Iowa · Place GEOID 1911080

Carroll city

ACS 5-year 2024 estimates · population 10,208 · 4,965 housing units

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Median household income
$69,706
State $75,689
Median home value
$188,700
State $208,740
Median gross rent
$722
State $976
Homeownership rate
71.8%
State 71.7%
Renter cost-burden rate
40.2%
≥30% of income
Owner cost-burden rate
9.4%
≥30% of income
Homeowner vacancy
1.1%
Of owner-occupied + for-sale units
Rental vacancy
2.7%
Of renter-occupied + for-rent units
Overall vacancy
5.4%
All housing units
Price-to-income ratio
2.71
Affordable: 2.0–3.0

Section 1

Community Profile

Population, demographics, household composition, and income.

Community Data Summary

Carroll cityIowa
Population 10,208 3,210,507
Population density (per sq. mi.) 1,697.94
Median household income $69,706 $75,689
HUD Area Median Income (4-person, 100%)
Households 4,696
Average household size 2.09 people
Owner-occupied 71.8% 71.7%
Renter-occupied 28.2% 28.3%
Race 91.6% White · 1.2% Black 0.0% White · 0.0% Black
Source: ACS 5-year 2024 (Tables DP05, S1101, DP04, S1901) and Census Gazetteer (land area); HUD FY2026 Income Limits.

Racial composition

Carroll city compared with Iowa.
Source: ACS 5-year 2024, Table DP05.

Educational attainment (population 25+)

27.1% hold a bachelor's degree or higher (state: 31.4%).
Source: ACS 5-year 2024, Table S1501.

Median Household Income by Tenure

Owner-occupied vs. renter-occupied household income, county and state.
Source: ACS 5-year 2024, Table B25119.

Median Household Income by Age of Householder

Median household income by age group of householder.
Source: ACS 5-year 2024, Table B19049.

Median Household Income by Number of Earners

Median household income for families with each earner count.
Source: ACS 5-year 2024, Table S1903.

Household Size

Distribution of households by number of people.
Source: ACS 5-year 2024, Table S2501.

Income by Number of Earners

Earners Share Median income Attainable monthly housing cost Attainable home
0 earners 15.2% $44,072 $1,102 $133,031
1 earner 27.0% $85,455 $2,136 $287,073
2 earners 53.8% $113,953 $2,849 $393,152
3+ earners 4.0% $137,000 $3,425 $478,941
Attainable monthly housing cost = 30% of gross income ÷ 12. Attainable home price assumes 30% housing budget, 30-yr mortgage at 7%, 5% down.
Source: ACS 5-year 2024, Table S1903; affordability formula derived.

Households

4,696

Average size: 2.09 people

Households with children

973

20.7% of households

Per-capita income

$42,789

Poverty rate: 11.5%

Section 2

Residential Market Analysis

Housing stock characteristics — tenure, type, age, size, vacancy, rents.

Tenure

71.8% owner-occupied vs. state average 71.7%.
Source: ACS 5-year 2024, Table DP04.

Structure type

Single-family share 79.1% · Missing middle (2–19 units) 12.1%.
Source: ACS 5-year 2024, Table B25024.

Housing stock by decade

67.4% built before 1980 · Median structure age 1,971.00 yrs.
Source: ACS 5-year 2024, Table S2504.

Housing size mismatch

Compares the share of housing units by bedroom count against the share of households by size — a common diagnostic of housing supply/demand alignment.
Source: ACS 5-year 2024, Tables B25041 (bedrooms) and S2501 (household size).

Home value distribution

Owner-occupied homes by value bracket. Median: $188,700.
Source: ACS 5-year 2024, Table DP04.

Monthly Housing Costs

Distribution of monthly housing costs across all occupied units.
Source: ACS 5-year 2024, Table B25104.

Number of Bedrooms

Housing units by number of bedrooms.
Source: ACS 5-year 2024, Table B25041.

Median rent by bedroom

Overall median gross rent: $722.
Source: ACS 5-year 2024, Table B25031.

Renters by age

Number of renter householders by age bracket.
Source: ACS 5-year 2024, Table S2502.

Owners by age

Number of owner householders by age bracket.
Source: ACS 5-year 2024, Table S2502.

Vacancy composition

All 269 vacant units split into Census's seven categories. Frictional vacancy (units actively on the market) reflects healthy churn. Structural vacancy (seasonal, migrant, other) sits outside the market for year-round residents — high values change how the headline vacancy rate should be read.

Vacant units by type

For sale 13.8% · For rent 14.9% · Seasonal 0.0% · Other 29.4%.
Source: ACS 5-year 2024, Table B25004.

Frictional vs structural

70.6% of vacancy is frictional (for sale + for rent + rented/sold not yet occupied); 29.4% is structural (seasonal + migrant + other).
Source: ACS 5-year 2024, Table B25004.

Seasonal / recreational share of all housing

0.0%

0 units of 4,965 total

Housing units held for seasonal or recreational use.

"Other vacant" share of all housing

1.6%

79 units of 4,965 total

Census "Other vacant" — units off the market for reasons other than seasonal, migrant, sale, or rental.

Section 3

Workforce Housing Needs Assessment

Affordability, cost burden, and the housing options for households in the workforce income range.

Workforce range — ACS median household income

80% MHI$55,765
100% MHI$69,706
120% MHI$83,647

Place-level median from ACS 5-year estimates. A household at 100% MHI in Carroll city should be able to afford a home up to roughly (30% housing budget, default mortgage terms).

Workforce range — HUD Area Median Income

HUD AMI data not available for this place's parent county.

Affordability calculator

Follows the standard 30%-of-gross-income affordability rule.

Affordable monthly
Affordable home price

Renter cost burden

40.2% of renter households spend ≥30% of income on rent (12.0% spend ≥50%).
Source: ACS 5-year 2024, Table B25070.

Owner cost burden by income

9.4% of homeowners spend ≥30% of income on housing. Bars show counts of cost-burdened owners by income bracket.
Source: ACS 5-year 2024, Table B25106.

Household income — owners vs renters

Distribution of household income for owner-occupied (navy) and renter-occupied (gold) households.
Source: ACS 5-year 2024, Table B25118.
Methodology & sources

All figures derive from the 2024 American Community Survey 5-year estimates pulled directly from the Census Data API at the place geography level. State and national comparisons are population-weighted aggregates of county-level estimates (an approximation; ACS publishes its own state and national medians which can differ slightly).

HUD Area Median Income figures are inherited from the parent county (HUD publishes Income Limits at county/MSA level). BLS industry (QCEW) and occupation wage (OEWS) sections from the county profiles are not shown on place pages because those datasets are not published at sub-county geography — see the parent county profile for that context.

The affordability calculator uses a 30% housing-budget rule with a 30-year mortgage. Defaults are 7% interest, 5% down, $2,500/year taxes and insurance, and 0.5% PMI — adjustable above.

Place GEOID: 1911080 · Parent county FIPS: —.