Massachusetts · Place GEOID 2500840

Agawam Town city

ACS 5-year 2024 estimates · population 28,539 · 12,392 housing units

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Median household income
$85,421
State $106,183
Median home value
$311,600
State $578,980
Median gross rent
$1,256
State $1,822
Homeownership rate
74.4%
State 62.5%
Renter cost-burden rate
39.8%
≥30% of income
Owner cost-burden rate
24.4%
≥30% of income
Homeowner vacancy
0.4%
Of owner-occupied + for-sale units
Rental vacancy
1.4%
Of renter-occupied + for-rent units
Overall vacancy
3.3%
All housing units
Price-to-income ratio
3.65
Affordable: 2.0–3.0

Section 1

Community Profile

Population, demographics, household composition, and income.

Community Data Summary

Agawam Town cityMassachusetts
Population 28,539 7,044,056
Population density (per sq. mi.) 1,223.69
Median household income $85,421 $106,183
HUD Area Median Income (4-person, 100%)
Households 11,979
Average household size 2.34 people
Owner-occupied 74.4% 62.5%
Renter-occupied 25.6% 37.5%
Race 88.6% White · 3.2% Black 0.0% White · 0.0% Black
Source: ACS 5-year 2024 (Tables DP05, S1101, DP04, S1901) and Census Gazetteer (land area); HUD FY2026 Income Limits.

Racial composition

Agawam Town city compared with Massachusetts.
Source: ACS 5-year 2024, Table DP05.

Educational attainment (population 25+)

34.0% hold a bachelor's degree or higher (state: 47.3%).
Source: ACS 5-year 2024, Table S1501.

Median Household Income by Tenure

Owner-occupied vs. renter-occupied household income, county and state.
Source: ACS 5-year 2024, Table B25119.

Median Household Income by Age of Householder

Median household income by age group of householder.
Source: ACS 5-year 2024, Table B19049.

Median Household Income by Number of Earners

Median household income for families with each earner count.
Source: ACS 5-year 2024, Table S1903.

Household Size

Distribution of households by number of people.
Source: ACS 5-year 2024, Table S2501.

Income by Number of Earners

Earners Share Median income Attainable monthly housing cost Attainable home
0 earners 17.1% $50,417 $1,260 $156,650
1 earner 28.4% $74,694 $1,867 $247,017
2 earners 37.8% $137,117 $3,428 $479,376
3+ earners 16.7% $197,563 $4,939 $704,377
Attainable monthly housing cost = 30% of gross income ÷ 12. Attainable home price assumes 30% housing budget, 30-yr mortgage at 7%, 5% down.
Source: ACS 5-year 2024, Table S1903; affordability formula derived.

Households

11,979

Average size: 2.34 people

Households with children

2,663

22.2% of households

Per-capita income

$47,079

Poverty rate: 6.0%

Section 2

Residential Market Analysis

Housing stock characteristics — tenure, type, age, size, vacancy, rents.

Tenure

74.4% owner-occupied vs. state average 62.5%.
Source: ACS 5-year 2024, Table DP04.

Structure type

Single-family share 69.9% · Missing middle (2–19 units) 23.0%.
Source: ACS 5-year 2024, Table B25024.

Housing stock by decade

75.0% built before 1980 · Median structure age 1,970.00 yrs.
Source: ACS 5-year 2024, Table S2504.

Housing size mismatch

Compares the share of housing units by bedroom count against the share of households by size — a common diagnostic of housing supply/demand alignment.
Source: ACS 5-year 2024, Tables B25041 (bedrooms) and S2501 (household size).

Home value distribution

Owner-occupied homes by value bracket. Median: $311,600.
Source: ACS 5-year 2024, Table DP04.

Monthly Housing Costs

Distribution of monthly housing costs across all occupied units.
Source: ACS 5-year 2024, Table B25104.

Number of Bedrooms

Housing units by number of bedrooms.
Source: ACS 5-year 2024, Table B25041.

Median rent by bedroom

Overall median gross rent: $1,256.
Source: ACS 5-year 2024, Table B25031.

Renters by age

Number of renter householders by age bracket.
Source: ACS 5-year 2024, Table S2502.

Owners by age

Number of owner householders by age bracket.
Source: ACS 5-year 2024, Table S2502.

Vacancy composition

All 413 vacant units split into Census's seven categories. Frictional vacancy (units actively on the market) reflects healthy churn. Structural vacancy (seasonal, migrant, other) sits outside the market for year-round residents — high values change how the headline vacancy rate should be read.

Vacant units by type

For sale 9.7% · For rent 10.4% · Seasonal 0.0% · Other 79.9%.
Source: ACS 5-year 2024, Table B25004.

Frictional vs structural

20.1% of vacancy is frictional (for sale + for rent + rented/sold not yet occupied); 79.9% is structural (seasonal + migrant + other).
Source: ACS 5-year 2024, Table B25004.

Seasonal / recreational share of all housing

0.0%

0 units of 12,392 total

Housing units held for seasonal or recreational use.

"Other vacant" share of all housing

2.7%

330 units of 12,392 total

Census "Other vacant" — units off the market for reasons other than seasonal, migrant, sale, or rental.

Section 3

Workforce Housing Needs Assessment

Affordability, cost burden, and the housing options for households in the workforce income range.

Workforce range — ACS median household income

80% MHI$68,337
100% MHI$85,421
120% MHI$102,505

Place-level median from ACS 5-year estimates. A household at 100% MHI in Agawam Town city should be able to afford a home up to roughly (30% housing budget, default mortgage terms).

Workforce range — HUD Area Median Income

HUD AMI data not available for this place's parent county.

Affordability calculator

Follows the standard 30%-of-gross-income affordability rule.

Affordable monthly
Affordable home price

Renter cost burden

39.8% of renter households spend ≥30% of income on rent (16.0% spend ≥50%).
Source: ACS 5-year 2024, Table B25070.

Owner cost burden by income

24.4% of homeowners spend ≥30% of income on housing. Bars show counts of cost-burdened owners by income bracket.
Source: ACS 5-year 2024, Table B25106.

Household income — owners vs renters

Distribution of household income for owner-occupied (navy) and renter-occupied (gold) households.
Source: ACS 5-year 2024, Table B25118.
Methodology & sources

All figures derive from the 2024 American Community Survey 5-year estimates pulled directly from the Census Data API at the place geography level. State and national comparisons are population-weighted aggregates of county-level estimates (an approximation; ACS publishes its own state and national medians which can differ slightly).

HUD Area Median Income figures are inherited from the parent county (HUD publishes Income Limits at county/MSA level). BLS industry (QCEW) and occupation wage (OEWS) sections from the county profiles are not shown on place pages because those datasets are not published at sub-county geography — see the parent county profile for that context.

The affordability calculator uses a 30% housing-budget rule with a 30-year mortgage. Defaults are 7% interest, 5% down, $2,500/year taxes and insurance, and 0.5% PMI — adjustable above.

Place GEOID: 2500840 · Parent county FIPS: —.