimates. A household at 100% MHI in Colorado County should be able to afford a home up to roughly — (30% housing budget, default mortgage terms).

Workforce range — HUD Area Median Income

	1-person	2-person	4-person
80% AMI	$52,050	$59,450	$74,300
100% AMI	$65,030	$74,320	$92,900
120% AMI	$78,050	$89,200	$111,500

HUD FMR Area: Colorado County, TX. 80% AMI uses HUD's published Section 8 Low Income Limits; 100% is HUD MFI; 120% is the standard workforce convention.

Affordability calculator

Follows the standard 30%-of-gross-income affordability rule.

Income basis Household income Interest rate % Down payment % Taxes & insurance / yr

Affordable monthly—

Affordable home price—

Renter cost burden

29.6% of renter households spend ≥30% of income on rent (12.7% spend ≥50%).

Source: ACS 5-year 2024, Table B25070.

Owner cost burden by income

17.4% of homeowners spend ≥30% of income on housing. Bars show counts of cost-burdened owners by income bracket.

Source: ACS 5-year 2024, Table B25106.

Household income — owners vs renters

Distribution of household income for owner-occupied (navy) and renter-occupied (gold) households.

Source: ACS 5-year 2024, Table B25118.

Section 4

Industry & Workforce Wages

Employment, average wages, and the housing each industry's typical earner can afford in Colorado County.

Covered employment

4,261

Across 11 sectors

Establishments

411

QCEW 2024

Avg annual pay (workforce)

$61,057

Employment-weighted across sectors

Top 10 sectors by employment

Annual average employment by NAICS 2-digit sector. Counties with fewer than five covered establishments in a sector may show suppressed totals.

Source: BLS QCEW Annual Averages, 2024.

Attainable housing by industry

Industry	Employment	Avg annual wage	Affordable home price	vs. median value	Affordable monthly rent
NAICS 31-33 Manufacturing NAICS 31-33	1,203	$69,228	$226,671	+$16,871	$1,731
NAICS 44-45 Retail trade NAICS 44-45	964	$42,329	$126,543	−$83,257	$1,058
NAICS 23 Construction NAICS 23	511	$77,276	$256,628	+$46,828	$1,932
NAICS 48-49 Transportation and warehousing NAICS 48-49	375	$62,559	$201,846	−$7,954	$1,564
NAICS 92 Public administration NAICS 92	301	$50,560	$157,182	−$52,618	$1,264
NAICS 21 Mining, quarrying, and oil and gas extraction NAICS 21	285	$74,961	$248,011	+$38,211	$1,874
NAICS 11 Agriculture, forestry, fishing and hunting NAICS 11	245	$46,258	$141,168	−$68,632	$1,156
NAICS 52 Finance and insurance NAICS 52	150	$62,089	$200,097	−$9,703	$1,552
NAICS 54 Professional, scientific, and technical services NAICS 54	148	$65,781	$213,840	+$4,040	$1,645
NAICS 53 Real estate and rental and leasing NAICS 53	44	$93,808	$318,166	+$108,366	$2,345
NAICS 22 Utilities NAICS 22	35	$58,252	$185,814	−$23,986	$1,456

Subsector	Employment	Avg annual wage	Affordable home price	vs. median value	Affordable monthly rent
NAICS 722 Food services and drinking places NAICS 722	586	$22,343	$52,149	−$157,651	$559
NAICS 327 Nonmetallic mineral product manufacturing NAICS 327	449	$64,693	$209,790	−$10	$1,617
NAICS 623 Nursing and residential care facilities NAICS 623	287	$42,575	$127,459	−$82,341	$1,064
NAICS 238 Specialty trade contractors NAICS 238	278	$71,363	$234,618	+$24,818	$1,784
NAICS 621 Ambulatory health care services NAICS 621	244	$58,155	$185,453	−$24,347	$1,454
NAICS 441 Motor vehicle and parts dealers NAICS 441	237	$64,318	$208,394	−$1,406	$1,608
NAICS 484 Truck transportation NAICS 484	236	$70,390	$230,996	+$21,196	$1,760
NAICS 445 Food and beverage retailers NAICS 445	209	$28,351	$74,513	−$135,287	$709
NAICS 236 Construction of buildings NAICS 236	179	$93,749	$317,946	+$108,146	$2,344
NAICS 457 Gasoline stations and fuel dealers NAICS 457	178	$38,003	$110,441	−$99,359	$950
NAICS 624 Social assistance NAICS 624	157	$22,634	$53,232	−$156,568	$566
NAICS 311 Food manufacturing NAICS 311	150	$50,329	$156,322	−$53,478	$1,258
NAICS 541 Professional, scientific, and technical services NAICS 541	148	$65,781	$213,840	+$4,040	$1,645
NAICS 424 Merchant wholesalers, nondurable goods NAICS 424	126	$68,369	$223,473	+$13,673	$1,709
NAICS 921 Executive, legislative, and other general government support NAICS 921	114	$46,288	$141,280	−$68,520	$1,157
NAICS 444 Building material and garden equipment and supplies dealers NAICS 444	98	$49,551	$153,426	−$56,374	$1,239
NAICS 922 Justice, public order, and safety activities NAICS 922	96	$50,979	$158,742	−$51,058	$1,274
NAICS 111 Crop production NAICS 111	96	$48,680	$150,184	−$59,616	$1,217
NAICS 522 Credit intermediation and related activities NAICS 522	92	$64,825	$210,281	+$481	$1,621
NAICS 423 Merchant wholesalers, durable goods NAICS 423	90	$84,894	$284,985	+$75,185	$2,122
NAICS 561 Administrative and support services NAICS 561	87	$43,350	$130,344	−$79,456	$1,084
NAICS 112 Animal production and aquaculture NAICS 112	75	$35,156	$99,843	−$109,957	$879
NAICS 115 Support activities for agriculture and forestry NAICS 115	58	$57,559	$183,235	−$26,565	$1,439
NAICS 811 Repair and maintenance NAICS 811	57	$48,633	$150,009	−$59,791	$1,216
NAICS 237 Heavy and civil engineering construction NAICS 237	54	$53,110	$166,674	−$43,126	$1,328
NAICS 524 Insurance carriers and related activities NAICS 524	45	$53,621	$168,576	−$41,224	$1,341
NAICS 491 Postal service NAICS 491	38	$65,580	$213,092	+$3,292	$1,640
NAICS 221 Utilities NAICS 221	35	$58,252	$185,814	−$23,986	$1,456
NAICS 456 Health and personal care retailers NAICS 456	32	$41,653	$124,027	−$85,773	$1,041
NAICS 332 Fabricated metal product manufacturing NAICS 332	30	$48,668	$150,139	−$59,661	$1,217
NAICS 531 Real estate NAICS 531	27	$47,621	$146,242	−$63,558	$1,191
NAICS 812 Personal and laundry services NAICS 812	27	$34,914	$98,942	−$110,858	$873
NAICS 449 Furniture, home furnishings, electronics, and appliance retailers NAICS 449	19	$38,341	$111,699	−$98,101	$959
NAICS 532 Rental and leasing services NAICS 532	17	$167,164	$591,222	+$381,422	$4,179
NAICS 814 Private households NAICS 814	16	$30,048	$80,829	−$128,971	$751
NAICS 459 Sporting goods, hobby, musical instrument, book, and miscellaneous retailers NAICS 459	14	$33,259	$92,782	−$117,018	$831
NAICS 924 Administration of environmental quality programs NAICS 924	11	$69,153	$226,391	+$16,591	$1,729
NAICS 923 Administration of human resource programs NAICS 923	10	$77,686	$258,154	+$48,354	$1,942

Affordable home price assumes the industry's average earner uses 30% of gross income for housing, with a 30-year mortgage at 7%, 5% down, $2,500/yr taxes & insurance, and 0.5% PMI. Adjust the Section 3 calculator for other terms. Affordable rent is 30% of monthly gross pay.

Source: BLS QCEW Annual Averages, 2024; ACS 5-year 2024 (median home value).

Section 5

Wages by Occupation

Selected essential-worker occupations for the MSA or nonmetropolitan area containing this county — jobs, the 10-year change, wages, and the housing each typical earner can afford. Both jobs counts and wages are reported at the MSA / nonmetropolitan-area level (BLS does not publish OEWS at the county level), so every county inside the same area shows the same numbers. For county-accurate employment totals, see Section 4 above.

Occupational wages and affordable housing

Occupation	2025 jobs	2015–2025 change	% change	Hourly wage	Annual wage	Affordable home price	Affordable monthly rent
Childcare Workers SOC 39-9011	470	(100)	(18%)	$12.27	$25,520	$63,975	$638
Fast Food and Counter Workers SOC 35-3023 · prior-year code differs	6,450	1,470	30%	$12.43	$25,840	$65,166	$646
Waiters and Waitresses SOC 35-3031	1,260	(720)	(36%)	$13.54	$28,150	$73,764	$704
Cashiers SOC 41-2011	3,520	(1,770)	(33%)	$13.93	$28,960	$76,779	$724
Janitors and Cleaners SOC 37-2011	2,210	(280)	(11%)	$15.71	$32,670	$90,589	$817
Retail Salespersons SOC 41-2031	2,910	(100)	(3%)	$15.83	$32,920	$91,520	$823
Home Health and Personal Care Aides SOC 31-1131 · prior-year code differs	1,330	(4,550)	(77%)	$16.99	$35,340	$100,528	$884
Tellers SOC 43-3071	510	(440)	(46%)	$17.44	$36,270	$103,990	$907
Office Clerks, General SOC 43-9061	2,840	(2,380)	(46%)	$18.77	$39,030	$114,263	$976
Construction Laborers SOC 47-2061	1,550	(700)	(31%)	$19.36	$40,260	$118,842	$1,007
Maintenance and Repair Workers, General SOC 49-9071	2,040	380	23%	$22.24	$46,260	$141,176	$1,157
Paramedics SOC 29-2043 · prior-year code differs	300	(290)	(49%)	$23.13	$48,110	$148,062	$1,203
Firefighters SOC 33-2011	250	20	9%	$23.81	$49,520	$153,311	$1,238
Carpenters SOC 47-2031	640	430	205%	$24.00	$49,920	$154,800	$1,248
Heavy and Tractor-Trailer Truck Drivers SOC 53-3032	2,700	(1,310)	(33%)	$25.74	$53,550	$168,312	$1,339
Plumbers, Pipefitters, and Steamfitters SOC 47-2152	420	130	45%	$28.03	$58,300	$185,993	$1,458
Elementary School Teachers, Except Special Education SOC 25-2021	1,920	(750)	(28%)	—	$60,170	$192,954	$1,504
Electricians SOC 47-2111	1,120	—	—	$29.12	$60,570	$194,443	$1,514
Police and Sheriff's Patrol Officers SOC 33-3051	1,160	10	1%	$30.10	$62,610	$202,036	$1,565
Registered Nurses SOC 29-1141	2,020	210	12%	$39.96	$83,130	$278,419	$2,078

Affordable home price uses the same Section 3 formula (30% housing budget, 30-year mortgage at 7%, 5% down, $2,500/yr T&I, 0.5% PMI). Affordable rent is 30% of monthly wages. Negative job-change values are shown in red parentheses. A "prior-year code differs" note flags occupations whose SOC code changed between the two vintages (2010 SOC → 2018 SOC) — the change estimate is best-effort.

Source: BLS OEWS May 2025 (10-year change vs. May 2015). Jobs counts and wages reflect the MSA or nonmetropolitan area containing this county, not the county alone — OEWS is not published at the county level.

Methodology & sources

All figures derive from the 2024 American Community Survey 5-year estimates. State and national comparisons are population-weighted aggregates of county-level estimates (an approximation; ACS publishes its own state and national medians which can differ slightly).

The affordability calculator uses a 30% housing-budget rule with a 30-year mortgage. Defaults are 7% interest, 5% down, $2,500/year taxes and insurance, and 0.5% PMI — adjustable above.

Variables: 48089 · pulled from Full Housing Data Table.xlsx.