housinganalytics.org

Texas · GEOID 48311

McMullen County

2024 ACS 5-year estimates · population 700 · 348 housing units

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Median household income
$43,875
State $80,443
Median home value
$97,100
State $291,649
Median gross rent
$758
State $1,408
Homeownership rate
78.3%
State 62.6%
Renter cost-burden rate
0.0%
≥30% of income
Owner cost-burden rate
12.3%
≥30% of income
Homeowner vacancy
0.0%
Of owner-occupied + for-sale units
Rental vacancy
0.0%
Of renter-occupied + for-rent units
Overall vacancy
40.5%
All housing units
Price-to-income ratio
2.21
Affordable: 2.0–3.0

Section 1

Community Profile

Population, demographics, household composition, and income.

Community Data Summary

McMullen CountyTexas
Population 700 30,188,424
Population density (per sq. mi.) 0.61 —
Median household income $43,875 $80,443
HUD Area Median Income (4-person, 100%) $61,400 —
Households 207 —
Average household size 3.38 people —
Owner-occupied 78.3% 62.6%
Renter-occupied 21.7% 37.4%
Race 43.7% White · 0.0% Black 0.0% White · 0.0% Black
Source: ACS 5-year 2024 (Tables DP05, S1101, DP04, S1901) and Census Gazetteer (land area); HUD FY2026 Income Limits.

Racial composition

McMullen County compared with Texas.
Source: ACS 5-year 2024, Table DP05.

Educational attainment (population 25+)

20.1% hold a bachelor's degree or higher (state: 33.8%).
Source: ACS 5-year 2024, Table S1501.

Median Household Income by Tenure

Owner-occupied vs. renter-occupied household income, county and state.
Source: ACS 5-year 2024, Table B25119.

Median Household Income by Age of Householder

Median household income by age group of householder.
Source: ACS 5-year 2024, Table B19049.

Median Household Income by Number of Earners

Median household income for families with each earner count.
Source: ACS 5-year 2024, Table S1903.

Household Size

Distribution of households by number of people.
Source: ACS 5-year 2024, Table S2501.

Income by Number of Earners

Earners Share Median income Attainable monthly housing cost Attainable home
0 earners 17.6% $43,750 $1,094 $131,833
1 earner 45.3% $37,614 $940 $108,993
2 earners 30.0% $94,688 $2,367 $321,441
3+ earners 7.1% — — —
Attainable monthly housing cost = 30% of gross income ÷ 12. Attainable home price assumes 30% housing budget, 30-yr mortgage at 7%, 5% down.
Source: ACS 5-year 2024, Table S1903; affordability formula derived.

Households

207

Average size: 3.38 people

Households with children

86

41.5% of households

Per-capita income

$22,183

Poverty rate: 12.7%

Section 2

Residential Market Analysis

Housing stock characteristics — tenure, type, age, size, vacancy, rents.

Tenure

78.3% owner-occupied vs. state average 62.6%.
Source: ACS 5-year 2024, Table DP04.

Structure type

Single-family share 69.3% · Missing middle (2–19 units) 0.0%.
Source: ACS 5-year 2024, Table B25024.

Housing stock by decade

42.0% built before 1980 · Median structure age 1,986.00 yrs.
Source: ACS 5-year 2024, Table S2504.

Housing size mismatch

Compares the share of housing units by bedroom count against the share of households by size — a common diagnostic of housing supply/demand alignment.
Source: ACS 5-year 2024, Tables B25041 (bedrooms) and S2501 (household size).

Home value distribution

Owner-occupied homes by value bracket. Median: $97,100.
Source: ACS 5-year 2024, Table DP04.

Monthly Housing Costs

Distribution of monthly housing costs across all occupied units.
Source: ACS 5-year 2024, Table B25104.

Number of Bedrooms

Housing units by number of bedrooms.
Source: ACS 5-year 2024, Table B25041.

Median rent by bedroom

Overall median gross rent: $758.
Source: ACS 5-year 2024, Table B25031.

Renters by age

Number of renter householders by age bracket.
Source: ACS 5-year 2024, Table S2502.

Owners by age

Number of owner householders by age bracket.
Source: ACS 5-year 2024, Table S2502.

Vacancy composition

All 141 vacant units split into Census's seven categories. Frictional vacancy (units actively on the market) reflects healthy churn. Structural vacancy (seasonal, migrant, other) sits outside the market for year-round residents — high values change how the headline vacancy rate should be read.

Vacant units by type

For sale 0.0% · For rent 0.0% · Seasonal 53.2% · Other 46.8%.
Source: ACS 5-year 2024, Table B25004.

Frictional vs structural

0.0% of vacancy is frictional (for sale + for rent + rented/sold not yet occupied); 100.0% is structural (seasonal + migrant + other).
Source: ACS 5-year 2024, Table B25004.

Seasonal / recreational share of all housing

21.6%

75 units of 348 total

⚑ Above the 10% threshold — meaningful pressure on year-round residents from second-home / short-term-rental demand.

"Other vacant" share of all housing

19.0%

66 units of 348 total

⚑ Above the 5% threshold — possible indicator of disinvestment, abandonment, or condemned stock.

Section 3

Workforce Housing Needs Assessment

Affordability, cost burden, and the housing options for households in the workforce income range.

Workforce range — ACS median household income

80% MHI$35,100
100% MHI$43,875
120% MHI$52,650

County-wide median from ACS 5-year estimates. A household at 100% MHI in McMullen County should be able to afford a home up to roughly — (30% housing budget, default mortgage terms).

Workforce range — HUD Area Median Income

1-person2-person4-person
80% AMI $46,900 $53,600 $66,950
100% AMI $42,980 $49,120 $61,400
120% AMI $51,600 $58,950 $73,700

HUD FMR Area: McMullen County, TX. 80% AMI uses HUD's published Section 8 Low Income Limits; 100% is HUD MFI; 120% is the standard workforce convention.

Affordability calculator

Follows the standard 30%-of-gross-income affordability rule.

Affordable monthly—
Affordable home price—

Renter cost burden

0.0% of renter households spend ≥30% of income on rent (0.0% spend ≥50%).
Source: ACS 5-year 2024, Table B25070.

Owner cost burden by income

12.3% of homeowners spend ≥30% of income on housing. Bars show counts of cost-burdened owners by income bracket.
Source: ACS 5-year 2024, Table B25106.

Household income — owners vs renters

Distribution of household income for owner-occupied (navy) and renter-occupied (gold) households.
Source: ACS 5-year 2024, Table B25118.

Section 4

Industry & Workforce Wages

Employment, average wages, and the housing each industry's typical earner can afford in McMullen County.

Covered employment
303
Across 6 sectors
Establishments
59
QCEW 2024
Avg annual pay (workforce)
$79,644
Employment-weighted across sectors

Top 10 sectors by employment

Annual average employment by NAICS 2-digit sector. Counties with fewer than five covered establishments in a sector may show suppressed totals.
Source: BLS QCEW Annual Averages, 2024.

Attainable housing by industry

Industry Employment Avg annual wage Affordable home price vs. median value Affordable monthly rent
NAICS 21 Mining, quarrying, and oil and gas extraction NAICS 21 119 $107,296 $368,373 +$271,273 $2,682
NAICS 11 Agriculture, forestry, fishing and hunting NAICS 11 58 $40,832 $120,971 +$23,871 $1,021
NAICS 48-49 Transportation and warehousing NAICS 48-49 53 $97,992 $333,740 +$236,640 $2,450
NAICS 92 Public administration NAICS 92 39 $62,959 $203,335 +$106,235 $1,574
NAICS 72 Accommodation and food services NAICS 72 19 $33,644 $94,215 −$2,885 $841
NAICS 62 Health care and social assistance NAICS 62 15 $47,171 $144,567 +$47,467 $1,179
Affordable home price assumes the industry's average earner uses 30% of gross income for housing, with a 30-year mortgage at 7%, 5% down, $2,500/yr taxes & insurance, and 0.5% PMI. Adjust the Section 3 calculator for other terms. Affordable rent is 30% of monthly gross pay.
Source: BLS QCEW Annual Averages, 2024; ACS 5-year 2024 (median home value).

Section 5

Wages by Occupation

Selected essential-worker occupations for the MSA or nonmetropolitan area containing this county — jobs, the 10-year change, wages, and the housing each typical earner can afford. Both jobs counts and wages are reported at the MSA / nonmetropolitan-area level (BLS does not publish OEWS at the county level), so every county inside the same area shows the same numbers. For county-accurate employment totals, see Section 4 above.

Occupational wages and affordable housing

Occupation 2025
jobs		 2015–2025
change		 %
change		 Hourly
wage		 Annual
wage		 Affordable
home price		 Affordable
monthly rent
Childcare Workers SOC 39-9011 470 (100) (18%) $12.27 $25,520 $63,975 $638
Fast Food and Counter Workers SOC 35-3023 · prior-year code differs 6,450 1,470 30% $12.43 $25,840 $65,166 $646
Waiters and Waitresses SOC 35-3031 1,260 (720) (36%) $13.54 $28,150 $73,764 $704
Cashiers SOC 41-2011 3,520 (1,770) (33%) $13.93 $28,960 $76,779 $724
Janitors and Cleaners SOC 37-2011 2,210 (280) (11%) $15.71 $32,670 $90,589 $817
Retail Salespersons SOC 41-2031 2,910 (100) (3%) $15.83 $32,920 $91,520 $823
Home Health and Personal Care Aides SOC 31-1131 · prior-year code differs 1,330 (4,550) (77%) $16.99 $35,340 $100,528 $884
Tellers SOC 43-3071 510 (440) (46%) $17.44 $36,270 $103,990 $907
Office Clerks, General SOC 43-9061 2,840 (2,380) (46%) $18.77 $39,030 $114,263 $976
Construction Laborers SOC 47-2061 1,550 (700) (31%) $19.36 $40,260 $118,842 $1,007
Maintenance and Repair Workers, General SOC 49-9071 2,040 380 23% $22.24 $46,260 $141,176 $1,157
Paramedics SOC 29-2043 · prior-year code differs 300 (290) (49%) $23.13 $48,110 $148,062 $1,203
Firefighters SOC 33-2011 250 20 9% $23.81 $49,520 $153,311 $1,238
Carpenters SOC 47-2031 640 430 205% $24.00 $49,920 $154,800 $1,248
Heavy and Tractor-Trailer Truck Drivers SOC 53-3032 2,700 (1,310) (33%) $25.74 $53,550 $168,312 $1,339
Plumbers, Pipefitters, and Steamfitters SOC 47-2152 420 130 45% $28.03 $58,300 $185,993 $1,458
Elementary School Teachers, Except Special Education SOC 25-2021 1,920 (750) (28%) — $60,170 $192,954 $1,504
Electricians SOC 47-2111 1,120 — — $29.12 $60,570 $194,443 $1,514
Police and Sheriff's Patrol Officers SOC 33-3051 1,160 10 1% $30.10 $62,610 $202,036 $1,565
Registered Nurses SOC 29-1141 2,020 210 12% $39.96 $83,130 $278,419 $2,078
Affordable home price uses the same Section 3 formula (30% housing budget, 30-year mortgage at 7%, 5% down, $2,500/yr T&I, 0.5% PMI). Affordable rent is 30% of monthly wages. Negative job-change values are shown in red parentheses. A "prior-year code differs" note flags occupations whose SOC code changed between the two vintages (2010 SOC → 2018 SOC) — the change estimate is best-effort.
Source: BLS OEWS May 2025 (10-year change vs. May 2015). Jobs counts and wages reflect the MSA or nonmetropolitan area containing this county, not the county alone — OEWS is not published at the county level.
Methodology & sources

All figures derive from the 2024 American Community Survey 5-year estimates. State and national comparisons are population-weighted aggregates of county-level estimates (an approximation; ACS publishes its own state and national medians which can differ slightly).

The affordability calculator uses a 30% housing-budget rule with a 30-year mortgage. Defaults are 7% interest, 5% down, $2,500/year taxes and insurance, and 0.5% PMI — adjustable above.

Variables: 48311 · pulled from Full Housing Data Table.xlsx.