Texas · GEOID 48257

Kaufman County

2024 ACS 5-year estimates · population 172,604 · 54,130 housing units

Median household income

$89,485

State $80,443

Median home value

$320,900

State $291,649

Median gross rent

$1,554

State $1,408

Homeownership rate

78.1%

State 62.6%

Renter cost-burden rate

57.9%

≥30% of income

Owner cost-burden rate

27.8%

≥30% of income

Homeowner vacancy

1.0%

Of owner-occupied + for-sale units

Rental vacancy

9.2%

Of renter-occupied + for-rent units

Overall vacancy

5.8%

All housing units

Price-to-income ratio

3.59

Affordable: 2.0–3.0

Section 1

Community Profile

Population, demographics, household composition, and income.

Community Data Summary

	Kaufman County	Texas
Population	172,604	30,188,424
Population density (per sq. mi.)	221.09	—
Median household income	$89,485	$80,443
HUD Area Median Income (4-person, 100%)	$121,100	—
Households	50,990	—
Average household size	3.36 people	—
Owner-occupied	78.1%	62.6%
Renter-occupied	21.9%	37.4%
Race	54.2% White · 18.6% Black	0.0% White · 0.0% Black

Source: ACS 5-year 2024 (Tables DP05, S1101, DP04, S1901) and Census Gazetteer (land area); HUD FY2026 Income Limits.

Racial composition

Kaufman County compared with Texas.

Source: ACS 5-year 2024, Table DP05.

Educational attainment (population 25+)

26.5% hold a bachelor's degree or higher (state: 33.8%).

Source: ACS 5-year 2024, Table S1501.

Median Household Income by Tenure

Owner-occupied vs. renter-occupied household income, county and state.

Source: ACS 5-year 2024, Table B25119.

Median Household Income by Age of Householder

Median household income by age group of householder.

Source: ACS 5-year 2024, Table B19049.

Median Household Income by Number of Earners

Median household income for families with each earner count.

Source: ACS 5-year 2024, Table S1903.

Household Size

Distribution of households by number of people.

Source: ACS 5-year 2024, Table S2501.

Income by Number of Earners

Earners	Share	Median income	Attainable monthly housing cost	Attainable home
0 earners	9.4%	$42,424	$1,061	$126,897
1 earner	31.7%	$70,355	$1,759	$230,866
2 earners	42.8%	$123,761	$3,094	$429,661
3+ earners	16.2%	$150,145	$3,754	$527,871

Attainable monthly housing cost = 30% of gross income ÷ 12. Attainable home price assumes 30% housing budget, 30-yr mortgage at 7%, 5% down.

Source: ACS 5-year 2024, Table S1903; affordability formula derived.

Households

50,990

Average size: 3.36 people

Households with children

19,794

38.8% of households

Per-capita income

$34,359

Poverty rate: 8.0%

Section 2

Residential Market Analysis

Housing stock characteristics — tenure, type, age, size, vacancy, rents.

Tenure

78.1% owner-occupied vs. state average 62.6%.

Source: ACS 5-year 2024, Table DP04.

Structure type

Single-family share 79.7% · Missing middle (2–19 units) 6.1%.

Source: ACS 5-year 2024, Table B25024.

Housing stock by decade

16.5% built before 1980 · Median structure age 2,005.00 yrs.

Source: ACS 5-year 2024, Table S2504.

Housing size mismatch

Compares the share of housing units by bedroom count against the share of households by size — a common diagnostic of housing supply/demand alignment.

Source: ACS 5-year 2024, Tables B25041 (bedrooms) and S2501 (household size).

Home value distribution

Owner-occupied homes by value bracket. Median: $320,900.

Source: ACS 5-year 2024, Table DP04.

Monthly Housing Costs

Distribution of monthly housing costs across all occupied units.

Source: ACS 5-year 2024, Table B25104.

Number of Bedrooms

Housing units by number of bedrooms.

Source: ACS 5-year 2024, Table B25041.

Median rent by bedroom

Overall median gross rent: $1,554.

Source: ACS 5-year 2024, Table B25031.

Renters by age

Number of renter householders by age bracket.

Source: ACS 5-year 2024, Table S2502.

Owners by age

Number of owner householders by age bracket.

Source: ACS 5-year 2024, Table S2502.

Vacancy composition

All 3,140 vacant units split into Census's seven categories. Frictional vacancy (units actively on the market) reflects healthy churn. Structural vacancy (seasonal, migrant, other) sits outside the market for year-round residents — high values change how the headline vacancy rate should be read.

Vacant units by type

For sale 12.2% · For rent 36.3% · Seasonal 10.9% · Other 29.5%.

Source: ACS 5-year 2024, Table B25004.

Frictional vs structural

59.3% of vacancy is frictional (for sale + for rent + rented/sold not yet occupied); 40.7% is structural (seasonal + migrant + other).

Source: ACS 5-year 2024, Table B25004.

Seasonal / recreational share of all housing

0.6%

341 units of 54,130 total

Housing units held for seasonal or recreational use.

"Other vacant" share of all housing

1.7%

927 units of 54,130 total

Census "Other vacant" — units off the market for reasons other than seasonal, migrant, sale, or rental.

Section 3

Workforce Housing Needs Assessment

Affordability, cost burden, and the housing options for households in the workforce income range.

Workforce range — ACS median household income

80% MHI$71,588

100% MHI$89,485

120% MHI$107,382

County-wide median from ACS 5-year estimates. A household at 100% MHI in Kaufman County should be able to afford a home up to roughly — (30% housing budget, default mortgage terms).

Workforce range — HUD Area Median Income

	1-person	2-person	4-person
80% AMI	$67,850	$77,550	$96,900
100% AMI	$84,770	$96,880	$121,100
120% AMI	$101,700	$116,250	$145,300

HUD FMR Area: Dallas, TX HUD Metro FMR Area. 80% AMI uses HUD's published Section 8 Low Income Limits; 100% is HUD MFI; 120% is the standard workforce convention.

Affordability calculator

Follows the standard 30%-of-gross-income affordability rule.

Income basis Household income Interest rate % Down payment % Taxes & insurance / yr

Affordable monthly—

Affordable home price—

Renter cost burden

57.9% of renter households spend ≥30% of income on rent (26.2% spend ≥50%).

Source: ACS 5-year 2024, Table B25070.

Owner cost burden by income

27.8% of homeowners spend ≥30% of income on housing. Bars show counts of cost-burdened owners by income bracket.

Source: ACS 5-year 2024, Table B25106.

Household income — owners vs renters

Distribution of household income for owner-occupied (navy) and renter-occupied (gold) households.

Source: ACS 5-year 2024, Table B25118.

Section 4

Industry & Workforce Wages

Employment, average wages, and the housing each industry's typical earner can afford in Kaufman County.

Covered employment

42,239

Across 21 sectors

Establishments

2,666

QCEW 2024

Avg annual pay (workforce)

$55,810

Employment-weighted across sectors

Top 10 sectors by employment

Annual average employment by NAICS 2-digit sector. Counties with fewer than five covered establishments in a sector may show suppressed totals.

Source: BLS QCEW Annual Averages, 2024.

Attainable housing by industry

Industry	Employment	Avg annual wage	Affordable home price	vs. median value	Affordable monthly rent
NAICS 61 Educational services NAICS 61	6,404	$51,753	$161,623	−$159,277	$1,294
NAICS 48-49 Transportation and warehousing NAICS 48-49	5,844	$57,111	$181,567	−$139,333	$1,428
NAICS 44-45 Retail trade NAICS 44-45	5,465	$36,363	$104,336	−$216,564	$909
NAICS 31-33 Manufacturing NAICS 31-33	4,708	$72,054	$237,190	−$83,710	$1,801
NAICS 72 Accommodation and food services NAICS 72	4,354	$20,556	$45,497	−$275,403	$514
NAICS 62 Health care and social assistance NAICS 62	3,842	$50,644	$157,495	−$163,405	$1,266
NAICS 23 Construction NAICS 23	2,948	$68,110	$222,509	−$98,391	$1,703
NAICS 92 Public administration NAICS 92	1,425	$72,616	$239,282	−$81,618	$1,815
NAICS 54 Professional, scientific, and technical services NAICS 54	1,421	$129,180	$449,832	+$128,932	$3,230
NAICS 56 Administrative and support and waste management and remediation services NAICS 56	1,372	$49,074	$151,651	−$169,249	$1,227
NAICS 42 Wholesale trade NAICS 42	1,320	$83,895	$281,266	−$39,634	$2,097
NAICS 81 Other services (except public administration) NAICS 81	1,005	$53,817	$169,306	−$151,594	$1,345
NAICS 52 Finance and insurance NAICS 52	816	$85,319	$286,567	−$34,333	$2,133
NAICS 71 Arts, entertainment, and recreation NAICS 71	370	$20,698	$46,025	−$274,875	$517
NAICS 53 Real estate and rental and leasing NAICS 53	327	$59,424	$190,177	−$130,723	$1,486
NAICS 22 Utilities NAICS 22	310	$112,876	$389,143	+$68,243	$2,822
NAICS 51 Information NAICS 51	122	$62,455	$201,459	−$119,441	$1,561
NAICS 21 Mining, quarrying, and oil and gas extraction NAICS 21	75	$77,151	$256,163	−$64,737	$1,929
NAICS 11 Agriculture, forestry, fishing and hunting NAICS 11	66	$38,704	$113,050	−$207,850	$968
NAICS 99 Unclassified NAICS 99	37	$52,136	$163,048	−$157,852	$1,303
NAICS 55 Management of companies and enterprises NAICS 55	8	$72,213	$237,782	−$83,118	$1,805

Subsector	Employment	Avg annual wage	Affordable home price	vs. median value	Affordable monthly rent
NAICS 611 Educational services NAICS 611	6,404	$51,753	$161,623	−$159,277	$1,294
NAICS 493 Warehousing and storage NAICS 493	4,263	$54,245	$170,899	−$150,001	$1,356
NAICS 722 Food services and drinking places NAICS 722	4,149	$20,559	$45,508	−$275,392	$514
NAICS 238 Specialty trade contractors NAICS 238	2,350	$67,304	$219,509	−$101,391	$1,683
NAICS 621 Ambulatory health care services NAICS 621	2,028	$54,881	$173,266	−$147,634	$1,372
NAICS 455 General merchandise retailers NAICS 455	1,498	$29,378	$78,335	−$242,565	$734
NAICS 541 Professional, scientific, and technical services NAICS 541	1,421	$129,180	$449,832	+$128,932	$3,230
NAICS 561 Administrative and support services NAICS 561	1,339	$49,262	$152,350	−$168,550	$1,232
NAICS 332 Fabricated metal product manufacturing NAICS 332	1,327	$73,210	$241,493	−$79,407	$1,830
NAICS 484 Truck transportation NAICS 484	1,011	$72,692	$239,565	−$81,335	$1,817
NAICS 445 Food and beverage retailers NAICS 445	847	$26,526	$67,719	−$253,181	$663
NAICS 423 Merchant wholesalers, durable goods NAICS 423	844	$82,948	$277,741	−$43,159	$2,074
NAICS 623 Nursing and residential care facilities NAICS 623	752	$45,588	$138,675	−$182,225	$1,140
NAICS 457 Gasoline stations and fuel dealers NAICS 457	676	$38,016	$110,489	−$210,411	$950
NAICS 441 Motor vehicle and parts dealers NAICS 441	650	$62,811	$202,784	−$118,116	$1,570
NAICS 921 Executive, legislative, and other general government support NAICS 921	637	$70,997	$233,255	−$87,645	$1,775
NAICS 811 Repair and maintenance NAICS 811	620	$62,401	$201,258	−$119,642	$1,560
NAICS 444 Building material and garden equipment and supplies dealers NAICS 444	601	$44,760	$135,592	−$185,308	$1,119
NAICS 522 Credit intermediation and related activities NAICS 522	589	$90,469	$305,737	−$15,163	$2,262
NAICS 624 Social assistance NAICS 624	573	$25,646	$64,444	−$256,456	$641
NAICS 922 Justice, public order, and safety activities NAICS 922	573	$72,674	$239,498	−$81,402	$1,817
NAICS 456 Health and personal care retailers NAICS 456	443	$39,247	$115,071	−$205,829	$981
NAICS 424 Merchant wholesalers, nondurable goods NAICS 424	415	$87,616	$295,117	−$25,783	$2,190
NAICS 458 Clothing, clothing accessories, shoe, and jewelry retailers NAICS 458	405	$21,432	$48,758	−$272,142	$536
NAICS 622 Hospitals NAICS 622	344	$73,756	$243,525	−$77,375	$1,844
NAICS 713 Amusement, gambling, and recreation industries NAICS 713	328	$19,448	$41,373	−$279,527	$486
NAICS 236 Construction of buildings NAICS 236	314	$71,149	$233,821	−$87,079	$1,779
NAICS 221 Utilities NAICS 221	310	$112,876	$389,143	+$68,243	$2,822
NAICS 326 Plastics and rubber products manufacturing NAICS 326	287	$71,813	$236,293	−$84,607	$1,795
NAICS 237 Heavy and civil engineering construction NAICS 237	284	$71,425	$234,849	−$86,051	$1,786
NAICS 812 Personal and laundry services NAICS 812	262	$31,990	$88,058	−$232,842	$800
NAICS 459 Sporting goods, hobby, musical instrument, book, and miscellaneous retailers NAICS 459	250	$30,217	$81,458	−$239,442	$755
NAICS 339 Miscellaneous manufacturing NAICS 339	226	$51,063	$159,054	−$161,846	$1,277
NAICS 491 Postal service NAICS 491	208	$65,265	$211,919	−$108,981	$1,632
NAICS 333 Machinery manufacturing NAICS 333	207	$75,236	$249,034	−$71,866	$1,881
NAICS 721 Accommodation NAICS 721	205	$20,479	$45,210	−$275,690	$512
NAICS 524 Insurance carriers and related activities NAICS 524	201	$66,890	$217,968	−$102,932	$1,672
NAICS 813 Religious, grantmaking, civic, professional, and similar organizations NAICS 813	107	$61,603	$198,288	−$122,612	$1,540
NAICS 321 Wood product manufacturing NAICS 321	102	$56,446	$179,092	−$141,808	$1,411
NAICS 325 Chemical manufacturing NAICS 325	96	$60,116	$192,753	−$128,147	$1,503
NAICS 449 Furniture, home furnishings, electronics, and appliance retailers NAICS 449	94	$55,322	$174,908	−$145,992	$1,383
NAICS 311 Food manufacturing NAICS 311	90	$34,801	$98,522	−$222,378	$870
NAICS 517 Telecommunications NAICS 517	78	$73,480	$242,498	−$78,402	$1,837
NAICS 488 Support activities for transportation NAICS 488	65	$84,736	$284,397	−$36,503	$2,118
NAICS 425 Wholesale trade agents and brokers NAICS 425	62	$70,532	$231,525	−$89,375	$1,763
NAICS 334 Computer and electronic product manufacturing NAICS 334	60	$71,073	$233,538	−$87,362	$1,777
NAICS 212 Mining (except oil and gas) NAICS 212	57	$76,793	$254,830	−$66,070	$1,920
NAICS 928 National security and international affairs NAICS 928	47	$114,466	$395,062	+$74,162	$2,862
NAICS 923 Administration of human resource programs NAICS 923	39	$61,846	$199,192	−$121,708	$1,546
NAICS 999 Unclassified NAICS 999	37	$52,136	$163,048	−$157,852	$1,303
NAICS 323 Printing and related support activities NAICS 323	37	$38,396	$111,903	−$208,997	$960
NAICS 562 Waste management and remediation services NAICS 562	32	$42,739	$128,070	−$192,830	$1,068
NAICS 112 Animal production and aquaculture NAICS 112	30	$41,147	$122,144	−$198,756	$1,029
NAICS 926 Administration of economic programs NAICS 926	22	$74,055	$244,638	−$76,262	$1,851
NAICS 814 Private households NAICS 814	16	$26,506	$67,645	−$253,255	$663
NAICS 924 Administration of environmental quality programs NAICS 924	12	$63,555	$205,554	−$115,346	$1,589
NAICS 513 Publishing industries NAICS 513	12	$30,520	$82,586	−$238,314	$763
NAICS 551 Management of companies and enterprises NAICS 551	8	$72,213	$237,782	−$83,118	$1,805

Affordable home price assumes the industry's average earner uses 30% of gross income for housing, with a 30-year mortgage at 7%, 5% down, $2,500/yr taxes & insurance, and 0.5% PMI. Adjust the Section 3 calculator for other terms. Affordable rent is 30% of monthly gross pay.

Source: BLS QCEW Annual Averages, 2024; ACS 5-year 2024 (median home value).

Section 5

Wages by Occupation

Selected essential-worker occupations for the MSA or nonmetropolitan area containing this county — jobs, the 10-year change, wages, and the housing each typical earner can afford. Both jobs counts and wages are reported at the MSA / nonmetropolitan-area level (BLS does not publish OEWS at the county level), so every county inside the same area shows the same numbers. For county-accurate employment totals, see Section 4 above.

Occupational wages and affordable housing

Occupation	2025 jobs	2015–2025 change	% change	Hourly wage	Annual wage	Affordable home price	Affordable monthly rent
Fast Food and Counter Workers SOC 35-3023 · prior-year code differs	128,380	39,040	44%	$14.11	$29,350	$78,231	$734
Cashiers SOC 41-2011	65,070	(3,430)	(5%)	$14.56	$30,290	$81,730	$757
Waiters and Waitresses SOC 35-3031	53,460	(7,630)	(12%)	$14.68	$30,530	$82,624	$763
Childcare Workers SOC 39-9011	8,660	(7,150)	(45%)	$14.91	$31,010	$84,410	$775
Retail Salespersons SOC 41-2031	100,340	(10,340)	(9%)	$16.90	$35,160	$99,858	$879
Janitors and Cleaners SOC 37-2011	48,360	4,090	9%	$17.06	$35,470	$101,012	$887
Home Health and Personal Care Aides SOC 31-1131 · prior-year code differs	23,420	(9,750)	(29%)	$19.57	$40,700	$120,480	$1,018
Tellers SOC 43-3071	6,010	(5,720)	(49%)	$20.13	$41,860	$124,798	$1,047
Construction Laborers SOC 47-2061	29,670	5,180	21%	$21.05	$43,780	$131,945	$1,095
Office Clerks, General SOC 43-9061	52,740	(41,590)	(44%)	$21.83	$45,400	$137,975	$1,135
Carpenters SOC 47-2031	9,480	1,130	14%	$24.16	$50,240	$155,991	$1,256
Maintenance and Repair Workers, General SOC 49-9071	39,740	8,020	25%	$25.17	$52,350	$163,845	$1,309
Electricians SOC 47-2111	20,930	5,900	39%	$28.83	$59,960	$192,172	$1,499
Paramedics SOC 29-2043 · prior-year code differs	1,570	(3,320)	(68%)	$28.87	$60,050	$192,507	$1,501
Plumbers, Pipefitters, and Steamfitters SOC 47-2152	11,980	3,480	41%	$29.94	$62,260	$200,733	$1,557
Heavy and Tractor-Trailer Truck Drivers SOC 53-3032	55,670	7,130	15%	$30.16	$62,720	$202,446	$1,568
Elementary School Teachers, Except Special Education SOC 25-2021	27,350	(7,260)	(21%)	—	$65,400	$212,421	$1,635
Firefighters SOC 33-2011	8,780	670	8%	$32.32	$67,220	$219,196	$1,681
Police and Sheriff's Patrol Officers SOC 33-3051	16,430	650	4%	$41.88	$87,110	$293,233	$2,178
Registered Nurses SOC 29-1141	76,680	21,590	39%	$48.47	$100,820	$344,267	$2,521

Affordable home price uses the same Section 3 formula (30% housing budget, 30-year mortgage at 7%, 5% down, $2,500/yr T&I, 0.5% PMI). Affordable rent is 30% of monthly wages. Negative job-change values are shown in red parentheses. A "prior-year code differs" note flags occupations whose SOC code changed between the two vintages (2010 SOC → 2018 SOC) — the change estimate is best-effort.

Source: BLS OEWS May 2025 (10-year change vs. May 2015). Jobs counts and wages reflect the MSA or nonmetropolitan area containing this county, not the county alone — OEWS is not published at the county level.

Methodology & sources

All figures derive from the 2024 American Community Survey 5-year estimates. State and national comparisons are population-weighted aggregates of county-level estimates (an approximation; ACS publishes its own state and national medians which can differ slightly).

The affordability calculator uses a 30% housing-budget rule with a 30-year mortgage. Defaults are 7% interest, 5% down, $2,500/year taxes and insurance, and 0.5% PMI — adjustable above.

Variables: 48257 · pulled from Full Housing Data Table.xlsx.