North Carolina · Place GEOID 3701760

Archer Lodge town

ACS 5-year 2024 estimates · population 5,186 · 1,925 housing units

Median household income

$91,188

State $74,272

Median home value

$324,500

State $299,282

Median gross rent

$1,458

State $1,245

Homeownership rate

79.7%

State 66.6%

Renter cost-burden rate

45.3%

≥30% of income

Owner cost-burden rate

18.1%

≥30% of income

Homeowner vacancy

0.0%

Of owner-occupied + for-sale units

Rental vacancy

0.0%

Of renter-occupied + for-rent units

Overall vacancy

0.0%

All housing units

Price-to-income ratio

3.56

Affordable: 2.0–3.0

Section 1

Community Profile

Population, demographics, household composition, and income.

Community Data Summary

	Archer Lodge town	North Carolina
Population	5,186	10,730,404
Population density (per sq. mi.)	571.96	—
Median household income	$91,188	$74,272
HUD Area Median Income (4-person, 100%)	—	—
Households	1,925	—
Average household size	2.69 people	—
Owner-occupied	79.7%	66.6%
Renter-occupied	20.3%	33.4%
Race	66.9% White · 11.7% Black	0.0% White · 0.0% Black

Source: ACS 5-year 2024 (Tables DP05, S1101, DP04, S1901) and Census Gazetteer (land area); HUD FY2026 Income Limits.

Racial composition

Archer Lodge town compared with North Carolina.

Source: ACS 5-year 2024, Table DP05.

Educational attainment (population 25+)

36.9% hold a bachelor's degree or higher (state: 35.7%).

Source: ACS 5-year 2024, Table S1501.

Median Household Income by Tenure

Owner-occupied vs. renter-occupied household income, county and state.

Source: ACS 5-year 2024, Table B25119.

Median Household Income by Age of Householder

Median household income by age group of householder.

Source: ACS 5-year 2024, Table B19049.

Median Household Income by Number of Earners

Median household income for families with each earner count.

Source: ACS 5-year 2024, Table S1903.

Household Size

Distribution of households by number of people.

Source: ACS 5-year 2024, Table S2501.

Income by Number of Earners

Earners	Share	Median income	Attainable monthly housing cost	Attainable home
0 earners	16.9%	$84,375	$2,109	$283,053
1 earner	42.7%	$102,292	$2,557	$349,746
2 earners	26.9%	$162,250	$4,056	$572,930
3+ earners	13.5%	—	—	—

Attainable monthly housing cost = 30% of gross income ÷ 12. Attainable home price assumes 30% housing budget, 30-yr mortgage at 7%, 5% down.

Source: ACS 5-year 2024, Table S1903; affordability formula derived.

Households

1,925

Average size: 2.69 people

Households with children

629

32.7% of households

Per-capita income

$50,788

Poverty rate: 10.4%

Section 2

Residential Market Analysis

Housing stock characteristics — tenure, type, age, size, vacancy, rents.

Tenure

79.7% owner-occupied vs. state average 66.6%.

Source: ACS 5-year 2024, Table DP04.

Structure type

Single-family share 83.0% · Missing middle (2–19 units) 0.0%.

Source: ACS 5-year 2024, Table B25024.

Housing stock by decade

16.7% built before 1980 · Median structure age 1,996.00 yrs.

Source: ACS 5-year 2024, Table S2504.

Housing size mismatch

Compares the share of housing units by bedroom count against the share of households by size — a common diagnostic of housing supply/demand alignment.

Source: ACS 5-year 2024, Tables B25041 (bedrooms) and S2501 (household size).

Home value distribution

Owner-occupied homes by value bracket. Median: $324,500.

Source: ACS 5-year 2024, Table DP04.

Monthly Housing Costs

Distribution of monthly housing costs across all occupied units.

Source: ACS 5-year 2024, Table B25104.

Number of Bedrooms

Housing units by number of bedrooms.

Source: ACS 5-year 2024, Table B25041.

Median rent by bedroom

Overall median gross rent: $1,458.

Source: ACS 5-year 2024, Table B25031.

Renters by age

Number of renter householders by age bracket.

Source: ACS 5-year 2024, Table S2502.

Owners by age

Number of owner householders by age bracket.

Source: ACS 5-year 2024, Table S2502.

Section 3

Workforce Housing Needs Assessment

Affordability, cost burden, and the housing options for households in the workforce income range.

Workforce range — ACS median household income

80% MHI$72,950

100% MHI$91,188

120% MHI$109,426

Place-level median from ACS 5-year estimates. A household at 100% MHI in Archer Lodge town should be able to afford a home up to roughly — (30% housing budget, default mortgage terms).

Workforce range — HUD Area Median Income

HUD AMI data not available for this place's parent county.

Affordability calculator

Follows the standard 30%-of-gross-income affordability rule.

Income basis Household income Interest rate % Down payment % Taxes & insurance / yr

Affordable monthly—

Affordable home price—

Renter cost burden

45.3% of renter households spend ≥30% of income on rent (28.0% spend ≥50%).

Source: ACS 5-year 2024, Table B25070.

Owner cost burden by income

18.1% of homeowners spend ≥30% of income on housing. Bars show counts of cost-burdened owners by income bracket.

Source: ACS 5-year 2024, Table B25106.

Household income — owners vs renters

Distribution of household income for owner-occupied (navy) and renter-occupied (gold) households.

Source: ACS 5-year 2024, Table B25118.

Methodology & sources

All figures derive from the 2024 American Community Survey 5-year estimates pulled directly from the Census Data API at the place geography level. State and national comparisons are population-weighted aggregates of county-level estimates (an approximation; ACS publishes its own state and national medians which can differ slightly).

HUD Area Median Income figures are inherited from the parent county (HUD publishes Income Limits at county/MSA level). BLS industry (QCEW) and occupation wage (OEWS) sections from the county profiles are not shown on place pages because those datasets are not published at sub-county geography — see the parent county profile for that context.

The affordability calculator uses a 30% housing-budget rule with a 30-year mortgage. Defaults are 7% interest, 5% down, $2,500/year taxes and insurance, and 0.5% PMI — adjustable above.

Place GEOID: 3701760 · Parent county FIPS: —.