Texas · GEOID 48201

Harris County

2024 ACS 5-year estimates · population 4,838,303 · 1,917,790 housing units

Median household income

$74,983

State $80,443

Median home value

$276,600

State $291,649

Median gross rent

$1,401

State $1,408

Homeownership rate

54.7%

State 62.6%

Renter cost-burden rate

53.8%

≥30% of income

Owner cost-burden rate

23.7%

≥30% of income

Homeowner vacancy

1.3%

Of owner-occupied + for-sale units

Rental vacancy

9.3%

Of renter-occupied + for-rent units

Overall vacancy

8.4%

All housing units

Price-to-income ratio

3.69

Affordable: 2.0–3.0

Section 1

Community Profile

Population, demographics, household composition, and income.

Community Data Summary

	Harris County	Texas
Population	4,838,303	30,188,424
Population density (per sq. mi.)	2,833.91	—
Median household income	$74,983	$80,443
HUD Area Median Income (4-person, 100%)	$104,000	—
Households	1,757,164	—
Average household size	2.73 people	—
Owner-occupied	54.7%	62.6%
Renter-occupied	45.3%	37.4%
Race	34.4% White · 19.0% Black	0.0% White · 0.0% Black

Source: ACS 5-year 2024 (Tables DP05, S1101, DP04, S1901) and Census Gazetteer (land area); HUD FY2026 Income Limits.

Racial composition

Harris County compared with Texas.

Source: ACS 5-year 2024, Table DP05.

Educational attainment (population 25+)

34.2% hold a bachelor's degree or higher (state: 33.8%).

Source: ACS 5-year 2024, Table S1501.

Median Household Income by Tenure

Owner-occupied vs. renter-occupied household income, county and state.

Source: ACS 5-year 2024, Table B25119.

Median Household Income by Age of Householder

Median household income by age group of householder.

Source: ACS 5-year 2024, Table B19049.

Median Household Income by Number of Earners

Median household income for families with each earner count.

Source: ACS 5-year 2024, Table S1903.

Household Size

Distribution of households by number of people.

Source: ACS 5-year 2024, Table S2501.

Income by Number of Earners

Earners	Share	Median income	Attainable monthly housing cost	Attainable home
0 earners	10.4%	$35,627	$891	$101,596
1 earner	35.2%	$58,219	$1,455	$185,691
2 earners	40.8%	$116,052	$2,901	$400,965
3+ earners	13.6%	$133,080	$3,327	$464,349

Attainable monthly housing cost = 30% of gross income ÷ 12. Attainable home price assumes 30% housing budget, 30-yr mortgage at 7%, 5% down.

Source: ACS 5-year 2024, Table S1903; affordability formula derived.

Households

1,757,164

Average size: 2.73 people

Households with children

548,237

31.2% of households

Per-capita income

$41,006

Poverty rate: 13.7%

Section 2

Residential Market Analysis

Housing stock characteristics — tenure, type, age, size, vacancy, rents.

Tenure

54.7% owner-occupied vs. state average 62.6%.

Source: ACS 5-year 2024, Table DP04.

Structure type

Single-family share 60.3% · Missing middle (2–19 units) 18.6%.

Source: ACS 5-year 2024, Table B25024.

Housing stock by decade

36.4% built before 1980 · Median structure age 1,988.00 yrs.

Source: ACS 5-year 2024, Table S2504.

Housing size mismatch

Compares the share of housing units by bedroom count against the share of households by size — a common diagnostic of housing supply/demand alignment.

Source: ACS 5-year 2024, Tables B25041 (bedrooms) and S2501 (household size).

Home value distribution

Owner-occupied homes by value bracket. Median: $276,600.

Source: ACS 5-year 2024, Table DP04.

Monthly Housing Costs

Distribution of monthly housing costs across all occupied units.

Source: ACS 5-year 2024, Table B25104.

Number of Bedrooms

Housing units by number of bedrooms.

Source: ACS 5-year 2024, Table B25041.

Median rent by bedroom

Overall median gross rent: $1,401.

Source: ACS 5-year 2024, Table B25031.

Renters by age

Number of renter householders by age bracket.

Source: ACS 5-year 2024, Table S2502.

Owners by age

Number of owner householders by age bracket.

Source: ACS 5-year 2024, Table S2502.

Vacancy composition

All 160,626 vacant units split into Census's seven categories. Frictional vacancy (units actively on the market) reflects healthy churn. Structural vacancy (seasonal, migrant, other) sits outside the market for year-round residents — high values change how the headline vacancy rate should be read.

Vacant units by type

For sale 7.6% · For rent 51.2% · Seasonal 3.7% · Other 28.9%.

Source: ACS 5-year 2024, Table B25004.

Frictional vs structural

67.4% of vacancy is frictional (for sale + for rent + rented/sold not yet occupied); 32.6% is structural (seasonal + migrant + other).

Source: ACS 5-year 2024, Table B25004.

Seasonal / recreational share of all housing

0.3%

5,941 units of 1,917,790 total

Housing units held for seasonal or recreational use.

"Other vacant" share of all housing

2.4%

46,462 units of 1,917,790 total

Census "Other vacant" — units off the market for reasons other than seasonal, migrant, sale, or rental.

Section 3

Workforce Housing Needs Assessment

Affordability, cost burden, and the housing options for households in the workforce income range.

Workforce range — ACS median household income

80% MHI$59,986

100% MHI$74,983

120% MHI$89,980

County-wide median from ACS 5-year estimates. A household at 100% MHI in Harris County should be able to afford a home up to roughly — (30% housing budget, default mortgage terms).

Workforce range — HUD Area Median Income

	1-person	2-person	4-person
80% AMI	$58,250	$66,600	$83,200
100% AMI	$72,800	$83,200	$104,000
120% AMI	$87,350	$99,850	$124,800

HUD FMR Area: Houston-The Woodlands-Sugar Land, TX HUD Metro FMR Area. 80% AMI uses HUD's published Section 8 Low Income Limits; 100% is HUD MFI; 120% is the standard workforce convention.

Affordability calculator

Follows the standard 30%-of-gross-income affordability rule.

Income basis Household income Interest rate % Down payment % Taxes & insurance / yr

Affordable monthly—

Affordable home price—

Renter cost burden

53.8% of renter households spend ≥30% of income on rent (27.1% spend ≥50%).

Source: ACS 5-year 2024, Table B25070.

Owner cost burden by income

23.7% of homeowners spend ≥30% of income on housing. Bars show counts of cost-burdened owners by income bracket.

Source: ACS 5-year 2024, Table B25106.

Household income — owners vs renters

Distribution of household income for owner-occupied (navy) and renter-occupied (gold) households.

Source: ACS 5-year 2024, Table B25118.

Section 4

Industry & Workforce Wages

Employment, average wages, and the housing each industry's typical earner can afford in Harris County.

Covered employment

2,383,265

Across 21 sectors

Establishments

124,545

QCEW 2024

Avg annual pay (workforce)

$88,167

Employment-weighted across sectors

Top 10 sectors by employment

Annual average employment by NAICS 2-digit sector. Counties with fewer than five covered establishments in a sector may show suppressed totals.

Source: BLS QCEW Annual Averages, 2024.

Attainable housing by industry

Industry	Employment	Avg annual wage	Affordable home price	vs. median value	Affordable monthly rent
NAICS 62 Health care and social assistance NAICS 62	304,540	$70,488	$231,361	−$45,239	$1,762
NAICS 72 Accommodation and food services NAICS 72	227,214	$28,925	$76,649	−$199,951	$723
NAICS 54 Professional, scientific, and technical services NAICS 54	217,429	$131,050	$456,793	+$180,193	$3,276
NAICS 44-45 Retail trade NAICS 44-45	212,144	$43,407	$130,556	−$146,044	$1,085
NAICS 56 Administrative and support and waste management and remediation services NAICS 56	186,279	$66,380	$216,069	−$60,531	$1,660
NAICS 31-33 Manufacturing NAICS 31-33	177,472	$104,337	$357,358	+$80,758	$2,608
NAICS 61 Educational services NAICS 61	173,535	$64,651	$209,633	−$66,967	$1,616
NAICS 23 Construction NAICS 23	171,391	$91,305	$308,849	+$32,249	$2,283
NAICS 48-49 Transportation and warehousing NAICS 48-49	145,247	$95,187	$323,299	+$46,699	$2,380
NAICS 42 Wholesale trade NAICS 42	136,317	$111,995	$385,864	+$109,264	$2,800
NAICS 52 Finance and insurance NAICS 52	77,745	$159,025	$560,925	+$284,325	$3,976
NAICS 81 Other services (except public administration) NAICS 81	74,754	$60,181	$192,995	−$83,605	$1,505
NAICS 21 Mining, quarrying, and oil and gas extraction NAICS 21	63,046	$237,810	$854,190	+$577,590	$5,945
NAICS 92 Public administration NAICS 92	53,930	$107,061	$367,498	+$90,898	$2,677
NAICS 53 Real estate and rental and leasing NAICS 53	50,976	$87,370	$294,201	+$17,601	$2,184
NAICS 55 Management of companies and enterprises NAICS 55	34,549	$213,488	$763,655	+$487,055	$5,337
NAICS 71 Arts, entertainment, and recreation NAICS 71	28,590	$65,813	$213,959	−$62,641	$1,645
NAICS 51 Information NAICS 51	22,580	$111,545	$384,189	+$107,589	$2,789
NAICS 22 Utilities NAICS 22	22,032	$157,127	$553,860	+$277,260	$3,928
NAICS 11 Agriculture, forestry, fishing and hunting NAICS 11	1,845	$67,325	$219,587	−$57,013	$1,683
NAICS 99 Unclassified NAICS 99	1,650	$58,314	$186,045	−$90,555	$1,458

Subsector	Employment	Avg annual wage	Affordable home price	vs. median value	Affordable monthly rent
NAICS 541 Professional, scientific, and technical services NAICS 541	217,429	$131,050	$456,793	+$180,193	$3,276
NAICS 722 Food services and drinking places NAICS 722	207,052	$27,444	$71,136	−$205,464	$686
NAICS 561 Administrative and support services NAICS 561	176,536	$64,045	$207,378	−$69,222	$1,601
NAICS 611 Educational services NAICS 611	173,535	$64,651	$209,633	−$66,967	$1,616
NAICS 621 Ambulatory health care services NAICS 621	142,932	$70,036	$229,678	−$46,922	$1,751
NAICS 622 Hospitals NAICS 622	88,626	$92,075	$311,715	+$35,115	$2,302
NAICS 423 Merchant wholesalers, durable goods NAICS 423	87,350	$106,304	$364,680	+$88,080	$2,658
NAICS 238 Specialty trade contractors NAICS 238	86,589	$77,976	$259,234	−$17,366	$1,949
NAICS 445 Food and beverage retailers NAICS 445	50,185	$33,746	$94,595	−$182,005	$844
NAICS 236 Construction of buildings NAICS 236	45,236	$109,758	$377,537	+$100,937	$2,744
NAICS 332 Fabricated metal product manufacturing NAICS 332	42,402	$84,715	$284,318	+$7,718	$2,118
NAICS 424 Merchant wholesalers, nondurable goods NAICS 424	41,261	$123,023	$426,914	+$150,314	$3,076
NAICS 455 General merchandise retailers NAICS 455	39,407	$32,537	$90,094	−$186,506	$813
NAICS 624 Social assistance NAICS 624	38,510	$33,166	$92,436	−$184,164	$829
NAICS 237 Heavy and civil engineering construction NAICS 237	36,554	$102,578	$350,811	+$74,211	$2,564
NAICS 531 Real estate NAICS 531	35,958	$86,925	$292,545	+$15,945	$2,173
NAICS 551 Management of companies and enterprises NAICS 551	34,549	$213,488	$763,655	+$487,055	$5,337
NAICS 211 Oil and gas extraction NAICS 211	34,059	$291,591	$1,054,381	+$777,781	$7,290
NAICS 333 Machinery manufacturing NAICS 333	33,882	$112,517	$387,807	+$111,207	$2,813
NAICS 441 Motor vehicle and parts dealers NAICS 441	33,378	$75,948	$251,685	−$24,915	$1,899
NAICS 811 Repair and maintenance NAICS 811	32,703	$77,896	$258,936	−$17,664	$1,947
NAICS 522 Credit intermediation and related activities NAICS 522	32,498	$123,757	$429,646	+$153,046	$3,094
NAICS 488 Support activities for transportation NAICS 488	31,503	$80,077	$267,054	−$9,546	$2,002
NAICS 922 Justice, public order, and safety activities NAICS 922	31,314	$112,442	$387,528	+$110,928	$2,811
NAICS 213 Support activities for mining NAICS 213	28,110	$177,027	$627,935	+$351,335	$4,426
NAICS 524 Insurance carriers and related activities NAICS 524	27,719	$115,927	$400,500	+$123,900	$2,898
NAICS 325 Chemical manufacturing NAICS 325	27,102	$162,047	$572,174	+$295,574	$4,051
NAICS 812 Personal and laundry services NAICS 812	25,994	$42,672	$127,820	−$148,780	$1,067
NAICS 484 Truck transportation NAICS 484	24,431	$99,401	$338,985	+$62,385	$2,485
NAICS 493 Warehousing and storage NAICS 493	22,929	$58,861	$188,081	−$88,519	$1,472
NAICS 623 Nursing and residential care facilities NAICS 623	22,066	$43,725	$131,740	−$144,860	$1,093
NAICS 221 Utilities NAICS 221	22,032	$157,127	$553,860	+$277,260	$3,928
NAICS 481 Air transportation NAICS 481	20,976	$132,724	$463,024	+$186,424	$3,318
NAICS 721 Accommodation NAICS 721	20,162	$44,139	$133,281	−$143,319	$1,103
NAICS 459 Sporting goods, hobby, musical instrument, book, and miscellaneous retailers NAICS 459	18,075	$34,224	$96,374	−$180,226	$856
NAICS 458 Clothing, clothing accessories, shoe, and jewelry retailers NAICS 458	17,758	$31,442	$86,018	−$190,582	$786
NAICS 713 Amusement, gambling, and recreation industries NAICS 713	17,243	$27,900	$72,834	−$203,766	$698
NAICS 523 Securities, commodity contracts, and other financial investments and related activities NAICS 523	16,799	$292,314	$1,057,072	+$780,472	$7,308
NAICS 444 Building material and garden equipment and supplies dealers NAICS 444	15,422	$46,345	$141,492	−$135,108	$1,159
NAICS 532 Rental and leasing services NAICS 532	14,500	$86,798	$292,072	+$15,472	$2,170
NAICS 492 Couriers and messengers NAICS 492	14,113	$49,194	$152,097	−$124,503	$1,230
NAICS 921 Executive, legislative, and other general government support NAICS 921	14,029	$79,780	$265,949	−$10,651	$1,995
NAICS 456 Health and personal care retailers NAICS 456	13,921	$47,378	$145,337	−$131,263	$1,184
NAICS 449 Furniture, home furnishings, electronics, and appliance retailers NAICS 449	13,069	$59,821	$191,655	−$84,945	$1,496
NAICS 813 Religious, grantmaking, civic, professional, and similar organizations NAICS 813	11,316	$60,334	$193,564	−$83,036	$1,508
NAICS 457 Gasoline stations and fuel dealers NAICS 457	10,929	$33,381	$93,236	−$183,364	$835
NAICS 334 Computer and electronic product manufacturing NAICS 334	10,553	$132,121	$460,780	+$184,180	$3,303
NAICS 486 Pipeline transportation NAICS 486	10,463	$232,086	$832,883	+$556,283	$5,802
NAICS 562 Waste management and remediation services NAICS 562	9,742	$108,706	$373,621	+$97,021	$2,718
NAICS 311 Food manufacturing NAICS 311	9,667	$50,085	$155,414	−$121,186	$1,252
NAICS 517 Telecommunications NAICS 517	8,517	$107,530	$369,244	+$92,644	$2,688
NAICS 326 Plastics and rubber products manufacturing NAICS 326	8,098	$74,496	$246,280	−$30,320	$1,862
NAICS 425 Wholesale trade agents and brokers NAICS 425	7,706	$117,460	$406,206	+$129,606	$2,937
NAICS 485 Transit and ground passenger transportation NAICS 485	7,605	$60,207	$193,091	−$83,509	$1,505
NAICS 491 Postal service NAICS 491	7,569	$71,330	$234,495	−$42,105	$1,783
NAICS 711 Performing arts, spectator sports, and related industries NAICS 711	6,504	$178,844	$634,699	+$358,099	$4,471
NAICS 335 Electrical equipment, appliance, and component manufacturing NAICS 335	6,222	$93,918	$318,575	+$41,975	$2,348
NAICS 327 Nonmetallic mineral product manufacturing NAICS 327	5,870	$73,097	$241,072	−$35,528	$1,827
NAICS 339 Miscellaneous manufacturing NAICS 339	5,673	$73,727	$243,417	−$33,183	$1,843
NAICS 513 Publishing industries NAICS 513	5,391	$144,464	$506,725	+$230,125	$3,612
NAICS 336 Transportation equipment manufacturing NAICS 336	5,048	$111,987	$385,834	+$109,234	$2,800
NAICS 712 Museums, historical sites, and similar institutions NAICS 712	4,844	$48,993	$151,349	−$125,251	$1,225
NAICS 324 Petroleum and coal products manufacturing NAICS 324	4,760	$217,467	$778,466	+$501,866	$5,437
NAICS 814 Private households NAICS 814	4,663	$33,255	$92,767	−$183,833	$831
NAICS 923 Administration of human resource programs NAICS 923	3,973	$80,729	$269,481	−$7,119	$2,018
NAICS 926 Administration of economic programs NAICS 926	3,773	$94,843	$322,018	+$45,418	$2,371
NAICS 312 Beverage and tobacco product manufacturing NAICS 312	3,756	$79,402	$264,542	−$12,058	$1,985
NAICS 323 Printing and related support activities NAICS 323	3,565	$57,402	$182,650	−$93,950	$1,435
NAICS 483 Water transportation NAICS 483	3,343	$128,454	$447,130	+$170,530	$3,211
NAICS 927 Space research and technology NAICS 927	3,010	$158,994	$560,810	+$284,210	$3,975
NAICS 518 Computing infrastructure providers, data processing, web hosting, and related services NAICS 518	2,970	$137,037	$479,079	+$202,479	$3,426
NAICS 321 Wood product manufacturing NAICS 321	2,536	$60,106	$192,715	−$83,885	$1,503
NAICS 516 Broadcasting and content providers NAICS 516	2,397	$107,404	$368,775	+$92,175	$2,685
NAICS 337 Furniture and related product manufacturing NAICS 337	2,361	$57,781	$184,061	−$92,539	$1,445
NAICS 331 Primary metal manufacturing NAICS 331	2,252	$82,928	$277,667	+$1,067	$2,073
NAICS 512 Motion picture and sound recording industries NAICS 512	2,108	$36,715	$105,646	−$170,954	$918
NAICS 999 Unclassified NAICS 999	1,650	$58,314	$186,045	−$90,555	$1,458
NAICS 928 National security and international affairs NAICS 928	1,562	$118,020	$408,291	+$131,691	$2,951
NAICS 322 Paper manufacturing NAICS 322	1,517	$80,830	$269,857	−$6,743	$2,021
NAICS 519 Web search portals, libraries, archives, and other information services NAICS 519	1,197	$68,678	$224,623	−$51,977	$1,717
NAICS 314 Textile product mills NAICS 314	1,184	$47,298	$145,040	−$131,560	$1,182
NAICS 212 Mining (except oil and gas) NAICS 212	877	$97,453	$331,734	+$55,134	$2,436
NAICS 112 Animal production and aquaculture NAICS 112	644	$73,025	$240,804	−$35,796	$1,826
NAICS 315 Apparel manufacturing NAICS 315	611	$49,721	$154,059	−$122,541	$1,243
NAICS 111 Crop production NAICS 111	605	$65,517	$212,857	−$63,743	$1,638
NAICS 924 Administration of environmental quality programs NAICS 924	585	$87,179	$293,490	+$16,890	$2,179
NAICS 533 Lessors of nonfinancial intangible assets (except copyrighted works) NAICS 533	518	$134,245	$468,686	+$192,086	$3,356
NAICS 115 Support activities for agriculture and forestry NAICS 115	482	$63,875	$206,745	−$69,855	$1,597
NAICS 313 Textile mills NAICS 313	259	$44,813	$135,790	−$140,810	$1,120
NAICS 316 Leather and allied product manufacturing NAICS 316	153	$50,609	$157,364	−$119,236	$1,265
NAICS 487 Scenic and sightseeing transportation NAICS 487	75	$48,274	$148,673	−$127,927	$1,207
NAICS 925 Administration of housing programs, urban planning, and community development NAICS 925	73	$142,949	$501,085	+$224,485	$3,574

Affordable home price assumes the industry's average earner uses 30% of gross income for housing, with a 30-year mortgage at 7%, 5% down, $2,500/yr taxes & insurance, and 0.5% PMI. Adjust the Section 3 calculator for other terms. Affordable rent is 30% of monthly gross pay.

Source: BLS QCEW Annual Averages, 2024; ACS 5-year 2024 (median home value).

Section 5

Wages by Occupation

Selected essential-worker occupations for the MSA or nonmetropolitan area containing this county — jobs, the 10-year change, wages, and the housing each typical earner can afford. Both jobs counts and wages are reported at the MSA / nonmetropolitan-area level (BLS does not publish OEWS at the county level), so every county inside the same area shows the same numbers. For county-accurate employment totals, see Section 4 above.

Occupational wages and affordable housing

Occupation	2025 jobs	2015–2025 change	% change	Hourly wage	Annual wage	Affordable home price	Affordable monthly rent
Fast Food and Counter Workers SOC 35-3023 · prior-year code differs	105,810	25,770	32%	$13.29	$27,630	$71,829	$691
Waiters and Waitresses SOC 35-3031	51,330	(2,710)	(5%)	$14.03	$29,180	$77,598	$730
Cashiers SOC 41-2011	54,950	(6,510)	(11%)	$14.47	$30,100	$81,023	$753
Childcare Workers SOC 39-9011	8,690	(4,820)	(36%)	$14.48	$30,110	$81,060	$753
Janitors and Cleaners SOC 37-2011	48,880	2,650	6%	$15.70	$32,660	$90,552	$817
Retail Salespersons SOC 41-2031	78,960	(12,430)	(14%)	$16.65	$34,640	$97,922	$866
Home Health and Personal Care Aides SOC 31-1131 · prior-year code differs	19,230	(8,520)	(31%)	$19.44	$40,430	$119,475	$1,011
Tellers SOC 43-3071	5,760	(4,100)	(42%)	$20.48	$42,590	$127,515	$1,065
Office Clerks, General SOC 43-9061	50,040	(33,090)	(40%)	$20.83	$43,320	$130,232	$1,083
Construction Laborers SOC 47-2061	34,080	2,120	7%	$21.08	$43,850	$132,205	$1,096
Maintenance and Repair Workers, General SOC 49-9071	32,050	4,210	15%	$24.60	$51,160	$159,415	$1,279
Carpenters SOC 47-2031	9,600	(810)	(8%)	$25.48	$53,000	$166,264	$1,325
Heavy and Tractor-Trailer Truck Drivers SOC 53-3032	49,750	10,090	25%	$27.96	$58,160	$185,472	$1,454
Firefighters SOC 33-2011	5,780	(700)	(11%)	$28.98	$60,280	$193,363	$1,507
Paramedics SOC 29-2043 · prior-year code differs	1,980	(1,880)	(49%)	$29.36	$61,060	$196,267	$1,527
Electricians SOC 47-2111	19,730	2,300	13%	$29.55	$61,470	$197,793	$1,537
Elementary School Teachers, Except Special Education SOC 25-2021	30,980	(3,300)	(10%)	—	$62,840	$202,892	$1,571
Plumbers, Pipefitters, and Steamfitters SOC 47-2152	10,980	(1,670)	(13%)	$30.70	$63,860	$206,689	$1,597
Police and Sheriff's Patrol Officers SOC 33-3051	16,250	450	3%	$35.70	$74,260	$245,401	$1,857
Registered Nurses SOC 29-1141	65,910	19,210	41%	$48.21	$100,290	$342,294	$2,507

Affordable home price uses the same Section 3 formula (30% housing budget, 30-year mortgage at 7%, 5% down, $2,500/yr T&I, 0.5% PMI). Affordable rent is 30% of monthly wages. Negative job-change values are shown in red parentheses. A "prior-year code differs" note flags occupations whose SOC code changed between the two vintages (2010 SOC → 2018 SOC) — the change estimate is best-effort.

Source: BLS OEWS May 2025 (10-year change vs. May 2015). Jobs counts and wages reflect the MSA or nonmetropolitan area containing this county, not the county alone — OEWS is not published at the county level.

Methodology & sources

All figures derive from the 2024 American Community Survey 5-year estimates. State and national comparisons are population-weighted aggregates of county-level estimates (an approximation; ACS publishes its own state and national medians which can differ slightly).

The affordability calculator uses a 30% housing-budget rule with a 30-year mortgage. Defaults are 7% interest, 5% down, $2,500/year taxes and insurance, and 0.5% PMI — adjustable above.

Variables: 48201 · pulled from Full Housing Data Table.xlsx.