California · Place GEOID 0613882

Clayton city

ACS 5-year 2024 estimates · population 10,937 · 3,990 housing units

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Median household income
$175,707
State $102,676
Median home value
$1,055,200
State $795,381
Median gross rent
$3,501
State $2,063
Homeownership rate
89.2%
State 55.9%
Renter cost-burden rate
73.5%
≥30% of income
Owner cost-burden rate
31.6%
≥30% of income
Homeowner vacancy
0.0%
Of owner-occupied + for-sale units
Rental vacancy
0.0%
Of renter-occupied + for-rent units
Overall vacancy
0.2%
All housing units
Price-to-income ratio
6.01
Affordable: 2.0–3.0

Section 1

Community Profile

Population, demographics, household composition, and income.

Community Data Summary

Clayton cityCalifornia
Population 10,937 39,287,377
Population density (per sq. mi.) 2,848.18
Median household income $175,707 $102,676
HUD Area Median Income (4-person, 100%)
Households 3,982
Average household size 2.74 people
Owner-occupied 89.2% 55.9%
Renter-occupied 10.8% 44.1%
Race 66.7% White · 0.6% Black 0.0% White · 0.0% Black
Source: ACS 5-year 2024 (Tables DP05, S1101, DP04, S1901) and Census Gazetteer (land area); HUD FY2026 Income Limits.

Racial composition

Clayton city compared with California.
Source: ACS 5-year 2024, Table DP05.

Educational attainment (population 25+)

59.1% hold a bachelor's degree or higher (state: 37.1%).
Source: ACS 5-year 2024, Table S1501.

Median Household Income by Tenure

Owner-occupied vs. renter-occupied household income, county and state.
Source: ACS 5-year 2024, Table B25119.

Median Household Income by Age of Householder

Median household income by age group of householder.
Source: ACS 5-year 2024, Table B19049.

Median Household Income by Number of Earners

Median household income for families with each earner count.
Source: ACS 5-year 2024, Table S1903.

Household Size

Distribution of households by number of people.
Source: ACS 5-year 2024, Table S2501.

Income by Number of Earners

Earners Share Median income Attainable monthly housing cost Attainable home
0 earners 13.4% $113,125 $2,828 $390,070
1 earner 34.3% $169,705 $4,243 $600,680
2 earners 38.1% $210,625 $5,266 $752,998
3+ earners 14.2% $250,001 $6,250 $899,569
Attainable monthly housing cost = 30% of gross income ÷ 12. Attainable home price assumes 30% housing budget, 30-yr mortgage at 7%, 5% down.
Source: ACS 5-year 2024, Table S1903; affordability formula derived.

Households

3,982

Average size: 2.74 people

Households with children

1,401

35.2% of households

Per-capita income

$75,797

Poverty rate: 2.9%

Section 2

Residential Market Analysis

Housing stock characteristics — tenure, type, age, size, vacancy, rents.

Tenure

89.2% owner-occupied vs. state average 55.9%.
Source: ACS 5-year 2024, Table DP04.

Structure type

Single-family share 98.4% · Missing middle (2–19 units) 1.0%.
Source: ACS 5-year 2024, Table B25024.

Housing stock by decade

45.2% built before 1980 · Median structure age 1,983.00 yrs.
Source: ACS 5-year 2024, Table S2504.

Housing size mismatch

Compares the share of housing units by bedroom count against the share of households by size — a common diagnostic of housing supply/demand alignment.
Source: ACS 5-year 2024, Tables B25041 (bedrooms) and S2501 (household size).

Home value distribution

Owner-occupied homes by value bracket. Median: $1,055,200.
Source: ACS 5-year 2024, Table DP04.

Monthly Housing Costs

Distribution of monthly housing costs across all occupied units.
Source: ACS 5-year 2024, Table B25104.

Number of Bedrooms

Housing units by number of bedrooms.
Source: ACS 5-year 2024, Table B25041.

Median rent by bedroom

Overall median gross rent: $3,501.
Source: ACS 5-year 2024, Table B25031.

Renters by age

Number of renter householders by age bracket.
Source: ACS 5-year 2024, Table S2502.

Owners by age

Number of owner householders by age bracket.
Source: ACS 5-year 2024, Table S2502.

Vacancy composition

All 8 vacant units split into Census's seven categories. Frictional vacancy (units actively on the market) reflects healthy churn. Structural vacancy (seasonal, migrant, other) sits outside the market for year-round residents — high values change how the headline vacancy rate should be read.

Vacant units by type

For sale 0.0% · For rent 0.0% · Seasonal 100.0% · Other 0.0%.
Source: ACS 5-year 2024, Table B25004.

Frictional vs structural

0.0% of vacancy is frictional (for sale + for rent + rented/sold not yet occupied); 100.0% is structural (seasonal + migrant + other).
Source: ACS 5-year 2024, Table B25004.

Seasonal / recreational share of all housing

0.2%

8 units of 3,990 total

Housing units held for seasonal or recreational use.

"Other vacant" share of all housing

0.0%

0 units of 3,990 total

Census "Other vacant" — units off the market for reasons other than seasonal, migrant, sale, or rental.

Section 3

Workforce Housing Needs Assessment

Affordability, cost burden, and the housing options for households in the workforce income range.

Workforce range — ACS median household income

80% MHI$140,566
100% MHI$175,707
120% MHI$210,848

Place-level median from ACS 5-year estimates. A household at 100% MHI in Clayton city should be able to afford a home up to roughly (30% housing budget, default mortgage terms).

Workforce range — HUD Area Median Income

HUD AMI data not available for this place's parent county.

Affordability calculator

Follows the standard 30%-of-gross-income affordability rule.

Affordable monthly
Affordable home price

Renter cost burden

73.5% of renter households spend ≥30% of income on rent (27.6% spend ≥50%).
Source: ACS 5-year 2024, Table B25070.

Owner cost burden by income

31.6% of homeowners spend ≥30% of income on housing. Bars show counts of cost-burdened owners by income bracket.
Source: ACS 5-year 2024, Table B25106.

Household income — owners vs renters

Distribution of household income for owner-occupied (navy) and renter-occupied (gold) households.
Source: ACS 5-year 2024, Table B25118.
Methodology & sources

All figures derive from the 2024 American Community Survey 5-year estimates pulled directly from the Census Data API at the place geography level. State and national comparisons are population-weighted aggregates of county-level estimates (an approximation; ACS publishes its own state and national medians which can differ slightly).

HUD Area Median Income figures are inherited from the parent county (HUD publishes Income Limits at county/MSA level). BLS industry (QCEW) and occupation wage (OEWS) sections from the county profiles are not shown on place pages because those datasets are not published at sub-county geography — see the parent county profile for that context.

The affordability calculator uses a 30% housing-budget rule with a 30-year mortgage. Defaults are 7% interest, 5% down, $2,500/year taxes and insurance, and 0.5% PMI — adjustable above.

Place GEOID: 0613882 · Parent county FIPS: —.