Texas · GEOID 48099

Coryell County

2024 ACS 5-year estimates · population 84,748 · 29,512 housing units

Median household income

$71,301

State $80,443

Median home value

$195,300

State $291,649

Median gross rent

$1,186

State $1,408

Homeownership rate

58.6%

State 62.6%

Renter cost-burden rate

41.1%

≥30% of income

Owner cost-burden rate

19.8%

≥30% of income

Homeowner vacancy

1.3%

Of owner-occupied + for-sale units

Rental vacancy

3.1%

Of renter-occupied + for-rent units

Overall vacancy

8.6%

All housing units

Price-to-income ratio

2.74

Affordable: 2.0–3.0

Section 1

Community Profile

Population, demographics, household composition, and income.

Community Data Summary

	Coryell County	Texas
Population	84,748	30,188,424
Population density (per sq. mi.)	80.54	—
Median household income	$71,301	$80,443
HUD Area Median Income (4-person, 100%)	$85,100	—
Households	26,986	—
Average household size	2.53 people	—
Owner-occupied	58.6%	62.6%
Renter-occupied	41.4%	37.4%
Race	58.6% White · 14.3% Black	0.0% White · 0.0% Black

Source: ACS 5-year 2024 (Tables DP05, S1101, DP04, S1901) and Census Gazetteer (land area); HUD FY2026 Income Limits.

Racial composition

Coryell County compared with Texas.

Source: ACS 5-year 2024, Table DP05.

Educational attainment (population 25+)

19.3% hold a bachelor's degree or higher (state: 33.8%).

Source: ACS 5-year 2024, Table S1501.

Median Household Income by Tenure

Owner-occupied vs. renter-occupied household income, county and state.

Source: ACS 5-year 2024, Table B25119.

Median Household Income by Age of Householder

Median household income by age group of householder.

Source: ACS 5-year 2024, Table B19049.

Median Household Income by Number of Earners

Median household income for families with each earner count.

Source: ACS 5-year 2024, Table S1903.

Household Size

Distribution of households by number of people.

Source: ACS 5-year 2024, Table S2501.

Income by Number of Earners

Earners	Share	Median income	Attainable monthly housing cost	Attainable home
0 earners	12.8%	$54,248	$1,356	$170,910
1 earner	40.6%	$63,292	$1,582	$204,575
2 earners	39.1%	$100,759	$2,519	$344,040
3+ earners	7.5%	$132,771	$3,319	$463,199

Attainable monthly housing cost = 30% of gross income ÷ 12. Attainable home price assumes 30% housing budget, 30-yr mortgage at 7%, 5% down.

Source: ACS 5-year 2024, Table S1903; affordability formula derived.

Households

26,986

Average size: 2.53 people

Households with children

9,057

33.6% of households

Per-capita income

$30,066

Poverty rate: 10.0%

Section 2

Residential Market Analysis

Housing stock characteristics — tenure, type, age, size, vacancy, rents.

Tenure

58.6% owner-occupied vs. state average 62.6%.

Source: ACS 5-year 2024, Table DP04.

Structure type

Single-family share 77.3% · Missing middle (2–19 units) 14.8%.

Source: ACS 5-year 2024, Table B25024.

Housing stock by decade

38.1% built before 1980 · Median structure age 1,987.00 yrs.

Source: ACS 5-year 2024, Table S2504.

Housing size mismatch

Compares the share of housing units by bedroom count against the share of households by size — a common diagnostic of housing supply/demand alignment.

Source: ACS 5-year 2024, Tables B25041 (bedrooms) and S2501 (household size).

Home value distribution

Owner-occupied homes by value bracket. Median: $195,300.

Source: ACS 5-year 2024, Table DP04.

Monthly Housing Costs

Distribution of monthly housing costs across all occupied units.

Source: ACS 5-year 2024, Table B25104.

Number of Bedrooms

Housing units by number of bedrooms.

Source: ACS 5-year 2024, Table B25041.

Median rent by bedroom

Overall median gross rent: $1,186.

Source: ACS 5-year 2024, Table B25031.

Renters by age

Number of renter householders by age bracket.

Source: ACS 5-year 2024, Table S2502.

Owners by age

Number of owner householders by age bracket.

Source: ACS 5-year 2024, Table S2502.

Vacancy composition

All 2,526 vacant units split into Census's seven categories. Frictional vacancy (units actively on the market) reflects healthy churn. Structural vacancy (seasonal, migrant, other) sits outside the market for year-round residents — high values change how the headline vacancy rate should be read.

Vacant units by type

For sale 8.4% · For rent 14.2% · Seasonal 12.8% · Other 57.9%.

Source: ACS 5-year 2024, Table B25004.

Frictional vs structural

29.2% of vacancy is frictional (for sale + for rent + rented/sold not yet occupied); 70.8% is structural (seasonal + migrant + other).

Source: ACS 5-year 2024, Table B25004.

Seasonal / recreational share of all housing

1.1%

324 units of 29,512 total

Housing units held for seasonal or recreational use.

"Other vacant" share of all housing

5.0%

1,462 units of 29,512 total

Census "Other vacant" — units off the market for reasons other than seasonal, migrant, sale, or rental.

Section 3

Workforce Housing Needs Assessment

Affordability, cost burden, and the housing options for households in the workforce income range.

Workforce range — ACS median household income

80% MHI$57,041

100% MHI$71,301

120% MHI$85,561

County-wide median from ACS 5-year estimates. A household at 100% MHI in Coryell County should be able to afford a home up to roughly — (30% housing budget, default mortgage terms).

Workforce range — HUD Area Median Income

	1-person	2-person	4-person
80% AMI	$47,700	$54,500	$68,100
100% AMI	$59,570	$68,080	$85,100
120% AMI	$71,500	$81,700	$102,100

HUD FMR Area: Killeen-Temple, TX HUD Metro FMR Area. 80% AMI uses HUD's published Section 8 Low Income Limits; 100% is HUD MFI; 120% is the standard workforce convention.

Affordability calculator

Follows the standard 30%-of-gross-income affordability rule.

Income basis Household income Interest rate % Down payment % Taxes & insurance / yr

Affordable monthly—

Affordable home price—

Renter cost burden

41.1% of renter households spend ≥30% of income on rent (14.2% spend ≥50%).

Source: ACS 5-year 2024, Table B25070.

Owner cost burden by income

19.8% of homeowners spend ≥30% of income on housing. Bars show counts of cost-burdened owners by income bracket.

Source: ACS 5-year 2024, Table B25106.

Household income — owners vs renters

Distribution of household income for owner-occupied (navy) and renter-occupied (gold) households.

Source: ACS 5-year 2024, Table B25118.

Section 4

Industry & Workforce Wages

Employment, average wages, and the housing each industry's typical earner can afford in Coryell County.

Covered employment

9,222

Across 17 sectors

Establishments

935

QCEW 2024

Avg annual pay (workforce)

$52,571

Employment-weighted across sectors

Top 10 sectors by employment

Annual average employment by NAICS 2-digit sector. Counties with fewer than five covered establishments in a sector may show suppressed totals.

Source: BLS QCEW Annual Averages, 2024.

Attainable housing by industry

Industry	Employment	Avg annual wage	Affordable home price	vs. median value	Affordable monthly rent
NAICS 44-45 Retail trade NAICS 44-45	2,029	$32,622	$90,411	−$104,889	$816
NAICS 72 Accommodation and food services NAICS 72	1,609	$17,780	$35,164	−$160,136	$445
NAICS 54 Professional, scientific, and technical services NAICS 54	1,169	$97,196	$330,777	+$135,477	$2,430
NAICS 62 Health care and social assistance NAICS 62	820	$61,054	$196,244	+$944	$1,526
NAICS 23 Construction NAICS 23	746	$57,205	$181,917	−$13,383	$1,430
NAICS 92 Public administration NAICS 92	574	$56,944	$180,945	−$14,355	$1,424
NAICS 81 Other services (except public administration) NAICS 81	565	$45,898	$139,828	−$55,472	$1,147
NAICS 31-33 Manufacturing NAICS 31-33	365	$73,194	$241,433	+$46,133	$1,830
NAICS 42 Wholesale trade NAICS 42	358	$114,955	$396,882	+$201,582	$2,874
NAICS 52 Finance and insurance NAICS 52	258	$66,984	$218,318	+$23,018	$1,675
NAICS 51 Information NAICS 51	211	$67,419	$219,937	+$24,637	$1,685
NAICS 48-49 Transportation and warehousing NAICS 48-49	176	$58,852	$188,048	−$7,252	$1,471
NAICS 53 Real estate and rental and leasing NAICS 53	170	$53,515	$168,181	−$27,119	$1,338
NAICS 61 Educational services NAICS 61	89	$44,958	$136,329	−$58,971	$1,124
NAICS 71 Arts, entertainment, and recreation NAICS 71	62	$15,962	$28,396	−$166,904	$399
NAICS 22 Utilities NAICS 22	12	$75,694	$250,739	+$55,439	$1,892
NAICS 99 Unclassified NAICS 99	9	$33,613	$94,099	−$101,201	$840

Subsector	Employment	Avg annual wage	Affordable home price	vs. median value	Affordable monthly rent
NAICS 722 Food services and drinking places NAICS 722	1,510	$17,817	$35,301	−$159,999	$445
NAICS 541 Professional, scientific, and technical services NAICS 541	1,169	$97,196	$330,777	+$135,477	$2,430
NAICS 455 General merchandise retailers NAICS 455	654	$30,656	$83,093	−$112,207	$766
NAICS 621 Ambulatory health care services NAICS 621	454	$83,192	$278,649	+$83,349	$2,080
NAICS 561 Administrative and support services NAICS 561	408	$55,299	$174,822	−$20,478	$1,382
NAICS 238 Specialty trade contractors NAICS 238	382	$53,071	$166,529	−$28,771	$1,327
NAICS 811 Repair and maintenance NAICS 811	259	$63,594	$205,699	+$10,399	$1,590
NAICS 922 Justice, public order, and safety activities NAICS 922	249	$62,144	$200,302	+$5,002	$1,554
NAICS 921 Executive, legislative, and other general government support NAICS 921	209	$50,240	$155,991	−$39,309	$1,256
NAICS 423 Merchant wholesalers, durable goods NAICS 423	208	$97,410	$331,574	+$136,274	$2,435
NAICS 457 Gasoline stations and fuel dealers NAICS 457	200	$30,807	$83,655	−$111,645	$770
NAICS 522 Credit intermediation and related activities NAICS 522	190	$66,846	$217,804	+$22,504	$1,671
NAICS 812 Personal and laundry services NAICS 812	182	$33,929	$95,276	−$100,024	$848
NAICS 531 Real estate NAICS 531	150	$56,110	$177,841	−$17,459	$1,403
NAICS 459 Sporting goods, hobby, musical instrument, book, and miscellaneous retailers NAICS 459	136	$25,609	$64,306	−$130,994	$640
NAICS 458 Clothing, clothing accessories, shoe, and jewelry retailers NAICS 458	129	$31,877	$87,638	−$107,662	$797
NAICS 813 Religious, grantmaking, civic, professional, and similar organizations NAICS 813	118	$26,227	$66,606	−$128,694	$656
NAICS 444 Building material and garden equipment and supplies dealers NAICS 444	115	$33,463	$93,541	−$101,759	$837
NAICS 721 Accommodation NAICS 721	99	$17,206	$33,027	−$162,273	$430
NAICS 441 Motor vehicle and parts dealers NAICS 441	93	$37,702	$109,320	−$85,980	$943
NAICS 611 Educational services NAICS 611	89	$44,958	$136,329	−$58,971	$1,124
NAICS 456 Health and personal care retailers NAICS 456	89	$36,586	$105,166	−$90,134	$915
NAICS 513 Publishing industries NAICS 513	85	$118,610	$410,487	+$215,187	$2,965
NAICS 928 National security and international affairs NAICS 928	80	$59,312	$189,760	−$5,540	$1,483
NAICS 425 Wholesale trade agents and brokers NAICS 425	76	$184,065	$654,133	+$458,833	$4,602
NAICS 491 Postal service NAICS 491	74	$57,807	$184,158	−$11,142	$1,445
NAICS 424 Merchant wholesalers, nondurable goods NAICS 424	74	$93,291	$316,241	+$120,941	$2,332
NAICS 488 Support activities for transportation NAICS 488	64	$66,050	$214,841	+$19,541	$1,651
NAICS 112 Animal production and aquaculture NAICS 112	63	$35,946	$102,784	−$92,516	$899
NAICS 713 Amusement, gambling, and recreation industries NAICS 713	62	$15,962	$28,396	−$166,904	$399
NAICS 333 Machinery manufacturing NAICS 333	55	$73,843	$243,849	+$48,549	$1,846
NAICS 524 Insurance carriers and related activities NAICS 524	53	$50,087	$155,421	−$39,879	$1,252
NAICS 332 Fabricated metal product manufacturing NAICS 332	41	$49,020	$151,450	−$43,850	$1,226
NAICS 484 Truck transportation NAICS 484	32	$43,270	$130,046	−$65,254	$1,082
NAICS 111 Crop production NAICS 111	30	$47,941	$147,433	−$47,867	$1,199
NAICS 337 Furniture and related product manufacturing NAICS 337	27	$22,340	$52,138	−$143,162	$559
NAICS 923 Administration of human resource programs NAICS 923	22	$55,794	$176,665	−$18,635	$1,395
NAICS 532 Rental and leasing services NAICS 532	20	$34,049	$95,722	−$99,578	$851
NAICS 523 Securities, commodity contracts, and other financial investments and related activities NAICS 523	14	$137,599	$481,171	+$285,871	$3,440
NAICS 221 Utilities NAICS 221	12	$75,694	$250,739	+$55,439	$1,892
NAICS 924 Administration of environmental quality programs NAICS 924	10	$64,764	$210,054	+$14,754	$1,619
NAICS 999 Unclassified NAICS 999	9	$33,613	$94,099	−$101,201	$840
NAICS 814 Private households NAICS 814	6	$32,004	$88,110	−$107,190	$800

Affordable home price assumes the industry's average earner uses 30% of gross income for housing, with a 30-year mortgage at 7%, 5% down, $2,500/yr taxes & insurance, and 0.5% PMI. Adjust the Section 3 calculator for other terms. Affordable rent is 30% of monthly gross pay.

Source: BLS QCEW Annual Averages, 2024; ACS 5-year 2024 (median home value).

Section 5

Wages by Occupation

Selected essential-worker occupations for the MSA or nonmetropolitan area containing this county — jobs, the 10-year change, wages, and the housing each typical earner can afford. Both jobs counts and wages are reported at the MSA / nonmetropolitan-area level (BLS does not publish OEWS at the county level), so every county inside the same area shows the same numbers. For county-accurate employment totals, see Section 4 above.

Occupational wages and affordable housing

Occupation	2025 jobs	2015–2025 change	% change	Hourly wage	Annual wage	Affordable home price	Affordable monthly rent
Childcare Workers SOC 39-9011	480	(460)	(49%)	$12.69	$26,390	$67,213	$660
Fast Food and Counter Workers SOC 35-3023 · prior-year code differs	7,120	1,340	23%	$12.73	$26,480	$67,548	$662
Waiters and Waitresses SOC 35-3031	1,900	60	3%	$13.64	$28,370	$74,583	$709
Cashiers SOC 41-2011	3,250	(740)	(19%)	$14.11	$29,340	$78,194	$734
Retail Salespersons SOC 41-2031	3,870	(1,320)	(25%)	$15.88	$33,040	$91,967	$826
Janitors and Cleaners SOC 37-2011	2,490	330	15%	$16.34	$33,980	$95,466	$850
Tellers SOC 43-3071	320	(420)	(57%)	$17.83	$37,090	$107,042	$927
Home Health and Personal Care Aides SOC 31-1131 · prior-year code differs	1,480	(290)	(16%)	$18.78	$39,070	$114,412	$977
Office Clerks, General SOC 43-9061	2,810	(1,080)	(28%)	$19.89	$41,370	$122,974	$1,034
Construction Laborers SOC 47-2061	940	160	21%	$20.10	$41,800	$124,574	$1,045
Maintenance and Repair Workers, General SOC 49-9071	1,680	680	68%	$22.55	$46,900	$143,558	$1,173
Carpenters SOC 47-2031	270	(230)	(46%)	$23.99	$49,900	$154,725	$1,248
Electricians SOC 47-2111	550	190	53%	$26.00	$54,080	$170,285	$1,352
Firefighters SOC 33-2011	440	(200)	(31%)	$26.42	$54,950	$173,523	$1,374
Plumbers, Pipefitters, and Steamfitters SOC 47-2152	340	110	48%	$26.82	$55,780	$176,613	$1,395
Heavy and Tractor-Trailer Truck Drivers SOC 53-3032	1,940	250	15%	$29.28	$60,890	$195,634	$1,522
Elementary School Teachers, Except Special Education SOC 25-2021	2,280	(110)	(5%)	—	$63,600	$205,721	$1,590
Police and Sheriff's Patrol Officers SOC 33-3051	840	(130)	(13%)	$33.81	$70,320	$230,735	$1,758
Registered Nurses SOC 29-1141	5,340	240	5%	$46.36	$96,440	$327,963	$2,411

Affordable home price uses the same Section 3 formula (30% housing budget, 30-year mortgage at 7%, 5% down, $2,500/yr T&I, 0.5% PMI). Affordable rent is 30% of monthly wages. Negative job-change values are shown in red parentheses. A "prior-year code differs" note flags occupations whose SOC code changed between the two vintages (2010 SOC → 2018 SOC) — the change estimate is best-effort.

Source: BLS OEWS May 2025 (10-year change vs. May 2015). Jobs counts and wages reflect the MSA or nonmetropolitan area containing this county, not the county alone — OEWS is not published at the county level.

Methodology & sources

All figures derive from the 2024 American Community Survey 5-year estimates. State and national comparisons are population-weighted aggregates of county-level estimates (an approximation; ACS publishes its own state and national medians which can differ slightly).

The affordability calculator uses a 30% housing-budget rule with a 30-year mortgage. Defaults are 7% interest, 5% down, $2,500/year taxes and insurance, and 0.5% PMI — adjustable above.

Variables: 48099 · pulled from Full Housing Data Table.xlsx.