Michigan · Place GEOID 2656320

Muskegon city

ACS 5-year 2024 estimates · population 37,226 · 16,245 housing units

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Median household income
$44,735
State $74,099
Median home value
$142,300
State $237,564
Median gross rent
$996
State $1,136
Homeownership rate
53.1%
State 73.2%
Renter cost-burden rate
54.7%
≥30% of income
Owner cost-burden rate
19.1%
≥30% of income
Homeowner vacancy
0.6%
Of owner-occupied + for-sale units
Rental vacancy
7.7%
Of renter-occupied + for-rent units
Overall vacancy
13.8%
All housing units
Price-to-income ratio
3.18
Affordable: 2.0–3.0

Section 1

Community Profile

Population, demographics, household composition, and income.

Community Data Summary

Muskegon cityMichigan
Population 37,226 10,077,761
Population density (per sq. mi.) 2,632.11
Median household income $44,735 $74,099
HUD Area Median Income (4-person, 100%)
Households 13,996
Average household size 2.34 people
Owner-occupied 53.1% 73.2%
Renter-occupied 46.9% 26.8%
Race 56.1% White · 29.0% Black 0.0% White · 0.0% Black
Source: ACS 5-year 2024 (Tables DP05, S1101, DP04, S1901) and Census Gazetteer (land area); HUD FY2026 Income Limits.

Racial composition

Muskegon city compared with Michigan.
Source: ACS 5-year 2024, Table DP05.

Educational attainment (population 25+)

15.5% hold a bachelor's degree or higher (state: 32.4%).
Source: ACS 5-year 2024, Table S1501.

Median Household Income by Tenure

Owner-occupied vs. renter-occupied household income, county and state.
Source: ACS 5-year 2024, Table B25119.

Median Household Income by Age of Householder

Median household income by age group of householder.
Source: ACS 5-year 2024, Table B19049.

Median Household Income by Number of Earners

Median household income for families with each earner count.
Source: ACS 5-year 2024, Table S1903.

Household Size

Distribution of households by number of people.
Source: ACS 5-year 2024, Table S2501.

Income by Number of Earners

Earners Share Median income Attainable monthly housing cost Attainable home
0 earners 18.8% $25,724 $643 $64,734
1 earner 41.0% $37,130 $928 $107,191
2 earners 32.4% $79,920 $1,998 $266,470
3+ earners 7.8% $102,031 $2,551 $348,774
Attainable monthly housing cost = 30% of gross income ÷ 12. Attainable home price assumes 30% housing budget, 30-yr mortgage at 7%, 5% down.
Source: ACS 5-year 2024, Table S1903; affordability formula derived.

Households

13,996

Average size: 2.34 people

Households with children

3,880

27.7% of households

Per-capita income

$24,151

Poverty rate: 22.6%

Section 2

Residential Market Analysis

Housing stock characteristics — tenure, type, age, size, vacancy, rents.

Tenure

53.1% owner-occupied vs. state average 73.2%.
Source: ACS 5-year 2024, Table DP04.

Structure type

Single-family share 69.4% · Missing middle (2–19 units) 17.1%.
Source: ACS 5-year 2024, Table B25024.

Housing stock by decade

82.0% built before 1980 · Median structure age 1,951.00 yrs.
Source: ACS 5-year 2024, Table S2504.

Housing size mismatch

Compares the share of housing units by bedroom count against the share of households by size — a common diagnostic of housing supply/demand alignment.
Source: ACS 5-year 2024, Tables B25041 (bedrooms) and S2501 (household size).

Home value distribution

Owner-occupied homes by value bracket. Median: $142,300.
Source: ACS 5-year 2024, Table DP04.

Monthly Housing Costs

Distribution of monthly housing costs across all occupied units.
Source: ACS 5-year 2024, Table B25104.

Number of Bedrooms

Housing units by number of bedrooms.
Source: ACS 5-year 2024, Table B25041.

Median rent by bedroom

Overall median gross rent: $996.
Source: ACS 5-year 2024, Table B25031.

Renters by age

Number of renter householders by age bracket.
Source: ACS 5-year 2024, Table S2502.

Owners by age

Number of owner householders by age bracket.
Source: ACS 5-year 2024, Table S2502.

Vacancy composition

All 2,249 vacant units split into Census's seven categories. Frictional vacancy (units actively on the market) reflects healthy churn. Structural vacancy (seasonal, migrant, other) sits outside the market for year-round residents — high values change how the headline vacancy rate should be read.

Vacant units by type

For sale 2.0% · For rent 24.6% · Seasonal 16.9% · Other 47.9%.
Source: ACS 5-year 2024, Table B25004.

Frictional vs structural

35.2% of vacancy is frictional (for sale + for rent + rented/sold not yet occupied); 64.8% is structural (seasonal + migrant + other).
Source: ACS 5-year 2024, Table B25004.

Seasonal / recreational share of all housing

2.3%

380 units of 16,245 total

Housing units held for seasonal or recreational use.

"Other vacant" share of all housing

6.6%

1,077 units of 16,245 total

⚑ Above the 5% threshold — possible indicator of disinvestment, abandonment, or condemned stock.

Section 3

Workforce Housing Needs Assessment

Affordability, cost burden, and the housing options for households in the workforce income range.

Workforce range — ACS median household income

80% MHI$35,788
100% MHI$44,735
120% MHI$53,682

Place-level median from ACS 5-year estimates. A household at 100% MHI in Muskegon city should be able to afford a home up to roughly (30% housing budget, default mortgage terms).

Workforce range — HUD Area Median Income

HUD AMI data not available for this place's parent county.

Affordability calculator

Follows the standard 30%-of-gross-income affordability rule.

Affordable monthly
Affordable home price

Renter cost burden

54.7% of renter households spend ≥30% of income on rent (32.9% spend ≥50%).
Source: ACS 5-year 2024, Table B25070.

Owner cost burden by income

19.1% of homeowners spend ≥30% of income on housing. Bars show counts of cost-burdened owners by income bracket.
Source: ACS 5-year 2024, Table B25106.

Household income — owners vs renters

Distribution of household income for owner-occupied (navy) and renter-occupied (gold) households.
Source: ACS 5-year 2024, Table B25118.
Methodology & sources

All figures derive from the 2024 American Community Survey 5-year estimates pulled directly from the Census Data API at the place geography level. State and national comparisons are population-weighted aggregates of county-level estimates (an approximation; ACS publishes its own state and national medians which can differ slightly).

HUD Area Median Income figures are inherited from the parent county (HUD publishes Income Limits at county/MSA level). BLS industry (QCEW) and occupation wage (OEWS) sections from the county profiles are not shown on place pages because those datasets are not published at sub-county geography — see the parent county profile for that context.

The affordability calculator uses a 30% housing-budget rule with a 30-year mortgage. Defaults are 7% interest, 5% down, $2,500/year taxes and insurance, and 0.5% PMI — adjustable above.

Place GEOID: 2656320 · Parent county FIPS: —.