Vermont · GEOID 50015

Lamoille County

2024 ACS 5-year estimates · population 26,148 · 14,320 housing units

Median household income

$74,908

State $82,074

Median home value

$304,700

State $318,810

Median gross rent

$1,160

State $1,287

Homeownership rate

72.9%

State 73.2%

Renter cost-burden rate

45.3%

≥30% of income

Owner cost-burden rate

28.8%

≥30% of income

Homeowner vacancy

1.5%

Of owner-occupied + for-sale units

Rental vacancy

6.9%

Of renter-occupied + for-rent units

Overall vacancy

16.7%

All housing units

Price-to-income ratio

4.07

Affordable: 2.0–3.0

Section 1

Community Profile

Population, demographics, household composition, and income.

Community Data Summary

	Lamoille County	Vermont
Population	26,148	647,106
Population density (per sq. mi.)	56.69	—
Median household income	$74,908	$82,074
HUD Area Median Income (4-person, 100%)	$97,900	—
Households	11,923	—
Average household size	2.14 people	—
Owner-occupied	72.9%	73.2%
Renter-occupied	27.1%	26.8%
Race	92.4% White · 0.9% Black	0.0% White · 0.0% Black

Source: ACS 5-year 2024 (Tables DP05, S1101, DP04, S1901) and Census Gazetteer (land area); HUD FY2026 Income Limits.

Racial composition

Lamoille County compared with Vermont.

Source: ACS 5-year 2024, Table DP05.

Educational attainment (population 25+)

44.3% hold a bachelor's degree or higher (state: 43.8%).

Source: ACS 5-year 2024, Table S1501.

Median Household Income by Tenure

Owner-occupied vs. renter-occupied household income, county and state.

Source: ACS 5-year 2024, Table B25119.

Median Household Income by Age of Householder

Median household income by age group of householder.

Source: ACS 5-year 2024, Table B19049.

Median Household Income by Number of Earners

Median household income for families with each earner count.

Source: ACS 5-year 2024, Table S1903.

Household Size

Distribution of households by number of people.

Source: ACS 5-year 2024, Table S2501.

Income by Number of Earners

Earners	Share	Median income	Attainable monthly housing cost	Attainable home
0 earners	11.0%	$53,903	$1,348	$169,626
1 earner	30.4%	$59,744	$1,494	$191,368
2 earners	47.0%	$106,537	$2,663	$365,547
3+ earners	11.6%	$141,801	$3,545	$496,812

Attainable monthly housing cost = 30% of gross income ÷ 12. Attainable home price assumes 30% housing budget, 30-yr mortgage at 7%, 5% down.

Source: ACS 5-year 2024, Table S1903; affordability formula derived.

Households

11,923

Average size: 2.14 people

Households with children

3,094

25.9% of households

Per-capita income

$47,511

Poverty rate: 8.8%

Section 2

Residential Market Analysis

Housing stock characteristics — tenure, type, age, size, vacancy, rents.

Tenure

72.9% owner-occupied vs. state average 73.2%.

Source: ACS 5-year 2024, Table DP04.

Structure type

Single-family share 67.0% · Missing middle (2–19 units) 21.1%.

Source: ACS 5-year 2024, Table B25024.

Housing stock by decade

45.9% built before 1980 · Median structure age 1,982.00 yrs.

Source: ACS 5-year 2024, Table S2504.

Housing size mismatch

Compares the share of housing units by bedroom count against the share of households by size — a common diagnostic of housing supply/demand alignment.

Source: ACS 5-year 2024, Tables B25041 (bedrooms) and S2501 (household size).

Home value distribution

Owner-occupied homes by value bracket. Median: $304,700.

Source: ACS 5-year 2024, Table DP04.

Monthly Housing Costs

Distribution of monthly housing costs across all occupied units.

Source: ACS 5-year 2024, Table B25104.

Number of Bedrooms

Housing units by number of bedrooms.

Source: ACS 5-year 2024, Table B25041.

Median rent by bedroom

Overall median gross rent: $1,160.

Source: ACS 5-year 2024, Table B25031.

Renters by age

Number of renter householders by age bracket.

Source: ACS 5-year 2024, Table S2502.

Owners by age

Number of owner householders by age bracket.

Source: ACS 5-year 2024, Table S2502.

Vacancy composition

All 2,397 vacant units split into Census's seven categories. Frictional vacancy (units actively on the market) reflects healthy churn. Structural vacancy (seasonal, migrant, other) sits outside the market for year-round residents — high values change how the headline vacancy rate should be read.

Vacant units by type

For sale 5.5% · For rent 10.1% · Seasonal 70.6% · Other 9.4%.

Source: ACS 5-year 2024, Table B25004.

Frictional vs structural

19.9% of vacancy is frictional (for sale + for rent + rented/sold not yet occupied); 80.1% is structural (seasonal + migrant + other).

Source: ACS 5-year 2024, Table B25004.

Seasonal / recreational share of all housing

11.8%

1,693 units of 14,320 total

⚑ Above the 10% threshold — meaningful pressure on year-round residents from second-home / short-term-rental demand.

"Other vacant" share of all housing

1.6%

226 units of 14,320 total

Census "Other vacant" — units off the market for reasons other than seasonal, migrant, sale, or rental.

Section 3

Workforce Housing Needs Assessment

Affordability, cost burden, and the housing options for households in the workforce income range.

Workforce range — ACS median household income

80% MHI$59,926

100% MHI$74,908

120% MHI$89,890

County-wide median from ACS 5-year estimates. A household at 100% MHI in Lamoille County should be able to afford a home up to roughly — (30% housing budget, default mortgage terms).

Workforce range — HUD Area Median Income

	1-person	2-person	4-person
80% AMI	$58,650	$67,000	$83,750
100% AMI	$68,530	$78,320	$97,900
120% AMI	$82,250	$94,000	$117,500

HUD FMR Area: Lamoille County, VT. 80% AMI uses HUD's published Section 8 Low Income Limits; 100% is HUD MFI; 120% is the standard workforce convention.

Affordability calculator

Follows the standard 30%-of-gross-income affordability rule.

Income basis Household income Interest rate % Down payment % Taxes & insurance / yr

Affordable monthly—

Affordable home price—

Renter cost burden

45.3% of renter households spend ≥30% of income on rent (17.4% spend ≥50%).

Source: ACS 5-year 2024, Table B25070.

Owner cost burden by income

28.8% of homeowners spend ≥30% of income on housing. Bars show counts of cost-burdened owners by income bracket.

Source: ACS 5-year 2024, Table B25106.

Household income — owners vs renters

Distribution of household income for owner-occupied (navy) and renter-occupied (gold) households.

Source: ACS 5-year 2024, Table B25118.

Section 4

Industry & Workforce Wages

Employment, average wages, and the housing each industry's typical earner can afford in Lamoille County.

Covered employment

11,002

Across 18 sectors

Establishments

1,536

QCEW 2024

Avg annual pay (workforce)

$57,466

Employment-weighted across sectors

Top 10 sectors by employment

Annual average employment by NAICS 2-digit sector. Counties with fewer than five covered establishments in a sector may show suppressed totals.

Source: BLS QCEW Annual Averages, 2024.

Attainable housing by industry

Industry	Employment	Avg annual wage	Affordable home price	vs. median value	Affordable monthly rent
NAICS 72 Accommodation and food services NAICS 72	3,262	$40,152	$118,440	−$186,260	$1,004
NAICS 62 Health care and social assistance NAICS 62	1,649	$66,575	$216,795	−$87,905	$1,664
NAICS 44-45 Retail trade NAICS 44-45	1,503	$38,469	$112,175	−$192,525	$962
NAICS 23 Construction NAICS 23	863	$65,184	$211,617	−$93,083	$1,630
NAICS 31-33 Manufacturing NAICS 31-33	647	$62,453	$201,452	−$103,248	$1,561
NAICS 54 Professional, scientific, and technical services NAICS 54	479	$141,538	$495,833	+$191,133	$3,538
NAICS 56 Administrative and support and waste management and remediation services NAICS 56	442	$60,881	$195,600	−$109,100	$1,522
NAICS 92 Public administration NAICS 92	324	$61,220	$196,862	−$107,838	$1,531
NAICS 81 Other services (except public administration) NAICS 81	323	$45,272	$137,498	−$167,202	$1,132
NAICS 52 Finance and insurance NAICS 52	265	$97,272	$331,060	+$26,360	$2,432
NAICS 11 Agriculture, forestry, fishing and hunting NAICS 11	259	$53,027	$166,365	−$138,335	$1,326
NAICS 61 Educational services NAICS 61	205	$42,566	$127,426	−$177,274	$1,064
NAICS 53 Real estate and rental and leasing NAICS 53	174	$56,551	$179,483	−$125,217	$1,414
NAICS 71 Arts, entertainment, and recreation NAICS 71	173	$33,767	$94,673	−$210,027	$844
NAICS 42 Wholesale trade NAICS 42	161	$101,085	$345,253	+$40,553	$2,527
NAICS 51 Information NAICS 51	144	$110,499	$380,295	+$75,595	$2,762
NAICS 55 Management of companies and enterprises NAICS 55	79	$101,638	$347,312	+$42,612	$2,541
NAICS 48-49 Transportation and warehousing NAICS 48-49	50	$74,060	$244,657	−$60,043	$1,852

Subsector	Employment	Avg annual wage	Affordable home price	vs. median value	Affordable monthly rent
NAICS 721 Accommodation NAICS 721	2,101	$44,775	$135,648	−$169,052	$1,119
NAICS 722 Food services and drinking places NAICS 722	1,161	$31,787	$87,303	−$217,397	$795
NAICS 621 Ambulatory health care services NAICS 621	591	$64,430	$208,811	−$95,889	$1,611
NAICS 541 Professional, scientific, and technical services NAICS 541	479	$141,538	$495,833	+$191,133	$3,538
NAICS 445 Food and beverage retailers NAICS 445	448	$29,482	$78,723	−$225,977	$737
NAICS 238 Specialty trade contractors NAICS 238	444	$65,416	$212,481	−$92,219	$1,635
NAICS 561 Administrative and support services NAICS 561	428	$60,545	$194,350	−$110,350	$1,514
NAICS 624 Social assistance NAICS 624	409	$44,809	$135,775	−$168,925	$1,120
NAICS 457 Gasoline stations and fuel dealers NAICS 457	296	$47,736	$146,670	−$158,030	$1,193
NAICS 236 Construction of buildings NAICS 236	270	$58,939	$188,371	−$116,329	$1,473
NAICS 459 Sporting goods, hobby, musical instrument, book, and miscellaneous retailers NAICS 459	261	$40,700	$120,480	−$184,220	$1,018
NAICS 921 Executive, legislative, and other general government support NAICS 921	232	$62,285	$200,826	−$103,874	$1,557
NAICS 611 Educational services NAICS 611	205	$42,566	$127,426	−$177,274	$1,064
NAICS 111 Crop production NAICS 111	204	$54,514	$171,900	−$132,800	$1,363
NAICS 522 Credit intermediation and related activities NAICS 522	180	$79,189	$263,749	−$40,951	$1,980
NAICS 531 Real estate NAICS 531	159	$57,979	$184,798	−$119,902	$1,449
NAICS 444 Building material and garden equipment and supplies dealers NAICS 444	154	$51,421	$160,387	−$144,313	$1,286
NAICS 237 Heavy and civil engineering construction NAICS 237	148	$76,321	$253,073	−$51,627	$1,908
NAICS 713 Amusement, gambling, and recreation industries NAICS 713	121	$19,071	$39,969	−$264,731	$477
NAICS 813 Religious, grantmaking, civic, professional, and similar organizations NAICS 813	117	$45,373	$137,874	−$166,826	$1,134
NAICS 312 Beverage and tobacco product manufacturing NAICS 312	116	$48,570	$149,775	−$154,925	$1,214
NAICS 455 General merchandise retailers NAICS 455	116	$21,854	$50,329	−$254,371	$546
NAICS 424 Merchant wholesalers, nondurable goods NAICS 424	103	$72,122	$237,443	−$67,257	$1,803
NAICS 811 Repair and maintenance NAICS 811	93	$59,069	$188,855	−$115,845	$1,477
NAICS 551 Management of companies and enterprises NAICS 551	79	$101,638	$347,312	+$42,612	$2,541
NAICS 812 Personal and laundry services NAICS 812	78	$30,192	$81,365	−$223,335	$755
NAICS 485 Transit and ground passenger transportation NAICS 485	72	$57,915	$184,560	−$120,140	$1,448
NAICS 332 Fabricated metal product manufacturing NAICS 332	68	$63,241	$204,385	−$100,315	$1,581
NAICS 458 Clothing, clothing accessories, shoe, and jewelry retailers NAICS 458	66	$29,610	$79,199	−$225,501	$740
NAICS 441 Motor vehicle and parts dealers NAICS 441	64	$51,579	$160,975	−$143,725	$1,289
NAICS 456 Health and personal care retailers NAICS 456	62	$41,872	$124,842	−$179,858	$1,047
NAICS 518 Computing infrastructure providers, data processing, web hosting, and related services NAICS 518	54	$120,432	$417,269	+$112,569	$3,011
NAICS 524 Insurance carriers and related activities NAICS 524	52	$108,746	$373,770	+$69,070	$2,719
NAICS 491 Postal service NAICS 491	50	$74,060	$244,657	−$60,043	$1,852
NAICS 423 Merchant wholesalers, durable goods NAICS 423	50	$143,927	$504,726	+$200,026	$3,598
NAICS 513 Publishing industries NAICS 513	42	$128,450	$447,115	+$142,415	$3,211
NAICS 814 Private households NAICS 814	35	$41,881	$124,876	−$179,824	$1,047
NAICS 449 Furniture, home furnishings, electronics, and appliance retailers NAICS 449	34	$45,661	$138,946	−$165,754	$1,142
NAICS 711 Performing arts, spectator sports, and related industries NAICS 711	32	$87,054	$293,025	−$11,675	$2,176
NAICS 484 Truck transportation NAICS 484	26	$60,168	$192,946	−$111,754	$1,504
NAICS 519 Web search portals, libraries, archives, and other information services NAICS 519	23	$95,753	$325,406	+$20,706	$2,394
NAICS 712 Museums, historical sites, and similar institutions NAICS 712	20	$37,421	$108,274	−$196,426	$936
NAICS 325 Chemical manufacturing NAICS 325	17	$35,745	$102,036	−$202,664	$894
NAICS 532 Rental and leasing services NAICS 532	15	$41,415	$123,141	−$181,559	$1,035
NAICS 562 Waste management and remediation services NAICS 562	14	$71,134	$233,765	−$70,935	$1,778
NAICS 425 Wholesale trade agents and brokers NAICS 425	8	$206,234	$736,653	+$431,953	$5,156
NAICS 924 Administration of environmental quality programs NAICS 924	4	$55,780	$176,613	−$128,087	$1,395
NAICS 926 Administration of economic programs NAICS 926	2	$13,925	$20,814	−$283,886	$348

Affordable home price assumes the industry's average earner uses 30% of gross income for housing, with a 30-year mortgage at 7%, 5% down, $2,500/yr taxes & insurance, and 0.5% PMI. Adjust the Section 3 calculator for other terms. Affordable rent is 30% of monthly gross pay.

Source: BLS QCEW Annual Averages, 2024; ACS 5-year 2024 (median home value).

Section 5

Wages by Occupation

Selected essential-worker occupations for the MSA or nonmetropolitan area containing this county — jobs, the 10-year change, wages, and the housing each typical earner can afford. Both jobs counts and wages are reported at the MSA / nonmetropolitan-area level (BLS does not publish OEWS at the county level), so every county inside the same area shows the same numbers. For county-accurate employment totals, see Section 4 above.

Occupational wages and affordable housing

Occupation	2025 jobs	2015–2025 change	% change	Hourly wage	Annual wage	Affordable home price	Affordable monthly rent
Cashiers SOC 41-2011	2,190	(350)	(14%)	$16.72	$34,770	$98,406	$869
Fast Food and Counter Workers SOC 35-3023 · prior-year code differs	1,850	520	39%	$17.75	$36,920	$106,409	$923
Tellers SOC 43-3071	310	0	0%	$20.16	$41,940	$125,095	$1,049
Retail Salespersons SOC 41-2031	2,340	590	34%	$20.50	$42,650	$127,738	$1,066
Janitors and Cleaners SOC 37-2011	1,510	370	32%	$20.61	$42,860	$128,520	$1,072
Home Health and Personal Care Aides SOC 31-1131 · prior-year code differs	760	(60)	(7%)	$21.45	$44,610	$135,034	$1,115
Construction Laborers SOC 47-2061	510	40	9%	$23.59	$49,060	$151,598	$1,227
Office Clerks, General SOC 43-9061	1,460	1,090	295%	$23.81	$49,510	$153,274	$1,238
Maintenance and Repair Workers, General SOC 49-9071	800	140	21%	$26.61	$55,350	$175,012	$1,384
Paramedics SOC 29-2043 · prior-year code differs	90	(110)	(55%)	$27.68	$57,570	$183,276	$1,439
Waiters and Waitresses SOC 35-3031	1,240	(50)	(4%)	$28.57	$59,420	$190,162	$1,486
Heavy and Tractor-Trailer Truck Drivers SOC 53-3032	1,180	80	7%	$29.45	$61,250	$196,974	$1,531
Carpenters SOC 47-2031	1,210	400	49%	$29.56	$61,480	$197,830	$1,537
Elementary School Teachers, Except Special Education SOC 25-2021	1,300	160	14%	—	$65,150	$211,491	$1,629
Plumbers, Pipefitters, and Steamfitters SOC 47-2152	260	170	189%	$32.51	$67,630	$220,722	$1,691
Police and Sheriff's Patrol Officers SOC 33-3051	320	(70)	(18%)	$34.07	$70,860	$232,745	$1,772
Electricians SOC 47-2111	460	190	70%	$34.11	$70,940	$233,043	$1,774
Registered Nurses SOC 29-1141	1,840	300	19%	$43.94	$91,390	$309,165	$2,285

Affordable home price uses the same Section 3 formula (30% housing budget, 30-year mortgage at 7%, 5% down, $2,500/yr T&I, 0.5% PMI). Affordable rent is 30% of monthly wages. Negative job-change values are shown in red parentheses. A "prior-year code differs" note flags occupations whose SOC code changed between the two vintages (2010 SOC → 2018 SOC) — the change estimate is best-effort.

Source: BLS OEWS May 2025 (10-year change vs. May 2015). Jobs counts and wages reflect the MSA or nonmetropolitan area containing this county, not the county alone — OEWS is not published at the county level.

Methodology & sources

All figures derive from the 2024 American Community Survey 5-year estimates. State and national comparisons are population-weighted aggregates of county-level estimates (an approximation; ACS publishes its own state and national medians which can differ slightly).

The affordability calculator uses a 30% housing-budget rule with a 30-year mortgage. Defaults are 7% interest, 5% down, $2,500/year taxes and insurance, and 0.5% PMI — adjustable above.

Variables: 50015 · pulled from Full Housing Data Table.xlsx.