Texas · GEOID 48415

Scurry County

2024 ACS 5-year estimates · population 16,488 · 6,881 housing units

Median household income

$60,039

State $80,443

Median home value

$113,800

State $291,649

Median gross rent

$1,020

State $1,408

Homeownership rate

76.8%

State 62.6%

Renter cost-burden rate

32.1%

≥30% of income

Owner cost-burden rate

15.6%

≥30% of income

Homeowner vacancy

1.1%

Of owner-occupied + for-sale units

Rental vacancy

5.8%

Of renter-occupied + for-rent units

Overall vacancy

14.6%

All housing units

Price-to-income ratio

1.90

Affordable: 2.0–3.0

Section 1

Community Profile

Population, demographics, household composition, and income.

Community Data Summary

	Scurry County	Texas
Population	16,488	30,188,424
Population density (per sq. mi.)	18.21	—
Median household income	$60,039	$80,443
HUD Area Median Income (4-person, 100%)	$84,400	—
Households	5,876	—
Average household size	2.48 people	—
Owner-occupied	76.8%	62.6%
Renter-occupied	23.2%	37.4%
Race	64.5% White · 3.3% Black	0.0% White · 0.0% Black

Source: ACS 5-year 2024 (Tables DP05, S1101, DP04, S1901) and Census Gazetteer (land area); HUD FY2026 Income Limits.

Racial composition

Scurry County compared with Texas.

Source: ACS 5-year 2024, Table DP05.

Educational attainment (population 25+)

13.0% hold a bachelor's degree or higher (state: 33.8%).

Source: ACS 5-year 2024, Table S1501.

Median Household Income by Tenure

Owner-occupied vs. renter-occupied household income, county and state.

Source: ACS 5-year 2024, Table B25119.

Median Household Income by Age of Householder

Median household income by age group of householder.

Source: ACS 5-year 2024, Table B19049.

Median Household Income by Number of Earners

Median household income for families with each earner count.

Source: ACS 5-year 2024, Table S1903.

Household Size

Distribution of households by number of people.

Source: ACS 5-year 2024, Table S2501.

Income by Number of Earners

Earners	Share	Median income	Attainable monthly housing cost	Attainable home
0 earners	11.8%	$47,866	$1,197	$147,154
1 earner	40.3%	$56,701	$1,418	$180,041
2 earners	44.0%	$104,608	$2,615	$358,367
3+ earners	4.0%	$147,629	$3,691	$518,506

Attainable monthly housing cost = 30% of gross income ÷ 12. Attainable home price assumes 30% housing budget, 30-yr mortgage at 7%, 5% down.

Source: ACS 5-year 2024, Table S1903; affordability formula derived.

Households

5,876

Average size: 2.48 people

Households with children

1,757

29.9% of households

Per-capita income

$29,633

Poverty rate: 10.4%

Section 2

Residential Market Analysis

Housing stock characteristics — tenure, type, age, size, vacancy, rents.

Tenure

76.8% owner-occupied vs. state average 62.6%.

Source: ACS 5-year 2024, Table DP04.

Structure type

Single-family share 84.4% · Missing middle (2–19 units) 8.9%.

Source: ACS 5-year 2024, Table B25024.

Housing stock by decade

69.1% built before 1980 · Median structure age 1,968.00 yrs.

Source: ACS 5-year 2024, Table S2504.

Housing size mismatch

Compares the share of housing units by bedroom count against the share of households by size — a common diagnostic of housing supply/demand alignment.

Source: ACS 5-year 2024, Tables B25041 (bedrooms) and S2501 (household size).

Home value distribution

Owner-occupied homes by value bracket. Median: $113,800.

Source: ACS 5-year 2024, Table DP04.

Monthly Housing Costs

Distribution of monthly housing costs across all occupied units.

Source: ACS 5-year 2024, Table B25104.

Number of Bedrooms

Housing units by number of bedrooms.

Source: ACS 5-year 2024, Table B25041.

Median rent by bedroom

Overall median gross rent: $1,020.

Source: ACS 5-year 2024, Table B25031.

Renters by age

Number of renter householders by age bracket.

Source: ACS 5-year 2024, Table S2502.

Owners by age

Number of owner householders by age bracket.

Source: ACS 5-year 2024, Table S2502.

Vacancy composition

All 1,005 vacant units split into Census's seven categories. Frictional vacancy (units actively on the market) reflects healthy churn. Structural vacancy (seasonal, migrant, other) sits outside the market for year-round residents — high values change how the headline vacancy rate should be read.

Vacant units by type

For sale 4.9% · For rent 8.4% · Seasonal 8.3% · Other 75.7%.

Source: ACS 5-year 2024, Table B25004.

Frictional vs structural

16.0% of vacancy is frictional (for sale + for rent + rented/sold not yet occupied); 84.0% is structural (seasonal + migrant + other).

Source: ACS 5-year 2024, Table B25004.

Seasonal / recreational share of all housing

1.2%

83 units of 6,881 total

Housing units held for seasonal or recreational use.

"Other vacant" share of all housing

11.1%

761 units of 6,881 total

⚑ Above the 5% threshold — possible indicator of disinvestment, abandonment, or condemned stock.

Section 3

Workforce Housing Needs Assessment

Affordability, cost burden, and the housing options for households in the workforce income range.

Workforce range — ACS median household income

80% MHI$48,031

100% MHI$60,039

120% MHI$72,047

County-wide median from ACS 5-year estimates. A household at 100% MHI in Scurry County should be able to afford a home up to roughly — (30% housing budget, default mortgage terms).

Workforce range — HUD Area Median Income

	1-person	2-person	4-person
80% AMI	$47,250	$54,000	$67,500
100% AMI	$59,080	$67,520	$84,400
120% AMI	$70,900	$81,000	$101,300

HUD FMR Area: Scurry County, TX. 80% AMI uses HUD's published Section 8 Low Income Limits; 100% is HUD MFI; 120% is the standard workforce convention.

Affordability calculator

Follows the standard 30%-of-gross-income affordability rule.

Income basis Household income Interest rate % Down payment % Taxes & insurance / yr

Affordable monthly—

Affordable home price—

Renter cost burden

32.1% of renter households spend ≥30% of income on rent (12.7% spend ≥50%).

Source: ACS 5-year 2024, Table B25070.

Owner cost burden by income

15.6% of homeowners spend ≥30% of income on housing. Bars show counts of cost-burdened owners by income bracket.

Source: ACS 5-year 2024, Table B25106.

Household income — owners vs renters

Distribution of household income for owner-occupied (navy) and renter-occupied (gold) households.

Source: ACS 5-year 2024, Table B25118.

Section 4

Industry & Workforce Wages

Employment, average wages, and the housing each industry's typical earner can afford in Scurry County.

Covered employment

6,289

Across 20 sectors

Establishments

470

QCEW 2024

Avg annual pay (workforce)

$75,328

Employment-weighted across sectors

Top 10 sectors by employment

Annual average employment by NAICS 2-digit sector. Counties with fewer than five covered establishments in a sector may show suppressed totals.

Source: BLS QCEW Annual Averages, 2024.

Attainable housing by industry

Industry	Employment	Avg annual wage	Affordable home price	vs. median value	Affordable monthly rent
NAICS 21 Mining, quarrying, and oil and gas extraction NAICS 21	1,174	$106,926	$366,995	+$253,195	$2,673
NAICS 61 Educational services NAICS 61	719	$41,398	$123,078	+$9,278	$1,035
NAICS 44-45 Retail trade NAICS 44-45	689	$32,887	$91,397	−$22,403	$822
NAICS 72 Accommodation and food services NAICS 72	572	$19,117	$40,140	−$73,660	$478
NAICS 62 Health care and social assistance NAICS 62	539	$56,090	$177,767	+$63,967	$1,402
NAICS 92 Public administration NAICS 92	367	$61,740	$198,798	+$84,998	$1,544
NAICS 56 Administrative and support and waste management and remediation services NAICS 56	320	$231,447	$830,505	+$716,705	$5,786
NAICS 48-49 Transportation and warehousing NAICS 48-49	282	$94,028	$318,985	+$205,185	$2,351
NAICS 31-33 Manufacturing NAICS 31-33	265	$104,609	$358,371	+$244,571	$2,615
NAICS 22 Utilities NAICS 22	258	$104,418	$357,660	+$243,860	$2,610
NAICS 23 Construction NAICS 23	235	$73,254	$241,657	+$127,857	$1,831
NAICS 81 Other services (except public administration) NAICS 81	228	$49,396	$152,849	+$39,049	$1,235
NAICS 42 Wholesale trade NAICS 42	218	$112,211	$386,668	+$272,868	$2,805
NAICS 52 Finance and insurance NAICS 52	122	$70,021	$229,622	+$115,822	$1,751
NAICS 54 Professional, scientific, and technical services NAICS 54	114	$58,602	$187,117	+$73,317	$1,465
NAICS 11 Agriculture, forestry, fishing and hunting NAICS 11	72	$42,359	$126,655	+$12,855	$1,059
NAICS 53 Real estate and rental and leasing NAICS 53	63	$38,790	$113,370	−$430	$970
NAICS 51 Information NAICS 51	29	$84,601	$283,894	+$170,094	$2,115
NAICS 71 Arts, entertainment, and recreation NAICS 71	15	$24,574	$60,453	−$53,347	$614
NAICS 99 Unclassified NAICS 99	8	$30,154	$81,224	−$32,576	$754

Subsector	Employment	Avg annual wage	Affordable home price	vs. median value	Affordable monthly rent
NAICS 213 Support activities for mining NAICS 213	1,065	$101,519	$346,869	+$233,069	$2,538
NAICS 611 Educational services NAICS 611	719	$41,398	$123,078	+$9,278	$1,035
NAICS 722 Food services and drinking places NAICS 722	469	$18,142	$36,511	−$77,289	$454
NAICS 221 Utilities NAICS 221	258	$104,418	$357,660	+$243,860	$2,610
NAICS 455 General merchandise retailers NAICS 455	244	$31,162	$84,976	−$28,824	$779
NAICS 484 Truck transportation NAICS 484	183	$83,977	$281,571	+$167,771	$2,099
NAICS 238 Specialty trade contractors NAICS 238	175	$72,924	$240,428	+$126,628	$1,823
NAICS 811 Repair and maintenance NAICS 811	151	$60,598	$194,547	+$80,747	$1,515
NAICS 541 Professional, scientific, and technical services NAICS 541	114	$58,602	$187,117	+$73,317	$1,465
NAICS 921 Executive, legislative, and other general government support NAICS 921	114	$65,059	$211,152	+$97,352	$1,626
NAICS 424 Merchant wholesalers, nondurable goods NAICS 424	114	$141,968	$497,434	+$383,634	$3,549
NAICS 624 Social assistance NAICS 624	112	$30,960	$84,224	−$29,576	$774
NAICS 423 Merchant wholesalers, durable goods NAICS 423	105	$78,835	$262,431	+$148,631	$1,971
NAICS 721 Accommodation NAICS 721	103	$23,559	$56,675	−$57,125	$589
NAICS 457 Gasoline stations and fuel dealers NAICS 457	98	$25,469	$63,785	−$50,015	$637
NAICS 522 Credit intermediation and related activities NAICS 522	87	$59,816	$191,636	+$77,836	$1,495
NAICS 441 Motor vehicle and parts dealers NAICS 441	86	$57,080	$181,452	+$67,652	$1,427
NAICS 922 Justice, public order, and safety activities NAICS 922	78	$57,034	$181,280	+$67,480	$1,426
NAICS 112 Animal production and aquaculture NAICS 112	56	$41,826	$124,671	+$10,871	$1,046
NAICS 812 Personal and laundry services NAICS 812	55	$25,897	$65,378	−$48,422	$647
NAICS 237 Heavy and civil engineering construction NAICS 237	45	$83,540	$279,945	+$166,145	$2,089
NAICS 459 Sporting goods, hobby, musical instrument, book, and miscellaneous retailers NAICS 459	43	$42,772	$128,192	+$14,392	$1,069
NAICS 531 Real estate NAICS 531	43	$33,176	$92,473	−$21,327	$829
NAICS 449 Furniture, home furnishings, electronics, and appliance retailers NAICS 449	38	$14,657	$23,539	−$90,261	$366
NAICS 444 Building material and garden equipment and supplies dealers NAICS 444	31	$38,356	$111,755	−$2,045	$959
NAICS 491 Postal service NAICS 491	24	$58,339	$186,138	+$72,338	$1,458
NAICS 532 Rental and leasing services NAICS 532	20	$50,861	$158,302	+$44,502	$1,272
NAICS 456 Health and personal care retailers NAICS 456	19	$56,068	$177,685	+$63,885	$1,402
NAICS 333 Machinery manufacturing NAICS 333	18	$82,016	$274,272	+$160,472	$2,050
NAICS 236 Construction of buildings NAICS 236	15	$46,240	$141,101	+$27,301	$1,156
NAICS 814 Private households NAICS 814	11	$28,110	$73,615	−$40,185	$703
NAICS 924 Administration of environmental quality programs NAICS 924	10	$51,587	$161,005	+$47,205	$1,290
NAICS 813 Religious, grantmaking, civic, professional, and similar organizations NAICS 813	10	$37,828	$109,789	−$4,011	$946
NAICS 926 Administration of economic programs NAICS 926	8	$28,025	$73,299	−$40,501	$701
NAICS 999 Unclassified NAICS 999	8	$30,154	$81,224	−$32,576	$754
NAICS 928 National security and international affairs NAICS 928	3	$88,529	$298,515	+$184,715	$2,213

Affordable home price assumes the industry's average earner uses 30% of gross income for housing, with a 30-year mortgage at 7%, 5% down, $2,500/yr taxes & insurance, and 0.5% PMI. Adjust the Section 3 calculator for other terms. Affordable rent is 30% of monthly gross pay.

Source: BLS QCEW Annual Averages, 2024; ACS 5-year 2024 (median home value).

Section 5

Wages by Occupation

Selected essential-worker occupations for the MSA or nonmetropolitan area containing this county — jobs, the 10-year change, wages, and the housing each typical earner can afford. Both jobs counts and wages are reported at the MSA / nonmetropolitan-area level (BLS does not publish OEWS at the county level), so every county inside the same area shows the same numbers. For county-accurate employment totals, see Section 4 above.

Occupational wages and affordable housing

Occupation	2025 jobs	2015–2025 change	% change	Hourly wage	Annual wage	Affordable home price	Affordable monthly rent
Childcare Workers SOC 39-9011	240	(430)	(64%)	$12.14	$25,240	$62,932	$631
Fast Food and Counter Workers SOC 35-3023 · prior-year code differs	5,920	350	6%	$12.70	$26,420	$67,325	$661
Waiters and Waitresses SOC 35-3031	1,860	(210)	(10%)	$13.31	$27,690	$72,052	$692
Cashiers SOC 41-2011	5,160	(1,290)	(20%)	$13.58	$28,250	$74,137	$706
Retail Salespersons SOC 41-2031	3,220	(1,700)	(35%)	$15.66	$32,580	$90,254	$815
Tellers SOC 43-3071	810	(440)	(35%)	$16.23	$33,770	$94,684	$844
Janitors and Cleaners SOC 37-2011	2,810	(340)	(11%)	$16.59	$34,510	$97,438	$863
Home Health and Personal Care Aides SOC 31-1131 · prior-year code differs	1,990	140	8%	$18.58	$38,650	$112,849	$966
Office Clerks, General SOC 43-9061	3,840	(2,400)	(38%)	$19.79	$41,170	$122,229	$1,029
Construction Laborers SOC 47-2061	3,630	1,170	48%	$20.72	$43,100	$129,413	$1,078
Firefighters SOC 33-2011	320	10	3%	$22.91	$47,660	$146,387	$1,192
Maintenance and Repair Workers, General SOC 49-9071	3,210	620	24%	$23.55	$48,990	$151,338	$1,225
Carpenters SOC 47-2031	140	(330)	(70%)	$24.89	$51,760	$161,649	$1,294
Paramedics SOC 29-2043 · prior-year code differs	330	(280)	(46%)	$25.02	$52,030	$162,654	$1,301
Elementary School Teachers, Except Special Education SOC 25-2021	1,890	(1,350)	(42%)	—	$55,930	$177,171	$1,398
Plumbers, Pipefitters, and Steamfitters SOC 47-2152	420	(40)	(9%)	$27.02	$56,190	$178,139	$1,405
Heavy and Tractor-Trailer Truck Drivers SOC 53-3032	6,770	(1,680)	(20%)	$28.03	$58,300	$185,993	$1,458
Electricians SOC 47-2111	1,520	290	24%	$29.67	$61,710	$198,686	$1,543
Police and Sheriff's Patrol Officers SOC 33-3051	1,360	(120)	(8%)	$30.31	$63,040	$203,637	$1,576
Registered Nurses SOC 29-1141	2,370	(40)	(2%)	$41.77	$86,890	$292,415	$2,172

Affordable home price uses the same Section 3 formula (30% housing budget, 30-year mortgage at 7%, 5% down, $2,500/yr T&I, 0.5% PMI). Affordable rent is 30% of monthly wages. Negative job-change values are shown in red parentheses. A "prior-year code differs" note flags occupations whose SOC code changed between the two vintages (2010 SOC → 2018 SOC) — the change estimate is best-effort.

Source: BLS OEWS May 2025 (10-year change vs. May 2015). Jobs counts and wages reflect the MSA or nonmetropolitan area containing this county, not the county alone — OEWS is not published at the county level.

Methodology & sources

All figures derive from the 2024 American Community Survey 5-year estimates. State and national comparisons are population-weighted aggregates of county-level estimates (an approximation; ACS publishes its own state and national medians which can differ slightly).

The affordability calculator uses a 30% housing-budget rule with a 30-year mortgage. Defaults are 7% interest, 5% down, $2,500/year taxes and insurance, and 0.5% PMI — adjustable above.

Variables: 48415 · pulled from Full Housing Data Table.xlsx.